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days...brrr! This picture shows the Establish- ments at Penetanguishene. Picture was as Here's one way to beat the heat if you haven't any air conditioning this summer...think snapped during a sub-zero Sunday back in December of last year. Here'sa way to beat the heat Wave... 2>ut last winter and all those bone-chilling Why does a grown woman -- a mother of four who copes well with most crises, who is able to tie her own shoes and almost un- derstands compound interest - why should such a woman sink into simpering idiocy when she needs the key for the service station loo? I know the people in charge have to keep these places locked up. If they didn't, the vandals would destroy them. They'd smoke funny stuff in there. They'd write on the walls or exchange stolen goods or shoot up or do other things not normally associated with those utilitarian little cubicles. Okay then. Gas station washrooms have to be locked between clients, but why, when I have to use one do I feel as the men in charge think I'm the sort who will smoke funny stuff, write on the walls, etcetera while I'm in sink stoppers six inches across or metal rings big enough to girdle a gorilla? The enuretic motorist (or most probably, his wife) shuffles into the oily little office and says, 'Could I have the -- uh -- key, please?" The men in charge are conferring about a carburetor. Heads lift. One chap agreeably hollers, "Up there. On your right." "To your right!"' he repeats, as you gawk around blindly like a baby bird awaiting its worm-bearing mama. Finally you spot the key and grab it and skulk around the corner past the empty oil drums andthe knot of kids and bicycles at the . compressed air machine. The routine scarcely varies, and it always intimidates me. Why? Because a garage is a male preserve and I feel insecure and out of place there. A male (non-smoking) friend confesses to Simper semper: the traveller's sickness the type. They are all fingernails and hair, and they bear their vinyl-coated menus before them like breastplates. They size up a group of diners, count them carefully, and then say, '(How many?" The scene then unfolds. There is maybe one other occupied table in the whole underlit place and Miss Hair-and-fingernails leads you to a table right beside it. The neighbouring diners have finished eating. They are drinking coffee and smoking their brains out. By the time you return from the salad bar, the used smoke has curtained your table, and the soup du jour tastes like a dirty ash tray. You call the hostess. "Do you have an -- um -- no-smoking section?"' "No sir," she says, in that '"'How many?" tone. 'Well then, could we move to another table?" take affirmative action. How many of you would demand the right to eat your chemically drenched salad without feeling as if you're sitting in the shadow of Mount St. Helen? Darn few. We don't want the waitress to think we are narrow minded grouches or maybe even religious freaks. So we sit there in the smoke, and fume. Well -- what are we to do - the women who are afraid of gasoline stations and the men who quail before lacquered head waitresses? Simps of the world, unite? You have nothing to lose but your chains of bashfulness and insecurity. Be assertive. Be confident. Be aggressive. You can have a copy of the key to your favourite gas station loo made. You can wear a gas mask the next time you go out for dinner. hn there? : )e, And why do the roadside gas station feeling similarly silly and unbuttoned in "The other tables are not set up, sir," goes Or you can be like me. Eat all your meals at ey magnates keep the loo keys on chains pretentious middle-class steak houses when that vinyl voice. home and if you must travel, go before you rk weighted with miniature two by fours, rubber he's confronted by a bossy hostess. You know All right. Hands up those of you who would leave. he ~ ~ a ' ill' k ilabl . Bill Smil Bill's column Is not avaiiabie ie ali Smiley : re due to postal strike eld lor 81 a oI : Old stock Investor's Inquiry STOCKS bh by Charles Colling If you do not wish to let the certificates out Another clue that is very helpful is the date Reference Library which has a very complete en _.How can I find out if an old certificate is of of your possession make sure that you list and incorporation details usually directly record of old companys, but a lot of time or any value? J.R. Midland. them in alphabetical order with the exact under the title near the top front of the cer- would be needed to do a thorough job. The ry There are several sources of this in- spelling and a full title, for example: One tificate, for example "incorporated" or other source is the Provincial Public Trustee for formation such as the Financial Post Annual thousand shares of Joe-Blow Mines Ltd, not "chartered"' under the laws of The Dominion who would hold any surplus cash assets in the aa: Surveys and the Northern Miner Annual just one thousand Joe-Blow - as it could be of Canada, or the province of Manitoba and event of a company being wound up. ed. Canadian Mines Handbook. Most brokers. mines or minerals - copper - silver etcetera. ~ the date, or in the case of American Securities This latter is only the last resort and not a not have a library of these books and can If you are submitting a list to your broker, the State incwhich the company was in- source of public information. aa research these certificates for you but there is usually a date on the front of the corporated. In sending in questions to be answered in ; remember it takes time and very seldom can certificate at or near the bottom centre. pit : pe ea gh these columns, please remember Securities these be looked up while a client waits Please include this date on your list as it is the This is extremely important to distinguish Commission Regulations will not permit date which that particular certificate was exactly which security you have,asnamesin giving opinions or recommendations on any ooks the a especially if the origin is back in the nineteen thirties or forties. The best way if you have a lot of certificates to look up is to sort them alphabetically, list them and leave them with your broker for a few days to research for you. registered and gives the researcher a clue as to where to start. It is a little discouraging looking in the nineteen thirty-five manual for a stock that wasn't incorporated until nineteen forty- eight. many cases over the years are so similar, if not, in some cases, identical and if the wrong stock is sold it could be expensive to buy it back in to correct the error. There are two other sources of information that I will mention. The first is the Toronto specific securities. All other signed inquiries will be answered as soon as possible. In all answers only the inquirer's mitials will be used. Address all questions to "Investor's Inquiry" c/o The Midland Times, Box 609, Midland, Ontario. You and Your Credit by Paul Mattar, Credit Bureau of Midland, Penetanguishene, Collingwood Does the credit card company really want your business? A man came to my office last week to complain that a credit card company had rejected his application for one of their credit cards. He was a travelling salesman who received acar allowance and travel expenses and used credit cards from two other companies to finance his time away. He submitted his expense vouchers erratically to his company mostly because he was on the road a lot and just didn't take time to do "the paper work" when he got home. As a result, his expense cheques from the company were not sent to him on a regular basis and so his two credit card company's invoices were always paid late. Always paid, he insisted, but nearly always paid after a couple of notices each month. A review of his credit history file revealed that two other companies also reported that his obligations were paid, but only after prompting and usually one to three months Make it rule to pay on time slow. This man was honest, hard working and had a reasonable income to look after his obligations. However he had developed the habit (a bad habit) of believing that as long as he even- tually paid his account, his creditors should be happy and satisfied. The new credit card company had decided that they were just not interested in having his business based purely on the experience of his present credit grantors. Here was a person who should be a desirable and wanted credit consumer. Possessed the most basic qualities a credit grantor looks for - character, capacity, and capital but he lacked the desire to make sure his monthly account was paid as agreed on the date due and without prompting. The companies that you deal with through credit want all of your business they can get. They do, however, want your business on the originally agreed terms and conditions. In other words, if you don't pay your ac- counts "on time" don't expect to be welcomed with open arms by either your present or future creditors. If you have specific topics or questions you would like to have discussed, just write to "You and Your Credit,' P.O. Box 176, Midland, Ont., or call Paul Mattar at 526-5468. '!°" Wednesday, July 15,1981, Page 5