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On â€" Saturday morning, beginâ€" ning at 10 o‘clock, Second Church will be the scene of a twoâ€"hour Bible School, open to all children ‘5 through 12. Any parents interested in sending their children are cordially invitâ€" ed to do so, if there are trans portation difficulties, telephone Mr. Henry Kiok, 741â€"3754. On Sunday morning at the 9 ©‘clock Holland and the 11 o‘ elock _ English â€" services, â€" Rev. Venema will preach on Lord‘s Day 31 of the Heidelberg Catâ€" echism, using the Scriptures to expound this Lord‘s Day. Scriptâ€" ures to be read are Psalm 125 and Isaiah 22. The theme of the sermon will be: "Christ, AQâ€" ministering the Keys of the Kingdom of Heaven", so that Iâ€" we receive the preaching of the gospel, and 2so that church discipline be exercised. On Sunday evening, at the 5 a‘clock English â€" service, . Rev. Venema will continue the series of sermons on Samson out of the book of Judges. This time, the text will be Judges 14:7â€"19, "The spirit of the Lord and the Wedding at Timnath"; first verâ€" ses 7â€"14 relating the entrance ef the Spirit to that wedding; secondly, verses 15 â€" 18, the reâ€" sistance to the Holy Spirit at the wedding; and finalaly, verse 19. the exit of the Holy Spirit from this wedding. On Monday evening, the Eldâ€" ers of Second Church will meet to hear mutual reports of homeâ€" visitation _ with the â€" members. These visits are being made to shepherd the church members in the faith, to comfort the disâ€" tressed and warn those who unâ€" der â€" Christian name â€" maintain unchristian lives. The latter will upon persistence on their part be silently barred from the enâ€" suing Lord‘s Supper scheduled for December 16. "Christians". This Lord‘s Day in substance â€" says that â€" inasmuch as we share in the anointing of Christ, we should confess His Name as prophets, sacrifice ourâ€" selves sacrifices of thanksgiving as priests, and strive against sin and satan in this live and hereâ€" after reign with Christ as kings. On Tuesday and Wednesday evening, Rev. Venema will catâ€" echize the youth of Second Church with Lord‘s Day 12 of the Heidelberg Catechism, dealâ€" ing with the name "Christ" and The difference is in awareness. The first man knows exactly what he is doing. And he knows, as far as it is possible, just what the other road users are doing, or might be doing shortly. He "reads" the situation all along the route, and drives his car so that he had complete control in the existing conditions, and in all forseeable conditions. ‘ The second man is aware only of his immediate surroundings. Through inattention, or ignorâ€" ance, he fails to comprehend the significance of much of the other traffic movements in the area. He does not think ahead, nor does he try to think for the other drivers and pedestrians. A sudâ€" denly â€" developed _ hazard, _ that would have been forescen and easily avoided by the first driver, is likely to catch him unprepared. The aim of the first man is not merely to keep out of acciâ€" dents. It is to keep out of near â€" misses, and any situation that might lead to a near miss. That way he saves a lot of wear and tear on his nerves, and perhaps on his wallet, according to the Ontario Safety League. He also keeps more interested, and gets much more enjoyment out of driving. Two drivers might go through the same streets, at the same speed. in identical â€" conditions. The first man may be driving well. while the second is driving poorly. $ECOND CHRISTIAN REFORMED Safety Pays Education can not be treated as other municipal facilities in the _ amalgamation question, North York school trustee, Ray Hoag, said this week. _ The issue of amaigamation in Metro Toronto will have an evenâ€" tual effect on the provision of education, and the Metropolitan School Board has set up a comâ€" mittee to study the future educaâ€" tional setup in Metro,"" he said. "It seems to be generally agâ€" reed by officials and trustees that some changes are needed to meet the problems of the future. My belief is that what may be a suitable administrative unit for most municipal services, may not be the best arrangement for education. There have been some studies made to define the best size of an educational system, and these should be closely lookâ€" ed at. We do not want to make any mistake in the vital area of education. Careful Planning Is Needed For Education CASH: The B of M has cash in its vaults and money on deposit with the Bank of Canada and other banks amounting to _ . CHEQUES and other items in transitâ€" representing the net amount of the moneys moving between branches of the Bank and into the B of M from other banks on account of customers‘ transactions . . . WHAi WE HAVE: INVESTMENTS: The B of M maintains a strong liquid position through investments in highâ€"grade government bonds which have a ready market. Listed on the Bank‘s books at amortized value, they amount to . . . QUICKLY AVAILABLE RESOURCES: The CALL LOANS: The B of M has call loans which are fully protected by quickly saleâ€" able securities. These loans amount to . .. LOANS: During the year, many millions of dollars have been lent to business and inâ€" dustrial enterprises for production of every kindâ€"to farmers, fishermen, oilmen, miners, lumbermen and ranchersâ€"to citiâ€" zens in all walks of life, and to community organizations and provincial and municipal governments. These loans amount to . . MORTGAGES and hypothecs insured under the National Housing Act, 1954â€"repreâ€" senting advances to homebuilders . . . BANK BUILDINGS: In hamlets, villages, towns and Targe cities from coast to coast the B of M serves its customers at 900 offices. The value of the buildings owned by the Bank, together with furniture and equipment, is shown on its books at . . TOTAL RESOURCES WHICH THE B of M HAS TO MEET ITS OBLIGATIONS 1 . . 2. . . . 20. OTHER ASSETS: These chiefly tepresent liaâ€" bilities of customers for â€" commitments made by the Bank on their behalf, coverâ€" ing foreign and domestic trade transactions The B of M has other investmentsâ€"inâ€" cluding a diversified list of highâ€"quality shortâ€"term issues. These investments are carfied st. 2 2olon o n in 2 . resources listed above cover 47.8% of all that the Bank owes to the public. These "‘quick assets" amount to . . . .0. . What are f â€" THE FACTS BEHIND THE _ a+r W RANK® Here is a concise summary in layman‘s language of how the B of M stood at the yearâ€"end on October 31st, 1962 ‘‘North York has built up one of the finest systems of educaâ€" tion in Canada and our Junior High Schools are regarded as outstanding. How would our Junâ€" ior High Schools fit into an overâ€" all Metro system? We should have an answer in this area. "I believe the North York Board followed a wise course when we decided to ask the Provincial government to set up an independent commission to study the best means of adminisâ€" tring education in the Metro Torâ€" onto area. "An â€" independent commission similar to the original Cumming committee should have time and resources to study the special needs of education in a huge area such as Metro Toronto. Edâ€" ucation of our young people is too important to be left as a secondaryâ€" offshoot of decisions made for other municipal servicâ€" es," Mr. Hogg suggested. WbZ Ja P1 [WHk 4 al $ 520,065,342 $1,819,737,579 $1,825.682.590 $4,015,164,576 742,197,080 226,832,563 6. 218.518.259 224,644,086 112,094,335 65,878,133 79,222,188 at M BANK® THE WESTON TIMES â€"â€" Thursday TO 3 milLion Cawavians TOTAL OF WHAT THE B of M OWES ITS DEPOSIâ€" TORS AND OTHERS . . . . . . . . l .. TO PAY ALL IT OWES, THE B of M HAS TOTAL RESQURCES, AS SHOWN ON THE LEFT SIDE OF THIS STATEMENT, AMOUNTING TO . . . WHICH MEANS THAT THE B of M HAS REâ€" SOURCES, OVER AND ABOVE WHAT IT OWES, AMOUNTING TO . 1 .. . l 2 2 . 0 . . WHAT WE OWE: OTHER LIABILITIES: Miscellaneous items, representing mainly commitments underâ€" taken by the Bank on behalf of customers in their foreign and domestic trade transâ€" DEPOSITS : While many business firms, manâ€" ufacturers, merchants, farmers and people in every type of business have substantial deposits with the B of M, about half .of the money on deposit with the Bank is the savings of private citizens. The total of all depositsis. . . . . . . . . . . . BanK or MontTrEAL QGanadas First Cank This figure of $212,131,938 is made up of money subâ€" scribed by the shareholders and, to some extent, of carnings which have from time to time been ploughed back into the business to broaden the Bank‘s services and to give added protection for the depositors. COUNCILLOR â€" WARD 7 JOHN D. ELECT WORKING WITH CANADIANS IN EVERY WALK OF LIFE > SINCE 1817 The Ratepayers Candidate BOOTH ES $3,803,032,638 $4,015,164,576 $3,712.565,329 $ 212,131,938 90,467, 309 Pagée 17