if} Lenny Breau was born in Maine and came to Canada with his parents in 1957. He began playing the guitar seriously at the age of 15. Three years later, he started improvising for the first time and developed an interest in jazz and the jazz guitar. He is mainly self-taught, but he does owe alot to Nashville guitarist, Chet Atkins for his help and influence. At Massey Hall, on Thursday, AprilQ7 at 7:30 p.m., Toronto Symphony director of youth programs, Victor Feldbrill, will conduct The Toronto Symphony in the season's fourth student concert. The guest artist for the occasion will be jazz guitarist, Lenny Breau, who will be making his debut with the orchestra. In case the consumer defaults in his payments, goods may be repossessed, the mortgage may be foreclosed, the chattel may be seized, or a person's reputation may be ruined. When that happens - and it Shopping for credit is easier to say than do. Of course, one needs to look at price, but not so im tently as to neglect the other aspects of the credit con- tract, the most important one of which is the security that is pledged by the com sumer to back up his promise to repay the debt. People are being advised to shop for credit without being told how to, and the phrase is in danger of becoming just another empty slogan. Besides, many may be content to think that it means shop for the lowest rate of interest, the way one might shop tor bargains. But price is not always a sure sign of a bargain in anything, and it is even less reliable where consumer credit is involved. Easier to say than do Tacky, Lenny Breau ap- iears serous Canada and in Sin: Our sign will once again be erected outside the Municipal Building at 2000 Weston Road, this, time embedded in cement. After it had been knocked down and damaged last fall, our number of dropon clients greatly decreased and we do wish to encourage people to come in and browse, look over our pamphlets or just talk if they feel so inclined. Chancellors Concert: The concert put on by the young people of Central United Church, with proceeds going to Weston Information and Referral Centre ( or WIRC as it is referred to in this age of abbreviations) was very well received. Weston Collegiate auditorium seated between 700 and 800 people for the occasion and the en- thuaiaatie-onse was an indication of the calibre of performance. Many thanks low»: M. 1m. Legal Aid: it appears Legal Aid is going to be well used by Weston citizens as In. Ewart already has a sizable list of clients seeking help. Hours are every Westley evening from 1 to ' pan. No appointments are necessary but it would help to phone ahead so we would have some idea of the caseload for a particular Youth concert BOROUGH OF NORTH YORK onvucm same was Hours: Du") 'iiirf f" , Joanne Willoughby - coordinator Shop for credit w..'ur - 3:30 “an. - Fri, Luv-“inn: IMIM'III'III. But the most valuable asset some people have is the reputation they have earned for honorable dealings in their community. When that is lost . . . when their credit- rating is marred and thev -- 'Velvet Touchnf' Lenny Breau' and 'Lenny Breau at Shelley's Manhole'. Mr. Breau has just returned from the University of Massachusetts Jazz Festival where he appeared with Dizzy Gillespie, Gary Burton and Amad Jamal. Security takes many forms in credit contracts. In a first mortgage, land and buildings areoledgssd. in a second mortgage, all that is left over after the first mortgage is paid is pledged. In a chattel mortgage, the furniture and equipment in a home is pledged. With a wage assignment, you permit the payments to be deducted from your wages before you get them - in other words, you pledge your paycheck. In a conditional sale contract, the goods being purchased are pledged - you don't really own the goods until they are fully paid for. the United States in night clubs and in concert. Two albums by Mr. Breau have been rieleased by RCA Victor Weston Rod and Gun Club: The annual family fishing trip will be held on Sunday, May 14. Mr. Harrington was telling us that . the organization would be pleased to take anyone in- terested on some of their outings regardless of whether they have a fishing rod. It may be the answer for some our youth who find life such a bore and have trouble finding anything meaningful in their lives." is an op- portunity to develop an in- terest in the out-doors and sometimes does _ the ad- vantage of the low credit rate is lost many times over. And naturally, the loss is greater, the greater value of the security pledged. Fishing & Hunting: Having had several enquiries from men per- mining to fish and game regulations, we got busy and ordered a supply of pam- phlets, one on Ontario Fishing 1972 complete with maps and places where angling licences may be obtained and other on Big Game Hunting in Ontario. These pamphlets were sent to us from the Department of Lands and Forests and anyone interested may pick them up at the centre. Sorry to be so long in procuring these, gentleman. but now they are here so feel free to help yourselves. to all members of the Chancellors [including the goon platoon) and to Mr. Paul Field, their director. 21" WIS‘ION ID. a. SUPERMAN UNIFORMS b. PLASTIC BABY BUMPERS c. SUBMARINE SANDWICHES d. RUBBER DUCKIES e. JOKES tHE ANSWER (c) SUBMARINE SANDWICHES Of course hip jokes are pretty good. but his subs are boner. ‘ Summit-u CAPTAIN CANADA MAKES THE BEST DARN Fn ruin“- - 7:30 _ 0:30 ‘ul. otul Fri t t ..ao - 3:30 2000 . rum. “and. _ IN THE CITY 7 DAYS A WEEK Rate and security are both 'important 'when shopping for credit, even as price and quality, taken together, are the most important aspects of shopping for goods. Considering one and not the other could cause you to make a mistake. Therefore, if you shop for credit by shopping for the lowest price only, you will probably end up pledging top-value security. Then, if things do not work out during the term of the contract as you expected they would when you signed it, it could be the most expensive credit you ever bought -- whatever the credit rate. It is not an accident that, as a general rule, the greater the value of assets pledged the less the credit rate. Risk is involved in every credit transaction and it must be carried by someone -- either the credit grantor or the consumer. If the value of the pledged assets is high, the consumer carries the majority of the risk and the credit rate can be low; if the value of the pledged assets is low, the credit grantor carries the bulk of the risk and is compensated for this by a higher credit rate. This central point of credit shopping is emphasized in the information program of the Canadian Consumer Loan Association and the Federated Council of Sales Finance Companies as described in the 1972 edition of the Canadian Consumer Credit Factbook. are no longer able to get credit ... they can suffer tremendously. _ Any of the above may be picked up at the centre. If you are working during the day, this need not deter you from coming as we are open three evenings per week from Wednesday through to Friday. Law and the Women in Ontario. The Ontario Women's Bureau Depart- ment of Labour has sent us some very informative brochures and pamphlets. Law and the Woman in Ontario is a booklet giving a general idea of the law in Ontario as it affects women but is not intended to present solutions to particular problems. It discusses such topics as the legal position of women,political rights and duties, property rights, change of name, support, dissolution of marriage, Children. inheritance, therapeutic abortion, con- sumer protection, labor legislation, etc. It is a well compiled booklet and worth reading. Other information the department sent to us is a pamphlet on "14 Ways to Train for a Better Job. This could be particularly useful to new Canadians and young women starting out in the working world. enjoy the company of other men who share a common interest. um: I Several Canadian sym- phonies and philharmonics are among the applicants who‘Will receive du Maurier's support during the 1972-73 season, as well as Vancouver's Playhouse Theatre Company, the Banff Festival of the Arts, the In making the an- nouncement following the council’s recent meeting in Montreal when applications received since the formation of the du Maurier Council was announced in December were considered, Senator Donald Cameron, chairman, said that the total dollars applied for by Canadian groups in the past three months alone amounted to more than $1,500,000. "Because the amounts requested by these many very worthy performing groups was far in excess of the funds available, the council took both geographic factors and the degree of financial need into account as priorities to enable us to equitably distribute the money available," the Senator said. Twenty one groups to receive grants Twenty-one Canadian performing groups will receive a total of $296,000 in financial assistance from the du Maurier Council for the Performing Arts this year. Members of the Weston Senior Citizem’ Club gather to play euchre at the club‘s regular weekly meetings "at the Municipal Buildings. The Weston Senior Citizens meet Program starts May 8 For details , contact Occupational Training Division, 223-9661, Ext.28 or 64 You can qualify for college through Seneca’s College Preparatory Program or AMI") ARTS AND “(HNOIOGV SENECA COLLEGE u \mnnn "mm In! wnumnnu "' "mum In Commenting on the three grants allocated to Ontario groups, du Maurier's regional sales nmnager, Wilf ()lson of Toronto said. "T he success of the du Maurier Council in the few months that it has been in existence, in at- tracting applications from all over the country, is proof that industry has a key role to play in encouraging the development of Canadian performing arts. By sup- plementing existing sources of revenue that are available from the private sector in each community. from the business community, from the theatre-going public and from various levels of government, we can support in a concrete way this very dynamic area of cultural activity in Canada." When establishment of the council was made public in December. 1971, Imperial Winnipeg Rainbow Stage, the National Theatre School, the Shaw Festival, the Contemporary Dancers of Winnipeg, Feux Follets, Montreal's Revue Theatre, the Saidye Bronfman Centre Theatre, the Neptune Theatre of Halifax, Concerts Populaires de Montreal and l.'0pera du Quebec. "I‘m The primary objectives of the council are to foster development of Canadian talent: to increase public awareness of the performing arts by providing popular entertainment at less restrictive admission prices. so that more people can attend more performances: and, generally to assist performing groups to help themselves. Operating in- dependently of Imperial 'l'obacco, the council allocates funds to those individual organizations which meet its specific standards. Groups receiving financial aid must present their proposed projects as planned. developed programs, since urants are not made for unknown purposes. Sponsorships are Tobacco, which had for several years been ('on- tributinu tu the various performing arts in Canada, pledged a minimum of one million dollars to be spent over the next five years. weekly for cards and bingo and once a month all birthdays are celebrated with cake and tea for all. [he glusws suitedtovour1aoiiltcaturcs,iirid luyuur pcrstruiiliis. Arc' mum Hun lust lunumnul Um expert' ouht )nucxpcvll» and ciurcctlv trout our wide ser can"! of thc latest stvlcr, m [mines _.__ OPTICIANS Calgary Philharmonic Society and chairman of the Culgary Allied Arts Foun- dation: Andre Bachand, director of development fund at the Universite de Mom treal and, for many years, closely associated with the Cultural life of Montreal; and well-known radio-television performer and personality, Fred I)avis, The (In Maurier Council is administrated by Senator Donald '.Cameron, longtime head of the Banff School of Fine Arts, who serves us chairman, and four direv, tors: Dix Pauline McGibbon, Chancellor of the University of Toronto and former Chairman of the board of :tovcrnors of the National Theatre School of Canada: (‘nlgary publisher Carl O. Nickle, past president of the reviewed annually, and all artistic associations receiving grants are required to report on their use of funds following the staging of each event or series sponsored. 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