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UPDATE (Continued from page 10) United Church, 1250 McCraney S. Information: Sylvia, 842â€"5698 or Carol, 827â€"0395. Are you a mom with one or more children under the age of six? Do you need a break? Mothers Morning Out, 9:15 to 11:15 a.m., Chartwell â€" Baptist â€" Church, Chartwell Road. Enjoy guest speakâ€" Now is a good time to purchase a home â€" Really! This really the best time in Canadian history to buy a home. er and stimulating conversation while your children are cared for in a room down the hall. Information: Aid for New Mothers, 844â€"9009. Bereavement Support Group meets Tuesday evenings at Halton Family Services, call 845â€"3811. IESDAY DECEMBER 28 opportunities despite the "onslaught on real estate" by punitive government measures such as lot levies and rent controls. _term investors must analyze demoâ€" graphics, population growth and other facâ€" tors that make up the "real estate curve" But Furchase for accommodation and quality _ One of those curves will peak about 2005 of life, not speculation. Speculation is made _ when there will be a surge in house prices on blind faith and will always be unsuccessâ€" _ and rents as today‘s teenagers enter the housâ€" ful. ing market. Home ownershi(f is a sound long term investâ€" _ Similarly, people who are considering buyâ€" ment that should be considered as one part of 2]% a cottage have one or two more years to an overall financial plan. e advantage of the lowest prices in 20 A principal residence offers some tremenâ€" years dous tax advantages. For example, the home _ It‘s definitely a buyer‘s market. However, buyers‘ plan allows firstâ€"time buyers to withâ€" _ cottage buyers have to be prepared to hold on draw funds from their RRSPs for a down _ to the property for a long time before recoupâ€" payment (subject to certain conditions that _ ing their investment. include a repayment plan). Potential buyers can continue to make RRSP contributions until 90 days before the purâ€" chase closing. This way they receive the benâ€" efit of the RRSP contribution and the tax deduction as well. The return from that deduction should be immediately applied to the mortgage which is nonâ€"deductible. The third incredible advantage is that you‘ve now got a house. There are also some major tax advantages for homeâ€"based businesses. If you have a six room house and use one room for a business, than you can deduct oneâ€"sixth @112 Ker St., . 844â€"1913 , S K4 For 15 Years We Have Been t Offering the Most Diversified ; 1 Complete Selection of , 2 K3 Music at the Lowest Prices, 2 #{:i This Side of Toronto | ; i Nothings Changed ! The Reason? Government incentives, such as the RRSP home buyers‘ plan and tax rules _ Lon that. allow homeâ€"based entrepreneurs to deduct some of their household expenses. (See Update page 17) ‘7?:"‘“ BR y | x m i. g@mmfim Yhot Voure I.oomg' Fot 3 Bring in This Ad and% t F1 2; or orF 1 Nq Any Regular anyTâ€"Shirt, ¥’rieed Poster or 1 CD, Cassette, LP Socn{ld Hand . /@ 3 e d p m K Hours: Monâ€"Fri., 10â€"9 p.m. Sat., 10â€"6 p.m. Et _ Su\259_nl.__’,__'_‘_ . 1429 D; F661 ‘g; ‘{epuns ‘puayaay 19neag oilimeo â€" 51 | WAREKHOUSE OUTLET SALE [ _ _MONDAY, DEC. 19"; TUESDAY, DEC. 20"; WEDNESDAY, DEC. 21" _ 9:00 A.M.â€"7:00 P.M. Dan Cooper is an awardâ€"winning SPORTAL CANADA INC. 1428 SPEERS RD., UNIT 11 of the living expenses. The economy and the real estate market are not as buoyant as they, were during the Associate Broker with Countrywide Town Centre Realty Inc. and can be 1960‘s, 70‘s and 80‘s, but there are still _ reqched at 338â€"6550. ADVERTISEMENT OAKVILLE, ONT. SPORTAL Licensed sportwear featuring these major leagues r3 B _ hy Tâ€"shirts, Sweatshirts, Team Replicas, etc. Plus Oakville Rangers Memorabilla SREAT SAVINGS!! Don‘t Panic! Downtown offers FREE Gift Wrapping all day long until Christmas! OnNLEY SNT. DECC.AM7TH QAM.â€"6 PM. SUN. DEC. 18TH NOONâ€"S5â€"PM. DESIGNER CORNTS DIRECT FROM EUROPE UP TO 50% OFF HIGH QUALITY LARGE SELECTION OfF STVLES RND COLOURS LAVAWAY PLAN AU/NILABLE Monday â€" Friday 10:00 a.m. â€" 9:00 p.m. Saturday 9:00 a.m. â€" 6:00 p.m. Sunday Noon â€" 5:00 p.m. Christmas Eve open to 6:00 p.m. 345 Lakeshore Rd. E. (Lakeshore Allen) Bring your receipt from a downtown store and we‘ll wrap your gifts for FREE. Donations to the Salvation Army Food Drive are gratefully accepted. | Drop off your letter to Santal! I /J Free SATURDAY PARKING in all MUNICIPAL LOTS excluding the Parking Garage. Free Parking evenings after 6, Sundays holidays in all municipa% lots an at street meters. £. .0. T. _1 a° UE 3455 Fairview 8t., Unit #23, Burlington 333â€"9088 (same plaza as Pier 1 Imports) COATS ARE ONLY KERE FOR 9 DAYS AND WILL NOT BE ANAILABLE AFTER THIS SALE!