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Page 8, Whltby Free Press, Wednesday, August 28,,.1996 Another Saturn dirive-in partyrI The second annual Saturn Drive-In Reunion will be heid Saturday, Sept. 7. Last year, about 39,000 Saturn owners attended the -arty at 30 theatre locations acrosa Canada. Local Saturn owners, who have already been issued invitations, wiil go to the Mustang Drive-In in, Peterborough for this year's event. There will be a barbecue, entertaininent, "tech talks» and car clean-ups from 3 ta 7.l.at Motarcýity Saturn, Whitby, on Sept. 7 then a covo eaving for l~e Mus- tnat7 p.m. Pit stop -in Whitby B.J. SHALL polishes Up two of the race cars, one (Ieft) owned by television star Jason Priestley and the orner (right) by John Kohier, which competed in the International Motor Sport Association (IMSA) races over the weekend at Mosport The two cars were,,on display Aue. 21 outside Exotlc Collectabe :Car Company in Whitby._ Photo by Mark Reesor. Whlthy Fr.. Promu Gembird*s'flying high in POPularity W, -1 1 By Mark Reesor L a i C e SCustomers are flocking to a downtown Whitby jewel. lery storèp to get thefr own <Gembird. )/A /01h'lThe 'birds' are hand-car- ved from semi-precious Main ffic - Witbyatones such as ruby and 1117ilhjade, says Gems Customn , Jewellery co-owner Rai ph u Schroetter, and assembled entirely by hand., Branh Ofice- Pot ýPrryEach *one is unique and can be made in s«izes fromn 2W one inchu to two feet. u (W5)ý«')-4()(Gembiýrda -are 'becoming very popular among collec- PERSONAL' totaeBack tkShoeiCOPTR Fep s 1 c0flisl C..luail. p C G.X IPC W.FX ProoesohW endule hMWufNndwa M&Moy 16sM5RM#M1R"M Cwm e25fR p(p.incadi. non@e (exp. b512k) ftud*fr l1»" NOp..d ton No 4pw Floppyéf*nw L46hghmky lhigIsdénoity CD ROM dM # X4poed aX£.MW cDIoinvIu 3iksdud non Stemuoimdcaof Cmaw LabsAbW32 ID-bitZoltx 164ft SpeakrsAnWfifide«erÏfM AupONd.xtma Y*wd. el A7Mch64 - 1M PaSMA - 1me RO&diocai FA UoelMwr FI ,.è.r FaJLduanmdem U00bp33«00bpi Voke mail Vu V Au OPCu bufias AU«G ftodton J ywpaib & lbour vaumeXt>Mtynron-site seimo Iemflet ywW, fiNouOft Ezpw moumo àmois, P04 .w*,dvo.s k.>*oard On-bmd iPOGM E oeou futh Niu ed"sWfuà bpoeaD.pof 100 MHz Pentlume proceaeor OWIY SOU PmnmoinSi - lum, 120 MHzPetu*pou r 133 MHz Pentium* processor 150 MHz Pentium* proceaaor 18 MHz m ntlmum* proceseor I-r a"pr*" aICC /- 100 MHz Puflum* processo 120 MHz PenhIum* proceeSo 1 33 MHz PenhIum proc»Ose IPc oeiPxa Oe.x op -t bbcheInd uivfims ftwme UO. ON THE SPOT N. ~ STARTWG PROM LPER MONTH MJo'osftWmndom 95; wm*s 39X Money 3$. Fls, Ent«toilnmt Pac* sSnes.Enaw. 6,Dangem rou m uGoit'. Gamw uSeper. and amksft ~ Wdom 95 SUM i ru Mkmooft Wnins How àWMy, pm.. Io.d don M hadé R« CSXaIo Indudu3 CM Mde CDIr IPC PersanalL49frjip àare buk in Canada by: 30 Mcocanputia. Tua l kialdaL-goand PaUmmarerdmk ik ooaaio h P kg aabdni c 0koe u1 Ca ouUdpi Psai eiUWRVIoei aLiW d dii a a ou UeFmse micammdm nse » ayl irugirasarsaCsaa tor, epecally among the Roal Dulton crowd, and as gfs corporate awards and .ncentives. "IWe have a 1-800 num- ber, we ship to, the States, we recentiy slupped one to a government office in Newvfoundland for a retire-' ment gift. «We ve done work for Fal-, conbridge Mines up in Sud- bury and 'the piece we did for them ended, up in Utah... Durhamù College is usingý them as 25-year anniversary and retirement Pce can range from $19 up ta thousandi of dollars, dépending on the size and materiai of which, the bird is made. Schroetter and co-owner Rita Osborne are able ta exhibit the birde at rock and minerai shows other manufacturera 'can't get inta 'because they're 80 di-f. ferént and unique, » he says. They met the carver who originated .Gembirds in Tucson, Arizona and im- mediately bean developing the trademark. They no* own the North American rights ta the name, are the exclusive dis- tributars for Canada and are working hard ta deve- lop the Amnerican market. Confidential Documfent Shreddinç *High volume equîprnent wÎl reduce your shredding cos * *S.ecure Iocked containers at no extra cost *Bonde d drivers *1000of paper is recycled *Certificate of destruction *Volume discounts avaiable year-end, clean-outs CAIL ifNOif (905) 427-3605 (Derrick) WASTE SYSTEMS I. t Mfany people inveet money in GICs because they 1feel it is a rlsk-free investment. That is true if the only risk being considered js security of capital in, a relatively short time frame. The risk associated with GICs la the reality'ofhËavng a very low real return. For exaznpie, a GIO earnlng 6.5 Per cent yields only 3.25 per cent after tax (assumng a, 50 per cent tax rate). If Inflation were three per cent, then the reai return alter taxes and Inflation la a more< one quarter per cent. *The, other majior risk asisociated with, GICifs the inability to acceas your fonds should you need thomn or a botter opportun!tY arisies. You genora]ly got the boit, rates by locking in for five year - but that also means you can't touch your money for the nextfive yeara. 1Thevaue, and returns of mutual fonda areë deflmnteiy not;flxed. They fluctuato on a regular basis, both up and down. In fact, many of the top- mutual, fonds undorperform GICu 30 ta 40 Per cent of tihe Urne and even show a negative return once every four or five years. Depending oný what the mutual fund invests in, the riskcanvary dramatically.For exmple, a utual fund investing in a broad, range of industries &round the world will be less risky than a fund that investi offlyin Canadian gold mining companies. Both fonds mlght show the saine average return over five years, but the global fond- la more likely ta, be ýquit. consistent while the specialty fond may have had po returne except for one '%t the jackpot" year. ThatheS;rlak aide.. fIe'reward aide is that when the fonda do outperform, the GICa, it ia usually by quite a wlde margin. So if you froat a muftzal fond like a flve-year IOC, mont tlmes you will bé pleaaed with your resulta. The longerï you hoid a mutual firnd, the legs risky it becomes. How much should you invest in GIOs and how much ln mutasfolfnds '(and which mutuml fonda)? T hat really, depends on your personal situation. A proper balance needa to be achieved. GICs are great for Se.curity and for arnounts you expect to use in the next five years, As -you start tu look longer, terrn, the advantages shift to muta fonds. The beat suggestion isforf«you ta ait down and establish some short- and long-term goals, for yourself and decide what level and types of risk you1 can sleep with. If you need help with th", or wlth >tryng to understand which fonda are moot-appropriate for you, call an WnePendent financial advisor. Derek Dutka ia an independent'financi a nner in Oshzawa. 1