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Times & Guide (1909), 19 Dec 1913, p. 2

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m 7‘*'5@? A further examination of the report shows that steady and consistent proâ€" gress was made throughout the year. The Note Circulation of the bank is now slightly over $17,000,000, showing a gain of almost $1,000,000 over the returns of the previous year. The deâ€" posits show a gain during the year of $2,500,000, which must be considered satisfactory in view of the many calls for capital made during the past few months.. The bank shows a healthy increase in gold and silver coin, but on the other hand, Government notes and other quickly available assets show a slight falling. off.. The proporâ€" tion of liquid assets to the liabilities to the public is almost 50%, which is slightly less than it was a year ago, but is still unusually, high. Current loans made throughout the‘ year amounted to almost $129,000,000, or $10,000,000 more than those made in the previous year. Considering the many demands made upon banks durâ€" ing the past few months by manuâ€" facturers, business men and brokers, the conservative attitude of the Bank of Montreal in holding current loans to within $15,000,000 of the previous year‘s record must be regarded as satâ€" isfactory. The total Assets of the bank now stand at almost $245,000,000 as compared with $237,000,000 for the previous year. Altogether the showâ€" ing made by the Bank of Montreal reflects the highest praise on the prosiâ€" dent, general manager, and officials connected with it.. The past year has been a somewhat trying ‘one to banks and the fact that the financial storm has been weathered so successâ€" fully and with so little inconvenience to the public indicates careful and conservative banking practices. The 96th annual report of the Bank of Montreal is the best ever issued by Canada‘s oldest and best known bank. The net profits for the year amount to $2,648.000 as compared with $2,518, 000 for the previous year, being at the rate of 16.56% â€" compared with 16.21%â€" for 1912. An â€" examinâ€" ation of the report shows the bank to be in a particularly healthy condlIâ€" tion. The Capital Stock of the bank is now $16,000,000, while the «Rest Account is also $16,000,000. â€" During the «year, dividend â€"disbursements amounted to $1,920,000, being made up of four quarterly dividends at the rate of 2%% and two bonuses each of 1%. Altogether the bank has $3,â€" 451,000 availalle for distribution, which is made up of net profits for the year of $2,648,000 and a balance carried forward from the previous year of $802,000. Dividend disbursements absorbed $1,920,000 and bank premises account $485,000, leaving a balance of profit and loss carried forward of $1,046,000. $ During the year eleven branches were opened and three closed, making a net gain for the year of eight branches. The address of the president was a masterly summary of financial and economie conditions both at home and abroad.. Mr. Meredith reviewed the history of the bank, touched on the trade and industrial expansion of the Dominion, referred to the monetary situation abroad and throughout it all maintained a note of optimism. While advocating a policy of conservatism and caution, he expressed the opinion that the commercial condition of Canâ€" ada was fundamentally sound. In his discussion of the general sitâ€" uation, Mr. Meredith described the year 1913 as a memorable one. "In Great Britain the demands for money have been unusually heavy with the result that the rates were higher than in other years. He pointed out that there were many factors effecting the monetary situation, the most notable being the Balkan War, the worldâ€"wide trade activity, the rise in prices of commodities and the serious political disturbances in Franceâ€"and Germany. Further, the demand for gold on the part of several countries, â€"such as Egypt and India, added to the acuteâ€" ness of the monetary‘ situation. Coupled with this wasâ€"a considerable degree of social unrest in Great Briâ€" tain. Another disturbing factor was the Mexican situation." In his review of the tradeâ€"of Canâ€" ada, Mr. Meredith was most optimistic, pointing out that the export trade is now showing a marked advance, while the imports are practically stationary, indicating thereby that Canada is payâ€" Ing her bills byâ€"the exportation of vroduce.. The aggregate foreign trade BANK OE MONTREAL. NINETYâ€"SIXTH YEAR THE BEST IN ITS HISTORY. o" Carada for the seven months endâ€" Ing October was $636,000,000 as against $580,000,000 _for the same period a year ago, while in the same period the excess of imports_.over exports have been cut down from $190,000,000 to $145,000,0800. Mr. Meredith estimâ€" ated the value of the field crops this ear, atâ€"present prices, at $500,000,000. gle then took up each province by itself, showing the conditions prevailâ€" ing in each. and summarizing the trade outlook, closing with the folâ€" lowirg optimistiec summary: "Business as a wholéâ€" continues good. Our vast resources have been scarcely scratched, immigrationâ€" is large, railway constructions: active; new territory and new sources of wealth are being steadily opened up and the confidence of British and _ Forâ€" eign capitalists in our country is unâ€" abated. A temporary halt can only refresh Canada for yet greater achieveâ€" ments." ‘Now, Johnny,‘"‘ asked the genâ€" tleman who had consented to take the class, ‘"‘what does this fascinatâ€" ins story of Jonah and the whale teach us?" ‘"It teaches us," said Johnny, whose father reads practiâ€" eal articles on practical people, ‘"ihat you cannot keep a good man down.‘" The worst thing you can do for some men is to praise them. % Jack had a-nything but a pleasant jourâ€" ney to London; and, as the train wos a slow one, he was afforded plenty of time for reflection. Now, love, e«pecially when it is combinâ€" ed with jealousy, is apt to warp a man s judgment, and it is impossible for him to @éee things in their proper proportions. There were, however, moments during that journey in which Jack was visited by gleame of common eense; and he was almost resolved to take the first train back, make known his identity, openly declare hls love for Clytic, and fight Hesâ€" keth Carton for her in the usual legitiâ€" mate way; but these gleams were rare, were obscured by the false pride which is so latent in all of us, and which was bound to make itself felt under the peâ€" culiar circumstances in which Jack found himself. It eeemed to him that it would be playâ€" ing it rather low down, now that he had lost Clytieâ€"for he had quite misunderâ€" stood the scene in the conservatoryâ€"to reâ€" turn and force her to marry himâ€"or reâ€" tinquish Bramley and Sir William‘s forâ€" une. He had *resolvedâ€"let us say, half reâ€" solvedâ€"to return to Parraluna at once; but, very naturally, he felt very loth to do go. It seemed to him that by leavmfi Eugland he would cut himeelf from al hone, would definitely resign Clytie; and, though he told himself thero was no chance for him, he shrank from this deâ€" finite step: besides, he also shrank from the long voyage in which he would have nothing to do but think of her and dwell upon all he had_lost; he was filled with a epirit of restlessnees, and he decided that he would remain in London for a time, and try to drown his unhappiness in the noise and turmoil of the great city. Lord Stanton‘s liberal cheque bad eupplied him with plenty of money, and, as may be easily understood, he had a craving to lose, for a time, at any rate, his asâ€" éumed characterâ€"the character of fisherâ€" man and laborer. No; he would be "a gentleman,‘ and live the life of one, for the first time for many years. Therefore, that very evenâ€" ing he went out, and ordered some clothes, amonget them a dress seuit, and bought a «ilk hat and other artioles of raiment suited to his new, and, as he reflected, proper position. Then he went to a theâ€" atre, and. watched the performance attenâ€" tively; that is to say, he kept his eyes fixed on the stage; but his thoughts were busv with Withycombe and all that had happened there; and it is to be feared that if he had been put through an exâ€" amination, with‘ the play as the subject, he would certainly have been "chucked." However, he hoped, as the days went on, that he would be able to amuse himeelf more efi’ectuafily; and, it must be admitâ€" ted, that if he did not succeed, it was not for the want of triing. Allowing for all that car be gaid against it, in regard to climate, dirt, grime and ineufficient lifihting, London is a faecinating place, an yields a rich "harvest" for "the quiet eye," as Wordsâ€" worth beautifully pute it; and Jack found & certain amount of forgetfulress, if not pleasure, in tramping about, not onlg its crowded streets, but its less frequente byways. He got to know London very well during the long weeks he spent in ite midet. a After all, why shouldn‘t she have fallon in love with Hesketh Carton and acceptâ€" ed him? He, Jack, did not like Hesketh, and had had a row with him; but that did not prevent Hesketh from being . a goodâ€"looking fellow, and probably a deâ€" cent enough chap, excepting in the matter of temper; and as regards temper, Jack was certainly not in a position to throw etones. He fell asleep at last, which was the best thing he could have done; and he did not wake until the train ran into the terminug. He found London wrapt in one of its own particular foge, . and the state of the weather did not tend to raise Jack‘s exceedingly low epirits. Fortunâ€" ately, having nothing but the bag he carâ€" ried in his hand, he had not to join in the disgraceful scrimmage which goes on round the luggage van of every arriving train; and he at once made his way into the street, and walking, rather for the sake of change than economy, went to a attiet and inexpeneive hotel in one of the streete off the Strand; it was called Harâ€" per‘s, and was "used" principally by colâ€" onials. Jack had not been there before, but_ was welcomed by the oldâ€"fashioned landladv, and given a small but clean and neatly furnished room. Rome men might have been tempted to plunge into dissipation; but Jack was not built that way; and even if he had boen, the truth and purity of his love for Clytie would have saved him from such folly and madness. He made no acquaintancesâ€"he was not the sort of man gentlemen of the "conâ€" fidence trick" care to approachâ€"and he rarely. spoke to any one excepting his Naâ€"Druâ€"Co Dyspepsia Tablets will help your disordered stomach to digest any reasonable meals, and will soon restore it to such pe:fect conâ€" dition that you‘ll never feel that you have a stomach. Take one after each meal. 500. a Box at your Druggist‘s. _ Made by the National Drug and Chemical Co. of Canada, Limited. 150 Are you one of those to whom every meal is another source of suffering P A Strange Meeting; CHAPTER XXI Or, A Husband in Flight. "Just taken a run over to see the old country." «aid the man, with that air of proprietorehi which characterizes the loyal colonia.?. and which, it is fervently to be hoped, no amount of blundering on the part of our politicians and statesemen will succeed in crushing. "Just come from Australia. Know it, perhaps?" fellowâ€"visitore at Harper‘s, who were mostâ€" Iy as quiet and reticent as himself; but one night, as he sat over the modest but wellâ€"cooked chop which served him for dinner, he was drawn into conversation by a man who was wading through | & steak on the opposite side of the table. He was a type of the ordinary co‘onial, and was soâ€" evidently devoured . by & strange desire to find some one in th‘s wildernese of a city to talk to that Jack humored him. ‘"Ah, well, you‘d find some changes if vou were to go over now. It‘s a fine country, sir; there‘s more chances turn up in a week than you‘d meet with in a rear in the old country. Not that I‘m blackguarding it, mind. I‘m English, I am; don‘t you make any mistake about that; and L stand by the Kingâ€"God bless him!â€"with the best of them. Loyal to the core, eir, loyal to the core! But there don‘t seem too much room in this little jsland, and some of us have to clear out. I went to Australia when I was a boy; eteerage, with ten shillings in my pocket, and all my belongings in a red pocket handkerchief." . < 6 Jack nodded, but not in an encouraging way. "Well, it‘s worth knowing," said the man, whose name, he had already inâ€" formed Jack, was Chopo. "Australia‘s going mhead, sir. A long time since you were there, I suppose?" . $ hss _‘"Yes," said Jack; for it scemed to him a very long while; so miuch had happerned to him, you see. ___ . £ e Chope nodded. "That‘s right enough, gir," he said. "A young chap‘s thrown on his own resources. He‘s got to work. But, mind you, work‘s not much use unâ€" less you have a stroke of luck. And that‘s where the new country comes in; thero‘s more luck there to the ton than yow can crush out in England." "©You are a prospector," said Jack: he knew the type. & "That‘s me, sit," assented Chope cheerâ€" fully. ‘"‘Kuow anything of the businese?" "Very little," replied Jack. "Ah, well; it‘s a fascinating profession," eaid Chope. "It‘s a kind of gamble; that‘s why. You may go on for years, i‘lust‘ keeping b,odis; and soul together; and then, one day. when you‘re digging for water or sticking in a tent pole, you strike the yellow, and strike it rich." : "I hope you have done so,". said Jack pleasantly. T have. eir,! peplied Chope; "and, I did it by accident.". va 6 "That‘s all rig‘iit,," responded _ Jack. ‘I‘ve been in Australia, too, you know, and therefore I claim the privilegeâ€"of an old chum." _‘"The red pocket handkerchief _bundle is absolutely neceseary to the making of a fortune," said Jack, with a smile. < He stopped suddenly. as if he felt that he was becoming too communicative; and presentlyv asked Jack if he could tell him of a theatre worth seeing. It was rather too late for & theatre; so Jack, who raâ€" ther liked the man,. ofered to take him to a musioâ€"hall. Cho%e was evidently much gratified, and they woent off, toâ€" gether. Jack sat and thought of Clytie as usual; but Chope enjoyed himself amazingly. It did Jack good to watch his face and to hear him laugh. f "Fine ehow that!" said Chope. "And I‘m yery much obliged to you for your kindness in taking me. Of course I can eee you‘re a gentleman; and I quite apâ€" preciate your company." Cns Nee He wished Chope goodâ€"night, went! of for his usual solitary stroll before . he turned in, and thought no more) of" the mian. But Chope had evidently taken a fancy to Jack, and rather shyly ‘and quite unobtrusively displayed a desire for his company; «o the two men went out together now and again; and Jack found it somewhat of a relief.to his mind to help Chopa to enjoy his holiday in London; for Chope was going back to Australia, he said. "Yes," he said, "my time‘s petering out. Well, I‘ve had a good time, thanke to you, Mr. Jackson." In giving his name when he arrived at the hotel, Jack had hesitat: ed after his Christian name, and the landâ€" lady had thought that he had said "Jack son:" Jack had mccepted the name with a shrug of his shoulders, for in his then condition of mird one alias more or leas did not seem to matter. ‘"I didn‘t come over here altogether on a holiday, but to fird a man I‘m in eearch of. And that‘s what I‘ve been trying to do most of the daytime; but you might as well look, for a needle in a bottle of hay as look for a man in this London. It‘s this way," he continued, after taking a long drink of his whisky and water; ‘"in the course of my travels over there, I happened upon a place called Partaluna." ) One night, as they sat alone in the tiny smokingâ€"room of the hotel. after a theâ€" atre followed by a good but modest supâ€" ner at an unpretentiouse . restaurant, Chope became communicative. "A nice place, and nice people: name of Jarrow; about the nicest people I ever met. They made me welcome, and did me, well; and I‘m very glad to say I was able to nay them back, do them a gcod turn.. They‘re prosperous people; and they‘ve eot another farm called. Silyer Ridge. I went over there to epend a day or two. just by myself, and to pase the time. It‘s a wonderful pretty placo; I was . immensely taken by it. I suppose that‘s what «ome people would call inâ€" stinect; they eay that an old prospector can almost smell the ‘presence of what he‘s after. However, be that as it may, on the second morning of my visit, I was washing my boots down at the strenm when I sawâ€"â€"‘** He nansed, and Jack said quietlyâ€" "G@old." Jack was filling his pipe; but he stopâ€" ped, and looked straight before him; and Chope went on unsuepectingly. ‘Right you are, Mr. Jacksor," agsent ed Chope. "Gold it was. Not a large auantity, mind you, for it was most of it in one placeâ€"I prospected pretty careâ€" fully. you n{ay guessâ€"but there was enoush of it to make a tidy fortune." n aee e t en n o on o on se o P enE on Ua Jack smoked steadily. He was not creatly eurpriced: in an mruriferous counâ€" try old may etop up anywhere like a Jackâ€"inâ€"theâ€"box; nor was he excited; for all the gold in the world could not buy Clvtie for him. "Now, the ‘cute buelnessâ€"like thing for me to have done." continued â€" Chope, "would haye heen to go to\Jarrow, ray nothing about my fird, and buy this Silver Ridge: but the old man had treatâ€" ed me so wall, and war such a square old chan himself, that I couldn‘t do it. I felt as tenderâ€"hearted as a baby about it. 80 "Thank vou," said Chone. shaking the hand which â€"Jack ‘extended:; "but you haven‘t got it anite right. It was ons share for the Jarrows. one for ‘me, and one for Jarrow‘s partuer; for it ceemé that Mr. Jarrow had given half Silver Ridge. in partnershin. to a â€"young fellow that had worked~ with him>â€" a vanng NOC en . eels ce s on e o m aienede es 22 I went back to Patraluna, and told the Jarrows what thevy‘d got on that property of theirs; and thevy acted as square as I‘r sure they‘ve alwave done. I was to rimn the show, and take equal shares, one: third," Jack nodded.â€"‘‘That was very straight," he said. ‘"One share each for Mr. and Mrs. Jarrow, and one for you. I conâ€" eratula teâ€"â€"* NC 10E eEATLONW s PaAPLDET;: for it â€"ccemé that Mr. Jarrow had given half Silver Ridge. in partnershin. to a â€"young fellow that had worked with him: a young fellow that both the Jarrows., and, come to that. everybody.on the farm. had taken a freat famewy to.â€" His name is Douglas. and he left Parraluna nuite sudden on account of eome newsa he‘d heard from England: and as I couldn‘t ret old Jarâ€" row to move an inch without his prartâ€" ner‘s coreent, I offered to come to Enzâ€" laed to try _ and find the vouns fellow. Of course. I had eome other things to doâ€"get machinery and thines of that sort. but that was my nrineinal obijsct. And..as I say," be concluded with a sich. "I might as well brave looked for that neadle. But I‘ve had a very good time, and I‘m going back to show Jarrow how things etand, and to persuade him â€"té wet to work, putting his partner‘s share aside." 4 > it was not only the heat that flusehed Jack‘s facge. He was somewhat staggered and bewildered by the strangeness of the coincidence: it was difficult to realize that he was the man for whom Chope was searching, that he was part proprietor of a gold mine. His first impulse, was to say, "My name is Douglias. I am the man you are looking for. I will go back with you: we will start toâ€"mborrow |" But he checked the impulse. Old Jarâ€" row had acted like a brick, and Jack‘s heart was warm â€" with gratitude. But had he any right to accept Jarrow‘s glep- erosity? There had been no partnership deed, neither of them had. contemplated the possibility of the presence of gold at Silver Ridge; and, besides, Jack had left Australia without any definite undertakâ€" ing to return, and, therefore, he had, so to speak, surrendered any claim to a share in the farm. He was very much touched by the kindness which the Jarâ€" _ Jack podded, and stared at the fire thoughtfully. The room had grown )Lot, for a touch of spring was in the air; but rows had displayed towards him; nnc% he felt drawn towards them and the old life; but it was hard to tear himself away from England and from all chance of ever seecing CUlytie again.. He longed to see her once more, to ste if ehe looked happy. It would he eome kind of consolation for him so many thouâ€" sand miles away, when he recalled her face, to remember that it had been a hapâ€" py one. ‘"Nigh upon three weeks. I am going by the White Witch; she starts on th@ 26th," replied Chope. "So we must make the best of our time; that is, if you are «oing to be so good as to give me the pleasure of your company of an evening, as vou have done. In the daytime I must try and, hunt up this young fellow, as I have been trying." _ 4i ee x "How much longer have you got; how much longer will it be before you reâ€" turn?" he asked Chope. £ 3 "I wouldn‘t worry about him, if I were you," said Jack, with a shrug of the shoulders,, but feeling rather mean. S "No; it don‘t seem worth while," said Chope; then he added euddenly, "I say, Mr. Jackson, why don‘t you come along with me? You don‘t appear to have much to doâ€"no offence!" "That‘s all right," said Jack, with a laugh. ‘"Thanks very much. I‘ll think it over.. Goodâ€"night." He lay awake a long time "thinkimi it over"; but he could come to no decieion. Chope being otherwise engaged, Jack was left to himself the following: night.. He bad been so haracsed during the day by his incapacity of coming to a decislon that he turned into & theatre to divert his mind. The audience wae a crowded and a brilliant one, for the play was one of ‘Pinero‘s; and Jack, from hif seat far back in the pit, looked about him absentâ€" lÂ¥1; but euddenly his heart leapt, and all the blood of his body seemed to rush to his head; for three ladies entered the stage box. and he saw that they were Lady Meérvyn, Clytie, and Mollie.. For a moment he could scarcely realize that Clytie was there, under the same roof; within sound of him, if he chose to get up and call to her; and his heart beat so fast that he wae afraid that his next and verg dlose neighbor would hear it; but suddenly the shock of surprise gave place to one of concern, and anxiety; for he saw that Clytie was looking sad; that, indeedi.nshe wase pale and thin, as if she were 111. Of course, he cou‘d not take his eyes off her; and the more he looked the more deeply he was impressed by her appearâ€" ance. It seemed to him that che had changed terribly.. The eyes that had been go statâ€"like were lustreless; there were dark shadows under them; the exâ€" preesion of her face, her attitude, were lietlees; and ehe leaned her head upon her hand as if she were tired. He knew, as well as if he were by her side, that the clever play which was delighting the houee did not interest her. Why. he could imagine that the expression on her face was something like that which his own wore when he was trying to amuse himeelf. What had happened to caurse this change in her? While he was asking himself this futlle question, Hesketh Carâ€" ton entered the box, and stood behind Clytie‘s chair; and when the act came to an end, Jack eaw Hesketh bend over her. She turned to him, and therefore Jack could not see the expression on her face. The name "SALADA® on the sealed lead pack ages is your strongest guarantee of all that i: best and most fragrant in tea ISs THES CHOICEST TEA GROWN ON THE ISLAND OF CEYLON â€"clean, whole leavesâ€"with the delightful flavor of the fresh leaves brought to your table by the sealed lead packages. t s im rexs dosne so .: pass o fam es s \%“ sns 5o 3 E. s E=â€" ES § ES ted fey ns eeuey saess owes Retabraenand css resiet CE o 5 o2 s o s 369 se 3A o E4 o S 1 55 mess io* oo 2 on § boa s 4ss e o us B o i CGa C 5 tss Baes esd Srkal t us o tu eJ ay To e h Ruval es ho We S us ts Eevs o iss CcA Cely ES me Pss a 93 byas ty xmss Mas WeA Rereicce fals ds ucce resta o in 69 oo 155 o o e #y n ho s ts hq BX ho s ks Eo o Eo ho D * tat To _ ho _Biss e Res ces io Shep es j},’i‘;‘:_,.‘\, 'w’l‘.‘;‘i* a:?fi'ifitk-»i‘!\g has mels bestes Coxe cccain Eaxao ied bared neue hy hss ies Coal :\“v@:&â€"'@i mES) id Litke felots y is esw Hes y Your Grarantee of Goodness BLACK, GREEN OR MIXEO He watched them for a moment or two; then he could stand it no longer, and he sprang up, and made his way out of the pit, rather roughly, it is to be feared. He went outside, and paced up and down for awhile; but, of course,. he was drawn back to the theatre; and he stood at the back of the pit and watched the box; but its curtain had fallen slightly forward, and Clytio wase hidden from him. When the play was over, he went round to the front and watched the people coming out, and eaw Hesketh put the ladies in the cirâ€" riage, then walk away; he passed so close to Jack that Jack might have touchâ€" ed him; so close that Jack noticed the exâ€" pression of his face. «t was the expres slon of a man who was thinking deeply, eo deeply as to be unconscious of his surâ€" roundings; indeed, Jack saw him pause suddenly as if trying to remember where he was, and then turn down towards Charâ€" ing Cross. There had been a block in the road, and Lady Meryyn‘s carriage was still in eight. _ e & Jack got a haneom, and told the man to follow the carriage. When it stopped at Grafton Street Jack got out, and, screened by the cab, watched them enter. Well, he thought, he had seen her again; but she looked. far otherwise than hanni. ‘Was that pale, sad face the one to take with him as an abiding memory? Why was she unhappyâ€"was it because she wase ill? And what was the matter with her? He had left her in perfect bealth, as well as a girl could be! Success is the ‘offspring of auda City. Spare the rod and you will not spoil the fishing. The wheel of fortune doesn‘t alâ€" ways run on the square. Most of our pleasures come unâ€" der the head of brainless activities. The best brand of religion is the kind a man uses in his business. Money would last a great deal longer if it was as difficult to spend as it is to acquire. Either the husband or wife genâ€" erally looks sad five years after marriageâ€"or perhaps both. Often the dimple in a girl‘s cheek means a. corresponding <dent in some man‘s heart. The pen may be mightier than the sword, but the swordâ€"swallower earns more money than the post. Uneasy lies the head of a bacheâ€" lor. There is always danger of his getting married. Pointed Paragraphs. (To be continued.) Johnâ€"John, dear,"‘ . whispered Mrs. Timmid, shaking her sleeping husband violently by the arm, "there‘s a burglar in tht house !‘‘ ~ "Oh, well, let him burgle,"‘ re turned John, sleepily. ‘"He can have the silver if he wants it, but the cuss isn‘t going to rob me of my sleep."" Gift There are now 26 days in the year recognized as legitimate occasions for holidays in most cities of Engâ€" land. These are in addition to the weekly halfâ€"holidays observed on Wednesdays and Saturdays. An effort is being made to lessen the number of holidays and to. bring those retained into more systemâ€" atic order. & For the Christmas $23.50 and You can give W aterman‘s Ideals with the full assurance that they will be lastingly used and that there is nothing of the kind made anywhere to equalâ€"them. Every pen is hallâ€"marked as a substantial guarantee. ‘There are hundreds of styles and sizes from which to select, some richly ornamented, others perfectly plain. _ All are fitted with the famous Spoon Feed. Every hand can be identically suited, and the points will be exâ€" changed until satisfactory. Our different types are Regular, Safety, Selfâ€"Filling, Vest Pocket, etc., to suit men, women or young folks for home, business or ‘school uses. Insist upon the genuine with globe tradeâ€"mark on barrel. L. E. Waterman Company Limited Montreal From Allâ€"the Best Dealers Too Many Holidays. Useful and of High Quality Illustrated Folder on Request Burglar Proof ns en

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