1- planni.ng 'ou re-tiré it worry Funailyf Itlg 0*çr 'flus, igreaLýyàw8jLf Y='r savings can iive Aj-.ý ýôU do. saveuàaîêwý tIli IlllIooerh thaer savfdrttug6te Uq tsI0over t bav retirepient, iuaids1ll ber 0on "far before t1iey*k ThetèatiÉesof thîs'situation are many. Thée mnbehr of "business bankrupticieS 1 t:thrfteing the viabiiity of private pension funds. Marty businesses are pushing the responsibility of savIng-and investing for retirement mb iîtte hands of employees. In addition, the vast m ajority of'C,ànadian today are exhibiting an alarming disregard for uo morrow -by refusing .to save and invest in an ggrçsive manner. Many -people .stli, dream of travelling or moving to warmer climates dulng thir fetirement years. In fact, 75 per Cent of people expect to live as weIl In retiremnt as they do while in the workforce. However, only 25 per cent of those begin t0 seriousiy save.fori ,l Are people planning on inheritlng a large amnount of znoney from Jheir parents? The iucky few who do muhent any amount of money manage 10 spend it long before they retire. Baby boomers wil reach retirement with about haif of what their parents had at their age. Active consumerism, housing and education costs eat up most of what people earn. The simpiest way to pamper yourseif during your meûrement years- is to do Iess during the early years. This may be a hard pili to swaiiow now, but it wiii pay in -the end. Most people fail short by at least 25 per cent of what they wiii require to maintain their lifestyle. It is up 10 the individual to plan for retirement, How do you expect to live during those years? he lifestyle you want to have wiil greatiy affect how much money you shouid save befote retirement. One thing is for certain, no matter what lifestyle you choose, It will probabiy require more money than most of us imagine. This article was submî lied by TPA INVESTMENT PLANNING INC. USVsffiho lmn voua nownowN 17 UODIJCIG FALLandWIN*TEKFASIONS from... «?[QLR ME BEAUTIFULt Drop In and Sec Our Fabulous Collection *BOLDANZA OBOGATO *BRAMA -LOUBEN aMURA EUROPEAN *RENA ROWAN AND MORE! COLOR ME BEAUTIFUL BOUTIQUE H105 MARY ST. 11 (Pearso Lmes) 666-5547 .......SA....... MON..WED. 10.6 THURS.-FRI. 10-8 BuE' LITrrIq M TCI 486s50 COMpurîER SYSTEMI Motherboawd D.esiged & Menufactured in the USA by IBM.5 IBM."BWI LbgtNnrwg'486SLC2 32-rit Micropocessor 50 MHz processoir speed lShkb irtemel Processor Ceache Floatln point n~nrc co-pracessor 5Y>* 1.2 MB end 3Y2« Floppy Disu Drives 120 Meg.byte Hard Di Drive 14" Sipsi VGA Coloi, Mondor Siper VGA Graphics Cu'd -2 soeril, 1 puiel, 1 gem.i port<s) 10 is, uy ..u.ancekyboerd leIm DOS Prg-loeded $1193.00 Data Eýtems (i) Trei: 4a3.. Fax. 43Ol-ce59 i113 SRC MR Ni., WHITY lSMd i. IL U5Wi.g 00 -,s.., ~Alts b.de ..d oroduct n*ý am .. .- .M ae. «m fW