The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

3t t Weston Furniture Exchange 647 MT. PLEASANT RD. MAYFAIR 4197 k 4 urngd of a bank is deter ~.]| « W dts management and the extent 0| kinds of good, clean wanted for BANK OF MONTREAL TOTAL OF gUICKLY AVAILABLE RESOURCES (equal to 88.30%, of all Liabilities to the Public) Due to the Public Total Liabilities to the Public x + e e To meet which the Bank has resources asâ€" indicated above amounting to . + M + Leaving an excess az Resources over Liabilities, which represents the Sharebolder‘s interest over which Liabilities to the Public take precedence. Capital ko k e 60â€" $36,000,000.00 Reserve Fund, Profit & Loss Account and Reserves for Dividends . . _ ©41,965,464.71 A presentation, in easily understandable form, of the Bank‘s Cash in its Vaults and Money on Deposit with Notes of and Cheques on Other Banks . _ . _ . _ . Payable in cash on presentation. Money on Deposit with Other Banks . _ . _ . _ . Available on demand or «t short notice. Government and Other Bonds and Debentures . _ . Not exceeding market value. The greater portion consisis of Dominion Government and highâ€"grade Provincial and Municipal securities which mature at early dates. Loans to Pro_ymcul éd Municipal Governments including School ‘Districts _ . , | . . . Commercial and Other Loans . % + P P + In Canada . 7 M a & $194,487,531.12 vâ€"Tâ€"vaâ€" ;mpcr;x-u ani] are :mld in l‘c m-n of bouin; (ou: panies; Ib}z‘uod and bonds of these companies are entirely owned by the Bank and appear on its books at $1,00 in each case. All other of the Bank‘s premises, the value of which largely exceeds $12,900,000.00 are included under this heading. Real Estate and Mortgages on Real Estate Sold by Acquired in the course of the Bank‘s business and in process of being realized upon. 5 â€" Customers‘ Liability under Acceptances and £ 7 Represents liabilities of customers on account of Letters of Credit issued and Drafts accepted by the Bank for their account. Other Assets not included in the Foregoing (but includâ€" ing refundable portion of Dominion Government taxes $975,703.73) . » & s s + s Other Liabilities . o % y ib 4 Notes of the Bank in Circulation Aogepa.nm and Letters of Credlt Ollt‘s_tn_nging’ 2009 Making Total Resources of . Bank of Canada Letters of Credit Industrial and other stocks. No# exceeding marke! value In Canada , «& «_ « _ » $ 6,632,049.80 Elsewhere _ . + + + .« _ 44,533,800.89 Payable on demand and secured by bonds, stocks and other negotiable collateral of greater value than the loans. j In Canada . . . 0« _« $194,487,531.12 Elsewhere . ~ . + & & 8,616,484.00 To manufacturers, farmers, merchants and others, on conditions consistent with sound banking. Payable on demand Pinancial responsibilifies undertaken on behalf of customers (see offâ€"setting amount in "Resources"). Items not included under the foregoing headings In Canada . + + Elsewhere _ . P + Payable on demand or after notice Profits for the year ended 31st October, 1944, after making appropriaâ€" tions to Contingent Reserve Fund, out of which Fund full provision for Bad and Doubtful Debts has been made, and after making pravision for estimated Income and Excess Profits Taxes amounting‘ to $3,723,000 (of which $340,000 will be refundable under the proâ€" visions of the Excess Profits Tax Act) . . . . . . Dividends paid or payable to Shareholders . . . $2,160,000.00 Written off Bank Premises .. . . . . > . > ©500,000.00 Balance of Profit and Loss Account, 30th October, 1943 Balance of Profit and Loss carried forward .. . . 1943 to Contin Reserve Fund from.the of the mnnbcn:!qunm of the Bank. NOTE REGARDING SPECIAL ADJUSTMENT OF TAXES IN RESPECT OF THE YEAR ENDED 30th OCTOBER, 1943 ‘The Minister of Finance has expressed the opinion that the transfers made in 1943 to Contingent Reserve Fund rmqtbe earnings of this Bank were in excess The management and the auditors of the Bank do not agree with the Minister in this matter but having been advised of the Minister‘s views and of his purpose to act im accordance therewith, we have estimated that approximately $2,200,000 of such transfers must be added to income of that year for tax purposes. As a mhhl-ivmbed:zunbmaddifimdnxafordnm 1943 of a like amount under & Profits Tax Acts. Provision has been made ,froth Contingahs. Reser for this tax lisbility, of which twenty magement and the extent of its resources. For 127 years the of Montreal has been in IL forefront of Cndc‘a”f::an. ANNUAL STATEMENT * _ 31st October, 1944 _“ Bank of Montreal Assets I | Pass Billionâ€"andâ€"a Half Presid em Heightened activity incidental to wartime expansion is reflected in the Bank of Montreal‘s annual statement, revealing new highs in practically all departments. Reâ€" sources have passed the billionâ€"andâ€" half k, and, t $1,â€" hi anth saeges lest vews‘s 1g. ure by more than $200,000,000. Dsooiu, which have increased 3 14,987,000, ‘amount to $1,â€" 0,811,000, as compared with $1,â€" 205,874,000 a year ago. This inâ€" crease has occurred notwithstandâ€" ing what must have been substanâ€" tial withdrawals bi‘ customers for investment in the Fifth and Sixth Victory Loansâ€"the cnmili(m for which took place in the twelve months covered by the statement. PROFIT and LOSS ACCOUNT Founded in 1817 RESOURCES LIABILITIES $1,244,528,982.86 176,282,154.0L under the provifions of the Excess B. C. GARDNER, E securities mturlns at oa&y tes, amount to $955,538,000, which is $156,076,000 above the 1943 figure. Investment in Government Bonds Chief among bank‘s resources is its hvuuu:. portfolio of govâ€" ernment and other bonds and deâ€" bentures which are close to a bilâ€" oo prialer portion of whish hone: w ‘conâ€" fls of Sawinion Coveninent ahd highâ€"grade provincial and munici+ are shown in the amount of cash held in its vaults and money on deâ€" sit with the Bank of Canada at 584,473.000, as compared with $122,277,000 a year ago, and call Other important inc es in the bank‘s quicifiy» _nuihbrl%_-gurco_n General Manager $1,279,222,637.57 $1,526,734,251.53 $1,420,811,136.87 $1,448,768,786.82 $1,526,734,251.53 $ _ 77,965,464.71 $184,473,969.24 56,397,561.85 955,538,246.28 11,576,134.02 203,104,015.12 31,264,469.84 $1,165,850.69 12,900,000.00 16,604,876.48 16,604,876.48 2,999,296.88 8,568,045.00 2,784,728.47 382,539.67 $3,194,300.19 $ 334,300.19 $1,879,521.13 327,291.46 $2,413,821.32 2,660,000.00 Profits for the year which ended October 31, after deductions of taxes payable to the Dominion Government, amounted to $3,194,â€" 300.19, a figure less by $108,534 than in previous year. The decrease in profits is, no doubt, a reflection of the ieneully lower interest reâ€" turn which is being received by banks upon loans and in investâ€" ment account, as well as substanâ€" tially higher operating costs comâ€" bined with an increased total of interest payable to depositors upon a substantially higher volume of deposits in the savings department, The profit represents a return of 4.10‘{ on the shareholders‘ equity, which compares with 4.30% a year ago and 4.31% in 1942. Dominion Government Income and Excess Profits taxes estimated for the year have been provided for in an amount of $3,725,000, this comparâ€" ing with an adjusted amount in the previous year of $5,113,194. This adjusted figure of the previous year‘s taxes is covered in a footâ€" note to the present statement which explains that "the Minister of Finance has expressed the opinâ€" ion that the tr-nsf%rs made in 1943 to Contingent Reserve Fund from the earnings of this bank were in excess of the reasonable requireâ€" ments of the bank." The footnote then explains that the management and auditors of the bank do not agree with the minister in this matâ€" ter but, having been advised of the minister‘s views and of his purâ€" pose to act in accordance therewith, the bank has estimated that approxâ€" mately $2,200,000 of such transfers must be added to income of that year for tax purposes. The footâ€" noté adds that as a result the bank will be called upon to pay addiâ€" less need for banking credit, comâ€" mercial and other loans show a deâ€" crease of pgam.ooo and now total $203,104,000, â€" Loans to provincial and municipal governments, doubtâ€" less reflecting an improved finanâ€" cial condition of these bodies, stand RT';Yffi%ToBoT as compared with $17,544,000. Commercial and Government years, during which firms ouom & on government war work have loans which, at $51,165,000, are 1,279,222,000, which is equal to m%‘.i'?’m: e‘ pablie mss Following © the trend of recent Authorities agree that approximately one third of the day‘s calories should be eaten at the breakfast meal! Milk provides a balanced meal. Drink more milk for better health. ~ WESTON 126 â€"NUTRITION FOR THE WHOLE FAMILYâ€" WESTON DAIRY 1MES AND GUIDE, WESTON Dennison Rd. and Main St. â€"Phonesâ€" up tional taxes for the year 1948 of a like amount under the Income Tax and Excess Profits Tax Acts. It is further stated that provision has been made from Contingent Reâ€" serve Fund for this tax liability, of which twenty per cent, of $440,000, will be refundable under the proâ€" visions of the Excess Profits Tax Act. From the net profits of the year ended October 31 last of $3,194,â€" 300.19, there was distributed to shareholders in dividends $2,160,â€" 000, and a sum of $500,000 is writâ€" ten off . bank premises, these amounts being the same as in the previous year. After these deducâ€" tions is left a balance of $534,â€" 300.19, which, added to the preâ€" vious balance in profit and loss acâ€" ount of $1,879,521.13, makes an A guard of honour of airyomen was thousands on hand for the christening Lancaster bomber at Winnipeg. Built Aircraft, Malton, Ont., it made the trip JU. 7216 CHRISTEN LANCASTER AT WINNIPEG was among the ming . of a great Built at Victory trip to Winnipeg amotunt to be carried forward inj balance sheet and profit and loss this account of $2,413,821.32. \suument are given below, with The more important items of the! comparative figures for 1943; Talalâ€" RESOUTCES ....0â€"â€"esmmsommmmmman~$1,000,704 A51 $1,313,064,654 Liquid ResOUPCRS ....mmsmmmmommmmmmmmem 1819,200,001 1,035,610,171 Deposits in Canada ..............._.__.__._._ 1,244,528,082 1,046,857,927 Deposits Elsewhere ................_._._._._.___ 176,282,154 159,016,863 Government and Other Bonds ... 955,538,246 799,462,639 Commercial Loans in Canada ..._.__._.___ 194,487,531 215,445,397 Commercial Loans Elsewhere ..__._.__._ . _ 8,616,484 10,954,254 Provincial and Municipal Loans ... 11,576,134 <17,544,577 Call Logns In CANRIR ...â€".â€"â€"â€"semmmmmmmmien 6,632,049 3,350,701 Call Loans Elsewhere ..........._.\_._._._ 44,533,800 18,686,280 Capital, Reserve Fund, Undivided Profâ€" its and Reserves for Dividends ... 77,965,464 . 77,433,333 + Profits GrOSS POFfit ...............oclommmmmmnmmmmmee â€" 6,919,300 *8,416,028 Provision for Dom. Government taxes ... $3,725,000 **5,113,194 Net PrOfIUS ..sommmmmminommmenmmmmememmin 3,194,300 3,302,834 DIvIGENCS ......â€"omononmmemnemnmommmmnmmmmne 2,160,000 2,160,000 Written off Bank Premises ... 500,000 500,000 Balance Profit and Loss carried forward 2,413,821 1,879,521 *adjusted figure which provides for additional tax payment. fof which $340,000 will be refundable under the provisions of The Excess Profits Tax Act. **adjusted figure of which $605,585 will be refundable under the proâ€" visions of The Excess Profits Tax Act. Hydro Home Economist Hello, Homemakers! Hints for home nurses is our thought for the day. With the shortage of nurses and hospital rooms, many illnesses, unless critical, might be treated at home. This, of course, will depend on the advice of your doctor. }Fome nursing is no easy job, especially when the homemaker has to run the house and take care of the rest of the family, too. Recently, many women have taken the course in home nursing and re?s;ze that defiâ€" nite instructions should be carried out with regard to sleep, food and medicines. Then, there‘s also the problem of keeping the convalesâ€" cent in a contented frame of mind. It‘s easy enough to say, but not so easy to do. Children are so lively when they‘re well, that it‘s almost impossible to keep them happy in By ANNE ALLAN Uydro Home Economist By ANNE ALLAN THE MIXING BUO W L as part of its roflhr test acceptance fiight before &inl overseas. rs. A. Dwight Ross, wife of Air mmodore Ross, crashed a ribbonâ€"decked chamâ€" pagne bottle square on the bomber‘s nose to christen it the "Moose." > :;_=â€" S / * a sick bed, especially when they are on the road to recovery. Things around home can be used to advanâ€" tage for construction work, on a tray in front of them . . . for inâ€" stance, a paper jigâ€"saw puzzle, hard cooked eggs to decorate, paper to clip, colour, braid, fold and make into airplanes, ships or buildings. Tack wax paper on a board and let them use finger paints. Story books come in handy for anyoneâ€"even grownâ€"ups like someone to read to them. If mother has time she can sit and do some mending in the convalescent‘s room. At ‘first, patients are usually placed on liquid diet which usually includes milk, buttermilk, eggnog, malted milk, cocoa, cream soups, clear broth, whole grain cereal, gruels, strained fruit and vegeâ€" tables, ices, sherbets and ice cream. They should have one quart of milk a day, no more, as you do not want to "sicken‘" them of it. Part of it can be used as milk to drink, and the rest in sherbets, creamed soups and cereal gruels. Ginger ale, cofâ€" Becthoven Sonata Op. 14, No. 1 will be played by MARGARET MILLER BROWN »PONSORED BY THE MAKERS OF: prepared by our late Principal 1944 $1,526,734,251 1,279,222,637 . 1,244,528,982 _ 176,282,154 _ 955,538,246 _ 194,487,581 .. _ 8,616,484 0_ 11,576,134 ; 6,632,049 0_ 44,533,800 9 DUFFERIN ST. W. Authorized Chrysler Service Dodgeâ€"De Soto Dealers using programme notes 6,919,300 13,725,000 3,194,300 2,160,000 NORMAN WILKS CHRYSLER CORP. PARTS and SERVICE . J. BARTE 1943 $1,313,064,654 1,035,610,171 1,046,857,927 159,016,863 799,462,639 215,445,397 10,954,254 <17,544,577 3,350,701 18,686,280 *8,416,028 **5,113,194 3,302,834 2,160,000 "THURSDAY, 5. Cover all foods and drinks leff standing in the sickroom. The tray and all tarces of the meal should be removed immediately after eatâ€" ing. Care shouldâ€"beâ€"taken, howâ€" ever, not to hurry the patient through a meal. 6. The diet of a patient should be under the supervision of a doctor m;d his directions followed implicâ€" itly. ' 4. When liquid foods are to: be given, other receptacles should be used than those used for medicine or the association of ideas may be strong enou@h to destroy what little appetite the patient has. Fill cups and glasses to within one inch of the topâ€"not full. All foods should be cooked careâ€" fully to preserve vitamins, minerals and ease of digestion. Dishes need colour, variety of flavour and atâ€" tractive servings. Serve meals on an attractive tray, with pretty dishes, perhaps a flower or gay elothâ€"anything to perk up Ee patient. ~ _ p â€" 1. Cook food for invalids in small quantities and according to the hour of feedini. The most palatâ€" able food may be uyoiled by allowâ€" ing it to stand after being preâ€" pared 2. Cover trnY with a clean serviâ€" ette or tmÂ¥I cloth, Avoid serving too mnr‘\g"hl ir:‘fis or too hr'ie porâ€" tions. en the nature of the dish permits it add a piece of red cherry or a small sprig of parsley. 8. If Eossible, taste all foods and drinks before serving, for seasopâ€" ing and temperature. Always use a separate spoon for tasting. 7. Store the food supplies in cov« ered;, containers in a cool place, preferably the refrigerator. ’l? refrigerator or cupboard should be kept scrupulously clean. 3 8. All dishes or utensils used in the sickroom should be washed in a separate bow! in hot, soapy water and scalded with boiling water. In case of infectious diseases, dishes should be boiled in two quarts of water, containing oneâ€"half cup of baking soda for oneâ€"half hour. A full diet means all restrictions are removed except that fried foods, rich puddings, and pastries are omitted or given in small amounts until. the patient gets back to regular routine. THE SUGGESTION BOX Miss J. T. says: You may have some good stockings which you cannot wear because they have no mates. Use a dye remover on them. Then tint to match. _ _ f eooked wholeâ€"grair cereals, gela and sieved vcc‘:‘hlbloo:. On‘a light diet add meat luct‘ as ehickon."“llmb &‘" baked fish, all cooked fruits l= raw citrus fruits. f Fo':dl with 1 ;1"058 ill;g.ur, l& as onions, cauliflower, cal turnips should be used m&dy Excesively sweey foods such .as jams, preserves ‘and candie hould be given sparingly. Condiments and spices should be used as little as Pouible. while scorched foods, poorâ€" y sieved foods or ll::s pieces of meat should be avoided. & Mrs. S. M. says: We keep a roll of narrow shelf paper on the breakâ€" fast room table with a gen nearby and every time a member of the family or a guest thinks of someâ€" thing to tell the lad in uniform, be or she jots it down. About once a week the letter is cut off and sent. THE QUESTION BOX _ Mrs. J. C. asks: How to store cheese to prevent hardening? _ Answer: Wrap it in a cheesecloth that has been wrung out of vineâ€" gar. Put in « waxed box and store in a cool place. Wet the cloth with vinegar occasionally. . Mrs. A. asks: Is there any way to overcome the sulphur flavour of fruit stored with a preservative tablet? + 0 en : New Wonder Diet For Jap People Answer: Pour off the liquid and boil it rapidly for 10 minutes. Add the fruit and cook it until tender. Vitamins C and B are almost deâ€" stroyed, but the flavour iu_bett.eJr. Ann Allan invites you to write to her c/o this newspaper. emd in your suggestions on hom â€" ing problems and watch this eolâ€" umn for replies, German Transocean Agency told of a "wonderful new food, conâ€" cocted of rotten wood, sowdust and starch, seasoned with sunshine," Which has been created by Japanâ€" ese chemists. The dispatch, recorded by the federal communications commission described the process as follows: "The mould spreading on rotting wood is planted in sawdust. Later, a little starch is added, and the whole mass is steamed for a while. When is has gone into fermentaâ€" tion, it is dried in the sun. The proâ€" duct is edible and can be mrxed with flour to make noodles." Man is at bottom a wild and terâ€" rible animal. We know him only as what we call civilization I:L tamed and trained him; hence we are alarmed by the occasional break» ing out of his true nature,; But w{enever the locks and chains ,6f law and order are cast off, w anarchy QE'AQ in, he shows gor what he really is.â€"Schopen« auer. * TAKE A TIP LZONE 4