‘Thursday, Dec. 22nd, 1927. Are you going abroad this yearP If so, we suggest you carry a Letter of Credit. It is the most satisfactory method of providing your needs in foreign currencies. It acts as an in- troduction to bankers in all parts of the world, and then, your funds are drawn from your own Bank only as you draw on the Letter of Credit. 5, IMPERIAL _ BANK LISTOWEL BRANCH, Travel rae M. R. HAY, Manager. WE TOETE i FETT BANK OF MONTREAL Established 1817 & ASSETS and LIABILITIES 31st October, 1927 ASSETS Cash on hand . . ae 2g ar with and notes — cheques of af $ 88,953,211.33 67,874,632.37 Bans we Central Gold Reserve 19,000,000.00 Call and Short loans on Bonds, Deben- ‘ tures and Stocks 181, 101,009.09 | Dominion and Provincial Sivan . ‘ Securities . . ai te % we te 86,760, 587.30 Canadian Municipal Securities and e Beiti : Colonial Publi ‘ Securities other than Canadian . . 32,963,446.96 rs pete Sar of and other Bonds, Debecoyres ie and Stocks ‘ 5,344,028.16 Quick Assets $481,996,915.21 F Loans and Discounts and other Assets 325,795,696.73 Bank Premises 11,§§0,000.00 Liabilities of customers ee letters of credit (as per contra) 12,206, 3 55.96 Total Assets . . $831,548,967.90 LIABILITIES TO PUBLIC Notes in circulation . . 2. 1. 45,760,677.50 : Deposits . . ‘ 2 om ww ® 700,227,281.54 \ Letiers of credit patients i « 12,206,355.96 Other liabilities . 2. «7. 2 we 12,857,020.52 Toral Liabilities to Public srt Q,051,335.52 [Cxcess of Assets over Liabilities to Public css © * G= 497,632.33 “ GIFTS That Make Xmas. Last All Year Our store is filled with Xmas Gifts for everyone. Chinaware, Glassware, Fancy Boxed Chocolates and Cigars CHINAWARE /” TEI OT PES PQ Te ary wr rk China in cake plates, Salt a d Peppers .. 15¢ tod0c and raw fruit dishes, Condiment 90c to $1 % . - . ¥ Salad, ass’ td, B0c, 75c Mother of Pearl Cream and One. and Saucers 2c to $1.40 Fah dc a0 wie tee Be © Hand painted China Cream and d Sugars I ee eee 1 $1.75, $2.25 Mayonnaise sets ......«.. $1 (fancy). Spoon Trays .......-..++ T5e \Plates (fancy) 60c, $1.75 Syrup Pitchers ...... $1 and im rs, Con@iment Sets Si SCS CeO , Se to St Salt and Peppers, boxed . 50c S Ege Cups ......-. ‘Bon-Bon, asso rted, 85c to 75c pap pongetiear j would be no hesitancy in voting for (om Tu ‘THul FRI | SAT altel hee 4|516|7|819 10 15 19|20|21/22123)24) 26|27|28)29 The Pista Banner The Atnood Bee (izoalgninated Oct., ist; 1928.) Published Thursday of each week. Bight to sixteen pages, seven col- amns to the page. All home-print, Can use mats. Subscripiion rate $2.00 a year, strictly in advance: otherwise $2.56. six months $1.00; three months 60c. To subscrihers in the United States 60c additional for postage. The Banner and Bee has the cir- eulation—several hundreds = rp re than its soreper ee ant excels @ an advertising mediu We do job etning | of all kinds. E. 8. HUDSON. Editor and Proprietor. Member Canadian br sirrvag Newspia- per Associati Thursday, Dec. 22nd., ZA — — ao ZAASS LESSON No.'15 Question: Why is emulsified cod-liver oil so important as an added ration with milk in the diet of children? makes milk a more effi- cient rickets-preventing creace the industrial importance of that city. They voted fixed assess- ments for ten years for the Scroggins |) 0 net Shoe Company for $5000 and for Shurley and Dietrich for $10,000. The vote on the first was 1063 . for and 73 against, and for the second the vote was 1053 to 84. It requires a two-third vote, s0 every ratepayer is asked to turn out and vote for the by-law Listowel, Dec. ist, 1927 Dear Santa;—1I would like a tego § doll for Christmae with a jacket and Wee cover sane aaa will n ¥ We often hear you talking. over the radio. I cannot see how you get down our chimney. Your little ie oe a ¥ ) Santa's Letter-Box food and builder of strong bones. Children like it best in the form of SCOTT'S EMULSION to other industries in town. Other industries are enjoying a fixed as- sessment of $6,000 an“ $10,000. The previous fixed assessment of the P. K. Mills was $5100, and they are now asking for an assessment nearly double this amount—that is they will pay nearly double the amount of taxes into the town treasury that they have been paying, so why should the cltizens object to that. Other induetries in other municip- alfties are being granted similar con- ecessions and quite readily be by large majorities. On Dec. 15th the by-laws showing that they were pre- pared to get behind any policy to in- Listowel, Dec. 14, oe Dear Santa Claus:—I am ight} years old. I saw you on Satur¢ any xed thanks very much for the bag of; eandies. 1 would like you ‘to brin me a doll and a jbracelet and some candies and nuts. Pearl would like a big pair of gloves and Bert would) like a pair of skates for Christmas. One of your little girls, Gertrude M. Listowel, R. R. 2 Dear Santa:—I am 6 years old and live on a farm. I wonld Hke you to bring me a pair of sockr, some hank-| ies and a jack knife with 1 chain on; it and some candies “4 da nuts. Mur-; ray would like a little wagon and| some candies With lots of love, Kigin R. Box 588, Listowel Dear Santa:—Just a line asking how you are was wondering. if you would bring my brother a sliegh for Christmas. And fed this is not to much to ask) ratepayers of Galt passed a similar} fo Your loving a any obert J. Nancy J. | LETTERS TO THE EDITOR IcY SIDEWALKS spring, the ice remained, a treacher- ous menace to everyone. There were accidents without number, most of myself a Uckle: matter of fact, them ‘comparatively ‘nnocent, quite a number, rather painful, and a emall- number so serious that it would appear, counting the suffer- jing as nothing, that the cost to the ‘injured people was greater than the entire cost of some practical metho a, of improving the corditione which | j caused them | } Regarding such things there is a, |strange sort of logic. It seems. that! if the town never does anything to-: ward remedying this condition, the) | tewn is held to be less responsible-for | {the conse a than would be the) case if th Usually “anse in this world regarded in e oppoxite light. are If} you act in good faith, do your best to} | prevent accidents, you are held not! oS for them = should tl | acc This is the way it ought to be. To| act in good faith ehonid not make, one responsible for things that ha ap-| pen in spite of your efforts. Negli- gence should be held culpable. As a| the paved sidewalks} that we walk upon are actually worse | than no sidewalks at all, in seasons| of glaring ice. Anything that is |dangerous or injurious to heaith is | defined in law as a nuisance. A coat- Sidewalks coated with ice, slippery| . If you havea touch of grippe don't let it take firm hold A mustard bath is the remedy doctors recommend. To prepare a bath Just drop three table- spoonfuls of Keen’s Mustard into the hot water, swirl around, ’ and then get in and ok soak! You will be surprised at the new vigor which will re- sult. Fd itorial Vote for the by-laws. = Education is the foundation upon which this country, hes been built, the factor through Which it has at- tained prosperity and good sgovern- ment. . Where was the snow plow this week? <A big lot of snow fell over the week end and the etreets were in bad shape, and pedestrians took to the road. Surely the expense would not be very excessive to send out the snow plow after a sterm. ™ 2 REAL GIVING There are many kinda of charity as well as many different waye to give. Gifts can be harmful as well as helpful, actuated by selfishness as well by generoustty. Some times & donation is made because the donor knows thet It will be given much publicity, and that people will consider the giver as generous and charitable. Too often when the making of 4&4 gift is considered it is from the standpoint of how much good will I get out of it, rather than how much benefit it will be. What a wonder- ful etate when one can enjoy giving because he sees others made happy and not because his conscience dict- ates that it shall be dene, or that a certain amount of publicity and material gain is to be derived from the act. The best of gifts are often just a little friendly and personal terest—o word of advice and en- couragement, a smile or a slap on the back. A visit to a sick person helps a lot more than a bunch of flowers, a word ofcheer from a friend is often the best of medtrine. In this modern day wealth the meaning of the word wealth is being forgotten. We might well pause a momen! and re- member that it is better to have friends and do kind deeds than to have hoarded treasures. “The thing that in this life most. worthwhile That cost the least an1 rush for is the eounts the Is just a friendly smile” THE P. K. BY-LAW On Jan. 2nd, the ratepayers of Listowel will. be asked to vote on a by-law to grant a fixed assessment of $10,000 to the P. K. Mills and it its hoped that every ratepayer will cast his ballot in favor of this by-law. Tf there.was the prospect of a’ new industty coming to Listowel and they were asking for a similar favor, there the by-law. Why then should there | thing that would jeopardize any Gaeter tt tS 4 SG be any question about the alivigbili- ty of voting for this tv-law when it is for a local industry alr@ady estab- lished but Im need of assistance to tide it over a critical period of ex- pansion. Listowel cannot afford to do any- in- in- | 4 ~~, LISTOWEL, standards of Make and Model Ford “A”. Four Cylinders—Bore 374" stroke 44%.” _ Unit Construction Pump and Thermo-Syphon Coolin Pump, Gravity and Splash Lubrication Single Coil Distributor Igni- tio Sliding Gear (3 speed) Trans- Vi NACC. Ratin Act 4 Wheel Brakes—Mechanical, Gfavity Feed F = Tank Motor —Worm ation 24.03 LP. Stare Developed H.P. 40 at 2200 R.P.M. 4 . Chassis Sen oe This entirely new car surpasses the accepted light car accomplishment; sweeps aside all boundaries of price class; establishes a new standard of acceleration, speed, smoothness that heretofore has marked only expensive cars as fine cars Steering Gat Geese Acorn hn Nickel Headlights 5 One-Piece Steel Spoked Wheels 1714"’ Steering Wheel Alemite-Zerk Chassis Lubric- Body and Chassis insulated to revent noise eel-base 10344 inches mission Turning Radius 17 feet Multiple 9 Plate Dry Disc Tire Size—30x 4.5 Clutch Road Clearance 914" - Dynamically Balanced Crank- | shaft Equ pment» Hich sod Low S Jet Car- Automatic Windshield Wiper cj n Poseece (hot-spot manifold) (closed cars) Aluminum Pistons Rear View Mirror Oil Indicator s lanl ay 2 Blade Aeroplane type Fan Gasoli ght tid Bakelized Fabric Timin a eit oes ones ger an A ae Nick: Anm Motor Titan Horn Combination Tail and Stop One-Piece Windshield Internal Lxpanding Type, Foot Accelerator with Automatic Brake 4 Hydraulic Shock Absorbers Equalizer Wide Range of Color Oprions Springs - — Transverse Semi- Elliptic : Performances Drive—Torque Tube Gears— 60 Miles Per Hour 40 Miles Pex Hour in Second Gear Acceleration—5 to:25 M.P.H. in 8Y4 Seconds Ignition Wires Enclosed-ia 30 Miles Per Gallon Gasoline Flexible Steel Tubing Consumption J. A. Mcintyre. | ONTARIO : and and Sector T Pisted