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How do Canadians spena their hardâ€"earned dollars? What are projections for the credit play? In searching for answers economists segregate spending into four areas â€" durable goods, semiâ€"durable goods, nonâ€"durable goods The largest bite from most Canadian budgets roughly 40 per cent, is spent on nonâ€" durables. These are items such as food, beverages, tobacco and fuel. Between 1961 and 1970 Canadian Page 10â€"The Times, Thursday, Cecember 6, 1973 Instant joy. From‘14.95. Spending the hard earned dollar â€" role will In a matter of seconds, a Polaroid Land camera captures the spirit of Christmas. Anc lets you hold it in your hand. Great blackâ€"andâ€"white shots in just 30 seconds. A viewfinder that says YES when the light is right. And you get 3%" x 3%" pictures with our inexpensive blackâ€"andâ€"white film. It‘s the kind of magic that lasts all year long, and here are two great ways you can give it: Polaroid‘s Zip. For only $14.95*, it‘s the most exciting camera you can buy for the money. " is a registered trademark of the Polaroid Corporation, Cambridge, Mass., U.$.A increased in volume by 61 per cent while actual price increases, represented 23 per cent. Semiâ€"durable goods inâ€" clude items such as clothing, footwear, household softâ€" ware such as china, silverware and toys. Betâ€" ween 1961 and 1970 Canadian expenditures here showed a 41 per cent volumeé increase, including a 25 per cent price The current economic condition of a country is often reflected in purchases year 1969 experienced a volume expansion of 9.3 per economic uncertainty, the percentage volume dropped to 2.5 per cent. _ and the Canadian Consumer Loan Association, points out of semiâ€"durables. Given an optimistic econimic outlook, semiâ€"durables sales inâ€" crease. For example The Canadian Consumer Credit Factbook shows that the The factbook, published by the Federated Council of Sales Finance Companies cent in semiâ€"durable sales. Polaroid This situation will unâ€" doubtedly call for increased demand for consumer credit, since such credit often assists easier purchase of semiâ€"durable items. reason is the fact that postwar babies are now marrying and forming househoids. And, while some semiâ€"durables are â€" non essentials, many â€" are necessities. economic _ problems,the picture for ;emi;durablgs For just $34.95%, it has features you‘d expect to find in cameras costing almost twice that much. Automatic electronic expoâ€" sure system. Three element lens. An ingenious viewfinder. So why not give a Polaroid Land camera to someone special this Christmas. Yourself included. And then there‘s our Square Shooter 2 Beauiiful_ color pictures in just 60 seconds. And with Polaroid‘s least expensive square color film, you save up to 25%* o every shot. . Our 60â€"second color camera. S%gare Shooter 2. hur 60â€"second color camer: * All prices at current suggested list In the area of services the _ Between factbook again views: the Canadian 1970‘s with opt.lmiun.Dm'ing‘ duratle & the 1960‘s expenditures on cont. _ At services (communications, general pr shelter, entertainment etc.) by only 10 showed an average annual that â€" dura expenditure increase of 8.2 economic per cent. The current decade showh in appears to be showing centage . similar trends due to rising hases dr amounts of discretionary cont as C income. _ Besides â€" this Sales. ¢ Canadians are now epjoyiqg While â€" increased leisure time in . hound to o which to appreciate the looks to . Film comparison: T108/T88. Canadian expenditures on durable goods rose 65 per cent. At the same time, general price increases rose by only 10 per cent. It is true that durables are hit by economic troubles. This was shown in 1970 when perâ€" centage of durable purâ€" chases dropped ‘by 5.5 per While fluctuations are bound to occur, the factbook looks to future‘ sales of durables with optimism. 1970 1969