Whitby-Free Press, Wednesday; Augdust 14, i 996', Peîge 9 PARENT AND TOT New members are wan- ted for the Parent and Tot Group that meets Thurs- days, 9:10 to 11:10 a.m., at St. Mark's United Church, 201 Centre St. S., Whitby. Babysitters are 'provided for kids; theres a separate rogram for adulte. Cal en Adainson. at 430- 2051 or' Susan Kime at 668-9977. ALOeeOuo AMNNfMBU The 24th annual Alcéholics Anonymous lakeshore conference, with the theme, "Recovery, Growth and Harmony," will b. held Aug. 16j, 17 and 18 at the Poulah Veterans Hall, Stevenson Road North, Oshawa.Cost je $30 for banquet and conference. Alateen registration le free. Al welcome. -For more Information, cail 728-1020. USED UNIORM The Father Lob J. Austin Catholic Secondary Sehool Parent Guild will hold the annual used uniform sale on Saturday, Aug. 17, 9 a.m. to, noon, at the school. GlUEVING An open meeting about 'Loos and Grieving,'by Tom Easthope of the Durham GtiefResuroe Centre wili be held Tuesday, Aug. 20, 7:30 p.m., at KIngsview United Churcli,. Adelaide and Wilson, Oshawa. CAR WASH The Big Brothers Association -of Oshawa- Whitby will hold a yard sale and car wash on Saturday, Aug. 17, 8 a.m. to, 2 p.m., at the Auto Workers Credit Union (parking lot), 322 King St., Oshawa, parking lot. CHJDLDBUITH couRS The Childbirth Education Association of Durham will offer weekend classes over the summer and fail. A refresher course for parents expecting a second (or third or fourth ... ) will be held in Oshawa on Saturday, Aug. 17 andSaturday, Aug. 24, from 9 a.m. to 1 p.mi. A labour and birth course for firat-time parents will be held In Oshawa on Sundays, Sept. 8,15,22 and 29, from 9 a.m. to noon each Sunday. Cail 905-4203890. GRAND GRAMND ý(Grandparents Reèquesting Aces. and Dig- nity) will meet on Wednes- ay Ang 21 7 p.m., at Settîsment flouse, 387 Simcoe St., Oshawa. The group offée support to grandp arente who are denied acces to their grandchildren. For more in- formn-ation, caîl 666-183 1. ' TOASTMASTERS Toastmasters, which helps improve communica-. tion skills and leadership ability, will meet on Tues- day,Aug.20, 12:05 to 12:55 k M., at the Michael Stan, Builig, 33 King St. W., Oshawa. For more informa- tion, call Mel at 435-2028 or;Tim at 725-4125. PREOJOUS MOMENTS The Preclous Moments local club chapter, Aiways Room for On. More, will meet Sunday, Aug. 18, 1:30 p.m., at the McLaughlin Armoury, 53 Simcoe St. N., Oshawa. Therne "Summer Fun-Picnic," the fundraiser for the meeting will support Easter Seals. For more information, caîl Marilyn at 7P.34229. FLASH_____ý AUTOMOTIVE REPAIR UC I~~ 'SATI~~ I- I t and get a I The once a year rust- complimentary *prooflng that really works! car wash 2 days atter application!' I FABRIC GUARD 200 DUNDAS ST .w I 3996536i - - - - - - - - - - - - - 151 at2s~ ni OI>EN BIOUSE The Gordon Street'Chfld Came Centre will hold an open house and barbecue on Tuesday, Aug. 20, 4:30 to 7:30 p.m., at the centre,, 700 Gordon St., Whitby (foilow signe to building 16). There will Ib. face palnting, games and pony rides. Ail welcome. For more information, oeil 4304038. PARENTS WITHOUT PARTNERS Parnts WIthoût Partners Chapter 4204 will hold a general meeting on Thursday, Aug. 15,8.BPm.J, at st. George a Church (upetairs>, 51 Centre St. S. For more inormation, oel Debbie at 571-5452 or Ron at 723-1699. BA1JGM1S SUPPORTERS The Glasgow Rangers Supporters Club, Whitby, meets on alternate Sundaye in the' Regal Room, Centennial, Building, 416 Centre St. S., Whitby, from 1 te 5 p.m. New members welcome. Next meeting je Aug. 18.. For more information, oeil Jack at 686- 9611 or Bill at 404-0809. TEA DANCE A tea dance will be held at the Whitby Seniors' Acti- vity Centre on Friday, Aug. 16, with a barbecue at 12:30 _p.m. and Joan and Donald Bell providing couin- try music and lime dancing at 1:30 p.m. WORKSHOP8 A series of three invest- ment workshops for women will begin 'Wednesday, Sept. 4 or Thursday, Se pt. 5 at 'Edward Jones ?5,0 * ig St. W.Oshawa. here 1"Consideran v Alternative" BIESCHOOL Hebron Christian Reformed -Church, ,407 Crawforth. St,Whitby, will offer vacation bible echool, Aug. 12-16,* 9 to 11:30 a.m. To register or" for more advertisement Takng hage of ourFnnca uture Uncertainty a concem 'lit oflen surprises me how little time people spend thinking about and planning for their financial future. At the risk of sounding trite, 'd say that there are those who spend more lime planning their vacations than they do planning their retirement". This is a concern for Corinna McKnight of Integrity lnvestments of Whitby, she fèels that in light of looming govemment deficits, inflation, the uncertainty of the availability of govemment pensions in the future and the increasing tax burden on the individual, astute financial management is absolutely critical to'one's quality of Ife down the road. The impact of inflation on one's savings, just as one example, is easily demonstrated. For every percentage point an investment portfolio grows, il must be adjusted downward to account for the erosion of the purchasing power of the dollar. If for example, you eamn $40,000. per year, in ten years you would have to eamn $59,21 0. to retain the same purchasing? power you have today, assuming an anhual 4%/1 rate of inflation. In 25 years, that amount would rise to $106,663. Integrity Investments can help make the difference Coninna offers a variey of services and professional advice ranging from portfolio management to tax reduction strategies 10 estate planning. As Canadians have less and less time available for their ever more complex legal, financial and tax affairs, this service is becoming increasingly valuable.g Whatever their financial situation, or level of investment experience, Corinna works with her clients to assess their personal objectives and recommend a strategy that's right« for their needs. Corinna says."Having spent the past 8 years providing financial planning advice to clients, N'e found that what prevents many people from taking control of their financial. destiny, is skepticismn and fear. 1 will help to dispel those fears by providing the information required. 1 encourage clients to ask questions and take a thorough approach 10 investment planning". In selecting financial products for an investiment plan, Corinna has access to the more than 900 mutual fund products that are sold in Canada today, as welI as individual stocks and bonds' which means her clients receive considerable advice on the full range of investfmients. Many potential investors work with a representative from a' ban o trstcompany, à nd as a result only receive advice on the very small range of fdssold by ' hat institution. However, as a full-service ' Cormnna McKnight financial advisor, lntegrity lnvestments offers up-to-the-minute market advice and a commitment to ongoing client service that extends weIl beyond the initial purchase of, a mutual fund, stock or bond, and also includes Ide insurancei, disability insurance, group and health insurance through roughly 200 insurance companies in Canada. Unbi"ased financial advice After graduating from the University of Toronto, Connna worked with a major Trust Company and has training and experience in portfolio management, retirement and estate planning. But, Corinna felt the need 10 take service one step further, "In as much as banks and trust companies, have many produots and services, 1 came to realize that not one company can objectively address'the complete investrment, estate and insurancerneeds of their clients. As an independent Financial Advisor, I offer complete financial planning services. M y objective is to provide my cliente with unbiased financial adice. My clients enjoy detailed planning as well as a hands on approach 10 portfolio ma nagement 1 review portfolios regularly and onîy invest with my client's objectives and best interesis in mmnd'. Corinna invites y ou 10, contact her at (905),665-8686 to arrange an indMvdual consultation to discuss your financial planning needs,- or if y ou are interested in her Basic lnvestment Course which covers everything you everwantedý Integrity Inves ents 011 11, go ig 46 Hendersoil Drive, Mlitbye Illi.: 665-8686 e F ax: 665-868() i