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he avoided. nclunion w. London is ity in the D that tt in L to marry, that chronic a parlor o! m - and out. we." " press. Dr ll be more no in other out promin- use toe this d report buncil'n c porintem Mic. at the be managed l an asylum, " when any Iona will tter late clan of 'te no. notwith- tt in civilia- " tor such an lam-mien. placed in B- K dangerou- w very con- Md form of " they may My ochverts chronic one. " of affairs m of lunacy uncil'n can- Wrimendeat GN patients were duo to u-tttlt" one. Insane. who ought to be 1v before he asylum. and De >s who have ylumn are who nutter r so back In and hour tlr. the chi)- ed with the problem to no 'earn n no ot Ian- I deal with or way. by and Bunny _"--tondort tt _ " ae "NET my 1d , mo: of all vellers " Bat.- loam 'npyn riding the aper- ll M .h al area. Val- “It. the ‘09 " ‘1! 0 Any public criticism of the service or no." adv minor department of Its administration is stormy prohibited stir', hottvirv punished. Thic rule pre- vails, 0! course. in other services, but i, otten more honored in the breach than in tho ohm-Manon. In Russia it is most faithfu‘ly observed. TheSamp- r,on-sc'hloy quarrrl and the Buller controversy would [w mlnally im- son-settle.' com rover Humble t' f-br example. tho allowance of am- mumtion for targot practice in the Rumba Navy has been as large in tho wt year or two as that in the American Navy. Even this tact is not generally known, and no out- sider can tell whether the, recent ex- trmltlinary effort» to bring the markmanahip of tho gun crows up to tho highest point of efficiency. far» been successful. Tho scores are not divulged, Won the fact that a ship has 3mm through a courso of turgpt practice is concealed, The keen rivalry be- tween ships. so prevalent in the American Navy, is thus impussLble, and no Russian vec,sret could Her anjoy the with) fame of tho Alabama. howoser much ulna mght deservn it. Absolute secrecy is maintttiueucon- rel-mug all naval and military mun- oouvretc tKN'ri'vsioC'. of tho reward or spocml commcndation in any published re- purtu or orders. No criticism at anything: nonnoct- ml with 1le army or navy ls allow- ed. even though it be ot o com- mvndutory nature. No orricer or "reitsted man is permitted to criti- cize a brother omeer or enlisted man. escort In tho atricxest line of duty. Brmwhc-a of this rate are most strictly punished. and to it are largely due the harmon_y and more m W010 Ite In this rm'prct the Russian service» ‘llfz'hrs from most other services. This peculiar provision has the rum-it, of onhuring that all the vet- ('I'itlim are nickel men, while soldiers on". sailors of only average quality urn tliminated in due course. The" recruit tor the naval service i, usually received, after passing his physical examination. at one of the great Russian naval tsasetr--Kron- wtarlt. Bt. l‘eterburg. Port Arthur or Vlmlisvostok. After a brief term in barracks there he is seat to a train- mg shlp, and then promoted to a. battleship. cruiser or other Tetntel-- the class of ship which he is sent being determined by his proficiency, a peculiar feature of the Russian eer- Tiot T B' i The Russian navy is modelled very closely upon that ot England. The Russian army ls modelled on the Gerd man. tn both ems the example- chosen an the but have been copied to the mtmteet_dctall. -.-. of both tho army and the navy are careluily concealed. and so are many this-, not usually hidden by other canon- Even cases of ittdivid are similarly concealed. time or wn.~ The tht Mel-vice is that (wary in in all respects to his the 5.de rank Ho is; a ellicient. and as My”, “I? " H [but Russia does not depend upon um: immensn army Mona. the has mm ot the big-goat mules in the world, or. rather. three distinct nation. each with its separate or- Kanizallon and Qumran) base. One in In the Pacific. a second in the mum: and a third in tho Black Sea. In many rupee“ the Run-[an Army and Navy (“Nor materially trom the forces or other Powers. Reticence tions are tinte or in 1 merit. and gun! urn-a. we order of Oct. 21. 1902. the strength of the United States Army WM nxod at 107.855 mtm--r.m" than "ne6atsrontasth of that ot the Rue- man. room would: will be row throughout will rcmmui. but it will Rewards. u the keynote of iG" acirriirirL up? 0! both services. The secrets Them " hardly any dtttoratnee in the any”. routine on a. Russian and an English man-or-war. The duties ot men and Wicca. the meaning or rang-menu. the stations. the drillu. amounts to nearly 3.100.000. But in can; of mrtionat emergency this force could be "plied to about T,- 500.000 neutine man by tho calling out of tho Iherritorust Reserve and tho Omicimie, or militia. This want army 1- more than twice M Large as the population of New, York city. more than twice ms large as tho German Army, whlch. when 'uobcid, In estimated to have a total of 3,036,000 trained men. Unden tho under ot Oct. PA. 1902. the Even the " my in L Jtsetum. A tml. the for amount; to in can of toreo coma IllBSlh's RliililmNi MACHINE The Russian Empire pone-se- the biggest fighting machine In the Iron: In tho drum of ite army and 'u"y, and them Is no other with may force ot which the world km so little. 'r.suLPiUL""o. In IVA -....» ,\.7_ -_ v,tl: the privilege of renlistment only Iiror' condition that the candidate ms been promoted during his term In this respect the Russian service “News from most other services. fen Tho Russian co teToivahiy of tho Russian ser- the numerical strength of the I largo], a matter ot con- As nearly as can be reckon- foroo available for carrying earner Stages of a war of tht Ei; tor three years. with .HQ individual not nnthan Donnect- or navy is allow- it be ot o com- '. No orricer or cumr ol "rm In addition to the qualificatinn of bin-Li. and family, cutrdidatos must Lave p:vsscd the final examination in tlvo gymnzmium, which in about the rquim‘kmt (in: that for entrance ti; tlo, higher winds in! Anwriav.un univer- sities. or the (inn! examination of tho bust American high schools. The pay 0: office!“ in both Ler- vicus is practically nominal. That of a Junior lieutenant in the navy is 100 vottblcxs a month, about $50 in American mom'y, us compared with 8150 n month top thir sumo rank in tht. l nwrivcn. n Navy. Russian officers enter tho service for " carver. ncwr fur a iiveiiLood. Any mm: with niacin] ambitions in In ti.“ Initial] Navy and other mote, the arm-m; of tlu, higher ranks nudve liberal allowances,. trom the (iowrnment to defray the expensm of ths, frequent entertainments gh- cm wbm in port, or when foregzath- and with the wnmhipts of other countries. There are no such allow- :m-cm in the Russian service. TLe officers have to my every cent out or their own Pockets, and yot nowhere is hoapitality more magnifi- cently dispensed than on " Russian wamh'ip. It has became a proverb in a“ tho ports of the world visited by Irma] mussels. Their gamma: must lune been of nobto birth, or mombem of the Gov- ernment or the civil mtvicc. or ot- chON in the army or ”my, or-to quote the words 0. tho impsrml uknsc on tim otsJovt--"rcusout, of sub- stance, “in mover kept an open store or max-bu." Tlcat is to any. thoearrt of " rich merchant would be vrrarble.tor " nrommuslou, but u trad- cw'rs so" would not. In addition to the uualitication of In grain! ol crtrttmtrntil,ip, tho Rur.s sian naval urticm- oumpnrus favois n'bl,‘ Witt. tho officer of an): other service. TLere are two good rea- e:ozm for this. , n In (In first place, it not better mL. ui'uteu, his education has certainly progrrasod further at the time or his; cntrance: into the Naval Academy at lirop.sturlt than that of either the Evans}! or Anni-dean cadet; and. in the “com! place. he 19 under “Far er-z- Eltectives cnnu‘ulsmn to kenp up his book studies when unoat. Any mm: with soocinl ambitions in 1tu.st,fta mum income mu olflum‘ of either the army or "any. unless he be a person :;f xrtteIscviident ability. No tatl.tw would think of Nita-lugs; his mu in the cadet school unless ho could give him a suitable income with which to maintain lulu; rank. But mere book learning will not Mk: a lad far in the Rut-Man snrvice. No cadet is cligibln {Gr promotion tn the rartk of lieutenant until in? has male n trzr. around the world in a litrtiititri mln-o -wul'. That is Us [2381: graduate course after hw- leuves the Nurat Academy. TIM standard of dimpline m 1hr commmsioned ranks of both; services is simllnr to that in: the armies and name: of other nations, with this sinking difference. that of! duty tttttv are I:ractreally no distinctions 0: rank among the ortieerg. In tho mess room or at 'the card tnblv. the Junior lieutenant does not in thr' 11193:; room or at ttw card tull', thr, junior iivutvmmt does, not mm I'm-partially to the colonel of ins rrgimont or to thn captain of his ship. as he would do in other sew. vices. On the contrary, he is hale {(-liow well met with him. Timro is a remarkable spirit ot brotherhood " a Russian mess. and one officer stands absolutely upon an tquality with another. It is this feature ot Russian military lite wUel: most surprises foreign officers when they dine on a Russian warship or with a garrison mess. . _ Tco ulnccra‘ mosses are shpportcd hy fixed csutributiorm from all the vlficers uccunl-ug to their rank. and we Jinnah idea of gunroum and wummom messes is carried out on the larger Russian ships. Ehgnbmty hr the counniasionml ranks In but” services depends upon birtn and educational uutthr.catton. It is necesmu‘y that. candidates be welt Born. Thy stare in amazement when they hear a mere bor of a lieutenant Cal: hm colonel by his christian name» or ever! elm! him as he might have (tantra) one of his chums at the Naval Academy. . In the 'run-commissioned ranks. the grades are about the same as in the British navy. but the men have less authority. receive lass pay, and have fewer privileges The [my of a Run- 'ian seamen: is only 8;) kopecks every ton days, a kopech being about thrce- quarters of a cent, Neveru'usioss, the mmman's mess on the Pacit.c and Baltic stations com- pares lzn'm‘ubly even witu that on American ships, where the sailors are sum to no tuc best ted m the world. Certain distinctions in the eotntttitr- mono] ranks are peculiar to the Run- riap .N/tytanii rpm 9n Interesting Tue tmme Is measurably true of the Black hea fleet. . T ' link with the past. A boy enters the service as a. naval cadet, and the ranks to which he may he promoted arc tire following: l As a. general rule, the officers are liked by their men, and the mere tact that every Russian trAdiet. and sailor refers habitually to the Czar as the Little Father will give foreigners sums idea of the intense loyalty which pervades the services. Cadet of the Navy, junior Lieuten- ant. Lieutenant of the Navy. Cap- tain ot the Navy, Captain of Cor- vette. Captain of Frigate. Commo- dore. Tieo.Admira1, Admiral and Admin! '0! tho Navy; I. i Tue reason is that the man In the enlxsted ranks lives better, dresses better. and has more money to spend than the aVerage peasant of his class in civil life. He has ptrotited mater- ially by becoming a soldier or sailor. in which respect he differs from the enlisted man in most other. services. A: tor the rigid discipline, it In only what te has always known. The Rus- sian peasant is uccuutonwd to the 1mm nee! from infancy. Alt government in Russia ls. ot course. essentially autocratic, and the lplrlt is nowhere stronger than in the naval and military services. Yet there is no discontent In the Rus- Man army and navy, however much more may be umvng some grades or Russian civilians. Dtsmpttne is administered under Artzcles of War formulated by 1m- pedal ukase. It is far stricter than in the British aervice. which, again. Is raa1.trfoter than the American. the 'equttstions--all are practically the lame. A ski1lut, with n. frying-basket. side on which the wire basket may ho suspended to drain, is n, great help in preventing gummy food. For fish. " shoot of Russia iron with a handln at each end, is on View, This is greased and put in the dripping pun, so that the fish when cooked may be easily slipped from it to the platter without breaking. Fancy cookie cutters in innumer- able uhnms may he had for n. trifle, and aw especially pleasing to chil- dren. _ , For two dollars a housewife may get tt am at tlvo beating; bowls ur white enamel wan-o. light in weight, with ml]! bases, and very durable. They are wry convenient for mixlng Unkns and batters or all kinds. l good cat--thn kind you want to hum in the hpuso, it any-will haw n. round, stubby, pug nose. full, Gut (hm-ks and upper lip, and n wru-ilrveloped bump on top of the head, behind the ears', betokening 'r,ocli.utt"curr'. A sloppy teat, that Inn-m a good den], is apt to be plovOl and tg,oorl-nuturotr. Hy nil means to be avoided is a cat with thh, sharp nose and tv,iteltii.rtt cars. It must Lo remem- imrml. also, that a good mom-or is uni tuscwssaril.sr a gentle or Josh'- nhlr- pm. Although any good cat will catch mice if she is not awr- ft-zl. ncivk, full, oxprt‘gnivc was gen- rerally holoimn a good mousor. The grontest mitrta,ke--and proba- bly the most common one-in the care of r1omeauc cats, is overreed- inn; particularly. too much meat. In wild Tito the cat has exercise whwh vixablesl her to digest her food. In "the lazy house life the mum full fouling leads to stomach l A Cyclone Defying Barn. l circular harm one of the most unique structures ever erected on an Indiana farm, has been complet- ed by James Bears, whose farm is near Lapel. Ind. The walls, or ra- ther walt or the barn, in ‘35 feet high and cor, feet in diameter. the roof running to " COMP. There. is no such thing as u post or pillar in the barn. In order to prevent the wright of the root from spreading thr- wall, Hears, who is a practical blacksmith. longed three heavy steel hoops, and with these he encircled the structure as a hand would he put around it big water tank. The barn is cyclone proof, tor Boreas has no chance to get a hold on the structure. The stalls for horses and cutth- nre urruugml in a circle, there is n. big feeding room in tho centre. and n. silo extends from tho ground to tho root’s cone. Mr. Scars claims that he can shelter more star): and stow away more fend itt thi. hnrn than in the ordinary farm structure. the blood. "I laid my head flat upon the table," says the scientific Sir Lauder. “and at once my ideas began to flow." Here we have the first glimmering or the scientific cure tor intellectual indolence. When men are more advanced they will stand on their heads, and the ideas will not merely flow, but come Tusiiing out in a perfect torrent. Sir Lauder Brunt-3n, who has a sci- vutilir-sxrururmrr, name, writes to an Engiiah paper that he has suffered from brain-tag, and that it occurred to him that, It the blood would not some to the brain. the best thing would be to bring the bragnudqwn to Altar theme fifteen years of aer- sice tun \elernn might be supposed to have do'ne his duty to the na- tion. But there is a still further reserve, which comprises all able- lmdimi Cossacks not included 111 the other forces" The veteran has to Join this body and remain in It un- til ho is onfeebled by ttWP. Tho men of this last reserve have to supply and maintain at their own oxponsp their horses. arms, clothing and equipment. Thus a highly important addition to the Russian Army is kept up at the cost or tho men themselvw. A Eumpeau scientist of distinction declares that women are less sensi- tive to pain then men. and actually feel less of it in a. given Operation. Experiments of 100 women led him to tho conclusion that they were not more than half as semitlve to pain at the top of the {enlarger as the average more man. This Is confirm- atory! of a tact wdl known to gurg- eon: and death“. I which food. m1 mp, troubl The Cossack feels the burden of military service more heavily than any “her man In tue world. At " he begins three years' preparatory service in the locality where he dwells.. ' After. that is over he ls drafted lute one of the. three Com-Jack bands for twelvo years' service in any part of the empire. He spends seven years with the colors and five years with the reserve.‘ _ Ho becomen liable at 18, and the liability does not cease so iong as he is able to ride a. horse or carry a gun. But only " proportion ot the Cossacks serve at one time. Tho rest have unlimited leave or belong to the reserve. 7 - A One branch ot the Russian Army is totally unlike any [once possess- 00 by other civilized powers. It is, or course. the Cossack levy, which numbers 143.000 men. Every able- bodied Cossack in liable to service, without limit of 3.30.. - _ These ranks are adopted trom the British Navy in tho time of Peter the Great. and have remained un- changed ever since then. The cor- vettes and frigates fis.appeared long ago, but the titles are re- talued. bios Ch n in: a. HouseCal. Hotttielceerti"gt Hints.'. d lo nu, I Ftar a long time woman met no end of rebuff and discouragement when she wanted to insure her life. Some companies did talus women as risks. 'but severe conditions and trpmsitiea- ‘tions wewy entered on Their policies. A woman was compelled to pass a }plbytsical examination entn more rig“ than that requimd of men. and then, it accepted. was called upon to pay an extra premium to cover any. fatality that might belall her, sim- piy because she was a woman. iA Great Change in the Policy of the Life . Insurance Companies. Emu T0 INSURE WOMEN NOW Them Ur no man .who has done more to bring about the present at- titudoOT life inaurance companies to.. ward women than Gag-e lit Tarbell; second Titso-ptxrsident pt the Equit- a.blet I - . " "No," said Mr. Tarbell. in answer to a quotation. "we do not usually insure a woman for ttty benefit ot her husband. Our rulv is that we ani: the hut-91mm] to lnsurn for the benefit of his wire at the same timo. ' "This great revolution. I might say. began about tine Year 1890, which w" cite. as the bt-ginning of ‘woman's age.' In otler words, wo- men then began to onto:- tho busi- ness fields in compr'tition wittinlen. Toiday in many Vocations the sexes are almost cqual, and a woman has just as much right to insure hrorse1t against the iucompctences of old age, or plane a valuation on lilo, to “K! realizml at ttet' (loath by HM children or those dependont upon bier. as " man. . "I Jietve always advocated this idea. but we muct possibly attri- buto thr, present number of Woman policy-holders to the. grout change which hate taken place in woman‘s position. "We certainly welcome women now." said Mr. Hudnut. "although a grout many changes have taken mace in this company with respect to than]. In tho past we always con- sidered them a far greater risk than mr-n, and for this reason a groan-r premium was asked. Now we will talk" any woman who can pass a perfect physical. examination and hm; a, risk as it man it she could hemor- mally selected. The normal selection seems to have been the open ques- tion. but now that women have cre- ated a demand tor themselves as lite insurance risks there seems to be no longer any; dimension upon this point at least. . [ "I have always maintained that women were as good. risks and men, it properly selecteds." said Mr. Tttr- bell. "In the past, companies did not agree with! me, nor did our tor- mer cxpedience bear out thlo pre- dieatiou; but now: that we are get- ting a. normal selection of Women Just this same as men, it carries the proof thrst women are Just as good riskc as met'.--Bo far so that. the "This new. H1318 has opened up tt tremendous: field. Twink of the teaclicts, think of the nurses.tllink of the nctcrotarictr, think of the women who have entcared the chri- cal fields, of those who ltavo ill-anch- ed out into business on equalfom- Ing with'. men, and you have a fair idea of the proportion of women brtradwinruts, as compared withlthe vast. "Wo always' cal'ofmly scrutinize such tenses in regard to character. and thew urn mnny conditions and specifications which cannot wellbo onumerated hora. If, however. it is tht, wire who has the income. or if Iver ostute is entailed, we frequent- ly issub ct, policy in favor of thte husband. This company will issue policies on women at from $1,000 up to the full limit wo' carry on " single life." In the nbsnncn or President Me- Call. of lht New York Lite, who is in Europe. James M. lIudnut, as his representativn, was asked to voice this attitude of the company to- ward women. ' "Thrse are always cases for closest invnstlgation It, however, a hus- band and wife insure Tor the benefit at each other we will issue the two r.olielcs. It will be seen by the following in- terviews Just r.ow woman is looked upon as a risk bg life insurance com- panies -uyw she is received as a most welcome risk. and how. after all these years of discouragement. are is actually conceded to llve long- er than man. It has taken fifty; years to co‘nvlnce some companies that she donellve as long as a. man. . c. extra charge of $5 It thousand for- merly placed on women‘s policies has been diseontinuyd. "Wo have many mothers who take out 15 year policies as a mean of educating their children. If the pol- iey is taken out at tho birth of a. child, it will mature, at exactly the right time to do the most good. Again. mothers in this way build up the capital with which a son or daughter can launch Into business. With woman's entrance into busi- ness lite ate has grown to look up- oo lite insurance as a good invest)- ment tor Ler money. The books ot all tho large companies Show that the majority ot the woman insured by them am self;supportipg. . ' -eaauGatio men maintain that they always conlsgerfad her as good miums. “We imvn this exception. how- mor: Foe women to insure their lives tor the benefit of their hus- bands, or for a man to insure the life of his wife for his own benc- fit. is still a question with us as far as the, wisdom of such a course is concerned. Many companies will not entertain such a risk under any circumstances. "I'rrrtcssionat men find life insur- ance the only protection to the value they have put Into technical study and training. Why should not wo- men be allowed to look upon it in the mine light 'l" But a great change has taken place. Prejudices against women tare been thrown out-- by some compan- lea only within the last yeur~ and the privilege ot insuring them is so- licith as eagerly; as it they, were "Ie it true that tho mortality among women is considered greater than that of men t" was asked. "Our past experience has led us to look on them as shorter lived." said men. lffici'on't income to meet her pre- TORONTO " Ion) my expzrience with the wont to my mind life insurance ls the best business a woman can engage in. It opens up an entirely new life to her, she ls absolutely independent, und we: or :11.th hows Flt , is mak- money. Furthermore. who is able to lift herself out of the rut of women’s occupations in general. I “In lite insurance it woman has the most broadening experience. Shv meets all class" of people, and and commands resp:ct wherever she goes. l Thom is possibly no woman in New York more enthusiastic alum lite tn- sumnue, or who knows more about it from a woman's point of view than Miss A. L. Amrmdt, assistant to Mr. Tarbell. She has had long“ experi- ence and is known all over the coun- try as a successful lite insurance woman. "The possibilities for women in lite insurance as a business are ilm- itless," said Miss Amendt. "With all the women who are working at it now, and many of them are making Very great commissions, it is still a virgin field, and lt is utterly im- possible to tell what the develop- ments eventually will be. Lite insurance also supplies a pro- fitable field of work to would! now. To-day countless women who yes- terday strugglzxd along: on a plttunm- am writing insumucv at largo pm- 'lit to themselves. ll a woman is particularly bright and mini-Knit: aha can command an income of $5,000 n year. tlerot- im: only half her time to thy bush- nnss. Her commissions (lrpmlzl whol- ly ttpool herself, and if she is what is called a "good closer," which mv'ans that elm is quick in clot-1m: u deal she is bound to pile up a bank ac- count with nstonirrhinq mpldlty. "This taken into Consideration, we will insure women as readily as men. On the life of a woman, however, up to the age ot " we charge 8Ga thou- wand extraun whole lite and twenty- Fetrr payment. On cndo‘wment and ten-year payment we charge nothing extra. Our experience shows that women ggnemlly live longer than men. "We hare naturally grown to look 11pm men as the breadwinners. and at their death there is necessarily a family to be taken care or, but when we find that a woman has molly no reason to insure her lite, that there its no one dependent upon her, that she is not a wage earner herself. we investigate her cause tor insuring very rigidly. This. however, pertain. to the woman whose heir" would be benefited only by her (math. The premiums on politics maturing at death are much smaller than tho un- dowment premiums. "Should a woman take out an en- dowment policy there is much else to consider. She does it as a money in- vestment or as an assurance for old age. The only specification enforced here is that she can pass her exam- iuatron and be able to meet her prem- iums. v "She Is no longer tied down to ot- rice hours. but can come and go as she pleases. Of course the work In en commission, and it depends upon the girl herself as to the size ot her in- come, but I have women in mind now whose yearly incomes would hardly be believed. A "‘As soon as a woman secures her contract,she is immediately put with someone who understands the busi- mess, to be coached and trained into a. full-fledged worker. While there is a great deal to be lmrncd In tho business, and one could work in it tor years and learn something new every day, yet an ordinarily intelli- gent woman can start right out and earn money the_tirsrrEeelr. _ . "No company, if it could insure 100,000 women as indiscriminately as men, would refuse them. They would be glad to get tl" m, but, unfor- tunately. £60 far, this seams to be im- pdssible. "Ordinarily we do not carry such [urge risks on women as upon men. If we were satisfied that u woman was a sure risk, for instance it aha was a woman of independent wealth, we would then make no discrimina- tion.' _ "In a short time she develops un- tirely new innuities. She learns to read Intmart nature, which is the tril- ing: part of the business. She meets many busy people. and it is generally left to her to diagnose the wants and needs of a person, just ans-u dor- tor prescribes for a. patient. whi- must know what kind of insurance tb client needs. and must be able to ruggest the most profitable for his or her investment. " have always been the greatest believer in women devoting their best energicd to some kind of profit. This should be the ambition of every woman, and it I ever are an intelli- gent girl struggling along on a. small salary. I am only too anxious to in- spire her enthusiasm toward taking up this work, tor it not only broad- ens her lite, bu tgives her a, splendid income. _ George B. Woodward. Third Vice- Pnssident of the Metropolitan Life. tral i "The greatest reamn why Insur- ance companies used to discnmlnum against carrying risks on women. and sonnet: till do, is because of what we call the moral hazard. By moral haw!!! we mean something that makes us suspicious or the risk aside from the physical condition. "For her own bnvmnt I should nd- vice any girl or wom‘m who» circum- stances have compelled her to be a. ttread-winner to grasp these excel- lent opportunities It will only re- "it a woman runs to pass the physical examination Is she told the reason why lr' "No, we do not give any reasons. We simply refer her to her family physician. In this manner one is often able to find out some ailment ot which she was not aware, and some- times a cure is effected. It on the other hand she has passed the exam- ination. she knows she has the beat health certificate that can be ob- mined." Mr. Hudnut. "but alter considering the average and commrlug them with the men. we have placed them on an equality with men. and in many capo: have tound them to tive longer. Woman as a rule, however, cannot pass as perfect an examina- tion as a man, and tor this reason I/l/Po" looked upon as a greater I' .._~. l Probably the first question that Ipresents itself to strangers ll how 'tho goats ever got where they are --ot1 narrow ledges hundrrda of feet lbelow the top of the Mills and hun- dreds of feet above- the toot. The workings of nature, the huntsmen will tell them, pat the grants there. lThe constant eating ot tho oceun at 'the base ot the ciirte, causes ire- !quent falling ot rock from the face got 'the cmgs, niching them with with ledges. On these the goats have tor centuries been tumbled with the rock slides from nlxnr. and once there, they are unable to not either up or down. UnditrtuNwd tor years. lthey multiplied in number until now 'the lodges or "runs," as they are :terde buealty, arr well mocked with l them, A coal mining expert who accom- panied this vessel has made a verx favorable report. on the hauls ot which it Is now planned to send " miners to Spilzbergeu early next summer. It is said that mining may be kept up the year "round. but ot course the coal can be gyerTt' only in summer. It is bellev nut 25.000 tons may be ready tor ship- ment next year. _ The expert reports that the coal may be mined to excellent advan- tage. There is no costly ground to buy..no property considerations to interfere. and transportation from the mines to the ships will be inex- pensive, the situation of the mine- iavoring the towage by mp9 of railroad curs loaded at the mines. He thinks the cost of the coal de- livered in Norway wUl not exceed $2.40 a ton. The coal fields found in south- western Spitsbergen are tar larger and more promising than any other. yet discovered in the Arctic regions. though coal bed- have been tound near the sea in Greenland. and the. fuel has been exceedingly useful to a few Arctic exploring expeditions. To bring one down requires not only good aim. but u ('Pltain amount of luck. since the wounded animal is quite as likely to tall dead on the 1mapprxtaettable run as it is to drop into the can. whence the hunter can pull him into the boat. _ Hunt Goats From A Boat. Only In Ireland does one find hunt- ers stalking wild goal in boats. says the New York Journal. Almost any. (we day along the northern coast ot the Gaelic Isle, the viriitor may see parties in skills crululng near the base of the immense clllls that face the Atlantic. waiting for n. good shot at the goats which inhabit the "rumr" of the 011113. The coal wan (aim! to be excellent bout tor steam purposes and tor tho manuluctnre ot gas. It burn- with a high name and is extremely coma bustlble. There wouid't bo m much mum-it in the world if we could we ourselves " others see us. Nome people never talk about their neighbors lmcauso they are too busy talking about themselves After all. dyspepsia has its comfort- able side. A man may attribute it to a. naturnly ugly ditipossition. Mrs. Muggimr--f hear you have a new cook. Mrs. Buggitts--rrh. no; she’s been with us for nearly two weeks. Nature is not always kind, Yet must be cVved. thinker. lhhgg--Well, if he is, his thoughts must be so (loop that they never get to the surface. BIobbs--Barduppe ic, a very plausible sort of fellow, isn’t he? s'lobbs---Yem: he can actually make you feel that he is doing you a favor by borrowing your money. Thi, New Yorke of Philadelphia w delphian---Oh. tha " mu, Just lode Its Appearance In the European Trude. A small vosaei arrived at Bel-m. Norway, [act month. with soo ton. ot coal Iron Bpitzbergm. It no obtained on the soulwa count ot that Arctic land. not by mining. but by knocking to pieces the outcrop we}: is .i'ound. glut}; 113030 shaman: A business may be run like clock- work when it is run on tick. When a family is in mourning the black sheep isn't so noticeable. The horse may be fond of table d'ontl and yet dino n In cart. Bad habits have hon known to grow on people. who never even had warts. Lots of pretty poor poetry goes through the mails as first-clara matter, Some people pm. on m many Airs that they become reticent just because talk is cheap. _ Rosin!) 'r:mritwriitt.. Lucky the literary mam who can incur imperial displeasure! The German lieutenant who was cashier- ed a. short time ago for writing I novel that dealt disparagingly with army conditions is reported to be living in Vienna in great comfort iron: the royalties of his hook, and the .lnct that Emperor William has colored also the suppression ot Count Tolstol‘l pamphlet. "Thou sum Not Km," wit not only lumen the nu- thor's purse. but will give wide-prend publicity to the peat-e doctrines which are so dear to 'Dolstoi. Any ilugilist will " punch in the bowl is u mouth. Tho 190:: onlondnr i New Year's resolut order. A child of G should weigh forty. om pounds, be forty-one and one: bait Inches in height. and have b awn girth ot twcntrrtitree and one- bun inches. _ "The best way to manage a wire." says the fellow who ha. nevcr bu! one. "in to let her think Ibo II In" lug her own way." , quire o tort tune to one " ah. ll m- tad tor the work, and " no. Attt will make money. wuch In the mrttsrat bent ot all hume- women. bedde- having planting! outdoor I“; 1: women only w it. it In the oppon- tunity ot then- lifetime." . Poets bring tho th, They Rre born, I Wimr--You Monm- Normal “Right ot' Children. Advertising: mg the tlmughi to mind; we born, not made. on Bjonm looks like a deep Wnmr--Well. if he is, his ARCTIC COAL. mlondnr is on its last legs CLII'I'E that Pays. mmcript. . l) ‘ll you that a. orth two in tho tiiahied she live without suppose she are next in the press The Phila- El