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*lIT3 R[i 1PRESS, Wl-DINI-FSIAY, APRI 1, 1981 , PAGE 15S CONSUMER BEAT Credit (Part Il): Problems Getting It? Yoti haN t- airefit lN11114-41e <tut vouîr i redut a1,1îliciti<<iîl. anid tî<uN y <uî aîrt aioIIii-IN atwaitiiig tlhe biîg 'I l- S.<i reaillN w-anît thaI huaii.<r -n-dit cari1. r vilurgî- ait-ii îtt - ii-t aîlv,lit <<get l 1iniaNir. <<rr% thiey s-aN Ni îcat tex teitîl r- (lit 1<> N<>i. <ii are disapî- Wliat îaîît %(<îu 1<1) The flirat <-oia-<latiî <tu s tliait No t- ni it aitl.I Ils 9h t- iîiate-i tlait aîlî<tt20< 1îr ivent fiNv e. 1lt11lî11t11li rî-<it graîtuiior- are îiît î<lligatt-ultîtiti< <reilit tii N <Ii. tîi#,N air<ti, <r thlt-h-ls- iii hie hi c-- < 1 v i li-îumni îî<îîî -It i.- inivi -r ldiiu utî<îuîytls- a Bt <-k'- h<t, iig ai jer-<ii- <î<-it <-t- iie-a-andtî l<r dîliîîlitg lt<< nîtîei ri-i-k tieN .\art,<- 'i lling t<< take- aitin t is possiletuait <<tii-r <-n-uit grairto r- iiiaiNalii4N Noi <wrertiît applivation Ii aiý--i oni tiîîir o<iil eNailiattiin. '<<if Noui are- reuseil <r44it ait <mie airi iiil îîati-- N1,11i ilaiN Ill. aillehi- 1> <lîtatit i î-ît fr<îîîiii- <th li-rof thiii îîaînN S-<'tiit-,- aiNailabhle. Reusonîs for refusa1 <tir aî1jlivaitio<iiîayaN i . lu-r <f rn -'-i<n-. tîtiltt- foi- N <îîî fit iti> oni 1t.iti--st- <(loii- 0 ot ci-e<it worthy. I aiN 9 il Iiluhiiigt-<i ai> Iir<ý-a1 i)r jobi<, fr4-, ltitittly , <ui N!-nug (i ini.iit< aîii1- <-i-- a miyîî ri-ailîN affllî<î<i<-îit? If .%on<i liat ai ti r <î i----iîabi<iti- ami v-l11atirail. lit>%%Nri,ky il, , 41 ai1<<atr t<< y %tr- 1 ' i iou% te Not -il<uîgh informiait- *>io . \j1<l)iiu-,îîit-- <u11<ti iaN ,Itlti ili,-<iiiti< ii If) < rN 1<to îm aiki, ti-uviirciiittatt< <<k 1,î-t- lu-r thîaîiilîi<-% r<-tlN :ar-. <r t<<i i-1lt.\ fi-i-lilitait î-urtaiîn * Fi uiancil pli-nu itiau- 't j ro<ritu-k.a wa- illu1#11h- j> i> î' Crg>- r -ke -lt<lot%i- ai tî1<ittniîit N l ti-r at a.i llariiiail itistitttit ibil 1Part-tinie or scas-aSOl eniîploynienit 5<<ttiiei - -<iii fîîr -nt-uit rltal lit thtia caîa-e. NM11i filiN1% alit. e 1<, e g\- pilatîi <<tir ttiaiti<it îîî<<r<- pi-ciscy. iia i er ,-iian il, *-t t< r iliîtting ali l il<l<i<-i b\ 1'.maijl. vi-vi-<it traîtt r- ai- ti >s *-at" nlîu <ttf ro<nt <tti-<i-*a sut-h i ai vî<<ti ljI anm îainî- teta tilbl)i)r1<4tIia als< i taîkei i it<< tc< tîîtNNliu assissiiig Niiir%---1i N rîhiîeiss luit it is 111) ,itiriitilo- fi r gettiiîgviredit. It rsi '.j ii<rtanît tfor vnit t4< flit1 milt%%I li\ Nmi l hiN e etit \m< y<ii' cri-t><itailifi-ait- Mis. Ilandling <redit diffieîîhties l ii ri n itg< creiliîrîîl<- <i. î ifreseeii i-tto i %i reî rn.t <-r<-(it rei<r. If NmiU waiit toi p<ai luit catit t. <-<ttiet thue cre- <ii graiit<<r îitiitîe<liiteîy andI t tie 1îiii-î aliîî. 'v <<oiiaiN lie alîle toi itiîîgtiaîtî- a iir (1)[ (Iitel]i-it 1plaî it <î ir aN itett iîli il vfliii <iir ti-it ri r-<i1t <1ii(iril 11aili-e (Avk p<1avi.-i<tlimit .îi i <îrt iN - il ian- ha% fig r<<blvm,îî lii liaitlneifg4<lt %% isly liit ill . raidti ,a-k for titi- tIi.~ ~ ~ frn m< - < r<i -<tî-lli .4j"< j<4 Jilaiilah<i4 1i l i 4(4I <-1liarge tî11-( D i t,11 l 1 > iutarifi. Jii-k.N << tir teI14141144114 lî<bk ) r' ti. iivareditN 4. sil\ii. i vartî-.'auî>t ll. u t,, put \mîir I,iauuc-- it <r<leri l14r4 tllie\ gel1 i44i.4 d bf. Your eredit record: keep it eleain Fll<ngare a few proveri ti1îs foir îaiitainhig a poil1 <redit recîird: 0 ) Doiii sigul a eredit e4iftract uni il Ni >1 have rmail it and îiiiierstmbd ti. If voit doirt îiii<Irstaiii it. ask questions maîîil Nou are satisfied. N( \,wer s-igua lîlank aheet. Youir signature is vîtur promise to pay anîd a euîntraet is a legal doiiiiiit. Iflhw its implijat- - RICHARD'Se FURNsTURE REFUNISHINO Free Estlmates 0 'Give Your Fumiture a Face Lift" S 0 600 Euclid -St., Whhtby* 0 Cel i Rck Fborestall 666-2992e TAXTIME PUT YOU INA BIND? If income tax lime - puts you in a bind, remember, at H&R Block we ai~e trained - 1 cut through the confusion and ~ 'explore every possi- ble deduction and credil. So we can save you as much money as legally possible. And you can feel free to relax, knowing you're paying only the absolule minimum tax. This year be sure. THE INCOME TAX SPECIALISTS H&R BLOCK) I Child tax credit only? Ask about the special pr:ice.] OSHAWA WHITBY B'¶~ i. ". )u'ljS' '/ «'< -S'PICKER!NG 1 4 b. ~S l514 6; nglsun Ra W Opn 9 àm Up m W..kdels. 9 5 Si Phone S -3371 WtIby ,j <4 TOboi nopp<0 i itnoes.sar teAiso ii hoe l ocaton~s durin thoifmgt houri e ay .Seéàrs E ATQ N 0 wy a yoti r bllsjpro~- 1> jiay. If yoti c-ari*t ieet a j<ayliuiîît deadllîie heatise of1 titefertirv firianvial iiffieîilt- ies, tr% tut rearrantge yotir >aiy- ment 11plant NNith volir eredit grantor lwef*relte bill is due. * Tlrv t>> pav <tff <iii'dtbt. 1aylieiits andi4Iavid i aving to re>finiarîce-ait highier iriterest rates. 0 l)iaîl wi tIikriiwn. respect- 4-41 aiti1 î-stablislie<1 eitjauies. M iaike sure voit i iiderstaîîd <hla-e. Xîld p thîise nioîthlv tni-r lr<deetiiîArt. y> u miuîst lit giN cii i 41etaiil4-4l Wfttefl statvinilt <of theii- redit c> st liii SCARBOROUGH OSHAWA 140 Stmcoe Street South Ijusi south of John) Jusi 579-1655 AJAX 1313 Harwood Ave North N, of Hwy 401 & Pennyworthst 686-0719 553 Mantuham Rond (Jusi South ot Lawrence) 431-4458 ALL STORSOE HRDY&FIAv. NIGHTS UNTIL NINE' DENTURE THERAPY CLINIC 214 Dundas St. E., Whitby 668-7797 Hours: Mon. - Sat. & Evenings By Appointmeflt OnIy (across f rom Beer Store) 683,19