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, that tt b to marry. mt chronic r honor a " and mtt- Insane. who ought to ho ry baton he- mlum. and t report I- uncn'l con- prime-dent w patient. were dun to 1.-tMm one- s due td g be avoid“. mom-ion up _ London is My in the Me. at ther be waged an asylum. st when may lion. wilt ho a in other out pro-h- a. toe this brie. of the t tor the in- ks who ham Tiumte are who not!» . so back . and bear tly. the ehit- olther bo- with the no, notwith- , in civilian- cle for m”: " harmless. placed in li- . dangerou- he hottest rs: Hyder- Puao. 113: Nth Val- trt You " seem if to new used Mogul , ttitertt ‘urm ot lun- " deal with wt way. by And lunacy 'r."-Lottttott rt h Problem to be We 3pm... Dr, t . mud hob- nr id form of l they may Iy converts yronie one. of attain t ot lunacy " HYUNET Phe Ava] valve area. _ on lb. “I ca n W00! none! " ath anhy- leading " W ty emper- re year all but mt. an clan. of N , an'- Her. tvat em- [if] " the Even the unmarked otmnqth of the army 1- - . matter ot con- jecture. " non-Ly u cu be room- ed. the foem, available tor can-Jule on the earlier Ml of a war amount. to - 3.190.000. hat in can of national Wiley thi- rorco could be availed to about " 500.000 {khan men by the calling out ot tho Ibrritorul Reserve and tho Opoichenlo, or mum. This vut army II more than. twice an! huge an the mutton ot New York city. more than twice an Lame In! tho German Army, which. when mobilisod. LI utimud to have a total ot 3.0863(1) trained men. Unden tho order ot Oct. " 1902. the strength of the United States Army wan that! at 107.855 meet-le" than ones-avenueth ot that of the Run- But Rush the. not d-est, upon thin immense any alone. She ha- ono ot the [that mviea In the world, or. rather. three duttnct navhl. each with in separate or- ganization and legal-ate base. One ' Bantu hm your the East “shun; machine in the midi: then-point my and 1937:. and then I. no other mill. tuy lore. of which tho world know lo mas. In many reqncto the Rut-clan Army and Navy differ matoriaor "on the Iowa. of other Powers. Retlcence h the keynote of the administra- tion of both services. The secret- of both the army and the navy are carefully concealed. and so are many “any. not usually hidden by other nation. httr oxampie. the allowance of am- mumtion tor target finance in the RIDDLE") Navy has been at large In the wt year or two as that In the American Navy. Even this fact is not generally known, and no out- nklor can tell whether the recent ex- traorulnary effort: to bring the markmanshlp of the gun crown up to tho highest pint ot efficiency. bavo been lucceulul. RUSSIA’S R(ifll'ltiNi MACHINE u in the Puma-a mend tn the Baltic and a third In the Black Sea. Tho scores are not divulged. even tho fact that a. ship has gone through a. course ot target practice is concealed. The keen rivalry be- tween ships. so prevalent in the American Navy. ll thus impossible, and no Russian vessel could ever enjoy tho wide lane of the Cilabaum. howmer much she might deserve It. Absolute secrecy is maintained con- rel-mug all naval and military man- mmvrea- It is considervd but) tor the Ber- vioe to tuio'w the limelight to lull upon particular men. however heroi- cally they may have acted. And it in considered to he bad for the men. too-ip. which belief the Russian ad- mir.is'trators Mum, a pretty good kzrm'Jr-dgo at human nature., A sailor may Jump overboard and rmwiu' his captain from death in snark infested waters. or a stoker may dare appalling danger to save the lilo of a Comrade in an eniurae- room accident. In due coursc. he will he rewnnled and promoted.and throughout his career his superiors will remember the deed in his favor, but it will never become public., Rewards. promotions and distinc- tions are announced only in war time or in cases of very exceptional merit. and even in those cases no reference whatever is made to the (measidn or the reward or special commendation in any published re- ports or orders. Evan can: of individual heroism are simllarly concealed. except In time of may The theory of the non-vice Is that every man is equal In all magnets to his comrade of th" name rank. Ho is as 'orave. as efficient. and an onal.. hrry public criticism of the service' or even anv minor department of its administration is sternly prohibited and heavily punished. Thic rate pre- saint, oi course. in other services, but is often more honored in the breach Him. in the observance. In Russia it is most faithluilv observed. Thet9amp- so"-t4chley quarrel and the Butler controversy Would be equally im- pu-‘Hihle there. " Tilt Russian naval and military ser- vices are compulsory. the rule being that every male of sound physique‘ slid“ Miter one service or the other at thr. age of 20 years. But the re-' chili is allowed to choose which ser- Vim- ito will enter. It might be stippose'l that this would ”my. in tnttieatr1etr. as there might be mun: men choosing one service than were needed. and fewer choosing the other. Wat this is not so. The system work.» well. and helps to make the men contcntotta. l Enlistment is for three years, with with the privilege ot reetitstmertt only upo.- condition that the candidate has been promoted during his term. In this respect the Russian service differs from most other services. This peculiar provision has the merit of ensuring that all the vet- erans are picked men. while soldiers and sailors of only average quality are eliminated in due course. The recruit tor the naval service is usually received. alter passing his physical examination. at one of the 'great illusion naval t-r--Krora- utadt. at. Paternal-g. Port Arthur or Vladisvostok. After a brie! term in barracks there he is sent to a train- -- . v-.- .--A" tn . No criticism of anything connect- ml with the army or nary is allow- ed, even though it be of it com- mendatory nature. No officer or unlisted man is permitted to criti- cize a brother officer or enlisted man. oxcept in tho strictest line of duty. Breaches of this rule are most strictly punished. and to it are largely due the harmony and good fellowship of the Russian ser- Vices. Tip. I'PUI'uu. nu. ..._ -__ V, is neunlly received, after passing ttig' phychal examination. at one of the great Russian naval ttttnes-Iron- utmlt. Tet. Peterlmrg, Port Arthur or Vladisvostnk. After a brief term in barracks there he is sent to a. train- mg amp. and then promoted to a battleship. cruiser or other ,etrsret- tho class of ship which he la sent being determined by his proficiency. a.vepuliar feature ot the Russian ner- chf' k . . f The Russian navy ls modelled very closely upon that of England. The Russian army is modelled on the (ir- - In'bath iiabrtr a m loo mom bittrv?et h ' he 1'l'lrl'l' to the minute-t dot . . ".. 'e'dlh'.'i"Cii"i,Ei-Eiisietggtu'l. tb- dny’o mun. on o and " Md purer-war. an. duti- of no! abd mac-cu. the I“ - -air-rt" the mum the with. All government in Rama. iss, ot oouroe. essentially autocratic. and the spirit is nowhere “ranger than In the nun! and military services. Yet there lino discontent In the Run- aitut army and navy. however fund} Tm reason is that the man in the enlisted ranks: lire: better. dresses better. and has more money to spend than the average pennant ot his clail in cm! life. Ho has profited mater- Italy by becoming a. soldier or 'sailor, in which respect he differs from the enlisted man in most other services. the Home. , Ill-alpine is administered under Article. of War formulaud by In- perial um. It in tar ltrtcter than " the British nuke. whlch. again. " ttu. Itrlcter than the America}. " A. tor the rigid diacipline. It is only What he has always known. The Bus- tin peasant is accustomed to the Imp noel from infancy. -- " a general rule. the omcera are liked by their men. and the mere fact that every Runslan soldier and sailor refers habitually to the Czar as the Little Father will give forelgngru In the non-commissioned ranks, the grades are about the same as in the British navy. but the men have less authority. receive less pay. and have lower privileges. The pay or a Rus- sian mama!) In only ao kopecks every ten days. a. kopeck being about tn ree- quartera ot a. cent, , Nevertheless, the seaman'a mess on the Pacihc and Baltic, stations com- pares lavorably even with that on american ships. where the sailors at}: Maid to be tuVbeist tedhu the world. Ttto lame ls measurably true ot the Black. Sea neet. I , ' Tner olrtcemp messes are supported by (not: contributions trout all the entice-rs according to their rank, and the British Idea. ot gunroom and wammom means is carried out on tnglnrger Rpssian ships. _ - - the m-ttSumter-all are practically more am} he tsntoniriorne grades or Bantu civilians. W Dom ara in}; tirtae minty winch pervades the services. - .. Their pamn'ts must have been grt noble birth. or members or the Gov- ernment or the clvll service. or ot.. {lcem in the army or navy, or-to quote the words Oi the imperial ukaae on tto mttyJect--iartors ot sub- stance. who (timer kept an open store or market." That ls to say. the son trt a rich merchant would be eliglble for a mommieulon. but a trad.. u‘rs son would not. In addition to the qualification of birth and Jimmy. candidates must have paused the final examination in tLo gymnasium. which is about the equivalent of that tor entrance to the higher class of American) univer- sities. or the final examination ot tightest ’Ameriacan high schoois. Elunbmty tur the commissioned rank» In both services depends upon birth and educational qualification. It is necessary that candidates be well Born. The pay bf officem in both ser- vices is practically; nominal. That of a Junior lieutenant in the navy is 100 roubles a. month, about .50 in American money, as compared with 8150 a. month for tho same rank in the American Navy. Russian officers enter the service tor a. uarmr. never for a livelihood. Aug man with social ambitions in 1mm must become am ofrier_ of either the army or navy, unless he be u. penson 'of trauurcendent ability, No fathor would think ot entering his son in the cadet school unless he could give him a. suitable income with which to maintain his rank. In the British Navy and other {Imus the officers of the higher ranks receive liberal allowances from the Government to defray the expenses of the Irequenrt entertainments giv- en when in port, or when foregnth- em! with the warships of other countries. There are no such allow- ances in the Russian service. 131.9 officers have to pay every cent out at then- own pockets. and yet nowhere is hosprltanty more magnifi- cenruy diaponaed than on a Russian warship. It has boomnfe a proverb in all tho ports of tho world visited by mun] “was. C ‘ . In point of ooamazurhip, the Rus- sian naval officer compares favor.. ably with the officer ot any other service. There are two good ren- eons for this. v o in the first. place. if not better ed- coated, his education has certainly rrogretmed further at the time or his t ntrance into the Naval Academy at Iironstadt than that or either the Englidh‘ or American cadet; and. in I'm- second place. he is under fur mart: cltective compulsion to keep up his book studies when anoat. But mere book learning will not talu- a lad far in the Russian service. No cadet is cligible tor promotion to thc rank. of lieutenant until he has male " trip around the work) in a thr rank of lieutenant until he has 111ch u tn; around thts world in a Russian mm-o.-wur. That is 113 pest graduate course alter he leaves the Naval Academy. .. I Tin- "tantlard or disipline in tho commissioned ranks ot both servicvs is similar to that in the armies and navio: of other nations. with this striking difference, that of! duty drew are practtcaliy no distinction" o? rank among the officers. In thet mess room or at ‘thc card table. the Junior lieutenant does not cider respectiuiiy to the colonel ot his regimen: or to the captain ot his ship. as he would do in other ser- vices. On the contrary. he is hale ft-iiow well met with him. . .. - There is a remarkable spirit of brotherhood in a Russian mess. and one oifitter stands absolutely upon an sgoality with another. It Is this feature of Russian militarf life which moat surprises foreign o tieertt when they dine on a Russian warship or with a. garrison mess. ' L They state in amazement when they hear a mere boy ot a lieutenant cal: but colonel by his Christian name; or even tlsatt him as he might have chaffezl one of his chums at the Naval Academy. Certain distinctions in the Minnie- moneJ ranks are muliar to the Rus- sian Navy and form an luterestlng link with the past. A boy enters the guanine as a naval cadet, and the ranks to which he may be promoted: 'veertsdourrwingr.. -:- ' M . Met of the Navy. Junior Lieuten- ant. Lieutenant ot the Navy. Cap- tain ot the Nu'y. Captain ist Cor- vubte, Captain ot mu. Commo- dore. moo-Admiral. Adnlnl and Ann-WM“). Nave. I : t "k; si/d _iiiii i'ii'id A is, of v" _'iiiiiittleg"'"i, Cu', cl v " , " I Iss, J; ”UL”: km h ‘ IiBBfl faE ji), 45%5 " Ltt N (igitkiiitialtiiiii'iifikiiiiitNg"'f, ”I k r','".) - _ C Riga; 'giftt,, a“ g 'sit/sri' 4 service dwells. He becomes tiatrUG't 18. and the liability does not cause no long as he, in able to ride a bone or carry a gun; But only a proportion of the Cossacks serve at one time. Tho rest have unlimited leave or belong to the reserve.. . - (rho Contact feels the burden of military gerviee more heavily than any other man In tne world. At 18 he begins three rears' preparatory After that ls over he ls drafted into one of the three Cossack bandu for twelve years' service in any part ot the empire. He spends seven years with the colors and five years with the reserve4 - Ono-branch of the Russian Army in tot-117 unlike any force possess- ed by other civilized powers. it in. ot course. the Cossack levy. which numbers 14.2.” men. Every able- bodled Cossack is liable to service. without Halt of new After these {mean years ot Ber.. vice the veteran might be supposed to ham done his duty to the na- tion. But there is a. still further reserve, which comprises all able- bodied Cossacks not included in the other forces. The veteran has to join this body and remain in ht un- til he is enieebied by age. (the men ot this last reserve have to supply and maintain at their owrn expense their horses. arms. clothing and equipment. Thus a highly important addition to the Russian Army is kept up at the cot" a! the men themselves. These ranks an adopted from the much Raer in the the ot. Peter the Great. and have remained un- changed ever since then. The cor- vettu and tastes .. disappeared Ion: ago. but the titles are re- tamed. A Cyclone Defying Barn. A circular barn. one of the most unique structures ever erected on an Indiana farm, has been complet. ed by James Bears, whose farm is near Lapel, Ind. The walls, or ra- ther wail ot the barn, is 25 feet high and 65 leet in diameter. tho root running to a cone. There is no such thing as a post or pillar in the barn. In order to prevent the weight of the root from spreading tho wail, Sears, who is a practical blacksmith. famed three heavy steel hoops, and With these he encircled tho structure as a band would he put around a big water tank. The barn is cyclone proof, tor Boreas has no chance to get a hold on the structure. The stalls for horses and cattle are arranged in a circle, there in a. big feeding room in the centre. and a silo extends from the ground to the root’s cone. Mr. Sears claims that he can sheiter more stock and stow away more feed in the barn than in the ordinary farm structure. The most practicable basket tor household use " fitted with a. cover. and has compartments for soup, cloth and brushes. _ " The number or brushes is large, and tor n. few cents different styles may be had that are great aids in clean- ing water bottles. registers. etc., and a long-handled, weighted waxing brush Is a necessity where there are hardwood floors. . I ' A rubber-edged implement such as are used to clean the windows of ot- fice buildings. will be found just as useful In the home. A similar one of smaller size will quickly and easily clam a. sink, and a sink strainer, which keeps all soiled matter com- pact, is a. household necessity. _ ---- - ... p-_.x.... t-..iwrsf ruv-I --' -~ _-__"-.'-"---- - - A skillet, with a. frying-basket. side on which the wire basket may be suspended to drain, is a. great help in preventing greasy food. For fish. a sheet of Russia. iron with n. handle at each end. is on View. Thir' ls greased and put in the dripping pan. so that the fish when cooked may be easily slipped from it to tho platter without tre,tti/1E. amen. , ' ' For two dollars a housewife mar get a. set of tive beating bowls of white enamel ware. light In weight, with sol‘d bases. and very durable. They are very convenient for mixing cakes and batters of all kinds. 3331:2337 aaa" cintters in Innumer- able shapes may be had for a. trifle, and are especially pleasing to chit- l good eat-the kind you want to havo in the house. if ony-will have a round, stubby. pug nose, full, itat thanks and upper lip, and a wel-developed burp on top of yr) head. behind the ears, hetokenlng': got(l nature. A sleepy cut. tlmtl pun-rs a. good deal, is apt to 'oe, plorft1l and owou-natured. 1 By all means to be avoided la tt' cat with thin. sharp nose and twitching ears. It must he remem- bered. also, that a good manner is not necessarily a, gentle or desir- able pot. Although any good cat will catch mine lr she is not over- rod, quick, full. expressive C.Tt'r? gen- erally botoken a good mouser. Tho greatest mistake-and proton- bly the most common one-in the care of domestlc cats. ls overleed- ing; particularly. too murh meat. In wild “(a the cat has exercise wluch enabled her to dlgest her food. In the lazy house life thts same fall feeding leads to stomach truubles and to fits. A European scientist of distinction declanas that women are less sensi- the to pain then men. and actualm he! log oCtt in; A given wagon. atoarartritghrta of .1m wow up! 'ttt to tho myetetuaioet that t weds h t more than half as mltive to pain at the top ot the torennger as the average more man. This It ooetnmr. atory! of a fact well known to mtg- conland death“. ;. , i ' a Sir Lauder Brunton, who has a act entil'ic-sounding name, writes to an English paper that he has suffered from hrain-rag, and that it occurred to him that, It the blood would not come to the brain, the best thing would be to bring the brain down to the blood. " laid my head flat: upon the table." any: the scientific Sir Lauder, "and at once my ideas began to now." Here we have the first glimmerings of the scientltic cure tor intellectual indolence. When men are more advanced they will ltand on their heads. and the ideas will not merely flow, but come hashing out in a perfect torrent. e ,F. Fig; Ch 0 ing a HouseCal. In the Gcaiitrsrtiere he Housekeeping Hints. FiEailti A woman was compeueu w In" I ’mmlexmmtm'eWMw .thum that' mixed ar mu. 8 I wrtsumrtimaw.osnarrmat.rtrrtrm1,t at row“ and t1uttoumstgr-tnt what: its wanted to insure her we. Same commas: did tuba women an my. lint severe commitm- and mm“- itiomr were entered on mm- youciel. " woman was competing! to my}. pay. an extra. premium to cover any; fatality! that might heal! her, aim- pm banana nth was a man. But a. great change has taken place. Prejudice: against women have been thrown out- hm some compan- ies only within the last '.ethrt" and as privilege ot insuring them in .0- iieited an eagerly; as it they, were men. ' t A With woman's entrance in.to Mll- kin that" remained at mu. and than. if accepted. was (and NIT, to LiiiTiaGLriafirrown to P.e Ht." on lift) insurance as a good invent- meat for Le:- monex. The hook. at all the large compantesq show that the majority ot the women insured by 112391;!» mrirrtrur.eorhu,tlr: t t "J "wu- --- ---v "-W'e-" -- It will be neon by; the followlnz ll- terviews just tow women is looked upon an a. risk by we insurance oom- psnles --l.ow she ls when as a most welcome risk. and how. after all these years at discouragement. am Is actually conceded to llve long- er than man. rt has taken (My: years toco'nvlnce some companies that she doeaiisotut1orttraatbrrMu1. _ 3 Home insurance men maintain that they always commend her as good a. risk as a. man it she could honor- malty selected. The normal selection acorns to have Been the open ques- tion. but now that women have cw ated a. demand for themselves as lite insurance risks them looms to be no longer any dimenslon upon this point at least. l There ls no man who has done more to bring about the {resent at- titudtsM we insurance companies to.. ward women than Gage lit Tarbell; second v1ec-tysxrsMent ot the Equit- able. GLAD T0 llliSMi WOMEN NOW an“ I "I have always maintained that women were as good risks as men, it properly seieetedtr," said Mr. Tar- bell. “In the parrt, companies did not agree with] me, nor did our tor- mer expedience bear out this pre- dleation; but now) that we are get- ting a normal selection ot women just tub name as men. it carries the proof that women are just as good riskc no men-tro far so that the extra change of 85 a thousand tor- merly placed on women‘s policies has been discontinued. . "This great revolution, I might say. began about thle year 1890, which we cite as the beginning of 'woptan'ts nae.' In othler words. wo- men then began to enter the busi- ness fields in competition with men. To-day in many vocations the sexes are almost equal. and u. Woman has just as much right to insure herself against the incompvtenem' of old age, or place a valuation on Illa, to he realized at her death by Her children or thoae dependent upon wer. as a. man. - "I have always advocated this idea, but we muct possibly attri- bute the present number of women policy-holders to the great change which has taken place in woman’s position. - - " .., Li; _..--, n" n run.--" “This new basis has opened up a tremendous field. Thiink of the teachers. think of the nurtretr,think ot the secretaries. think of the women who have entered the cleri- cal fields, of those who have branch- ed out into business on equal foot- ing with' men, and you have a fair idea of the proportion of women breadsrinntum, as compared withsthe to a question, "we do not usually insure a woman for ttb Ienent ot tier husband. Our rule is that we ask tho husband to insure for the benefit of his wife at the same time. _ .. ' "We always cart-Fully scrutinize such cases in regard to character, and there are many conditions and specifications whlicln cannot wellbe enumerated here. If. however. it is tht wife who has the income. or It bier estate is entailed, we frequent- ly issue a policy in tavor of this husband» This company will issue policies on women at from $1,000 up to the full limit wt carry on " single lite." In the absence of President Mo- Call, of this New York Lite, who is in Europe, James M. Hudnut. as his representative, was asked to voice ttm-attitude of tho company to- ward women. . "RV; H céi'tnlnly Welcome women now." 'attrd Mr. Hudnut, "a!though a great many changes have taken ptace Kira» lllull‘v v......Bv- V___V., _ - in this company with respect to them. In tho past we always con- sidered them a far greater risk than men, and for this reason a greater premium was asked. Now we will take any wmnan who can pass a perfect physicai examination and has n sufficient income to meet her pre- miums. "We have this exception. how- ever: For women to insure their lives for the benefit ot their hus- bands, or for a man to insure the life ot his wife for his own bene- fltuis still a. question with " as far as the wisdom ot such a course is concerned. Many companies will not entertain such a. risk under any circumstances. “These are always case's for closest investigation. It, however, a. hus- band and wife insure tor the benefit ot each other we will issue the two potions. "Wo have many mothers who take out 15 yem' 13011ch as a means of educating their children. It the pol- icy ls taken out at tho birth of a ohm. it will mature at exactly the right time to do the most good. Again, mothers in this way build up the capital with which. a min or daughter can launch iattqptaataMtaI “Professional men rind life insur- ance the only proteotmn to the value they have put into technical study and trainlng. 'Why Mid-netwo- men he allowed to look upon tt in the cam 153M ?" ' 7 “Ls it true that the mortality among women to considered greater than that of men t" [a naked. "Vivian experience hat, led us to look on them an shorter lived," laid Tiii," said Mr. Tarbell. in nuswor Great Change in the‘Policy of the Life Insurance Companies. ma; 'rfk'i?i'li Ti7, ONTARIO ARCHIVES TORONTO "It a. m” mus to pan the physical examination in Oh. told tin reason why t" Mr. Mt. “but alter Mel-In; the ammo and muting than with tho men. we have placed them on an equity with men. and tn many can have foumt them to [he hogan Woman in a. rule. however. cannot pan " perfect an examina- tion " a. man, and tor thin res-on Ls alway- Iooked upon " a greater "No. we do not gtve any reasons. We simply refer her to her family physician. In this manner one is often able to tind out some ailment of which-she was not aware. and some- tlmes a cure ls effected. It on the other hand she bu passed the exam- ination. she know- she has the but health certificate that can be ob- tained." , George B. Woodward. Third Vice- Pma‘dent ot the Metropolitan Lite, “The greatest reason why insur- ance companies used to discriminate against carrying mu on women. and aomec till do, is because ot what we can the moral hazard. By moral hazard we mean something that make- an suspicious of the rink aside from the physical condition. . _ t “We have naturally grown to look upon men as the ttreadwtnttertt, and at their death there is necessarily a family to be taken care ot, but when We find that a. woman he. no“! no menace to insure her life. that there is no one dependent upon her. that she is not a wage earner herself. we investigate her cause tor innrlng very rigidly. This, however. pertains to the woman whose hein- wouid be benefited only by her death. The premiums on polities maturing at death are much smaller than the en- dowrnent premium. _ "Should a woman take out an en- dowment policy there In much else to consider. She does it a: a, money In- vestment or as an assurance for old age. The only specification enforced here In that she can pass her exam- lnution and be able to meet her prem- luma. ' 32'? Mulls taken Into Consideration. We will mauve women a. readily as men. On the lite ot a. woman. however. up to the use ot " we charge 855 thou- sand extraon whole life and twenty- year payment. On endowment and ten-year payment we charge nothing extra. Our experience shows that women generally live longer than Life insurance aim supplies a. pro- fitable field of work to women now. Ttr-day countless women who yes- torday struggled along on a pittance are writing insurance at large plo- tit to themselves. It u woman is partumlarty bright and energetic she can (mmnnd an income or $5,000 a your. devot- ing only half her time to the busi- ness. Her mmmigsions depend whol- ly upon herself, and it she is what is called a "good closer." which means that she is quick In closing a deal she is bound to pile up a bank ae- count with astonishing mpiditxi "No company, it it could Insure 100,000 women an indueriatlmsteiy as men. would refuse them. They would he glad to get them. but, unfor- tunately. so far. this seems to be 1m- posgible. .- l " I I “Ordinarily we do not carry such large risks on women as upon men. If we. were oatitstied that a. woman was a safe risk, tor instance it she was a. woman ot independent weatth. we would then make no discrimina- tion.' , There is possibly no woman in New York more enthusiastic about life In- surance, or who knows more about it from a woman's point or view than Miss A. L. Amendt. assistant to Mr. Tarbell. She has had long experi- ence and is known all over the coun- try as a successful life insurance woman. - “The possibilities for women in lite insurance as a business are lim- itless," laid Mitm Amendt. "With all the women who are working at It now. and many or them are making very great commissions. it instill a virgin field, and it is utterly im- possible to tell what the develop- ments eventually will bt.. " "h rom my experience with the wont to my mind life insurance is the best business tl “'Oman can engage in. It opens up an entirely new lite to her, she is absolutely independent. and but of all. the. knows (ha in may. money. Furthermore, she Is able to lift herself out of the rut of women's occupa_t_1_onq tn general. t "In lite insurance is woman has the most broadening experience. She meets all classes of people, and and commands respect wherever she goes. 1 "In a short time she develops en- tirely new faculties. She learns to read human nature, which la the tell- ing part ot the business. She meets many busy people. and it is generally left to her to dlagnose the want: and needs of a person, Just nan doc- tor prescribes for n. patient. She must know what kind of insurance a client needs, and must be able to suggest the most profitable for his or her investment. "cr%Lvdawtira been the greatest believer In women devoting their best energies to ttomeAiltd Myron} This should be the ambition of every woman. a.nd it I ever see an intelli- gent girl struggling along on a. small salary. I am only too anxious to in- spire her enthusiasm toward taking up this work, tor it not only broad- ens her life. bu ttrises her a. splendid Income. -. . " “She Is no longer "tied down to of- fice hours. but can come and go as she plea-es. or course the work a on oommismion, and it depends upon the girl herself as to the size ot her in- come. but I hare women in mind now whose yearly incomes would hardly be believed. nu won as a. woman secures her contract. she to Immediately put with someone who understands the busi- nae, to be coached and trained into a. full-fledged worker. White there la a. treat deal to be learned in the human. end one could work in " tor your. and learn something new on? W. yet an ordinarily lntelll- ’30! mm! on uteri: Httht out and our! money the_nra'_tuvgee§ u . “For i;iip'oGi bemrttt I should nd- vb any (It! or woman when circum- stancel have compelled her to he a bread-winner to - the“ excel. lent amt-mutton. It wlll only re- 5% 91.; m Fa"'iy? m ei. Nor-nu Weight of Children. e iil A child ot tr should weigh to --- ...--i. O... In“... A-.. ' A M II Sound qloeq than about. The and m (and to be excellent Both tor noun pun-polo. and tor the manulnotnro ot on. It burn- with a. high flame and in extremely can. bumble. A coal maniac expert who accom- panied an. "no! has made 1 var! tnvornble report. on the bad- or which it " now planned to lend " miners to Spit-hem” curly next summer. It " Ink! that mm W be kept up the your around. but od come the can! can be trawl-ted mu, In summer. It ll bellow that 25.000 ton- m be read: tor nup- mgnt next year. . . " .. . buy. no property Pom-tOtt- to hthertesre. and transportation (to. the mine. to the chip- will be Inex- pensive. the situation ot the Intac- tavern: the towns.» by may. of. rallroad can loaded at the when He thinks the coat of the coat de- livered in Norway will Bot exceed $2.40 a ton.” __ _ _ A __ TiiireUxieFt-ruoro that tho coal may be mined to excellont advan- _tage. There " no coup: my.“ ty? The coal fields found in south- weltem thtittheryrett are in larger. and more promising than an: other. yet discovered in the Arctic redone. though coal bed- hnve been found near the on. in Greenland. and the fuel he been exceedingly mini 'to a few Arctic exploring expedition- the European M. A as! and arrived at Bel-ca. Nanny. [at month. with can ton- ot cod from Gunmen-gm. " was chained on the southwest cont at that Arctic and. not w slung. but " knocking to nieces _the oulwmp Only In Ireland does one “all hunt- ers stalking wild soar in host; any. the New York Journal. Almoot any, [me day along the northern coast ot the Gnéllc Isle. the visitor may .99 partleg iy skins cull-la! I'.ee To bring one down require. not only good aim, but u certain amount ot Juctt, since the wounded animal ls quits as likely to tau dead on tho unnppmuohnhle run an it Is to drop Into the no whence the hunter can pu_ll [1119‘an tugboat. .. .. " the bane of the Immense elm. that face the Atlantic. walling tor I. good shot at the mm which inhabit the "runs” ot the cum. Probably the first question that present. ltlelf to strange" ll how tho goat. ever trot where they are -oct narrow ledges hundred. ot feet below the top or the cliffs and bull- dreds ot teet above the toot. The working: or nature, the hunt-non will tell them, put the mat' than. The constant eating or the ooeul_ nt the bane ot the cliffs. canned fre- quent falling ot rock trom the face ot “the crust. nichlng them with with ledges. On these the so." have tor centuriea been tumbled with the rock dida- trom above. and once there. they are unable to get either up or down. Undieturbed tor years. they multiplied in number untll now the [edges or "runs." as they are termed locally, are well stocked with them, ' ItnuJIquIolcu Am I. Thi New Yorker---' thought the we“ of PhilntEgmin was muuled. The Phila- ‘delphian lh, that's only .313. , ytoit--03efore they wore. married Ibo 'used to any "he muidn't live without ,dtetAttortuetoyer_ell0g tairrbr'tirorAytt1toese- mum..wuchbth usual ”tantalum.“ having plant ot mrtdeqr uh. I! won“ tflr"Lt,'.l't'."lt"lllu'R-t tinny or their lifetime.” '.. . a The 1003 calendar is on its Inst taes. New Year's rewlutioun are next in order. -ee _ " work when it is run on tick. When a family is in mourning the black sheep isn't so nutimuble. The horse may be fond of table d'oatq and yet dine in la cart. Bad habits) have ben known to grow on people who never even ind with. Lots of pretty poor poetry goat through the mails as iirst.et- m. led a. short time ago for writing I I novel that dealt disparaginxiy with army conditions is reported to be living m Vienna in uncut contort from the royalties ot his book. and theinct that Emperor William has ordered also the suppression of Count , Tolstot'a pamphlet. "Thou sum Not iKill." will not Only fatten the u- , that's purse. but will give wide-proud l publicity to the peace doctrinal which ; are I0 dear to mind. Some people never talk about their neighbors because they are too - talking about thenvtelves. After all, dyspepsia has its comfort- able side. A man may attribute it to . natunly ugly disposition. "ix-<33; piUpti/ilut on H) may aim that they become reticent jwst bee-nu talk is cheap. -... ... A I""""".' "FV wa.nm...u... Mrs. Muggins-l’ hear you have: new cook. Mrs. Buaginri-0h. no; she's been with us for nearly two weeks. Nature. is not always kind. Trt must be obeyed. Poets bring thi, thought to mind; They are born, not made. Teqnr--d'tttr Bionos looks like . deep thinker. Wqt--Well. if he is, his thoughts must be so deep that they never get t9_the_3urfwe. . . 1‘ "uFTugiiist, will tell you um . punch in the bowl is worth two in has mouth. _ .. - -'Fiire would't tse m much conceit in the world if we could we our-elm as others see us. .. - . .. . "iuiimir-uiraiibe is a very plausible sort of (any, bit het 's)oyT.--yeN iiiiUGiGiiir' in“ you feel that he is doing you [1w by bgrrowing your money him find Boston TVrtrmeript. Lucky the literary man who can incur imperial ditttsteaaure'. The German lieutenant wht wu 959mb A child ot G should weigh tort:- m-o pounds. be forty-one and one: half Inches In wt. and have N about girth of hr rum and one. but Inch“. C' . "The but. in: to manage . wile.” mu the fellow who bu never but! one. "In to let her think the In In". In; he: on: way." I , X'Vbusiness may be run like clock- Hunt Go“. From a Boat. Beyer-And it quite easy aGertuutcr that Pin. ARCTIC COAL CLI Pi'ril, iF'(,rit' n o w suppose sh. i”! " H '