14 - The Oakville Beaver, Wednesday February 13, 2008 www.oakvillebeaver.com FINANCIAL · TAX · LIFESTYLE · RETIREMENT · ESTATE SEMINARS TODAY AND TOMORROW Oakville Chamber hosts Ron Rousseaux is a well-known and successful Independent Financial, Tax, Retirement and Estate Planner located in Burlington. A background that encompasses Finance, Revenue Canada, Private Industry, Technical Advisor and one of the few Certified Senior Advisors in Canada. Named Burlington, Oakville & Flamborough's Best Financial Planner 2001, 2002, 2003, 2004, 2005, 2006 & 2007. Attorney General Feb. 19 The Oakville Chamber of Commerce is hosting an upcoming luncheon with Ontario's Attorney General Chris Bentley. Taking place on Tuesday, Feb. 19 at the RattleSnake Point Golf Club, located at 5407 Regional Road 25 in Milton, Bentley will discuss what the government is doing to strengthen regulated professions in Ontario. In this presentation, which will last from 11:45 a.m. to 1 p.m., he will pay particular attention to the fields of engineering, accounting and the law. Bentley will also talk about how the government is working with professional associations to broaden the opportunities available to their members. Those who wish to attend can do so at a cost of $30 (plus GST) for chamber members and $35 (plus GST) for nonmembers. A table for eight can be reserved for $210 (plus GST). Buffet lunch included. For more information call 905-8456613, ext. 28. Ron Rousseaux M.C.I., T.E.P., CSA SEMINAR TOPIC WHAT'S NEW AND TURNING RETIREMENT THINKING ON ITS HEAD? Come and learn why they are saying "It's too Good to be True" FROM MANULIFE INVESTMENTS, A GUARANTEED MINIMUM WITHDRAWAL BENEFIT... A FIRST IN CANADA! How would you like a Predictable Income Guaranteed Not to Decrease no matter how the investment performs? Here are some of the advantages GIF Select featuring IncomePlus can provide: · PREDICTABLE INCOME GUARANTEED not to decrease no matter how the Investments perform · SUSTAINABLE INCOME to last for your lifetime · POTENTIALLY INCREASING RETIREMENT INCOME · FLEXIBILITY TO CHANGE your Investments or access your savings at any time · AN EXCELLENT SOLUTION FOR RRIF · BONUSES automatic opportunities to lock-in market gains that may increase your guaranteed income payments · TAX-EFFICIENT INCOME when held in a non-registered account. · TERRIFIC FOR THOSE CONTEMPLATING COMMUTING THE VALUE OF THEIR CURRENT PENSION PLAN · ABILITY TO SIMPLIFY YOUR ESTATE PLANNING WITH BENEFITS THAT CAN ENSURE THE SMOOTH TRANSITION OF YOUR ESTATE! INCOMEPLUS Turner discusses childcare at next Town Hall meeting Halton MP Garth Turner is gearing up for his next round of Town Hall meetings, with the topic this time around being Halton's childcare crisis. The sessions are slated to take place Tuesday, Feb. 19 at Oakville Town Hall, Wednesday, Feb. 20 at Milton Sports Centre and Thursday, Feb. 21 at Tansley Woods Library in Burlington. All meetings start at 7 p.m. Turner said the lack of available childcare locally is a major hurdle for working parents to deal with. "It's important with a potential federal election possible this year that parents in Oakville, Milton and Burlington speak up now," he said. "Politicians have yet to come up with a plan that is realistic and effective, and one which understands there's a balance between the responsibility of parents and the goals of our country to have well-adjusted, well-cared-for and healthy kids. Who better to give me guidance than the families themselves?" A press release from Turner pointed out that in the rapidly growing region there are 35,000 kids under age six and more than 46,000 under age nine. But at the same time, there are just 7,000 licensed childcare spaces available locally and a waiting list of 9,000 and growing. Turner will be asking citizens attending the Town Hall meetings to come ready to discuss the childcare crisis, but the sessions will also be open to any topic of concern to constituents. For more information call Turner's office at 905-693-0166 or visit www.garth.ca. ARE YOU CONCERNED ABOUT: · Losing Your Nest Egg? · Outliving Your Money? · Low Interest GIC's and Bonds? · Volatile stock portfolios? · · · · · · · · · Losing Control of Your Assets? Inflation Eroding Your Lifestyle? Protecting your current gains? Needing a Capital Guarantee? WHO SHOULD ATTEND THIS SEMINAR Those people who haven't a clue about investing but know that they need to do it. Those people who cannot lose their capital. Those people that need a Guaranteed Income. Those looking after Mom's or Dad's funds and need guarantees. Those that are looking for Capital Guarantees, Income Guarantees, Simplified Estate Planning and No Probate Fees. · Those who have inherited funds or won the Lottery. · Those who are being downsized or outsized and need to commute their company, medical, school board, government pensions. · Those that need to change their Income from Interest to more tax efficient income. · Those who are afraid of change. · Those who have Large Gains on the stock market and wish to protect the profits with guarantees on capital and income. · Those that need to increase their knowledge about Investing, Taxation, Income Splitting, and Estate Planning. Energy Conservation Tip of the Day Turn off the lights Don't leave the lights on. Many of us still leave outdoor patio lights on all night forgetting to turn them off before retreating to bed. Consider installing a timer so electricity isn't wasted. This can be adjusted from season to season as the days get longer. -- Courtesy Direct Energy SEMINAR DATES THURSDAY, FEBRUARY 21ST, 2008 SATURDAY FEBRUARY 23RD, 2008 Afternoon Session: 1:30 to 3:00 pm Evening Session: 7:00 to 8:30 pm Burlington Art Centre (Shoreline) 1333 paular@todaytomorrow.com A FREE public education seminar presented by Halton Healthcare Services HYPERTENSION & KIDNEY DISEASE with Dr. Daniel Sapir, M.B., ChB., FRCP (C) Nephrologist, Halton Healthcare Services Morning Session: 10:00 to 11:30 am Lakeshore Rd., Burlington T reserve your seat, call Paula o 905-336-9941 Wednesday, February 20, 2008 6:30 pm Displays and Refreshments 7:00 pm Seminar www. todaytomorrow.com Handouts will be provided and refreshments served. LeDome Banquet Hall 1173 North Service Road East, Oakville East of Trafalgar Road Lots of free parking The Manufacturers Life Insurance Company (Manulife Financial) is the issuer and guarantor of the GIF Select contract, which offers the IncomePlus benefit. The bonuses are not cash deposits; they increase the amount that is guaranteed for withdrawal. Your investment is protected through guaranteed payments, at maturity, or upon death. Exceeding the withdrawal thresholds may have a negative impact on future payments. Age restrictions apply to the Lifetime Withdrawal Amount. Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial and its subsidiaries in Canada. GIF Select, Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation. TO RESERVE A SEAT please call 905-338-4379 This seminar is presented in partnership with The Kidney Foundation of Canada, Heart & Stroke Foundation of Ontario, Halton Diabetes Program and the Canadian Diabetes Association. Made possible through an unrestricted grant from: CELEBRATING OUR 15TH ANNIVERSARY www.haltonhealthcare.com GEORGETOWN · MILTON · OAKVILLE HOSPITALS