65 Quite a number from here attended the funeral of the late Mrs J. Wilâ€" son on Saturday last, which was held from Oscar Walls‘. Interment was made in the Maplewood cemeâ€" tery. Sympathy is extended to the bereaved ones . Mr and Mrs Bert Dickson and famâ€" ily visited with friends in Chesley recently . Mrs. R. Pinder and Franklin spent Sunday with the Whyte family. The teacher and pupils are pract‘câ€" Ing for their Christmas concert, Mrs Charles Lewis and Finlay have been confined to their beds with a soeptic &hroat, but are on the mend. Miss Lenore Davis is spending a couple of weeks with her sister Mrs Mrs John D‘ckson was confined to Mr and Mre. BANK OF MONTREAL LILABILITIES TO THE SHAREHOLDERS LIABILITIES LIABILITIES TO THE PUBLIC __.__ RESOURCES To meet the foregoing Liabilities the Bank has Cash in its Vaults and Money on Deposit with ink of Camada . . =.~ . °°. }:«; +. Notes of and Cheques on Other Banks _ . . TOTAL OF QUICKLY AVAILABLE RESOURCES (equal to 83.27% of all Liabilities to the Public) CHARLES B. GORDON Acquired in the course, of the Bank‘s business and» in â€" process of being realized upon. x Customers‘ Liability under Acceptances and Letters of Credit _ . «.Â¥ Â¥ s > M leaving an excess of Assets over Liabilities to the Public of The strength of a bank is determined by its history, its policy, its management and the extent of its resources For 119 years the Bank of Montreal has been in the forefront of Canadian finance. Established 1817 «A presentation, in easily understandable form, of the Bank‘s f Payable on demand. Bills Payable . . Items which do not come under the foregoing headings Total Liabilities to the Public . & & Money on Deposit with Other Banks Call Loans outside of Canada Call Loans in Canada Acceptances and Letters of Credit Outstanding . . Fimancial â€" responsibilities undertaken on bebhalf â€"of â€"customers (see offâ€"setting amount [x] in "Resources‘). Other Liabilities to the Public . s C P % Total Liabilities Not â€" exceeding â€"market value. _ The greater â€" portion _ consists of giltâ€"edge securities which mature at early dates. Stocks < ® % ® s y + > + Ruilway and Industrial and other stocks. Not exceeding market ralue. Notes of the Bank in Circulation Capital, Surplus and Undivided Profits and Reserves for Dividends . s Government and Other Bonds and Debentures Payable on demand and secured by bonds and stocks of greater value than the loans. Bankers‘ Acceptances L ogA * x~ * ko "oe 2 e Prime drafts accepted by other banks. Other To manufacturers, farmers, merchants and others, on condiâ€" tions consistent with sound banking. Bank Premises . + s % s «"s>.% h: Two properties only are carried in the names of holding mcompanies; the stock and bonds of these companies are enâ€" tirely owned by the Bank and appesr on the books at $1.00 in cach case. All other of the Bank‘s premises, the value of which largely exceeds $14,000,000, appear‘ under this heading. Real Estate, and Mortgages on Real Estate Sold by the Other Assets not included in the Foregoing Making Total Assets of Payable on demand and after notice This amount represents the shareholders interest in the Bank, over which liabilities to the public take precedence. Time drafts issued and outstanding. Payable in cash on presentation Secured by bonds, stocks and other negotiable securities of greater value than the loans and representing moneys quickly available with no disturbing effect on conditions in \Canada. Available on demand or at short notice to meek payment of Liabilities to the Public of Represents liabilities of customers on account of Letters of Credit issued and Drafts accepted by the Bank for their account. Profits for the year ended }1st October, 1936, after making appropriations to Contingent Reserve Fund, out of which Fund full proviston for Bad = and Doubtful Debts has been made, and after deducting Dominion and Provincial Government Taxes amounting to $991,645.26â€" .. . ® .. . Dividends paid or payable to Shareholders x d siaiine T $2,880,000.00 Written of Bank Premises . . o. . .. . 0+ 200,000.00.. , ‘Transferred to Rest Account . . . Balance of Profit and Loss carried forward Balance of ANNUAL STATEMENT 31st October, 1936 ~. Profit and Loss Account, 31st October,â€" 1935 President her bed for a few days last week | with lumbago. | _ Rev. Mr Sawyer of Caledonia, Mrs Elliott and Miss Elliott of Acton visâ€" | ited on Tuesday of last week with ‘Mr and Mrs Geo. Smallman. Mr. |Jack Smaliman returned with them to vsit with friends at Acton. We are having a real taste of zero weather with plenty of snow for sleighing. Count that day lost whose setting sun, finds no kind thought or word, or action done . Mr and Mrs A. C. Marshall visited on Sunday with Mr and Mrs Johr. Kerr of Varney. 4 Mr James Petty spent a day or two in Toronto last week. PROFIT and LOSS ACCOUNT KNOX ONTARIO ARCH TORONTO JACKSON DODDS, Joint General Managers | STRAYEDâ€"Fhom my premises late ‘this fall, one yeArling heifer. Finder ‘plene notify â€"â€"â€" J@hn Nelson, owner, R. R. 2, Box 2.\ Holstein. children of Wiarton, visited on enn-| day with Mr and Mrs David llml»‘ all. The latter returned with them for a visit. c | Mrs Bert Watson _ spent a few days last week with her daughter Mrs. McDougall at South Bend, Mrs. McAlister Sr., spent over the weekend with Durham friends. * Mr3 A. Picken visited on Sunday with Mr and Mrs Arthur Lawrence, Egremont. Mr. Robt. Hes has completed the season‘s work wth Mr Wm. Porter and :s engaged with Mr. John Mcâ€" Kenzie of Bentinck for some time. Miss Gladys Caldwell visited on Saturday with Miss T. E. Byers. $691,312,054.08 $805,081,9985 .02 $728,315,850.20 $ 79,242,079.3) 29,222,231.15 $606,472,587 .44 $805,081,998.02 728,315,850.20 $ 76,766,147.82 442,781,097.95 174,141,011.90 20,264,801.82 25,400,166.93 27,749,972.00 76,766,147.82 14,000,000.00 7,168,979.49 8,169,988.8 2 1,030,297.08 1,947,005.98 7,168,979.49 1,792,045.52 1,507,373.67 361,924.25 137,838.05 $3,181,801.37 $ 101,501.37 ©1,935,033.36 $1,036,534.73 $2,036,5 3423 1,000,000.00 3,080,000.00 h Mr and Mrs Wm. Brown spent last week‘.v‘siting friends in Toronto. Aâ€" mong others were Mr and Mrs John Menary, Mr and Mrs Geo. McCulloch and Mr and Mrs Garson. They found Mrs.â€"Garson much the same, and Mr Garson still able to play the violin for them. Mrs Hastie spent a couple of days of this week visiting friends in Durâ€" The Nomination in the evening for Village Trustees was a little noisier, but it ended without coming to blows. Several were nominlated, but: our old Trustess,. Mesérs Wm. Aitken, Lewis Woodyard and ‘Clarence Fenton were the only ones to qualify, so our preâ€" sent Trustees are elecfed for another year. y . Mrs Scott Eccles of Mount Forest was a weekend guest with Mr. and Mrs Bert Eccles and other friends in the village. = Mrs Mary Morrison went to Torâ€" onto Wednesday for a serious operaâ€" tion. We wish her a speedy recovery Sweet. memories cling \to her name; Those who in life loved\ her sincerely Still love her in death j the same. â€"Sadly m‘ssed by h band and family. Miss Aura McGuire is visiting with friends in Markdale. + Mr Brown Irvin is home from Guelph for a week‘s holidays. At the Nomination Monday, our present Township Council were. all put in by acclamation, showing that the people of the township were well satisfiel with their year‘s work. There was a good representat‘on of the village voters who weére unâ€" animous in givigg their support .to the village trustees in punishing our own boys, or boys.from 'outslde, who deliberately destroy property in the Park or outside of the Park, or peoâ€" ple who drive at an excessive speed through our village. The St. Andrews supper held in the Presbyterian church, Holstein, Friday, Nov. 27 was a decided sucâ€" cess. Supper was served from 6 to 8 in the basement of the church. The haggis was piped in by Mr. Johnâ€" ston of Mt. Forest. Mr. Leith carâ€" ried it following the pipes and the waiters marched behind him. It was placed on the head table and Mr. Johnston gave the address. The menu for the supper was of purely Scotch foods. The program was held in the Agr‘l. Hall, consisting of Scotch songs by Mr Stewart McArth ur, Durham and ‘Mr. Baker of Dunâ€" dalk. Mrs Jackson gave some Scotch airs on the piano, while Miss Sharpe of Durham gave some Scotch readâ€" ings.. Mr. Johnston played the bagâ€" pipes. The ladies bazaar was an attractive"corner in the hall â€" and and proved successful. Everyone deâ€" cided it was a splendid night‘s enterâ€" tainment. WATSCNAIn loving memory of Mrs. Wm. P. Watson. who passed away or" Dec. 1%, 1935. We do not f@rget her, we loved her too dearly, y I For her memo to fade. from â€" our lives like k ‘dream; Our lips need n@t speak when our chearts mourp sincerely, Forâ€" grief often~dwells where it selâ€" dom is seen. In our hearts she is fondly rememberâ€" JUNIOR ROOF: Jr. IIIâ€"Earlma Reid, Betty McMil lan; Ruby Moore and Phyllis Long, equal: Doreen Eccles; Frank Zettler Harry Aitken; Dorothy Long; A. J. Morricon; Audrey Eakett, Harold Long; Ulifford Troup. * 1iâ€"Eileen Aitken, and Arlene Brown equal; Vivian Rice; John Brown; S. Long, Arthur Tulier; Fern Long; Elâ€" roy Williams equal; R. J. Stephenâ€" son, Delbert Long. Sr. IVâ€"Isabel McPhee, Ray Weiser Marjorie Goodyear, . Raymond Horriâ€" gan. Jr. IV â€"Florence Liesemer, L. K‘rby, Duncan Walls, ° Jim Wilson. LIIâ€"Gordon Weiser, Margaret Horriâ€" gan, Daveressh Dickson, Helen Dickâ€" son, Wilfrid Goodyear. Sr. Iâ€"Faye Dickson, Jim Goodyear, Jim Horriâ€" ganf, Donalda McPhee, Marjorie Mcâ€" Phee, Beverley Walls. Jr. Iâ€"Frank Goodyear, Vincent Horrigan. Iâ€"Rusâ€" sell Dickson, Ken Moore. Pr.â€"Doris Moore. THE DURHAM REVIEW HOLSTEIN . SCHOOL REPORT Jr. Iâ€"Currie Long; Gwynne Haas; Stanley Stepbenson equal, Sr. Iâ€"June Morr‘son; Billie Ellis, Royden Haas. .Br. Pr. â€"Jacqueline Eccles; J. Long, Kenneth Moore and Eleanor McGuire equal: Jack Long. HOLSTEIN LEADER LOCAL AND PERSONAL U.S.S8. No. 3, NORMANBY IN MEMORIAM Margaret Leith, Teacher Nora J. Shortt, teacher. No. 1 beef ring hbeld their @nnual meeting in the hall Monday evening and â€" average beef this year weighs 451 lbs. There were no Aiseased cattle this year. The ring will go aâ€" head next‘ year as usual, 32 weeks, with E. V. Matthews, president. Schools No. 12, 13 and 14 on this line are all busy practising for their Christmas concerts at present. From this anicunt there was transâ€" ferred to Rest Account $1,090,000, bringing the Rest up to:â€" $39,000,006 and leaving the balance of profit and loss to becarried forward, $1,036,534. Mr and Mrs W. Moore spent a few days with relations in Woodstock last week. Several members from L.O.L. 861 attended the county meeting in Mt. Forest this Tuesday, Mr. Milford Maithews who hbad threc ribs cracked two weeks ago is able to work again. Reflecting the improvement in conâ€" ditions, profits showéd a tendency to gain as compared with the previous year. The total profits for the year, after making appropriations to conâ€" tingent reserve fund, out of which fund provision for bad and doubtful debts had been made, were $3,181,501 as; compared with $3,005,212. â€" The profits were equal to 4.18% on the capital, surplus and . undivided | proâ€" lits. From the total profit there was appropriated for div‘dends $2,880,000 and $200,000 was written off bank premises, leaving the amount to be carried forward for the year, of $101â€" 501. When this amount was added to the balance brought forward at the end of the previous year, it brought the total balance at credit of profit and loss ‘up to $2.036,534. & We asked an old timer who always read the Globe how he liked the Globe and Mail. He said, "To tell the truth,â€" I don‘t like it, ~it‘s â€" no good, I‘m going to stop it." â€" Has the Review anynotion of buying out the Chronicle yet, * .4 P Mr Lorne Allan is helping Mr Myrâ€" ray Allan to buila a garage this Wweek. g _â€"Mr."David Hooper Jr., with . his buzz saw cut a pile of wood for D. McKelvey, Saturday last. Amos. church held a wood bee in Finlay Clark‘s bush last week, and cut up a big elm tree, some of the blocks measured 4 ft., 3 inches across after they were Cropped off. Finlay said it was 18 ft. around the stump. The Bank of Montreal is forwardâ€" ing to its shareholders a particularly strong statement. The year has been marked by more active conditions in most branches of trade and comâ€" merce and this has been reflected by expansion in many of the principal Aepartments of the bank. The arnual statcment which _ apâ€" pears in the princpal centres of the country, shows total assets at $805,â€" 081,998, up from $792,772,872 a year ago. Of this amount, total liquid asâ€" sets are $606,172,587, "equal to §3.27 per cent, of all liabilities to the pubâ€" lic. The unusually high percentage of liquid assets is likely due to the lessened demand for current accomâ€" modation and the necessity of placâ€" ing a greater amount in high grade government bonds. _ As a result the total holdings of government and other bonds and debentures have inâ€" creased to $442,781,097, from $361,â€" 769,848. The greater portion of these holdings consists of giltâ€"edge securiâ€" ties which mature at early dates. Of special interest to depositors is the position reported, with total as: seis of $805,081,998 to meet payment of liabilities to the public of â€" $728,â€" $15,850, leaving a margin of assets oyâ€" erâ€"liabilitiesâ€" of $7€,766,147. i Total assets have increased to over the $800,000,000 mark. This has been due largely to the bealthy gains in deposits. With the improvement in business profits are above those _ of the previous year. Following the practice of the Bank the Statement is presented in an easâ€" ily undersiandable form in order that the general public may more fully apâ€" preciate its various features. . Another healthy sign is afforded by the manner in which the Bank‘s deâ€" posits continue to reach new â€" high levels..Deposits payable on demand and after notice now amount to $691,â€" 312,054%, up from $676,944,866. BANK OF, MONTREAL SHOWS STRENGTH AND EXPANSION NORTH EGREMONT | ‘WMr. James . LUCR®L ;. S° s feembel (10 lwho resides in the home of. his dauâ€" ghter, was well remembered on his $6th birthday with good wishes and congratulations, when all his family and his sister were present for a fowl dinner at 7 p.m. on Thursday. | _ Mr. Tucker is a member of the famâ€" , ily of the late Mr and Mrs Waiter ; Tucker, and was born in Egremont | on Nov. 26th, 1850. He married Miss Fanny Brydges and resided on the farm on the second con,, where his JAMES TUCKER FETED 4 on &6TH | Village of MARKDALE | _ All elected by acclamation. Reeve â€"A. Rusk; | Counciliâ€"Dr. R. L. Carefoot, Dr. L. E. Turner, J. R. Dillon, Ezra White. | School Board â€"Alex Acheson, R. G. | Noble, J. W. Elliott. |\__W. E. Harris, T. H. Reburn ard |Dr. J. A. MceArthur were other nomâ€" Unees for réeve, who retired. farm on the second con,, where his son, Thomas, now resides. Mrs Tuckâ€" er passed away four years ago and Mr. Tucker has since lived with his youngest daughter, Mrs James Harâ€" grave. Another daughter, Mrs. Joseph Brown, resides near Allan Park, Mr. Tucker has three sisters and a broâ€" therâ€"Mrs. Fanny Simpson and Geo. Tucker at Tisdale, Sask.; Mrs Enmily McCrie at Victoria B.C., and Mrs Mary McKechnie, Durham. There is only one break in the family, John passing away after an accident at Portage La Prairie a few years AgO. No Election in Mr Harold C. McKechnie, a nepâ€" hew, proposed the toast to the guest of honor, to which two grandsons, Carman Hargrave and Borden Brown, responded., A professor was once accosted a dirty little bootblack., "Shine, mister?" The kind professor was â€" disgu, by the dirt on the boy‘s face . said. kindly, "I don‘t want A shine lad. But if you‘ll go ani wash 3 face, I‘ll give you a quarter.," . "Okeh, mister," replied> the and ran off. E* M' he returned â€" loankine U cleaner here it is." â€"__ "I don‘t want your . quarter, replied the boy, "you ‘ang Village of FLESHERTON All elected by acclamation. Reeveâ€"â€"llarold H. McCauley; € Councilâ€"C. N. Kichardson, G% B Town of HANOVER Also an ailâ€"round acclamation for present Council: Mayorâ€"A. J. Metzger; Reeveâ€"Austin Ball; Dequty-reeveâ€"Cliflord Speer ; Councilâ€"Wm. â€" Machesney, Clayton Schaus, Bert Scarborough, Robert Cripps, Wes. Bruegeman, _ Arthur Diebel; Public Utilities Com‘râ€"J. Frook; School Trusteesâ€"Wm. Cross, Arthur Doubt, Mrs. M. Ruttle. Hanover this year for the first time has over 1,000 voters, and thus are entitled to a Deputy Reeve as well, to represent them in town and at County Council. Town of MEAFORD A few years ago Meaford had Ci!â€" ficulty in securing anyone to take ofâ€" fice, but this year will see a contest for Mayor, School Board and Utilities Com‘r. The slate is: For Mayorâ€"W. Cramp, J. W. Horsâ€" ley ; & Reeveâ€"â€"Wm. F. Riley (accl.) Dep.â€"reeveâ€"Thos. W. Randle (accl.) Councilâ€"R. J. Knight, F. N. Harding, Wm. Booker, H. W. Solomon, C. J. Erskne,. Milton Taylor (accl.) ~Town.of WALKERTON Mayor Campbeéll Grant is returncei by acclamation for his third term, and. Reeve Wm. Winter for his secâ€" Welton, Alfred Down, J,. 0. Dargavel. School Trusteesâ€"â€"Frank J. Thurston, E. Loucks, G. A. McTavish; Cemctery Trustee â€"â€"J. R. Richards. CHATSWORTH Village Reeveâ€"A, D. McColeman (accl.) Councilâ€"C. R. Loucks, Dr. Melville Griffin (acel). School Boardâ€"Rev. A. Rintoul. (A new nomination meeting must be held to name two more members to the council and four more to the school board.) hex CcoLnncawoop Tig. Dep.â€"reeve Ross Bowser thinks it timeâ€"that reeve Emerson Brown stepâ€" ped ‘outâ€"after 25 years irt municipal life, so he is opposing Brown for the reeveship. There is an allâ€"round conâ€" test,â€"for Deputyâ€"reeve and Counci] as well. ‘ get yer ‘air cut." (Continued from Page 1) MuTuaL improvement Surrounding Townships my boy,"* said the professor returned looking much the boy‘s face. _ He once accosted by KÂ¥ BIRTHDAY disgusted e my, your‘ it, MmMRS. HELEN CORNISH Lumsden Newsâ€"Record) A resident of Lumsden district since 1901, when she came West with her Cornish, at her D at her home on Eigin Ave. on Thursâ€" day, Nov. 19, in the 96th year of her age. She was A mative of Dumfries, Scotland, and with her parents eame to Canada in 1843, where the family settled ia the vicinity of Blenheim in Oxford Co. She and her husband seâ€" cured farm land in Grey Co., near ti Pettigrew, Wm Pettigrew AVIATION AND MARINE ~RADIO OPERATING EUERRTTTE TE PR CCC P mendously popular symbol and with this emblem upon their banner, many a douilny knl{ht rode forth to do battle for princplunndtouvaornchhu the Holy Land from the Infidei. Crosses of all shapcs, sizes and ornaâ€" mentations have been used by innumerâ€" M S med TOC renar Good or bad, the cause was always uu" vh:: wa:)dnn quite the natural ing that as the war against t osis gathered momentum, and m-r nation took up the cause, that some international emblem should be chosen which would be symbolic. The matter was given carcful consideration for it was important that the :J'mhol should be internationally accept and have a universal upzmn.l. and yet it should be decidedly distinct from any already nd:g:wd international symbol such as the Red Cross.. T ( %* & ned auf ahus neca un 0 m Rent CPug"" ponotflnpeogenhm. Your contribution to National Saniâ€" tarium Association, 223 College 8t., Toronto will be greatly appreciated. 1t would seem that the tuberculosis campaigners of the eighteenâ€"ninetios or thereabout, doliberately went out after a symbol that would have something like the -l&nlflunce and universal acceptâ€" ance of the Red ((iu\e\':z‘hCm-. and yob belgulto distinguisha! from _ it. ‘They had to avoid not o:l.‘y the Red Cross, but those of the various saints, two crusades accompl‘shed, now a symbol in every land of a new popular, enthusiâ€" astic and successful crusade against entrenched tuberculosis, a new crusade |owinbwktorallu|e'reopleoltho world the Holy Land of Health." This is the banner under which the !\:nskollcr. the 'l‘;)ronto and the Qgeau Maury Hospitals for Consumptives have marched these many yearsâ€"the banner marched these many yearsâ€"the banner under which they and other sanatorium and tuberculosis workers‘ organizations in the Province have won such marked 7Butâ€vlafl can only be won with the continued ort and the financial supâ€" mant af Hhis summuda ae R2000 George, Anthony, Andrew and so on. They had also to avoid the Celtic, the Greek, the Maltese and the Papal. In the words of Dr. D. A. Stewart, ‘After that, it would seer thought they might W&flddh&“ against Tuberculosis Order your job printing from the we are prepared to consider m few more young men for trainâ€" ing in Radic as required by the Dominion Government â€" for Ist and 2nd class licensed operators. Only Canad‘an citizens possessâ€" ing good character and health plus two years High School or the equivalent, acceptable. Unâ€" less you can fulfill the above reâ€" quirements, please do not apply. RADIO CoLLece of LCANADA 863 BaY stT., TORONTO _m=k A OE uxt rays FROM DEPOT OR wnaRrr â€"28%e &A QuIET, welr conoucrten, cOIVl.llll‘. L LLLLT! 100 room ll.'ll.â€"†wits satn whrite ror rolocr TAKE A OE Luxt raxs DEC. 3, 1936 Pnsl OBITUARY the case may be, one custom seems to have been common to them all: each carried flags and As armies march across the {Wofl?â€"h' in terms of hatldr') ually became a highly speciâ€" iv. After the dawn ofp‘llw of John Cornish, died so we have the ogiii-il Lorraine cross the is attended by maâ€" rmer neighbors . of ily. Rev. E. 8. Barâ€" gervice, â€" The pallâ€" . Balfour, Jas Henâ€" . W. M. Fulton, Jno Cubs, and has earne her splendid leadersh knowledge of clhuild 5 secured should make usble to tne problem FIRST WOMAN TR Decen M M Charged with C+ Past Master VOL LIX ollo Chest Clin M +. M .., Adult isitors to Micial cap nent clinic Geveral pa en peri 11 Phe lde M #* and ht n L4 I rectory ciy jud g M home n# 1Oz Mon med Ke Glenelg Dece. 29 CALDER* H On ma ally BEAVTIPY Women |Nn LEX1 HUD SPRY *~‘Cp al h N 1» Kho ce at Dur in vAl i V