7 | O akville B eaver | T hursday,A pril 16,2020 insidehalton.com SPRING SPECIALS Vince Capobianco O: 905-333-8900 C: 416-989-5712 vince@westviewpaving.com www.westviewpaving.com OPTIMIZE YOUR HOME'S CURB APPEAL WITH QUALITY RESIDENTIAL DRIVEWAY PAVING SERVICES NO DEPOSIT REQUIRED - GUARANTEED PAY UPON COMPLETION Parking Lot Paving | Interlocking | Concrete Staying home, means Saving liveS! By doin g so, pu ts less st ress on our hea lth care system. So our h ealth ca re work ers can deal wit h the pe ople wh o really need it. TRN Income Tax &BookkeepIngServIceS Richard Turner Burlington 905-335-8286 2201 Brant Street, Burlington, on l7P 5C8 guelPh 519-265-2464 res/office 404-693 Woolwich Street guelph, ontario email: trntaxes@gmail.com Stock market investing success comes from investing long-term, ignoring the temptation to sell during vol- atile times and not missing significant stock value gain best days. This leads to high- er investment returns and lower anxiety during times of volatility.volatility.v Investment risk is mea- sured by volatility. The value of a bond has relatively small fluctuations and therefore isfluctuations and therefore isf considered less risky, with less return. The opposite is true of stocks. Stock values can fluctuate, and some fluc- tuate significantly. They are riskier, but the return is high- er. Investors include stocks in their portfolio because the expected rate of return is sig- nificantly higher than bonds. On a day-to-day basis, no one knows how markets will per- form. Over the long-term,form. Over the long-term,f they are extremely predict- able. During extremely volatile times, it can take courage to maintain your long-term plan. Volatility can be fright- ening, but with a strong in- vestment strategy, this is ex- pected. During the 20-year period ending at the end of 2018, stock markets suffered through six volatile periods. This included the SARS epi- demic, the Middle East respi- ratory syndrome, and Ebola scares. In all cases, the stock market recovered strongly. The average stock market in- crease for the next three years was 22 per cent, and af-years was 22 per cent, and af-y ter five years was 53 per cent. In order to get the benefit of long-term stock returns, you must remain invested. Ifyou must remain invested. Ify during that 20-year period you missed the 10 best days inyou missed the 10 best days iny the stock market, your re- turn would have decreased by more 50 per cent accord- ing to JP Morgan Asset Man- agement. Markets work. In- vestors just need patience, and sometimes courage. Peter Watson is regis- tered with Aligned Capital Partners Inc. (ACPI) to provide investment advice. Investment products are provided by ACPI. ACPI is a member of the Investment Industry Regulatory Orga- nization of Canada. The opinions expressed are those of the author and not neces- sarily those of ACPI. Peter Watson provides wealth management services through Watson Invest- ments. OPINION UNDERSTANDING STOCK MARKET WILL LEAD TO SUCCESS INVESTOR PATIENCE AND COURAGE IS NEEDED IN ORDER TO ENJOY FINANCIAL PROSPERITY, WRITES PETER WATSON PETER WATSON Column We are always open at HomeFinder.ca visit us online and view virtual tours without even stepping inside a home! We have new listings coming daily, virtual tours, neighbourhood information and more. Always open... always online VIEW OUR VIRTUAL TOURS