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255 BRONTE ROAD â€" Updated "Turn of the Century Home" CAROLYN LOFQUIST, Assoc. Broker 842â€"7000 3 Bdrms, 1 1/2 baths, F/P, C/air. 1300 Marlborough Ct #505, MARGARET PARKHILL, Assoc. Broker 847â€"3030 REAL ESTATE â€" Impeccable 3 bdrm. link home in Sherwood Heights. Large fam. mm. w/gas FP. Neutral decor thruâ€"out, %%gmded floorâ€" ing, bright eatâ€"in kitchen w/walkout to beautiful landscaped gardens. Interlock walkway, C/vac air more. 181 MAYLA DRIVE JOANNE BROMMIT, Sales Rep 844â€"2023 418â€"2 North Service Rd. E. 842â€"7000 Expect the best® 849â€"9800 For Sale or Rent! AME FRANCIS, Sales Rep. 849â€"9800 f ANELL FRANCIS 2 REAL ESTATE NN STREET, UNIT 102, OAKVILLE $277,900 130 John Street, Oakville, Ontario L6K 1H4 9 e NEAL EoTAE Expect the Best® conversation. That would seem fairly basic, but there is more to this than meets the eye. Someone who is 65â€"yearsâ€"old might feel old. At age 55, that individual Age is a critical issue in any financial $1,700 PER MONTH 2 OR THREE YEAR LEASE AVAILABLE Charming 5 level executive home, ideal for active family life, enterâ€" taining and work at home, maintenance free exteriâ€" or, private yard close to amenities. 74, 5 DESERVES ANOTHER LOOK! Over 3,000 sq.ft. with full finished basement, potential mainfloor den family room, huge master suite, open stairway thru 3 floors, just needs your decorative touch! Allen Robinson BREATH TAKING! Quality Poplar built home on prime north crescent fully coordinated decor, gourmet kitchen, elegant master suite, beautifully landscaped. OPEN HOUSE 1060 GRANDEUR CRESCENT Sales Representative Sunday 2 p.m.â€"4 p.m. re reaily as younsS as you Now that retirement has officially started and golfing during the day is an option, it is understandable why started getting free coffee at the trust company, and five years later, other banking services became gratuitous. knowledge, patience, understanding THINKING OF SELLING YOUR HOME NOW OR IN THE NEAR FUTURE? $279, O0O0 * Guaranteed service «* An individualized marketing plan Give me a call at 845â€"8522 239 Lakeshore Rd. E. Oakville ... dependably yours you might feel old. However, age is relative, and from a Preservation of capital is a good starting point, regardless of your The reason for this change was that people live longer now than they ever had in the past. So, a 65â€"yearâ€"old has the potential to be a long term investor and should invest accordingly. That does not mean that risky investments are appropriate, but then, risky investments are not appropriate for a 40â€"yearâ€"old either. Longevity becoming consideration. For example, the federal government _ has changed the RRIF (CRegistered Retirement Income Fund) rules to provide the option of extending the normal withdrawal period of a RRIF beyond the previous age of 90. financial planning perspective _ that individual is relatively young. The critical factor is the years that are left in your life and not how many years have passed. Financial planning should normally be done to the age of 90 and should include some flexibility for an even longer life. ROYAL LePAGE flmmuuumfimu KENNEDY* Exo NT Eqy $299,000 Downtown core. Gorgeous fenced yard, deck, 3 walkouts. Fam. Rm. 10‘5 x 24‘6. Rec. Rm. 105 x 24‘6. It‘s immaculate. Call CAROL LINDOP 338â€"9000 $99,900. 2 Bedrooms in the "Lighthouse". Spectacular panoramic lake views. Please call: WHAT A VIEW! 18 an the investment return just 2% to a total of 5%, â€".then _ â€"the projections change dramatically. Peter Watson, MBA, CFP, RFP is the president of Peter Watson Investments Limited â€" an Oakville firm specializing in retirement planning, RRSPs, and investment planning. He can be reached at 842â€"7602. Now your portfolio will grow to slightly over $1â€" million by the time you are 90â€"yearsâ€"old. The lesson to be learned is to be realistic about your age. You might be younger than you If the capital is invested at an after tax return of 6%, then the money will be spent by the time you are 89. It would be hard to believe that $1â€"million could disappear so easily, but the 6% return on investment was too low to sustain a $50,000 a year spending pattern with inflation at 5%. One option would be to attempt to raise the return _ on investment a little. If you could increase We will assume that our 65â€"yearâ€"old has $1â€"million and will _ withdrawal $50,000 per year. Each year, things will get more expensive because of inflation, and we will assume an annual inflation rate of 5%. age. However, some potential for growth is also advisable.