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appealing eyes toward Gilchrist met a gentle reproach,. wildered. Pearl turned toward with oyes that did not \mdanhr Somehow she felt that there was no bMtterness here, but she did not know why. She had no answer to make. Â¥he b“bf:,d nervously to the aad opened "Wdlflw‘nflé:r’ whe saftd, beâ€" 426 Queen St. E. Toronto, Ont. Phone Waverley 7915 the other in that 'e-&c'l;:l.l;-:l“;l;eos between these two who had been beâ€" trayed in such dierent ways, yet simulâ€" taneously. It was Pearl who turned away. "I guess you ain‘t got much use for me," she said, quailing. Clars looked at her as though sharâ€" h.thléty‘oh.dfo'hnfl. Â¥or "Why*" ghe questioned calmly, lornly. "What‘s the dderence between us ?" Guaruaod Smooth Smoking, $wéet and Mild Keauy for consumer in 1â€"]b. Hands. For Smoking and Chewing. Burley Special .......... 26¢ ib. Burley 1st Grade ......... 20c ib. Burléy nd Grade .... .... 13¢ Ib. (Reduced) Ready for consumer in 14b Uvercoat Hall," a refuge for the unemployed, is established by Gil christ, and apartments with baths for the r are maintained. George Goodâ€" gntko?eny’n father, 03‘.: and bc:)l’ders aniel to cease secing re, w %}; visits the hall to help git Margaret, a poor little cri ple fi helps &m‘ol with the wwf at coat HaH. Pearl Hennig comes in and warns Daniel that her husband is out to "get" him. Pearl tells Clare she knows Jorry. j Now co on wirtk tu® srory ‘ "I know you do," said Clare,. There was a certain desolation in her tone, a certain selfâ€"pity, that told of someâ€"| thing she knew. The two women lookâ€"| ed at each other for a moment. Each | gave something of commiseration to‘ Also in TOBACCO LEAF Smokers‘ Formulas *" osw'“.lafll * RW.SaAtâ€"EATrLLD BEGIN HERE Tooa. Clare Jewett, in love with the Rev. E;z’kl Gilchrist, marries Jerry Goodâ€" for his money. Daniel is disâ€" missed from the fashionable Church of the Nativity in New York because of his radical sermons. "Overcoat Hall," a refuge for the unemployed, is established by Gfl-‘ chrikt, and snartmante wir uhy fH Clare had turned tmd, pealing oyes toward (Ghilchr COOPER PLANTATION TOBACCO CO., Limited BARGAIN Diamo "SALADA" "THE. S' £ ?’4 ) g f K )w oÂ¥ chanting gourock ‘ HAVSTRATED ® I.w.szrlm 26â€"1b. bales, Prepaid, #%¢ per lb. ana yYour own sense of taste will convince you. on Request g hqw with selief wor} â€" wm . . On st. "But my «Yes, 1 understand," he said simply, "I love you," she breathed. "I need you. I‘ve always loved you, and needâ€" «lww,m:nnlkedtoyouâ€"md myself . mh our last chance for been blind and mgg eruol, but it fen‘t too late." me and holtd me( and we‘ off , "We can‘t stay here," she‘ protested. Jerry sugspects us He‘s made his 'fabher #umpect us. Do you know what mq to do now:" Daniol ® d. wants to send you to an k said so tonight. And he‘ll do too. The strange thing about Jerzy is that, with his mind goâ€" M.Mlfishedfigone,hesfilre what he wants." She appealcd to him again: "Fake me away, and wo‘ll have five or aky rooms and each other." "I knew you‘d say that," she said, with selief in her tone. "I‘ll share wor‘ â€"your wantâ€"if noed beâ€" q. Only take me away." "But my work is here," he replied, not quite comprehending. ; "Â¥es. And then he tried to take me in his arms. Night after night he‘d come to me, drunk, and hold me in his awms." he paused in reflection. "Aad I satd onee there was nothing more d«fiafiag poverty." She Tooked up at Rim. "I‘ve come to see your way at last," she said, in surâ€" srender. ‘"Im the past two years I‘ve teasned what Mmon means. I‘ve come to realkise the mat»rial‘ come to realise Waat the material things are nobhingâ€"and that love is all. â€" it ien‘t too late?" "Me‘s been drinking," she went on in a monotone of despair, "more and more. And, of course, there have been zwomenâ€"â€"bom the beginning. All kinds of women. That woman"â€"she waved toward the doorâ€""salesgirls, stenoâ€" graphers, women of our own class. Do you rememberâ€"in your churchâ€"a Mrs. Thornbury? He‘s been quite open about her. Tonight we were going out to dinner. He came to my roomâ€" drunkâ€"and babbled that he‘d refuse to go until she was invited. Then I refused to go, and he accused me ofâ€" of youâ€"and struck me with his fist." I "He accusedâ€"you%" Daniel 4 . Â¥. -"T)::'t you udeuuad that I‘m fering myself to you"" she asked "I can‘t beli " Gilchrist Wwhen sback. eveâ€"" Gilchrist was . "Yes," she replied calmly. "For good. He struck me." "No," aDniel protested. "Yes," she returned. , "Hereâ€"in the breast. And he‘s lying nowâ€"brandyâ€" soaked and halfâ€"consciousâ€"across the foot of my bed." She put her hands to her face as if to hide the sight. "Left Jerry?" His inquiry was inâ€" credulous. "Clare, I asked youâ€"‘" he began. "I‘d newhere else to go," she said, simply. "I‘ve left him." "IWa mever too late," said Daniel reelf now, at her wonâ€" §17 “?o:m want me to go back?" She mfi:wnt.;:uâ€" ::z %\.," m Augg higr pond boeh ond lfored gp higs. "CWell thenâ€"" sho said, Ti ces _'Wou &‘g',; ne fi” y _ ‘"The world doesn‘t think that," she "That‘s ‘s wrong with the dorgetfulness and louvnogct.” «And love?" she asked Te a child. "Love isn‘t all," he said. "Not the love you mean. You said ‘Take me, and we‘ll both forget:‘ Could we have forgotten promises unkept, faith disâ€" g)po‘mte'g‘,l upkationo‘ m\rea]ifi?” e smi Sndefly "No, my ®, love isn‘t all, nor even happiness. There‘s somethi bi1er, and better, and more imqunt, nd that someâ€" thing isâ€"duty." "There is no other happiness," he returned. "Oh, don‘t you see, my dear, that‘s been your greatest misâ€" take! You‘re always eryingâ€"you and the worldâ€"‘I want to be happy.‘ Hapâ€" itms is gervice, Minoii is clean hving and clean thinking and selWfâ€" "Duty, duty," she echoed meâ€" chgl;*“’?%-! about happiness?" taken man lying across the foot of your bedâ€"his mind going and his health gone. Bear yg: &nishmmt ;nd l"s'elp him to bear Ris. Phat‘s your uty. "Bomebody must pay for our misâ€" takes. That it was wrong to make a bargain doesn‘t makeâ€"it right to break the bargain when we get tired of it." "I don‘t know what to do," she "Play the &:\me," Gilchrist said conâ€" vincingly. "Go back to that poor, misâ€" ly. "You took it with your eyes open. It‘s up to you to see it through." "Must I go on forever paying for one mistake?" "Yes," was the a1 s "You think fllutms will?" She was helpless and h now. + "I know it‘s your job," he said firmâ€" "That little girl‘s known degradaâ€" tion that you and I will never know," he said. "And she‘s singing. Her constant companions are poverty and painâ€"and she‘s singing. She‘s cripâ€" pled. She may neteor walk again. And she can say ‘God‘s will be done.‘ She believes in me 1 can‘t disappoint her and the rest. I‘m going on with my jobâ€"and you‘re @going back to Faintly there came the voice of Mary Margaret singing to the cadence of her crutehâ€"steps. "For the little girl out there." _ "And for them you‘d send me back to degradation?" she moeked. > "For what?" she demanded resentâ€" fully. "For youâ€"and himâ€"and for my people." my strength," he returned, "to save us from the other half." 44 Y erry "You _mean J J ’” "Go back to your husband." Daniel spoke with cold deliberation. She flushed and straightened. ‘"I‘d rather die," she flared. "I‘d rather you diedâ€"than this," he said cheerlessly. Anger stormed and swept her. ‘ "You fanatic,"‘ she sneered. "You ‘blind fanatic." _ "I love you," he said simply. "Love," she cried contemptuously. "You don‘t know what love means. You‘re only half a man." "And I‘m praying to God with all «You love me. You‘ve always loved me. Look at me and denmy it if you can." "I don‘t deny it," he said simply. "I love you." "Then take me," she prged. _ "I love the good in youâ€"the good you‘re trying hard to lkill," he said withearnestness. "I love you because you‘re big enough to do what‘s right." "bat is right?" she asked bewilderâ€" “No.” You fanatic!" she sneered. B Mary Margaret found him huddled there, his face in his hands, motionâ€" less. CHAPTER XX. A PITIFUL CONFESsIOXN. Wearied by the sheer effort of reâ€" nunciation, Gilchrist sank into a chair. There was no smile on his wan face now. There was agony written in its fine lines. Save for his eyes, there was something of desolation there. The eyes, though, still held the spark of a fire that seemed to have burned itself out in the rest of him. Minard‘s Liniment for Coughs, Colds. "â€"thank you." "Clareâ€"" he said. She knew what it mear&._ "Good night," he added. _‘"And*â€"" she looked baek at him He opened the door for her and held out his hand, §UN LIFB ASSURANCE COMPANY OETCTANADA Uncluding PWd up Capital) t aas, Assets, at.December 31ist, 1928 488,958,000 . __ Bh*Increase of $87,652,000 "9 Rate of Interest earned on ; mean‘invested assets (net) _ _._658% prvanenps ro poucyagfim,sfificmsm The Compauy has also inauguraied the pratiice of paying a special wohnl tmdn e ferierant ns o Pates _and Beneficiaries â€" â€" _ 49,920,000 Surplus and Contingency ©_ Reserve .â€" . . . 66,938,000 An Increase of $9,157,000 ht*:"meddu faed: rfng the Payments to Policyholders _ omly mt _ eagh W ++ 49: â€"~» +t w P + â€" P EVU # Smge Gay ; while the &n of .48. h _force ceed b gm"“"asm‘:fi”_di&d%m iamial en assurance are and firms under the grot fi &Tfiémflfflzfir:fi w%m.wd io .a.‘.‘.-\-,.)..; 2. ehare to these imprestive zces theaaipdinddvek . .. ;000,090. has t Sichhet recfyseman Bnsrelt â€" faf) motiog Sn Roaptor io omniger ston I fartmars EM ' d anpreci & amoun &, as testifying to wites * _ Ahe special amour mm;mgmfifi Assurances in force (net) > $1,896,915,000 An Increase of $408,925,000 _ Ne’w:*fsurances,Paid for. < «_ 441,244,000 An Incrcage 6{"1(2)8‘38{0(('; ag , SUN LIFE ASSURANCE COMPANY OF CANADA (To be continued.) A TOWER OF STRENGTH «Ificrease of $41,972,000 1928 EXTRACTS FROM DIRECTORS‘ REPORT It would be a mistake to suppose that the organization of the material side of existence has been completed. But it has progrssed far enough so that a moderate amount of industry and thrift is all that is needed to reâ€" lieve the great mass of our people from the pinch of poverty.â€"President Coolidge. I can always say what I am trying to say with a gesture.â€"Charles Chapâ€" lin. ‘ Snobbish Agony EXCEPTIONAL REMUNERATION to anyone in good society who can inâ€" troduce friends for decorating and antiques.â€"Write Box 8. 84, The Times, E.C. 4. Use Minurd‘s Liniment for the Fiu. Mouse.â€"All rights protected. Do not worryâ€"N.B. Sentimental Agony BLOHENGRIN.â€"All the same to you; loving and mourning for ever and always. I shall further pray. WILL someone HELP gentleman, 30, exâ€"service; no income; i11, severe neurasthenia; with cost of treatment? â€"Write Brx D. 1761, The Times, WILL ANYONE LEND LADY 50 pounds for 12 months, 10 per cent.?â€" Write B T. 1218, The Times, E.C., 4. GIRL 19, suffering from RHEUMAâ€" TOID ARTHRITIS. One hope of cureâ€"warm climate now. Will some good Samaritan offer financial help to make this possible? Mother (widow) earnestly appeals.â€"Write Box T. 1219, The Times, R.C. 4. \ 422,020,000 144,747,000 40,264,000 either as interest or as ividend, is in arrear for single day ; while the dividends accruing to common exceed by several million ‘dollars those pay» ie on the same stocks at the time of purchase. ‘The x- earned during the year, based on the “ in the accounts, amounted to $40,264,â€" 300,0g0. has been deducted from the already ; markedâ€"down value of bl:carities. as addiâ€" provision against possil uctuati in» g the amount so set aside to 820,me. ONTARIO ARCHIVES TORONTO A number of earnest persons are urging the spanking of children. We know a whole raft of parents that need it, too. Mr. Richman: "How do you like this place? Shall we buy it?" His Wife: "Oh, it‘s perfectly lovely! The view from this balcony is so fine that it leaves me speechless." "Then we‘ll buy it." _ First Draper: "Why do you employ such stupidâ€"looking assistants?" Secâ€" ond Ditto: "It makes the customers feel that they cannot help but get the best of the bargain." Requiring British helpâ€"Single men, women or families, to assist with farm work, should write Rev. Alex. MacGregor, 43 Victoria St., Toronto. These people will be arriving after March 15. At the end of a day‘s work, relieve nervous tension before eating. Wrigley‘s will refresh and tone you upâ€"so that you‘re ready to enjoy your food. Then, after W s helps FARMERS *Never!" Bhe: "That‘es all right r! don‘t like men who kirs and about it!" t * *"yus* He: "May I kiss you?" She: "Have you ever kissed a girl wefore?" He: rinse water will keep clothes from freézing fast to the line." "On ‘blue Monday‘ is winter pour some water into the hot water bag and slip it into your clothespin bag while the clothes are in the last rinsâ€" ing water. Keep the hot water bag under your pins when you go out to the line and your hands will keep warm while putting out the clothes even in near zero weather, A generâ€" ous handful of salt added to the last *When goloshes or overshoos beâ€" come dusty inside, try cleaning thom by inserting the nozzle of the upholstâ€" ery tool of your electric sweeper in them. ‘The braush may be efective in cleaning the outside." "Strips of adbesive tape placed around the casters of the bod, dresser or other furniture which must bo moved more or less while cleaning will prevent the black streaks caused by constant rolling of the furniturc." "If you will sprinkle a handful of coarse salt on the bottom 0. the garbâ€" age can after it is emptied, it will prevent the garbage from freczing to the bottom of the can." _ *"Lords, Knights, Gentlemer â€"and Squires honestly attired, and a multiâ€" tude of people of the country, perhaps half a thousand, all on borgeback. . . . As the English approached, the Scotâ€" tish clarions blew a melody which was good to hear, and the Archbishop of Glasgow and the Bishop of Moray knelt to receive their childâ€"queen as she stepped on Sc¢ottish soil."â€"From "Thir Majesties of Scotland," by B. Thornton Cook. w°C2200 indt was ner Tudor heritage, She reached Berwick at the end of July, with English border troops two thousand strong behine her. _ On August 1 she was carried through the gates in her litter, iootmen running behind her in their doublets of groen cloth and scarlet hose, and here the Scots met her: Ontario has invested $200,000,000 in s highways. Quebec has author Margaret herselft was vivid in the sunshine; a youthful figure in her €lothâ€"ofâ€"gold gown, a girdle studded with gems, fair glittering hair, and the brilliant pink and white comâ€" plexion that was her Tudor heritage. ’ York gave hber a great welcome ‘The gates were flung open when word of the Queen‘s approach reached offiâ€" claldom, churchâ€"belis pealed and out rode a procession almost as gorgeous as Margaret‘s own. On a "curvetting horse bedecked with bells," sat the Earl of Northumberland, "in crimson velvet, with bejewelled collar and boots of black velvet worked with gold"; beside him was the Lord Mayor in his civic robes. Bometimes the young Quec: a castle or manorâ€"hbouse, s at a convent, and occasion: village inn, while her escort ed in size and magnificance day, for every town ‘added i and, till the Northern lords the task of guarding her, t erners were loath to relingu chivalric task. In all between five and six people rode with this "fayre } and a great company Lordes Knightes, Esquires, and Ger to announce her progress. } Mer parting gift from the King was a prayerâ€"book inscribed: "Remember yr kynde and loving _ fader in yr good prayers. . . . Pray for your loving fader that gave you thys booke, and I gyve you at all times Godd‘s blessing and myno.â€" Henry R." Mounted on her white palfrey, with bishops riding on right and Jeft, and the Earl of Surrey in command of the party ,Margaret started on her monthJong ride with a cavalcado nobles as an escort, and minstres and trumpeters to play her in and out of the towns through which she passed King Henry VIHI rode the first stas with the little Qaeen of Scote, tai ing her to bid farewell to her grand mother, the Countess of Richmond, ; whose residence half the noble; . England had gathered to sped Mar gart on her way. The months that intervencd hbe tween the betrothal ceremony and Margaret‘s departure were busy on for Henry and his consort,. Quee»n Elizabeth (of York) gave their litle daughter an elaborate trousseau, inâ€" cluding "a gown of tawny clothâ€"of. gold tissue," another of "purple yo!. vet with two kirtles, and one formed with ermine," mo less than thre« thousand two hundred little black tails beln‘ used for its trimming . . , Margaret bad two petticoats, two hat five pairs of knitted hose and six o! ‘woolen. three pairs of shoes and six pairs of slippersâ€"one "lined with eloth"â€"two dozen pairs of glo~ twelve thousand pins, and som« pounds weight of needles and also other articles. . . . _ The trumpeters blew, the minsirole played in the best and most joy(n] manner, news of the bandfasting of the Princess Margaret to King James was proclaimed at St. Paul‘s Cross, and la:e in the eévening all partook of a most notaBle banquet, to which, as Queen of Scots, Margaret walk;! hand in band with her motho®. Margaret Tudor Rides to Scotland Houschold Hints whlle her ind magni ry town a _ Northern ts costing girls In Ing 0 1 The h Tast I Home | Taugh Over | By ANN t traini H