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r. Tim-3274 .-.ak,a,mM M' my -""m"". ---. .._ Me_.ee.e -___ - I. "I GiaiGlLGroetidaauaatrood HID" Mwmmthehdln attrtrottotmecotuydarerweite for “ll trrsrqramattendintrttsome- cm. Amtwowoutdiuetrttob qeth.W.H.tg. holdIttbOWd neat-node” Scotch tneiuded.that " and In lineman. Hroutil pm the 'merry' in Christmas! '. Mtswnttarhrqrtssmsnnd-i, Meosn m1: Scott and Charlie qeMentrxthee.t,viagted :11. a. Irenneitytspent stew My: lube- M’I an loud” mat, {tron last week. Me M Stott In In!“ . the)», mud Mrs Geo McKelvie, Tom- - no wood-had u pres-t. no. visited last week at Mr David W. delivered in old bone to an» McKelvie's. Old Kuwait's fox (an: tn New“!!! s. S. N013 um 12 are busy prac- .tgbttoseenttthoremmo-aat)or Mrgasurtttitutwturin'Nrmttoon than. all black. We new the, new Monday with his tat tarttle. They Pt-taes church. we " by to n, were a. tine bunch. 1 -eg-dtrsamttherootspatneted.l MrandMrsGeoWtehe11,otviner Mr Butt m. " old North Egre- hnd, visited at Mr David Hooper: at boy, but. now 1m in Webb. but week. i M had the Wartime to mit on, - --_--'"- 1 ' Mm. hin "tttt being {natured “a; Next year’s high school examina- Mlle bully hurt. Be itt in thef “one are to be written in July in- m. We ttenter Bob will soon be stead of June, the idea beingnodouht - tho W mm- {that it is hotter in July and that Mo thrintmg Park correspondent; fewer unworthy students will have: ”to we buy no Pore tohaeeoCehamee of passing when thus handi- lld use our money to help lift ute,ieapmsd.---Dtuiy Bur. 'BANK OF MONTREAL LMBIt.rrTEs TO THE PUBLIC Jie-gi-ea-with-ugh-dass TotatLubititi-hePub1ic o a . 0 . LIABILITIES “to THE SHAREHOLDERS . . aodUndividedProtits ct'tiaftgtgg'i'.'ae,'lt ....ii Tsis-o-ttep-rt/ess-tsu-esta"- wtsatiaitieiesutherNiruhereeede-. RESOURCES To meet the foregoing Liabilities the Bank has cashinitsVait-dineheCentralGoldReaerves Notesofandcheque-otherBanka . . . TOTAL OF QUICKLY AVAILABLE RESOURCES . F3b,768,S06.64 (equal to 63.46% of all Liabilities to the Public) realized upon 3 Customers' Liability under Letters of: Credit - . . . 8,343,722.33 - _ figment, liabilities aim on account ofuttees of Credit w by the Bank for their etttpttttt. Other Assets not included in the Foregoing . . . 1,901,002.75 Making Total Assets of . . . . . . $769,166,272.69 to meet payment of Liabilities to the Public of 693,00S,318.09 leaving an excess of Assets over Liabilities to the Public of ' 76,160,954.60 CHARLES B. GORDON. 'relubilities o a a a iura4r-a-ouisrr-iee. Notes ofthe “in Circulation Tasman-1.4m Worm Outstanding Money on Deposit with. Other Banks . o Armin“: on he“ or at Jam and. Government 8: Other Bonds and Debentures Railway and Industrial and other and; Call Loam outside of Canada . . . . . 20,071,135.74 Serured by bondx, stocks and other negotiable seewities of my value than the lam and 1'g,',"'i,',t',',"gt" quickly :7de no disturbing efect on condition: in Call Loans in Canada . . . . . . . 5,157,690.80 isarssumss-ia,uiseoooibruusaustoehsofgreatervaue than the loans. Estahtishqd 1811 od presentation, in easily understandable form, of the Bank's - Three properties only an avid in the W of holding comm; the nod and bond: affine commit: art With crud by the Bali and appear on the hooks a troo in each case. All oeher ofthe Bah premises, the value of which largely and: tr4,yoo,ooo, - pear and" this bending. Real Estate and Mortgage. on Real Estate . . v4ce"wutsea-ofueuau'shait-diteessofua' "estremthefauoisaae-uedhritshistoryritstohrerrifI""t'r"t amdtuesttesttetfit-rees FortisraestheruahofMo-eatus 'eeseirohefmfxmeearsat*uefh-. gain; a-it lat i 'Mm"). PM-“ Parwraeass-pGo-it= The Marni“ mud“ ydates pm... drafts “an”, oder but}. ANNUAL STATEMENT To mufmms, farm, "e,ebares and others, on condition: (on- sistoet with sound 1auiaq Protitsft,rtu-tdintrvsethtxher, I931 Dividemupaid oeparable toshmholdm PtovuionforT-,DmninittnG-tmerte B.uneeotptotitandL-Aamtnt,vstoartue,xsr3' tuuneeofPtaitaodu-udfooraed . . . foerkanhu. .-.: "rir8 W. . 2 _. 3lst October, 1932 of which (will: of gilredee securities which tron last week. It and In Geo McKelvie. Tom- a. tilted last week at Mr Duld McKelvie’s. B. s. No " and 12 are busy puc- tistntr for their Xmas concert. PROFIT and LOSS ACCOUNT in w; of etqttt-rs (see of. $3,960,000.00 45y,6pr.oy 100,000.00 4d I7,67I .0, w. A. BOG, JACKSON poops, [bring their mite boxee. There will also be election ot once" for 1933. 5 The young men at the” put! at ‘busily engaged banding a W Irink, on the back of the Doctoral“. just west ot the mill sheds. WetMnk . . 266,729,664.26 to Mr and In Ju Bttgtaton, ter. CoettrrattNtioetr. "he Lau, band will meet mun Manse on Saturday “tel-noon of this week. The members an my“? it I goo! move on the ttoytf partand are to be ooetgratulated on their . bility to get to work and hulk! one. which takes a lot of work. Though they may never be able to play like the Maple Leafs, of Toronto. they can " least have a good tlme togeth- er on their rink. Born, on Monday, Noe 28, to Mr. and Mrs Ralph Lamont, a son. Can- ful accident Monday while milling. The cow kicked him, knocking him Mr John Bunsum met with a palm-- $648,832,663.16 $693,005,318.09 1762166372 69 Joint W11 Mm , 4,663,100.60 302,931,269.80 34, 102,970.00 84,976,182.21 30,387,693.83 76,160,934.69 31,727,248.52 5194",} l4,500,000.00 8,343,722.33 1,545,776.16 I," 3,426.95 1,721,771.17 ”5419-” 180,186.44 618,288.17 100,603.11 DROMORE THE DURHAM REVIEW under “other cow, which stepped on " chest and broke 1 rib. We hope he my soon be restored tom: and health min. . ther old school chums. The Dramas Women's Institute the home ot Mrs Hmeymnn. GLiay, Dec. 7. The topic "The Christmas Story” .by Mrs Henderson. Mrs Hastie: reading, Mrs Milne. “OUR 00TLO0K thi LIFE" onreadingthepoeminthe Bee- ond Reader, "The Blind Men and the Elephant.” we and these men were clever but blind. There are more ways than one ot being blind. 'There are none BO blind as those who will Henry Ward Beecher called the world 'Ood'B workshop for making men ia." Certainly it is a. workshop in which men have been put to help themselves. It matters not how strait the gate, How charged with punishment the Quoting from Mr Baldwin’s speech made before the Canadian Club to the Canadian people: "ha 3. states- man 1 often feel beyond and beneath that overflowing stream of letters. interviews, depatationa, committees. speeches and despatch boxes, 9. still small voice that challenges all my efforts, searches out my motives, questions the meaning of everything that I do and forces me to stand. as it were in the full glare ot the white light of Eternity." We must choose an honest occupa- tion. God clearly put that problem up to man when He put him in the Garden of Eden. Work In a. great steamer, a love for and a. just pride in our work, will go far with an out. look on life. The following paper was prepared and read by Mn J. R. Wilson, at a recent meeting of Dromoro w. Institute, held " home of Mn A. Benton. With that thought in mind we would not be afraid to look ourselves and everyone else in the face. Solomon, the wisest mam said, "Give me neither poverty nor riches.” We know how love for money and greed warp the soul. Poverty would have no termrs with 'Mrs Wiggs of the Cabbage Patch' philosephy': "In the mud and scum of things, Borne- thing always Mugs.' Train the eye to love and appreciate the beauties of all things around. Train the mind to think beautiful thoughts. A good thought in the mind is like good seed in the ground. A thought is father to the deed. An old saying Is that we can do without our relations, but not our friends, so cherish our friends. We want them all, the dear friend, the jolly friend, the serious friend, the practical friend : they need us and we need them. Books are sometimes called our friends. They are a. different kind of friend and a great help to our out- look on life. But we must be a read- er, not a devourer of books to get the right kind of hem. Have a hobby : anything to put your thought and energy onto out- side of your regular work. After all, Love is the ruling of power, Love will help us in every walk of life, but it must be directed in the right dir- ection. Love of money, power, fame, and 'telf,,--) mean of course in an ex- aggerated sense, would all be wrong. ly directed. I think General Booth’s message to his people, the one word, "Others", is comprehensive enough. If we stand close to a brick wall, we only see the brick and miss tuto- gether what the builders had in mind when building. Life is of many kinds, as men and women are ot many kinds. Our homes are our little worlds. Henry Van Dyke tells us "It is not required or every man and woman to be or do something great: most of us must be content with tak- ing part in the chorus as tar as pot sible without discord. All of us have our own particular struggles, our joytand sorrowe which often cannot be shared by another. Such little things street us: what we had tor breakfast or perhaps it was what we had eaten the night before. Some one has said "We only live the first 30 years ot our life and after that it's liver.' Many or our clever people have struggled all their lives against some physical disorder and made good. A good sense of humor and to never know when we are beaten will change our outlook in a. good many ways. We have all read about the cheer. ful giver: always winning, while the kicker is down and out, Laugh and the world laughs with you Weep and the world hush: at you. So smite a. bit and laugh a. bit and have 9. Mt ot fun, for mailing folkare happy folk when all is sold and done. "Our out look on life.. LEMON-ht Knox Church Mme. Cunard. on Nor. 18th, Rev. James Howard Lemon, B. A., beloved hul- htiutdofMarttsaWAdtutur,inhis 59th yar. scroll; am the master of my fate, am the captain of my soul. Hanan. were in these parts on, imam no PERsouLg ‘m o----" l the December meeting of the w.) Institute, will be held on the 8th inst at Mrs Thorne'ib-one week earlier on account at the holidays. Mrs Coler- idge will give a Christmas story. Miss Pelton, Field Sec'y ot the Presbyterian church, adduced meet- Ings at Fairbairn Tuesday afternoon and Holstein in evening. She will be at Amos church Wednesday after- here. The Misses Morrison had tor week end visitors, Mrs Wm Rogers, also her brother, Mr Morrison. of Owen Don't target the dance Friday night put on by Agr'l Society and the Plowmen’s Association. The Young Women's Auxiliary of Presbyterian church, are giving a concert in the basement of same, on Friday, Dee 9. at 8 p. m. The pro- t-riiuTiriirinlsiude a. 31mm play'mk Glynn’s wife'. There will also be a sale of Christmas gifts made by the texesting meeting Monduy night, when Rev Mr Schultz, of Mt Forest Baptist Church, formerly ot Africa. gave an illustrated talk on Africa. The crokinole social Friday of last week, in aid ot Puch Library, was enjoyed by a goodly number. Prize winners were Mrs Hustle, Brown lr- Vin, Mrs McGuire and Clarence Fen- The Women's Association of the United Church met at Mrs MoGutre'a home on Wednesday last. The lad- ies brought in their Sunshine Cop- Mr and Mrs McGuire and funny. visited Mr and Mrs Teeter, Durham, the ttrat of week. pars. One lady who kept correct ac- count of the days the sun shone had 227 coppens. Recent guests with the Bin family were: Mr Milford Baton. Mr. and Mrs J. D. Drimmie. Vollett bro them ot Durham: Mrs Derbeeker, ot Ayton: Mrs Karmw, London '. Mrs. Holman, Kitchener. We regret to say Mrahir. Ramage, Priceville, is via- iting her daughter, Mrs Chas. Me. Dougall and other friends in the vu- that Mrs Jog. Bilton, who has been ill for some time, is not improving. Mr J W Brown motored to Toron- to the timt of the week. The funeral of Jan Hunt. Jr. of Weston, was held trom the United Church Thursday last and proceeded to Reid's cemetery. He was the youngest son ot James Hunt and liv- ed most ot his life in the home now owned by Mr E. Thome. The tami. ly moved to Mt Forest a few years Mo, the boys going to Toronto short- ly after. He has been ill for a num- ber of years and leaves to mourn four brothers, one sister and his father. Mr Fursman. Alien Park, visited the Smith family early in week. Mr and Mrs Nolan Rounding visit.- ed the Arum family the ttrat of the Mr and Mrs John Marshall Br. and Mr and Mrs John Marshall Jr. spent a. day last week with Mr and Mrs. Norman Foster, near Ayton. Though suffering from a bad cold, and an attack of neuritis. our pastor was in his place Sunday. He took for his subject "a great transformation", or the story ot Paul's conversion on the road to Damascus. Paul had per- secuted the Christians, but after his meeting with Jesus, he became a new creature and old things were passed away. Do we want salvation? It we do then we must have a change of heart and like Paul, be new crea- tures in Christ. He counted it all Joy to be counted worthy to suffer for the Master, and so should we. There is no more interesting story than that of Paul, either in book form or untold in the Bible and would be well-worth reading rather than the traahy hook: that are so often read. sion Band put on a musical program and lunch was served in the school- mom of the church. w' letter oitiee because the perm ad. dreased cannot be found. Get your name printed neatly on the comer and this won't lumen. We do them in any quantity (run 100 to 10,0000. Costa little. ngreuivo amen ere using them. HOLSTEIN LE Mr and Mrs John Marshall, Jr., spent Sunday with her parents. Mr. and Mrs Wm McCullouh, Vickera. Misses Rita and Hazel Mountain, spenta few days last week with their sister, Mrs Wm Marshall of Letter- breen. Miss Susie Marshall entertained a few of the girls on Monday. Glad to be with them and enjoy the pleasant time. It pays to advertise tn Review. Mr and Mrs John Marshall visited one day this week with Mr and Mrs Geo. Turnbull, Bentinek, Glad to be among the number from Knox, who listened to the splendid address given by Miss Pelton. field secretary of the W.M.S. of the Pres. byterhn Church, in Durham Presby- terian church Wednesday afternoon. At the close of the address. the Min- -TTet%ymmunity Circle had an p- Thousands of letters goto the dead rill-s Tuck entertained her while KNOX CORNERS TORONTO mu- a... --- eomee to III at the " and we feel the winter m not to 0nd alter ali. W to Mr nod In Ju Banana. on an arrival of . My girl In their home on 26th Nov. in: R Christie. Hakeem. its in chase ntl time of writing. ', Cecil Kirby, Normlnby, spent the week end with his grandpa-ems. Tom Henderson b a present en- gaged with Mr W. J. Phtip. 'kt,atrrtsoyeeumsto_f'tN tn the home of Mr and Mrs Ralph uncut, At', 27th. comrratuiatioet*. -- '** we-A.-- - culled to Mrs Ju Henderoon wu cum I» her former home in Ptotmt. WM to the seam illness of her brother, Mr A. New. Mr A. Hus is this week unending the U.F.0. Convention in Toronto. - -v..._ --"' her lite and died It the home of her daughter Edith (Mrs June! Gray. Romnville, Sank.) The deceased we: 0. much loved friend and neighbor. and ot a happy disposition and lover of her church and its works. Rev. It. P. Mercer who preached the fun- eral service at Varney church when the remains werebrought from the C. P. R, Mg; JireTiantortiy wmd gamed, neither let tt be umid"tuMt "Bhe hath done what we could". The nutm- and it was easy to much inch a. funeral sermon an un- be cause she had lived a good life. He stated that he and deoeued tsadhad may a. long converse on was from the Bible when mklnghls call. on her. Her husband predeceased her thirty tour years 880 sons, Thomas and MAX, Varney were Richard, James and Jean (Mrs Robinson). Remun- were laid to rest in Mmplewood cemetery by old friends and neighbors, Robert Eden, Julius Keller. Alfred um. Wm. Backus, Wm. Canon. Thou. Mc- Niece. Mr and Mrs Thee Bell visited rec- ently with the latter! parents, Mr. and Mrs John Kerr. The chicken pox is prevalent in Vamey school at present. Mrs Cecil Barber visited a. few days last week with her parents, Mr and Mrs Morrison, Singhampton. year Mo, but this has been very moderate, in View at the general conditions. On the other head there has been a. marked Increase in the holdings ot Government Ind other high grade bonds and debentures. Total deposits continue at a Mr factory level, well above the $600,000, 000 mark, The profit and loss account shows orxAtta for the you consider- ably below those reported tor the previous year. They were, however. tmmcieat to permit payment of diri- denda and othet charge. and provide a further addition to pmdit and lou form, appears elmhero tn thia is. sue. It shows total um of $760,166. 272, as compared with $794,628,383 It the end of the previous year. [nema- od among these are quickly even-Ne resume of “89.768506. equal to 63.46pereeestof" Immanuel. public. They are up from $411,406.50: 1 your ego. The principal mountain the quickly evelleble renames are represented by Stt"htatteegt an oth. er bond- and debentures. or . "be Featured by unusually strung liq- uid reserves and wording every rea- son tor contidenee, the Bank of Mont. real annual statement makes its ap- pearance at an opportune time. m- anclal conditions, not only in Canada but throughout the world, have been of an exceptional unture and on this account there will be a. distinct feel- ing of satisfaction that the Bank of Montreal again reports to its sinne- holders the malntmsnce at its mus! strength. Greater Confidence Justified by Bank of Montreal Statement sets are " high " $439,768,506 and are equal to 63.46 per'ecm of all, Li. biiities to putslitr--Exee" of Am: over Liabilities is 676.160.9545. Aswag totreexpected,duetothe lessened industrial tawny. therein: been a slight falling ott in I number of the accounts ms compared with: Marked Increne Reported in Holdings of Government and other High Grade Borti-Total Aunts stand ft $769,166,272-- Quickly Available As- Large quuld Am The annual statement. which is for the titgea1 you to Oct. tut. and Is pretreated in may tmdemtandattte VARNEY 3.1.0 have members. vertistrttt ttttad on In tttttres' demonnntion which few Alyl' mew- unmet . close to “Hutu. u... "w, clone to the communltteo they serve. end they much every clan of buyer-I from the greatest push-Ila; power to the lowest. Newspaper “new: ope-ks to- dry in an atmosphere of salon. for it is coupled with the nevi of stir- ring events the world over. It to part of that virtle thing which the public eagerly we”, second only to mod lend shelter-DWI. THE ONTARIO PLOW1NG KATCH Grey County Is aiming to had the A ,..n_ _.nhln H- borders next yar. wan we '9NPW.M- cia.l President. Neil Calder, Milan, “so within in counsel, it vii be . pmvincinl Mtttr and yet local inter- est. There is keen competition for the honor at holding unit within the borders of our many And the Wood- suitable lull! close to s hutomy II new and . has! executive must prepare to out in s [mt deal of cucumowdmmworkuwu as amusements during the contests. The Ontsdo PM W's Association Is In mount oe & wavin- clsl grunt of 8600 for special prises. but what the oegsattmtitns Itself con- tributes one cannot ssy. " its unen- cisl statement many Is no longer published tn the government report. Oxford in - yesrs hu sent tmo plowmen of chunptonshtp aim to my matches elsewhere and Wil. fred Grouch-ch, at an Zorn. by sumo-Ive wins, bee-me permanent . possessor lut yes: of the trophy for J the open event: but township 'i',iiil,9 t nation: and content: have languish- ed since pre-wu- years and these no the logo] Madam tor the larger event. Elsewhere. they were aided by the government to the ex- tent at 86000 last you. It the provin- clu plowing much with its large at- tendnnce, wu held here once “an. lt might nerve to revive interest in local contests. It ll unfortunate that the titMuteittl upect is no formidable." of $266,729,664, up from $286,4M,ti1t 8. year ago. Cut: on hand Ind In Central Gold Reserve. mm: at tht, 976.182. 'ttt1th1rtnbouuatuctGriiiii'i', ttfer" “I“- My. meet payment or all liabilities tatho public of $693,00ir,tie, leaving an ex- cess of um: over liabilities to the public of "8.160.954. Prom and Lou Account The pruit and loss account retiectt, the amulet- amount of business offer- tag during the yen. Total prodits were “563.100. " 001119qu With $5,386,379 in the previous you: Tho diuributionl made from prom: were dividends to shareholder- 88,960,000: provision tar taxes Dominion Gov't $467,671: Minn for bunk prem- ises 8100.000, loving . Mum to be earned tom of 8115.429. This 1eett."etotsuuaoeotir,' 103,427 (In-led found a the an ot the ”in. you. brought the total Mince ct the lid of a. be! you to 31348.8“. News”?! Current Badman Guitar As A result of the loosened activity in industry and true tteetemlir, cur- rent loam continued to recede from the higher level: of mon- active year- and now and " I302 931.269. u compared with $348,625,148 I year Ito" to mum ample luring: ac- counts during ditBetttt periods. Total doped“ no reputed ct $648,882,663 tad compile with $669,047,251. A mnIculu-ly human; featured the report is that It shows total as- Beta at $769,166 272 with which to Deposits continue u a healthy lev. el and would new to indium I de- Lveir 'm M - which had ttser-ed m" nd- In: bow m,“ rich bene- _ _ -- AMIMI' , ttMN-e". ---" city dmmrtmemta1 stares. In hundred. of thou-1““ ot dot- ,, --- .44! in . in te, With the Provin- be submitted to VOL. LV. tine Reeve Mac0 thr ing mud: ot W i n H th Du "' ttrr SUIT kil [at ot Bandits Not I Conn“ The Fleshmon M V If M can churn on w Dec. M, ll wttt “HICKS! “dunno u m. Mu Du HI Knox H K " " n " ttogtthe N.u.8 COMING Norm-ab! Ar wand Admin»: had M i pm. of d H ll "