The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

B Oakville Beaver Weekend, Sunday, November 6, 1994 â€" 10 TRAFALGAR VILLAGE OPEN 7 DAYS A WEEK TVESDAY, NOVEMBER 8TH # 8429475 125 CROSS AVE. (Across from the GO Station) Qual ALL CANDIDATES MEETING WARD 2 â€" Coâ€"Sponsored by: West Oakville Ratepayers‘ and West River Residents‘ Association Date: Time: 7:30 p.m. Monday, November 7th, 1994 Place: St. Thomas Aquinas H.S. Cafeteria 124 Margaret Street GIVE BLOOD ... HELPUS MAKE OUR GOAL THIS SEASON The Canadian Red Cross Society make the Hopedale Mall clinics a success! C Did you know that every 20 seconds someone in Canada needs blood? And that "someone" could be a friend, neighbour or relative very dear to you. The Red Cross needs to collect units of blood every weekday to ensure that the needs of the Central Ontario patients are met â€" accident victims, barefoot kids who aren‘t careful, cancer patients, a newâ€"born infant. We need your help to When should I buy? Simple. Buy while no one else is buying. You will be in a position of greater power when there are only a few of you in the marketplace. What should I buy? The best answer for this is what you can afford. It may not be exactly what you dreamed of, but no one said you would be there forever. Get in at a level that is comfortable financially and upgrade when you can. How do I know what I qualify for? A simple test is to take roughly 33% of your gross household income and then divide it by 12 (months). This would represent a ball park figure of what you could carry in housing costs on a monthly basis, including principle, interest, taxes and maintenance fees (if applicable). How does the bank know I can qualify? The bank advice is DON°‘T. Owning a home is a financial commitment you must be prepared to make. If you feel you will have difficulty making the payments, postpone your decision to buy until you are most prepared to handle the obligations. Do I have to use a lawyer? There are many legalities to buying or selling a home. Don‘t try and save a few bucks by doing it yourself. Just make sure the lawyer you use specializes in real estate. How do I go about selecting an agent? More often than not, you are picked by the agent instead of you doing the picking. My suggestion is to have a prepared list of questions ready in advance to which you want specific answers. Depending on how that interview goes, ask for references from previous clients and be sure to check them. What if I don‘t like the agent I‘ve chosen? If you have entered into an agreement HOMEOWNER‘S CHECKLIST TO HELP PREPARE FOR WINTER with this agent it can be difficult. Most relationships should be based on mutual respect. You, as the customer, must realize that the agent invests his or her time, money and expertise into you as a potential client. However, the agent must also understand that not all clients are going to appreciate his or her style of service. If the communication is kept open, then both parties will be in comfortable positions. What if I want a second opinion? Another agent cannot discuss the agentâ€" client relationship you currently have, due to a board byâ€"law. If you are very upset about something, ask to arrange a meeting with the broker of the firm. Explain to the agent that you are just trying to protect your investment within the guidelines and that this is not a reflection of poor service. Am I obligated to use this agent forever? If the agent‘s marketing portfolio contains a solid concentration of diverse past sales you may wish to continue with this agent in future real estate decisions. Some agents tend not to grow with the flow and specialize in one type of property. If this is the case with your agent, the one who sold you your first condo apartment may not be the best candidate to sell you your $1.2 million estate. Real Estate The Bottom Line D Dan Cooper is an awardâ€"winnin Associate Broker with Countrywide Town Centre Realty Inc. and can be reached at 338â€"6550. Advertorial Blood Donor Clinic, Please make the time ... for _ someone it may mean a lifetime! Hopodale MONDAY TO FRIDAY 9:30 A.M. TO 9:00 P.M.; SATURDAY 9:30 A.M. TO 6:00 PM. * SUNDAY 12 NOON TO 5:00 P.M. (*Not All Stores May Be Open) Located at 3rd Line and Rebecca in Oakville â€" Telephone 827â€"0229 â€" (Continued from page 9) Oakville Osteoporosis Support Group meets, 1:30 p.m., Oakville Bone Centre 331 Sheddon Information: 827â€"6750. Everything You Always Wanted to Know About Art but Were Afraid to Ask: Art and the Media continues, Gairloch Gallery, 1306 Lakeshore Rd. E. 7 to 9 p.m. Information: 844â€"4402. Movie Monday at the Oakville Community Centre, Kerr Street. 6:30 p.m. doors open; movie begins at 7:15 p.m. Information: 849â€"5501. Bronte Legion ladies auxiliary (Branch 486) Bingo, 6:30 p.m.. Mayfair Bingo Hall, Speers Road. Proceeds to charity. Trafalgar Toastmasters meet, 7:15 p.m., second floor, Oakville Public Library. American Women‘s club of Oakville New Members Coffee, 7:30 p.m. Information: 257â€"3362. Studentâ€"run Fashion Show, In Living Color, presented at Queen Elizabeth Park School, Yolanda Drive, 7 p.m. $5 in advance; $6 at the door. Proceeds to Halton Women‘s Place. Mothers Morning Out, 9:15 to 11:15 a.m., Chartwell Baptist Church, Chartwell Road. Enjoy a guest speaker and stimulatâ€" ing conversation while your children are looked after in a room down the hall. Call Aid for New Mothers, 844â€"9009. Canadian Federation of University Women meet, 7:30 p.m., Iroquois Ridge High School. Author‘s Night. Information: Sue McArthur,825â€"2412. Oakville Legion, 136 Church St. sponâ€" sors Line Dancing, 7 to 10 p.m. upstairs. Normandy Room. Beginners welcome. Admission, $4. Looking for Work? Join Women‘s employment Network, 9:30 to 11:30 a.m. when interview sills will be practised. Sponsored by Women‘s Information and Support Centre of Halton. Hopedale Mall, Suite 230. No cost. Information: §47â€"5520. Fun Dance with Barbara Tucker, Oakville Parent Child Centre, 337 Kert St., 9:30 to 11:30 a.m. Call 849â€"6366. BULLETIN Children‘s Council of Halton needs people who are committed to children and their interests to participate in three projects to determine how Halton children should be serviced: Child Care Planning Project, Parent and Youth Forum and a project which focuses on improving access to chilâ€" dren‘s residential mental health services. Information: 844â€"7864, ext. 247. (see ‘Update‘ page 11 T. ) Menfia/ Auch POSITIVE STEPS TO BETTER HEALTH. Aromatherapy massage. Relief of mental an physical stress. Christmas Gift Certificates available. The Essential Touch Clinic 338â€"8427 HOUSE PORTRAITS FOR CHRISTMAS CALL MARC (905) 790â€"8721 Nn un ut ce on h c on n o > k Ne Ee enc ies o . ol : M l td o e o e e s s in o e td c m e ol e . § PW d LLUA“AMM-‘M‘J