W When a girl gets a proposal of marriage nowadays, she wants to ’Inow if her young man can support ber parents in the manner in which they are accustomed. Kindness and cruelty appear to be relative terms, and wholly dependâ€" ent on habit. One hears no complaint on the part of Chinese wives, beâ€" rause their husbands never kiss them. Doubtless they would complain &their husbands did. Sir Richard rton, the famous English linguist wnd traveller, relates that he once met a dusky maiden, in one of his ®expeditions, who bewailed with bitâ€" ter sobs the loss of her husband‘s love. He wished to know why she thought it was lost. Well, it had been x long time since her husband had yiven her a beating. "As a nation we are amazingly skilfull at cireumventing the spirit of our own rules while obeying the letter of them."â€"James P. Warburg. "The human race need work but n hour a day to supply all its peeds."â€"Clarence Darrow. Barrettâ€"How you must love & mosquito. Crinnâ€"I like cheerfulness. I adâ€" mire anyone who sings at his work, on this lbose Little Norman (as be saw his mother sterilizing the dishes that came from the stick room)â€"What are you doing that for, mother dear? Motherâ€"Because, darling, _ your daddy has flu and the germs get on the dishes, I boil the dishes and that kills the germs, Little Norman (silent for a few minutes)â€"Mother, why don‘t you boil daddy? Young manâ€"She certainly is polâ€" Ished, doncha think so? Girl Friendâ€"Yeabh, Everything she says casts a reflection on someone. Aunt Mary Fielderthrush of Pea Ridge says that many a girl is single because she couldn‘t stay awake while a man talks about himself. Mrs. Smathersâ€"When you have a quarrel with your busband do you threaten to go home to your mother? Mrs. Kramerâ€"No, indeed, 1 threat. en to have Mother come here. Sometime we would like to hear the officiating clergyman vary the form by announcing: "I now proâ€" nounce you man and wifeâ€"and may the best man win." Druggis you have Farmer bell Responsibility is put on the shoul. ders of one who can bear it. Pri€ ound In trying to improve, one may be. come discouraged by attempting to do too much at one time. It is doing the little "extras,""* the things we‘re not asked to doâ€" The favors that help one‘s brother to trust in God and you; It is doing, I say, the "extras," the things not looked for, you know That will bring us our King‘s kind noticeâ€"a "well done," as on we go, Hubbyâ€"Hub! Then I must be & slickâ€"unto.death dressed man with only one lone threadbare suit. Me‘s blue when loyal. MHe‘s purple when angry. He‘s yellow when cowardly, He‘s red when embarrassed. Me‘s white when he‘s straight. Me‘s green when he‘s ignorant, Me‘s colorless when he‘s uninterestâ€" ing. Youthâ€"Darling, do you think you conld manage to live on $20 a week? Sweet Young Thingâ€"Yes, a week â€"â€"but not much longer. Wife (reading)â€"It says here a wellâ€"dressed man should have at least 18 suits. Ki getti W profe ball to s The way to judge your ideas and methods is to look around and see how far they have brought you, Ma Kindness and Cruelty Heard? anybody is getting out an edi. of Who is Who in Germany, at time, it should be issued in leat form. Have ibbyâ€"Wel!l, dear, how are you ng on with your golf lessons? ifeyâ€"Pretty well, but when the ssional told me to address the I just couldn‘t think of a word THE COLORS OF A MAN 1â€"Lend me $5, old man. I proâ€" you, on the word of a gentle. to pay you back tomorrow. ‘ndâ€"Bring the gentleman arâ€" and let me see him. (to farme hog caller Wifeâ€"Yes farmer‘s wife)â€"Do aller on your farm? the â€" dinner i _ Ottawaâ€"Car loadings on Canâ€" adian railroads for the week ended December 29 amounted to 29,334 cars, as against 29,360 cars for the ' last week of 1983 and 41,114 cars for Total loadings of grain and coke were lighter than in 19383 by 107,451 cars, or 26.5 per cent., coal was up by 52,199 cars, or 19.6 per cent. merchandise by 36,501 cars, or 6.0 per cent., ore by 22,092 cars, or 47.3 per cent., pulp and paper by 18,158 cars, or 23.1 per cent.. other Total loadings for the 52 weeks amounted to 2.319,936 cars in 1934, 2,031,970 cars in 1983, 2,175,625 cars in 1932 and 2,575,450 cars in 1931. the previous week, the Dominion Bureau of Statistics reports. This decrease _ of 11,730 cars was considâ€" erably greater than the normal and the index number dropped from 11.29 to 63.98. It is possible that the Christmas holiday falling on Tuesâ€" day had a greater reducing effect than in 1933 when the holiday was on Monday. Soâ€"always say Phillips‘ when you buy. And, for your own peace of mind, see that your child gets this; the finest men know. Made in Canada. Car Loadings Off Sharply The six salts in Kruschen stimuâ€" late the liver and kidneys to healthy, regular action: assist them to get rid of the excess uric acid which is the eause of rheumatic pains. When poisonous uric acid goesâ€"with its deposits of needleâ€"pointed crystalsâ€" there‘s no doubt about those aches and pains going too! When it comes to "milk of magnesia,‘"‘ that you know everyâ€" where, for over 60 years, doctors have said "PHILLIPS‘ Milk of Magnesia for your child." For End Of Year â€"Decrease Of 11,780 Noted In According to any doctor you ask, the only safe way is never to give your _chikf a remedy you don‘t know ail about, without asking him first. "Two years ago," writes a woman, "I was lu!ferini with rheumatism in my legs, and when walking upstairs one day just kicked my right foot against the stairs, and broke my leg just below the knee. I was in hos pital for four months, and when 1 came out someone advised me to try Kruschen Salts I did so, and now I have no trace of rheumatism. I would not be without my daily dose of Kruschen, which 1 take every morningâ€"half a teaspoonful in warm water."â€"Mrs. P. B. BROKE HER LEG AGAINST A STAIR Whilst Hampered by Rheumatism PHILLIPS® Mith of. ///aqmw'a_ Never Cive Your Child An Unknown Remedy without Asking Your Doctor First THE COD LIVER OiL WitH the PLUS vauue A Law Every Mother Should Know ama Observe to accept a substitute for the genuine Phillips‘ Milk of Magâ€" nesia. Do this in the i.r:.tdacst o{‘ ,\k(;urself Ami, your children ie â€" and in the inâ€" Q\ terest of the public in general. All babies need the antiâ€"rachitic vdlue of Vitaâ€" JEALTH £STRENCTH mins A and D, found in pure cod liver oil. â€:AEL;::?M" Scott‘s Emulsion is rich in these Vitamins, PLUS on me 1 LR the casy digestibility thatresults from Emulsificaâ€" Q- tion. PLUS the bodyâ€"building aid of hypophosâ€" s _ phites of lime and soda. Pleasant to take, Scott‘s q Plp Emulsion is tremendously more effective. / \ You can assist others by refusing Safely fos Fou and FJours Guard against Rickets with Cod Liver Oil Ottawa Figures For Sale by Your Druggist ADDED DIGESTIBILITY PLUS "Yes," put in Mr. Swanke, "but only one honest way." "What way‘s that?" asked Mr. Swear, sharply. "Ah!" retorted Mr. Swanke. "I thought you wouldn‘t know it." "There are hundreds of ways of making money," he said, provocaâ€" tively. Most of us are immune to infan. tile paralysis because we have had imperceptibly mild doses of it, Dr. Aycock would like to select the susâ€" ceptible, Tests would have to be made among the very young. Even here there would be uncertainty, Few children would prove to be immune, yet many would develop immunity without contracting a violent case of the disease. Mr. Swear and Mr. Swanke were business enemies, but chance had placed them on the same board of directors. One day after a meeting Mr. Swear was holding forth. Dr, Aycock believes that the key may lie in heredity. By studying family histories it might be possible to learn more about the "nature of transmitted susceptibility. Ultimate ly the relatively small portion of the population most likely to acquire the disease could be selected. To this small portion preventive measures not feasible for the entire population might be applied. No means of controlling of prevenâ€" ting infantile paralysis or poliomye. litis has yet been found, Dr W. Lloyd Aycock of Harvard reports. He thinks little of protective vaccination. Even with an effective vaccine there is no satisfactory method of determin ing which children should be vaceinâ€" ated. "The popular belief has been that the only way to get the minerals out of this district is by airplane," he said, "and mining experts have figâ€" ured this cost to be too expensive, But this summer the Hudson‘s Bay Company and the Northern Transpor. tation Company, have been arrangâ€" ing new and modern methods of river transportation," The speaker who was born in the Klondike, within a stone‘s throw of the Arctic Circle, painted a vivid picture of a country, which, he be lieves, is going to offer a tremendous source of wealth and power to the Dominion. Within a few years, he prophesied, villages and towns will spring up right across the entire poâ€" lar circle and these will form the nucleus of a new Empire with end. less possibilities due to its natural resources and undiscovered mineral wealth. Describing the recent and remarkâ€" able mineral discoveries in the Great Bear Lake district, Mr Finnie strongly denied that transportation still offers an insolvable problem ln‘ this district. Its Control Or Prevention Is Still Believed Far Away Canadian Club Speaker Paints Vivid Picture Of Far North Toronto.â€"Smashing the popular il. lusion that the North Pole is nothâ€" ing but a barren waste of ice and snow and prophesying that Canada‘s dream of a rich and powerful Empire in the far north is going to come true, Richard Finnie, F.R.G.S., spoke at a recent meeting of the Canadian Club. ] forest products by 17,368 cars, or 21.0 per cent., lumber by 15,959 cars, or 24.3 per cent., pulpwood by 15,742 cars, or 32.7 per cent.. and livestock by 5,418 cars, or 7.4 per cent, Sees Great Wealth In Arctic Circle Cincinnati Enquirer) One Exception put in Mr. Swanke, "but honest way." way‘s that?" asked Mr. Paralysis 1 BuILO Bone M VITAMIN 0. HEALTH &STRENGTH DEPEND 7 on me / S k3 /0\ Ottawa, Canadaâ€"Means of travel and communication in the eleven National Parks in Western Canada, have been steadily increasing. Acâ€" cording to the annual report of the Department of the Interior there are 628 miles of roads in these parks; 2,481 miles of trails, _ and 1,094 miles of telephone lines. The Capitalistic System "It is not surprising that new social experiments should have been undertaken in many countries in the hope of mitigating the sufâ€" year. ism has proved a dangerous boomâ€" erang, striking down dome indusâ€" tries as well as those of foreign countries. I believe that the penâ€" dulum of opinion has begun to swing toward better economic reâ€" lationships between countries, and I look upon this new attitude as a happy augury of further favorable developments during the coming "It is only in the countries of the gold bloc where business has beâ€" come materially worse during the year, World trade, however, must be released from the multitude of new restrictions which were amâ€" ong the worst products of the deâ€" pression, if it is to regain healthy vigor. Excessive economic nationalâ€" Referring to world affairs, the President said that in spite of tense political situations during the past year, business has conâ€" tinued to improve. Production in Great Britain and several other countries was greater than in 1928 ports, Newsprint, "Demand from the United States for newsprint has been strong, with the result that the output of the Canadian mills in 1934 was more than twentyâ€"five per cent. higher than in the previous year, In fact, it was within five per cent, of the peak year of 1929. Prices however, were even lower than in economies operations bave continâ€" 1933 and,â€" despite the most rigid ued on an unprofitable basis. The Railway Situation "The railway situation continues to be the most important economic problem in Canada. Obviously, the Canadian people cannot stand inâ€" definitely a weekly drain of over $1,000,000 for railway deficits, and the time is rapidly approaching when more drastic and effective action will have to be taken it we are to maintain national credit and solvency," In discussing the improved conâ€" ditions in Canada, Mr. Wilson pointed out that during the past year manufacturing ans employâ€" ment have approximated the levâ€" els of 1926; iron and steel producâ€" tion, the output of automobiles, textiles and electrical energy had increased and the value of exports notably lumber and minerals, had advanced substantially. The wheat crop was no larger, but fortunateâ€" ly, higher prices prevailed. The value of field crops had increased over $100,0000,000 and the enhancâ€" ed purchasing power of the farmâ€" ers had stimulated trade throughâ€" out the country. There has been increased demand for Canadian mineral products abroad and it is anticipated that the output â€" of Canadian gold mines will exceed $100,000,000, as compared with $85,000,000 in 1933, The building boom in Great Britain created unâ€" precedented demand for Canadian lumber and a record volume of shipments has been made during the past year, He mentioned the importance of the tourist trade to Canada, which had amounted to over $300,000,000 a year and for several years brought more money into Canada than our wheat exâ€" ports. Newsprint. "For every dollar paid in dividâ€" ends last year we paid sixtyâ€"seven cents to the Canadian taxâ€"gatherer, This does not take into acceunt the income tax paid by our shareâ€" holders themselves on dividends received from the Bank,. Surely these figures require no comment." Referring to the recent revision of the Bank Act and the Act inâ€" corporazging the Bank of Canada, he stated that at the public hearâ€" ings preceding these enactments the bankers were able to justify their administration. He warned that the curtailment of earning power resulting from restrictions upon interest rates chargeable by banks and the withdrawal of noteâ€" issuing privileges will inevitably reduce the ability of banks to maintain unproductive branches in small communities. Banking profits have never been excessive, and if an efficient banking system is to be maintained, there is a point beyond which enforced economies to meet falling revenues on one hand, and increased taxation on the other, cannot safely be carried, Referring to taxation, Mr. Wilâ€" son said:â€" In commenting on the strong Statement presented to the meetâ€" ing, Mr. Wilson said that it reâ€" flected a year of operations under distinctly _ improved conditions, both at home and abroad. At the Sixtyâ€"Sixth Annual Meetâ€" ing of The Royal Bank of Canada, heid in Montreal, Morris W, Wilâ€" son President, and Managing Diâ€" rector, paid tribute to the distinâ€" guished service rendered to the bank by Sir Herbert Holt, who had presided _ at successive Annual Meetings for over a quarter of a century, and whose outstanding ability and prestige have been imâ€" portant factors in the sound and consistent growth of the bank durâ€" ing his regime. Royal Bank of is W. Wilson, President and Managing Director, Notes Distinct Improvement in Business â€" Looks Forward to 1935 Wth Confidence Presents Strong Statement â€"â€" Reports $50,000,000 Increase in Deposits "The only way to wage a successâ€" ful war is to have an absolute monarchy."â€"Irenee duPont. Buy the Ingredientsâ€"Mix Your Own Use local material for the filler and save freight. Full particulars, formulas, etc, The United Farmers Coâ€"Operative & Loss Account, after the usual deductions for dividends, taxes, etc, "In keeping with the downward trend in interest rates and the reâ€" sulting . difficulty in employing funds profitably, the bank and most other institutions accepting deposits reduced their rates on inâ€" terestâ€"bearing accounts Â¥ of 1% from November 1, 1934. This has had a beneficial effect upon bond prices, and has helped to reduce the cost of Dominion and Provinâ€" clal financing." ence to the satisfactory results achieved by the branches ontside of Ca.p'ada and the valuable assistâ€" ance they have given to exporters in the development of their trade in the countries where the bank is represented. _ In conclusion, he said :â€" ‘On the whole, 1934 may be reâ€" garded as a year of substantial reâ€" covery for Canada. While we still have many problems to solve, we have, I believe, every justification for looking forward with confidâ€" ence to & further improvement in conditions during 1935." "Profits for the year were $4,â€" 398,217, but are not properly comâ€" parable with published profits for the previous year because heretoâ€" fore they were reported after deâ€" ducting Provincial taxes. but beâ€" fore Federal taxes, For the sake of uniformity, and the fuller inâ€" formation of shareholders, both classes of taxes are now disclosed in the published report. Making alâ€" lowance for the resulting increase under this heading, profits are lower by $268,448, leaving $1,506,â€" 804 to be carried forward in Profit Mr. Dobson pointed out that all banks in Canada, because of their easy cash position, are looking for desirable loaning business, and the comparatively small increase unâ€" der this heading reflects a lack of demand for loans, rather than a restriction of credit. m en ooo m wiet In reviewing the Financial Stateâ€" ment, he said:â€""Perhaps the most gratifying feature of the Balance Sheet is the increase of over $50,â€" 000,000 in total deposits by the public. The total is now $612,579,â€" 453. Canadian branches contribâ€" uted $41,000,000 of this total inâ€" crease of which $11,000,000 is in the Savings category. It is interestâ€" ing to note that an increase in deâ€" posits was shown by every provâ€" ince in the Dominion, "Current loans in Canada show an increase for the first time since 1929, and are up over $10,000,000, This is a significant change, reflecâ€" ting, as do other items in the Balance Sheet, a heartening â€" inâ€" crease in Canadian business acâ€" tivities." bitfntanl Mss ticira is ce h h s t ed, but under most headings has been reversed, in some inâ€" stances to a substantial degree." SudntidatiPiiaaiPratiinhriatitrar General Manager‘s Address In his remarks, Mr. S. G. Dobâ€" son, newly appointed General Manâ€" ager, referred to the very satisfacâ€" tory nature of the Annual Report and Balance Sheet presented. He said in part: â€""After several years of declining figures, due to genâ€" eral conditions, I am glad to say the trend has not only been arrestâ€" fering incidental to violent booms and depressions. Undoubtedly, the war placed a great strain upon the capitalistic system. That system has been the result of a process of evolution and as such has been subject to r»odifications from time to time to meet changing condiâ€" tions, Further modifications â€" and changes may be a necessity it we are to be rid of the evils of major depressions. The difficulties in the distant past were the outcome of shortages. At the present moment the major difficulties have to do with the distribution of an increasâ€" ing surplus which tends to exceed purchasing power, Increasing atâ€" tention must be given to measures which will provide for a freer and more even flow in the exchange of goods and services. Insofar as the "New Deal" in the United States, or economic experiments in other parts of the world, may provide a workable answer to this problem, we should not hesitate to profit by that solution. Social and economic experiments which fail, however, are usually costly and it is prudent and wise to "make haste slowly" in changing fundamental principles of the existing system. The Outlook "For more than a year and oneâ€" half there has been a distinet upâ€" ward trend in business activity; improvement has been general in practically all branches of agriculâ€" ture, industry mining and trade. At the beginning of the new year conditions, both at home and abroad, favor a continuation of this uward trend. It is true that in Canada there remain a number of difficult problems for which prac» tical solutions are necessary, but I believe that the Canadian people have the courage and ability to solve such problems in a rational manner, It is upon the basis of past performance that I look forâ€" ward to 1935 with renewed conâ€" fidence." SAVE $10.00 _ ON FERTILIZERS { They took some staggcring words without a quiver, but after a while Miss Trowbridge went out for omitâ€" ting the second "i" in vinaigrette." Mr. Pearson misspelled "vivisepulâ€" By this time only college entries were in the beeâ€"Mr. Brewer, repâ€" resenting Yale; Miss Lou Helmuth of the University of California, who teaches in a New York high school; Miss C. R. Trowbridge, a graduate of Smith College, who teaches at George Washington High School and wrote, "Constructive Spellâ€" ing," a school textbook; Miss Marâ€" tha Allen, a graduate of Syracuse University who teachers English at Julia Richman High School, and O. P. Pearson, an economist employed by the Automobile Manufacturers Association. Catarrhal Deafness May Be Overcome n PÂ¥incarnis, feel w:l’ï¬.uw. This h,‘I:unn Wincarnis enriches your blood, soothes your nerves and creates lasting reâ€" serves of strength and energy. Over 20,000 medical men have proved in practice the value of Wincarnis in cases of in cases of jumpy nerves, insomnia, sition. e..“%’v‘“‘..z.‘.'.‘;z:‘;.!.‘f& ï¬-‘ M.m.'"“ + s m Joseph Alsop, who was reporting the match for the Herald Tribune, slipped on "dyeing"; he left out the "e". "Frolickling" eliminated Victor Whitlock, a lawyerâ€"he left out the "k"â€"and _ "myrmidon" _ eliminated another contestant on the college side. Mrs. Maud Nathan, a cousin of Justice Benjamin N. Cardozo of the United States Supreme Courts, who had stayed through a long list of the more difficult words, stumbled on "bivouac," but she recovered in time to pull through. She â€" went down eventually though, on "xyloâ€" phone." The New York Times reporter spelled "dominoes" without an "e‘ and was counted out. Mrs. Doris Webster, who wrote "I‘ve Got Your Number," a book on selfâ€"analysis, and whose husband is a grandnephew of Mark Twain, went out on "aberration"; she spelâ€" led it with two "b‘s". A. E. Goodâ€" hue, vice president of the Chicago Pneumatic Tool Company, put an "e" in luxuriant and went to the sidelines. Do you find it hard to go to sleep at night ? Do you feel poorly rested in the morning, "jumpy" all day, and "ragâ€" ged"byeveniq) Then take Wincarnis. Here‘s a delioâ€" ious awine, not a drug, that soothes nerves as nothing else can; that helps you quickly to ‘mr::d floods your whole being with t new energy. Wincarnis brings you all the valuable In the audience women trying to be helpful were making signs with their mouths in attempts to save floundering contestants, but they gave the wrong letters as often as they gave the right ones. "Chevron" _ eliminated . another woman. She spelled it "cheveron." Then Ted Brannigan, an engineer for the Public Service Company of New Jersey, blushed and said "pass" when he got "diocese." He was out. "I‘d have sworn there were two ‘I‘s‘ just as in ‘vellum,‘" she said as she came out of line. "Apparel" tripped a woman on the nonâ€"college side as the first victim. Then Miss Mabel Goodrich. an editor at Macmillan‘s, went down on "beleaguer." There were about twenty conâ€" testants on each side, about the same number of men as women. John H. Cowie of the Town Hall Club, which has been staging the contests annually for three years, gave words from _ Phyfe‘s "5,000 Words Often Misspelled," and after they seemed too easy he turned to a special list culled from Webster‘s unabridged dictionary, High school teachers, economists, business executives and an editor were spelled down in Town Hall by Sam Pope Brewer, a reporter on the New York Herald Tribune, in a spelling bee between college and nonâ€"college teams. Spells "Olibanum" And Wins Contest ARE YOU TROUBLED WITH NERVES? Issue No. 4â€"‘35 (New York Times.) combined with the & Bl'l"l’ MINORCASâ€"New | bi Canada. Premium size whi Huge broilers. Catalogue on NEUHAUSER‘S, Chatham. «Ont () BTAIN the highest your old gold, siver « Deal direct with the darg of precious metal scrap The Williams Gold Retinin Assayers, Smelters and it« 219A, Fort Erie, North, h A N OFFER To EVERY iMvisAXTou «Jst of wanted insenticus «40 Tuil in.uiination . sent fTree. . wWae MAduay Company, Worle Patent Ausruers .5 Bank StPGEL OURWA Canaua It was rumored that besides makâ€" ing this decision the cabinet had discussed the imposition of a tax on chain stores. It was impossible, howâ€" ever, to obtain confirmation of the rumor. is the one outstanding machine for making the very best syrup in the Cleanest, quickest, most efficient way. Get your order in now, The Grimm Champion never disappoints and lasts a life time, Quebecâ€"Because of the serious state in â€" which Quebec property owners are the Quebec Government has decided to extend its moratorizm on mortgages for another year, it was announced from offic:al sources last week. an "e." Mr. Brewer spelled it pro;{; erly and the match was over. The Grimm Champion Evaporator is the one outstanding machine f~ L . t E Are you all ready and equipped your Maple Bush, This year‘s « ! is sold out and there suould be a s ple n d i 4 market f or good grade Maple 8 1p> «nd is o a t when $ a p star t s t 0 run n € X i spring "Opiphagism" was easy for Mr. Brewer, and Miss Helmuth took "opodeldoc" in her stride. Both missed on "oneirocritic," â€" although Mr. Brewer got it on his second try. "Olibanum" was too much for Miss Helmuth. She spelieq it with Quebec To Extend ture" and Miss Allen spellet "venous" with an "i" after the "e*. Neither Mr. Brewer nor Miss Helâ€" muth could spell "planxty," whict is "an Irish melody for the harp.‘ But that was explainable, for every one in the room thought the reade: was calling out "planked steak." Or a vote the word was eliminated from the contest. Classified Advertising TO SELL _ Canadian and International Art and Literary Contests Yearly subscription, One Dollar Send a three cent stamped enâ€" velope for information on our MONTHLY BULLETIN SERâ€" VICE to Artists and Authors, listing upâ€"toâ€"date information on GRIMM MFG. CO. 730 Wellington, St., Montreal Get Rid of DisFiguring BLOTCHES AND ALL SKIN RASHES WITH Artists‘ and Authors‘ Service $ $ $ FOR YOUR OLD GOLp » ) o J » ) GOLDEN VIRGINIA â€" Prescription, made and uaranteed by the makers of mpana‘s lu(inn Baim. _ Trial bottle 35¢ at your drugrist. 16 NEXT SPRING 39 LEE AVENUE TORONTO, ONT . D. D. Dennis‘ Liquid POULTEREY PATENTS Mortgage Hcliday AND WHAT , Ten Cents nnet Ontail Â¥ P