C8 THE OAKVILLE BEAVER Wednesday, October 20, 1999 E D U C A T IO N G overm ent stu d en t fin an cial assistan ce I n Canada, federal and provincial governments provide financial assistance (loans and/or non repayable grants) to eligible students based on their demonstrated financial need. In the nine provinces and Yukon which participate in the fed eral Canada Student Loans Program (CSLP), needy students may receive both federal and provincial assistance although they apply using one form. Quebec and the Northwest Territories have opted out of the CSLP and receive compensation from the federal government towards the costs of their own student assistance programs. The federal and provincial programs consider both the cost of studies and the resources available to the student. Government assistance supplements your own resources from a job, other awards and your family. Not all students are eligible for gov ernment assistance, and the amount awarded varies. You are expected to work during the four-month period before you begin your studies. Your parents are expected to contribute to the costs of your edu cation unless you have been out of high school for four years, in the labour force for two years or are married, separated, divorced or a single parent. If you are married, your spouse is expected to con tribute. Canada Student Loans Program (CSLP)-- Canada student loans are provided for up to 60 per cent of your assessed financial need up to a weekly loan limit (currently $165). During full-time stud ies, you will not have to make payments on your loans. Participating provinces determine how much assistance they will provide in the form of loans and/or grants. Part-time student loans of up to $4,000 out standing principal are also available, although these require the payment of interest during studies. Canada Student Loans are issued by and repaid to participating lenders. If you experience periods of low income during repayment you may be eligi ble for assistance called interest relief to defer your payments. Some provinces provide additional assistance to borrowers repaying provincial student loans in the form of loan remission or loan forgive ness programs. Interest Relief Plan-- You may qualify for inter est relief if your monthly family income is below a specified level. While benefiting from the Interest Relief Plan, you will not be required to make any payment on your Canada student loan. The 1997 Federal Budget announced the extension of the maximum lifetime limit under the Interest Relief Program from 18 to 30 months. This change came into force on April 28, 1997. Interest relief is usually approved for threemonth periods and is not available during the six months immediately following your studies. Parttime students may receive interest relief one month after receiving their loan. Interest relief is not available if you have defaulted on your loans. If you are a full-time student, you may apply for Interest Relief once you have consolidated your loan, and up to five years after you begin repaying your loan. If you are a part-time student, the earli est you may apply for Interest Relief is one month after you receive your loan. Federal assistance also includes Special Opportunity Grants for students with permanent disabilities (up to $3,000 per year); high-need parttime students (up to $1,200 per year) and female doctoral students in certain fields of studies (up to $3,000 per year for up to three years). Canada Student Loans Program 6 Years Running! Creating a study space with your child A s parents and caretakers, you can help make your child's school experience both productive and enjoyable. One way is to create an environm ent at home where they will feel motivated to study and do their homework; it is im portant to create an area that's fun yet functional. The first step is to review your child's needs and wants, style and personality. This will guide you in the general design and organization o f the area. Next, gather together all o f your child's school supplies and accessories and decide what should be kept and what should be thrown away. It's a good idea to store similar items togeth er; for instance, put crayons and markers in the same container or area. Paper, report covers, notebooks, dictionaries and other resource mate rial can be organized in a modular system of stacked crates. A lthough it's easy to arrange a Y O U R O P IN IO N C O U N T S ! study area, com The com m u nity is cord ially invited to attend a public m eeting plete with desk in order to provide input to the H alton D istrict S ch ool Board's and book shelves, parents Strategic Planning p rocess. Input to the Board's draft m ission shouldn't over statem ent and tw e lv e b e lie f statem ents w ill be con sidered by look the greater the Board's Strategic Planning Steering C om m ittee in the p i c t ur e -- the d evelop m en t o f the d ocu m en t during the next few m onths. need to person Public input m eetin gs are as fo llo w s: alize, add colour and adjust the OAKVILLE (East Area) BURLINGTON (West Area) lighting in an Thursday, October 21 Friday, O ctober 22 area. R esearch 6:30 p.m. - 9:00 p.m. 9:30 a.m. - 12:00 p.m. has shown that a W hite Oaks Secondary S ch ool M ainw ay Arena (Auditorium) ch ild 's success (South Campus) 4 0 1 5 M ainw ay is directly relat 1330 M ontclair Drive Burlington, Ontario ed to the ability O akville, Ontario to transfer a child's personal ACTON, GEORGETOWN, MILTON, (North Area) ity into their M onday, O ctober 25 workspace. Ongoing Programs for beginners to competitive level, oges 14 and up. Eignt dosses a week, afternoons, evenings & weekends. REGISTER NOW ! 461 NORTH SERVICE RD, UNITS 42-45, OAKVILLE Y ou w a n t th e m o s t e x p o s u r e f o r y o u r c la ssifie d ad , r ig h t? How's this? Click Here 6:30 p.m. - 9:00 p.m. Centennial Public Sch ool 233 D elrex B oulevard G eorgetow n, Ontario For more inform ation, please contact B eth S helsw ell, Superintendent o f Education (905) 3 3 5 -3 6 6 3 , (9 05) 8 7 8 -8 4 5 1 , or (905) 8 4 2 -3 0 1 4 - ext. 2227 Ethel Gardiner Chair of the Board Dusty Papke Director of Education Oakville Independent Schools i us on October 23rd jbr a special jo in t O p en ZH ouse a t <J%ppleby College, ZD earcroft (^ M on tessori S ch ool, { J e m ZHiU School, fjle n b u m k S ch o o l, (^ A la cjla d tla n College, O a h n h e C h ristia n S ch o o l, Z R oherglen S ch o o l and S t . ^ M ild red s~ J 2 u fitb o u m S c h o o l Celebrate h e d iversity and choke of independent education O a k ville has to offer. U is it h e different schools, take a tou r and learn more about h e alternatives for y o u r son o r daughter. A p p le b y College 540 Lakeshore Road West Oakville, O ntario L6K 3P1 (905) 845-4681 .www.appleby.on.ca The Admissions Office at Appleby College invites you to tour the campus with one of our Student Tour Guides and meet some of the teachers, staff and parents that make up the Appleby community. Discover how Appleby provides academic excellence for girls and boys in Grades 7 through OAC. Appleby offers extensive extracurricular and athletic programmes with the support of caring teachers on our 52-acre lakeside property. § D ea rcro ft M o n te ss o r i S ch o o l SC H O O L FERN H IL L Fern H ill S ch o o l 3300 N in th Line Road R.R. Ml, Oakville, O ntario L6J 4Z2 (905) 257-0022 1167 Lakeshore Road East, Oakville, O ntario L6J 1L3 (905) 844-2114 www.dearcroft.com Dearcroft Montessori School welcomes you to visit one of Canada's oldest Montessori programmes. Established in 1968, Dearcroft provides Montessori education for boys and girls from Preschool to Grade 3. Our new affiliated campus, Westwind Montessori, offers a programme for Grades 4-8 at 451 Lakeshore Road West We look forward to your visit at either campus. Our engaging programmes provide students in Preschool through Grade 8 with a wide range of challenging academics and creative activities. Fern Hill's specialized Arts, Music, Computer, Science and Physical Education facilities, advanced academic opportunities and motivated teachers prepare students for academic and personal challenges of the next leveL Daily assemblies, dramatic presentations and extensive athletics culminate in a Grade 7/8 programme in which leadership and communication skills are key. W? look forward to meeting you and showing you our school. At Rotherglen School, our philosophy is to focus on the needs of each and every student in our J.K. to Grade 8 program. This is accomplished through our low student to teacher ratio, a highly trained and dedicated faculty, and open communication between our parents and teachers. We cordially invite you to visit our two Oakville locations, including our beautiful new campus now open at the north west comer of Upper Middle Road and Neyagawa Blvd. G len b u m ie Sch o o l 2035 Upper M iddle Road E. Oakville, Ontario L6J 4Z2 5 ^ 3 ) (905) 338-6236 www.glenbumieschool.com At Glenbumie we encourage academic excellence, task commitment and skill development in a supportive atmosphere for students in Preschool to Grade 8. We offer formal instruction in the core subjects of Mathematics and Language Arts including individualized enrichment and gifted level programming. Science and Technology, Economics, French, Fine Arts, Music, Drama and Physical Education are taught at all grade levels. Interested families are invited to tour the school and view student work. * y O Oakville Christian School Q Rodnglai Neyagawa C a m p u s O Rotherglen River Oaks C a in p u s O St. MUdred's-Lighttuxan School O Westwind M o n ro o ri School R o th erg len S ch o o l 2045 6th Line, (905) 338-3528 Oakville L6H1X9 2050 Neyagawa Blvd., (905) 849-1897 Oakville, L6H 6R2 At Rotherglen School, our philosophy is to focus on the needs of each and every student in our J.K. to Grade 8 program. This is accomplished through our low student to teacher ratio, a highly trained and dedicated faculty, and open communication between our parents and teachers. We cordially invite you to visit our two Oakville locations, including our beautiful new campus now open at the north-west comer of Upper Middle Road and Neyagawa Blvd. Open House 9:30 a.m.-l p.m. M a cL a ch la n College 337 Trafalgar Road, Oakville, O ntario 16) 3H3 [ S t e f f i (905)844-0372 www.maclachlan.on.ca Let our senior staff and prefects show you how MacLachlan combines the vitality of a leading edge education with the richness of study in the classical arts. Art, drama, music, debating, poetry and sports receive expert attention in our well-rounded curriculum. Abundant access to fully networked computers is assured via our 6 main labs and 5 mini-labs. MacLachlan is a well-established school for students from J.K. to University entrance. The College enjoys a solid reputation for high standards of academic achievement. We welcome you to our school. Jj m Jl [35I3T O a k v ille C h ristia n S ch o o l 112 Third Line, Oakville, O ntario L6L 3Z6 (905) 825-1247 The Board and Staff of Oakville Christian School invite you to visit our school at Third Line and Lakeshore. Strudents from JK to Grade 8 are challenged to learn more about living and learning in God's world. A full academic program includes music, the arts, athletics and computer studies. We look forward to meeting you. "N urturing Excellence in a Christ-Centred Academic Environment" S t. M ild re d s-L ig h tb o u m S ch o o l 5 O ? 1080 Linbrook Road V x LU Y jJ Oakville. Ontario, Ontario, L6J L 2L1 ? Oakville, * ** (905) 845-2386 E-mail:St M ild re d 'sGsmls.on.ca & t Education which combines a long tradition with an eye to the future. S t Mildred'sLightboum is an independent girls' school providing education from Junior Kindergarten to O.A.G Our Anglican tradition gives us roots, our commitment to prepare young women for the 21st century gives our programme direction. We bring the warmth and support of the past and the technology of tomorrow together. Visit us and meet our girls, tomorrow's leaders. 10 A.M. - 2 P.M. Saturday, October 23, 1999 R iv e r O a k s C a m p u s N e w E le m e n ta ry C a m p u s OPEN HOUSE 2045 Sixth Line Oakville, Ontario L6H 1X9 (905) 338-3528 2050 Neyagawa Boulevard Oakville, Ontario L6H 6R2 (905) 849-1897 Open House Saturday, October 23rd, 10 a m to 2 p m » .M K r . ............in i