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1. 5 bdrms., 1 1/2 storey, bb’x183’ 101. $159,900. 2. 4 bdrms., brick bungalow, fireplace, 75’x114' 101. $149,900. 3. 3â€"bdrm. plus 2â€"bdrm. basement opt. on true ravine. $179,900. 4. Total income $4,438/monih. RALPH SNELGROVE 842-7000. PRIVATE RAVINE REDUCED $249,500. 3-bdrm. executive home with charm, one owner, 2 walk- outs, heofed goroge. RALPH SNELGROVE 842-7000. $129,900. 3-bdrm. T/H, W/O ’ro pri- vate yard, finished basement, 2 parking spaces. RALPH SNELGROVE 842-7000. ONE PACKAGE DEAL NOTHING DOWN 418-? 'Nder Service Road E: ' Ookville If you want condo living with all lhe conveniences of a house K31” have rl In fhlS' round floqr, é rm, 2 storey sug e of the Valle - W/O to two DOTIOS and the lux- ury of 0 back yard lolol nvo cy. $136,900. For more efoils coll ANN SHORE 842-7000 4-bdrm. wifh library off §§ master, 3 baths, W/O To large deck » fenced yard, green- space. $254,000. RALPH RALPH SNELGROVE SNELGROVE 842-7000. SdesRep. ONE OWNER $249,900. 4â€"bdrm., 3 baths., on quiet street, large greenhouse kitchen, pantry, W/O to large deck and fenced yard. RALPH SNELGROVE 842-7000. FREEHOLD EXEC. TIH $219,900. 2,100 sq. fi.. Glen Abbey quiet drive. 3â€"bdrm., 3 baths.. F/R with F/P, W/O, 5 oppL, garage. RALPH SNELGROVE 842-7000. REDUCED RIVER OAKS ANN SHORE Job loss mortgage insurance gives home buyers extra security ore and more home buyers are I turning to Always Home job loss , : mortgage insurance to give them extra peace of mind during the home purchas- STARTERS - WHAT A DEAl Temfic detached bu alowwflhalthe basic upgrades. wer windows, fumace, roof soffifs oak kitchen cabinets. central air, finished basement. Needs some sprucing up. Golden opponunfly.$farfersdon'fm1h’s! RIF/MK ’41 4W2 NorThServiceR’dORP E. €842- 7000 Gorgeous 3+1 bdrm. raised bmgdow with finished basement, fireplace, 2nd kitchen, bdrm. 4pce. Beautiful freed fenced lot. Lovely kitchen addition. Steps to public separate schools. This one wrll sell quick. Don‘t overlook Unique niiy, must be sold! 5 km norm of wy. #5. inCIedibiy scenic 3+1 bdrm. updated bungalow with the convenience of being close to town. Stone exterior, 3 bcihs. Updated with W/O bsmt. Don’t miss iris one! COMMUTERS DELIGHT Priced to sell! Over 1,8(1) sq. ft. freehold on premiérm lot m oversized 1.5 0? garage. balhs . gorgeous ensu e wilh step up tub separate shower. Family room. eaHn kitchen, oenlrd air. Upgr. broadbom. Close to ‘GO' 8r hwys. 7 Spdrkfing II bdrr'n's.2-510fey in mint condition. Uflro-modern new white kitdwen Megoscvefumoce, roof, deck; family room with fireplace, double car garage, gorgeous hdwd. noon; thruout, ished basement with workshog. Beautiful back yard CAMPBELL Amdahe Broker NEmANEVALl/ATXM MmkedngSpeaZIlist ”ACRES-POWEROFSME DETACHED STARTER Always Home benefits are paid for layoff or involuntary job loss. They are not paid for resignation, regular or early retirement, strikes, maternity leave, seasonal unemployment , death, disability, war or participation in a cn'm- inal act, wage reductions or a change to job sharing. Self-employed individuals are not eligible. For more information about this exciting program, contact Thompson, Thompson and Associates Dd tollâ€"free at 1-800-655-5511 or 6224;13 inthe Torontoanea. .......... uaapaafi. IDDOIIES‘"J--.-l Always Home premiums can be paid as a lump sum when you sign up or through low monthly payments. Partial mortgage coverage is also available for a minimum of $600 of monthly mortgage payment for consumers who may be concerned about premiums. “A year gives you a space of time in which you’re free for a job,” he says. In the mean- time he still has his home â€" a comforting base from which to organize and carry out his job search. . Mortgage payments (including property taxes, life and disability insurance premiums when included in the regular mortgage pay- ment) on monthly, weekly or bi-weekly sched- ules are covered. And since Always Home is not tied to any specific financial institution, you have the freedom to shop around for the best mortgage deal. You must also purchase your new, resale or recreational residence through an Ontario Realtor who is a member of a local real estate board. The program covers registered convention- al or high ratio mortgages, multiple mortgages (first, second or third) and registered mort- gages from institutional or private lenders. Other policy holders have also applauded the program including a claimant who is now receiving benefits under the program. He says he felt financially secure when he purchased the home, but a lot of local corporate “down- sizing” encouraged him to buy some protec- tion. He’s glad he did. Since he’s covered under the program, his mortgage payments are taken care of and all he has to worry about are his other bills. Benefits are payable beginning two months after the date of loss of income from employ- ment and continue for one month beyond the date of re-employment â€" or for a total of 12 months â€" whichever is earlier. You and any joint applicant are eligible if you are a Canadian resident aged 18 to 65 and have worked a minimum of 30 hours per week for the past twelve months (not neces- sarily with the same employer). The program is receiving favorable feedâ€" back from consumers throughout the province. More than 500 policies have been taken out by home buyers who appreciate the security it provides. A move-up buyer is glad she opted for coverage. Not long after she and her husband purchased their home, she was laid off. “It’s a very good program,” she maintains. For example, one first-time buyer said the plan had eased his mind a great deal about his mortgage payments â€" particularly at a time when job security is still a big question mark. “It’s a good investment.” Always Home was developed through Ontario Realtors by the Ontario Real Estate Association, Pafco Insurance and Thompson, Thompson Associates Ltd., Insurance Brokers, just a year ago. Another policy holder said he and his spouse probably wouldn’t have purchased their home when they did. In fact, they proba- bly would have waited another six months or until the economy had became more stable. “It’s nice to know it’s there.” This special program covers up to $2,500 in monthly mortgage payments if policy hold- ers lose their jobs or become involuntarily laid off. Available to individuals who purchase their homes through Realtors, this comprehen- sive coverage only costs $4.85 per $100 of monthly mortgage payments and provides a full 12 months coverage. ing process.