www.insideHALTON.com | OAKVILLE BEAVER | Thursday, January 5, 2017 | 22 'Top four' list of financial decisions that are important continued from p.21 Four. Estate planning. I encourage everybody to have both a will and two separate powers of attorney completed. A will outlines your wishes on how your assets are to be distributed after your life has ended. Most people avoid the topic of death, how ever, having a will can be a selfless act of kindness to your loved ones. During your lifetime, if you lose your men tal capacity as a result of illness, accident, or the natural aging process, you will need someone to make decisions on your behalf. There are two different types of powers of attorney. A power of attorney for personal care gives someone you trust the legal ability to make health and medical decisions for you on your behalf. The other, the power of attorney for prop erty, gives the person of trust you choose the right to make financial decisions on your be half. Wills and powers of attorney can be complicated and I recommend seeking the advice of a lawyer. I encourage everyone to take the opportu nity of a new year to decide what financial pri orities are most important. Hopefully this top-four list was of benefit. Happy New Year. -- Submitted by Peter Watson o f P eter Wat son Investments and Aligned C apital Partners In c, MBA, CFP, R.FP, CIM, FCSI., Certified Financial Planner from H a p p y N e w Y e a k ! The Baier's Fam ily Maxime Kitchens & Baths Inc. baler's upholstery & design T w w w .b a ie rs .c a · 1000's of Designer fabrics to choose CALL uS Fo r AN APPoiNTMENT 2376 Parkhaven Blvd, Oakville 905-257-5880 maximekitchens.ca Sofas · Chairs · Headboards · Throw Pillows · Drapery & Hardware SERVICE 11-2345 W yecroft Road, O a kville · 905.616.3156 · info@ baiers.ca f STORE CLOSING 4 0 -6 0 % 0 F F While Quantities Last! Store Owner Retiring 4087 Harvester Road, Unit #11, Burlington (Between Walkers and Appleby) 905 319 2333 www.pattersonsfurniture.ca Boxing Week Holiday Hours: Tuesday Dec.27 to Thursday Dec.29 10 to 5