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THURSDAY, JULY 29, 1937 ThE CANADIAN STATESMAN, BOWMANVILLE, ONTARTO PAGE FIVE TIVENTY-FIVE YEARS AGO From The Canadlan Statesman July lSth, 1912 Bowmanville a City?-Mr. War- ren.îJH. Manning, landscape arch- itect, Boston, Mass., was in town Monday with Mr. C. H. Carlisle, manager of Goodyear Tire & Rubb~. Toronto, and Mr. J. I Mo~ylocal manager of the cenwany, mak.lng a general sur- Ivey of the town with a vew to its Jayout as a city. Mr. Carlisle told The Statesman that if the town or its citizens will only provide the houses and modern waterworks and sewerage systemis that he will guarantee ta employ an addition- ai 400 men each year for the next five years; that is, he will ad 2,000 additional o their present staff which wauid mean increas- ing the population of Bawman- ville about 8,000 people by 1917, over and above the natural in- crease. The housing and water problems are the anly obstacles in sight now. The hosptal: J. H. H. Jury, Pr7esident; J. B. Mitchell, Vice- President; John Lyle, -Qecretary; BRIGHTEN UP Before doing any painting or decorating you are lnvited to secure ourprices on these Unes of work Honse Painting, interior or Exterior. Roof Work, ail types. Floor Finishing. Store Fronts, Paper Hangi.ng. Sohool Decorating. Cernent Floor Finishes. Why not have your premises brightened up in time for the Reunion. J. H. Abernethy Phone 431 Bowmanville1 mr ROYAL THEATRE Bowmanville Thurs. - Fri.' - Sat. _July 29, 30, 31 and "Sworn Enemy" Matinee Saturday 2.30 p.rn. Mon. - Tues. - Wed. Auguat 2, 3, 4 James Stewart and Simone SAmone in "Seventh Heaven"y News and Coniedy Matinee Mon. and Wed. 2.30 p. Thurs. - Fri. - Sat. August 5, 6, 7 DOUBLE FEATURE and Heather Angel in "lBulldog Drummond Escapes" Matinee Bat. 2.30 p.m. flew olficers of Hospital Board F. J. Mitchell, Treasurer are the with Messrs J. W. Alexander, J. J. Moriarity and C. Rehder, direc- tors. Thase passing High School En- trance Exams:- Louise Hardy. Catherine Wai-nica, Elgin Varcae. Belle Caurtice, Lepha Dancaster, Meleta Hoar, Pearl Luxon, Myri-Ve Moore, Harold Jeffery, Edgar Scott, Elgin Higgins, Marguerite Ramsay, Willie White, Thos. Hug- gett, Elva Mercer, Elmer Plun- keVt, Bessie Crago, Frank Cryder. man, Rena Roiph, Ruby Br-agg. Willie Lndsay, Foster Snowden. Frank Johns, Roger Bird, Breta Higglnbotham. Wrn. Quick. Hlgh Schooi Notes: The lst foi-m writing prizes lai- 1911-12 have been awarded ta Aichie Mingeaud and Vernon Baker. ,Six former students are ranked amang the successfui candidates for teachers' certificates at the Normal Schools: lia Gouid. Lyla M. Osborne, Kathleen W. McGili, Greta VanNest, Ethel M. Johns, Mms. W. N. Brown Vida A. War- dlen. These candidates passed the Lawer School examinations for entrance into the Normai Schools and Facuities of Education: Hel- en L. Johnsten, Maiion M. Van- Nest. Roy W. Warnica, Alice G. Werry. Dr. James L. Hughes, Toronto, was chairman af the Dominion Day celebration on board the "Royal George" ci-ossing the At- lantic. Premier R. L. Borden was one of the speakers. On the seas as on land Durham boys lead. Mi-. Norman Aflin, Newcastle, had a successful barn raising. The1 bar-n is 44ft. 6is. x 83f t. ains. W., Mai-Vyn. Orono, is the builder. 1 Mr. C. Rehder, President andj General Manager of the Bowman-' ville Faundmy Ce. having sold hisj esidence Vo the C.P.R. has bought1 Welington and Elgin Sts., from1 the desi-able building lot corneri Mr. Peter Murdoch. Mi-. R.ehdem has let the contract ta Mi-. Wmn.e Brock for the erectien of a fine1 brick residence.1 Marrlage--Te--y-McDonaid, att Vhe residence af the biide's1 motheî-, Mrs. Wrn. N. McDanald,1 King St., EasV, Juiy 9th, by Rev.t H. Muni-ce B. A., Mr-. A. Walter Terry and Miss Jessie A. McDon- aid, both af Bowrnanville. Ennskilen- The social was quite a success with a pi-agi-arnj given bý,' Rev. W. Higgs, Tyrene, Miss Starle, Markham. and Mrs. John Baker, Solina.f FIFTY YEARS AGO From The Bowmanvile News July 2th, 1887 Entrance examinations: Baw- manville-Alpha Eastwood 489. Fred Hoar 415, Gea. McKeowan 392, E. G. Parks 523, Frank Peth- ick 425, F. Windsor 378, Phil- Lippa Alexander 398, Bella Allen 454, Winnie Bleith 628, Mabel Bor- land 509, Lottie Brimacombe 438, Bella Metcaif 521, Ethel Moi-is 518, Lizzie McLaughlin 424, Bella Prower 532, Bessie Raynes 550, R. Davidsan, teacher. Mi-. Ed. Haggith who hasbe on a bicycle tour threugh London, Exeter, Brantford and Toronto visiting friends has ieturned look- ing hale and hearty. He also brings with him a new War-wickc bicycle. Newly eicted officers o! A.O. F., No. 6000, are: C-R.-Bma. N. S. Young, S.C.R.-H. J. Weeks, P.C. R-ýE. Haggith, S.W.-L. Mun- son, J.W.- J. Rowe, S.B.- D. Lockhart, J.B.-T. Lyle, Sec.-H. Kenner, Treas.-L. Jollow, Sur- geon-A. Beith. Newly elected oflicers af the Royal Templars: Select Council- lr-Jas. Gale, Vice C.-W. H. Williams, Past C-M. A. James. Chaplain-Rev. J. Whitiock. Hec. Sec.-,S. C. Jeweli, Pin. Sec.- J. MeMuitry. Treas.-.J. H. H. Jury, Herald-John R. Windatt, Guard -W. CaVai-, Sentinel-John Ir-- vine, Deputy Heiald-Mrs. North- cuVV, Medical Examiner-Dr. Mc- Laughlin. Accident-On Thui'sday a! er- noon Mr. M. Cryderman met with a severe accident while working at a saw in the D.O. & P. lactoi-y. while cutting some material, lie put out bis hand o remove a splinter, but at the moment was seized with a dizzy sensation and his lel t hand caming in contact with the saw, he third linger was ipped ight through and the cords and tendons of the hand cannecting with the first and sec- ond fingers were cut al Vo pieces. HAydon-M.rs. Jas. Hawkey and Mrs. John McLaughlin started their littie Maxwell binders lasV week and hey give excellent sat- isf action . .. Mr. Sam Bonathan, Newcastle, ok a trip back here on his bicycle on Sunday . . . If aur Pathmaster does noV f ix Vhe hole in the bridge a little west of here the council wihl have Va pay for another herse. Enniskilen-Ti-ustees of En- niskillen Methadist parson a ge have purchased fi-rn Mi-. Robt. Hanna, that comniodiaus resid- ence, erected and formerly oc- cupied by Mn. R. Sylvester. Rev. S. SalVon and famlly have remov- ed Va the new parsonage. Mr-. R. Hanna and famlly have again removed ta the f ai-m . .. Another of aur f air ones has left us. Miss Agnes McCullough, daughter o! Di-. McCullough, was mari-led on the 4th inst. Vo Mi-. G. B. Gardin- er', of the Post Office Department, Toronto. Courtice-Mi-. Wmf. Eversan's bai-n raising on Wednesday last was well attended. Mr. D. Pickle and Mr. S. Everson chose sides. the latter beating by one rafter. when cornpleted will compare f av- The bar-n is 104 feet long and orably with the best in the vic- lnity. . . Miss Ella Sanderson. Master Sam Courtice, Master John Courtice and Master Ed. Sanderson wei-e writlng for Third Ciass Certificates last week and the two foi-mer aise wrote for Second Class the week pi-eviaus. IN THE DIM AND DISTANT PAST EXPLAINS FIRE INSURANCE POLICIES (Continued from page 1) once you hiave read and under- stood one of these palicies there is no necessity to read each and every document. As te what constitutes a lire within the meaning af the Fire Palicy is a littie difficult Vo define in exact language, but I can per- haps give you a layman's explan- ation. The f irst hing is that iV must1 be a fire in the ordinary or popu-1 lAr sense, and not a chemical burming in a technical sense. There must therefore be some evi- dence of glaw or f lame of same- thing which is noV intended Vo be1 on fume. The scarching of ma- terial hung in front of a lire, for instance, is noV a fire lass. There must be what is sometimes caUed a "hostile" fire, i. e., a lire which has broken bounds and ignited something that should net be ig- nited. Darnage that is directly associated wth a fire is aise cov- ered, such as smoke damage firn a hlostile' lire and damage done by water used in extinguishing f ires. This associateci damnage mnust be of a direct nature and nat a consequential nature,' be- cause many losses are likely Vo be occasioned as an indirect conse- quence of a lire and these are notj covered by a fire policy. Other forms af poiicy can be obtained if these covers are desired. A man wha purchases a box of cgars and having smoked hemi Put in a dlaim for lire loss i.s much more likely Vo find himseif ar- rested fer ai-son or incendiarismj than Vo obtain payment of his dlaim under a lire policy. What is Vhe basis on which lasses under Fire Polices are ad-t justed? The main principle ofj iaw underlyring the whole contractc is that knawn as "Indenity." The intention of the policy is ta indemnify the Insured for the ac- tuai material loss he lias sufered, and under no circumstances Vo permit hlm te make a profit frorn the lire. To this end iV is neces- sary that he has what is known as an "insurable interest" in the1 ProPertY, - that is an interestc that wiil be prejudiaially affected 1 by the destruction of the praper-1 ty. Under a Pire policy he must therefore either own the preperty be esponsible fori- IV. In the event of ioss he has Vo agree wjth the in.suring Company,. u'sually through their Loss Ad-c juster, as Vo what is the actualr cash value of the propemty de- istroyed, and provided he has su!-i ficient insurance, and ah Vthe con-c ditions of the policy such as Co-e- with. he is paîd the actual cashc value of the damage. The Com-i Pany has of course the right to1 reinstate the property instead afj paying the meney, but this rightc i,, very seldom exercised. As Vo, what constitutes the ac-1 tuaI cash value of the property,v sometinies called the 'Soundt value," it is impossible Vo lay dewnc GET a hard-and-fast rule which would appiy in ail circumstances. As regards Buildings, the actual cash value la usually represented by Vhe cost of replacing with new mater- iais, less aliowance for deprecia- tien, because it wouid obviausly not be in accardance with the principle of indemnity ta give a new building for an aId one. This same pinciple applies to machin- ery and stock aise, but in con- nection with this there are olten many exceptions. The cost price Vo the Assumed is nat necessarily the actual cash value because for one thing the article may~ have been given him, or he may have purchased it at a greeV bargain which he could not, dupicate. The bargain price at which he obtained it is noV the actual cash value for the purpose of settling the lass. The Assured's selling price of the commodity is alsa noV the ac- tuaI cash value, because this lat- ter figure mepresents an anticipat- cd prof it on the sale, which la noV covered by the policy unless a special Clause is incorporatedc, which is- dene under certain cir- cumstances, agreeing Vo settle the loss on the selling price. Gener- ally speaking, however, if an As sured wants Vo cover his p>rofits there is a f orm. o! insurance known as "Use and Occupancy" or "Profits" insurance which cov- ers any loss due Vo interruption of his business, the Pire policy pay- ing solely on the indemnity pi-- ciple of reimbursing the Assumed an the basis of what 1V wouid cost hiru Vo put back the praperty in approxirnately the same shape as iV was before Vhe fire. Sometimes a Company meets what is known as "over-insur- ance" in the event of a loss, i. e.. where there is more insurance caried than the values present aV the time of the lire. Under these circumastances the Assured la net entitled ta coll.ect the am- ount af his poiicy because he would then be mak.lng a profit f rom the fire. The question is somfetimes asked as Va why the Comnpanies do noV satisf y them- selves that the value of the pi-o- Perty la theme, and issue then what is called a "valued policy." The answer Vo this is -that with hundrecis of thousands af pelicies out, the cost of valuing and keep- ing checked the values of ail the Properties cevered wouid be a trc- rnendously expensîve business, which would invalve payment of considierably higher premniums. Moreover, the values might change frem manth Vo month, and un- doubtedly would in the case of machinery and stocks. In the case af buildings too it is only in those risks where a lire occurs that the question. of valuies arises, and. if the Companies weme Vo undertake ta agree on values of ail the buildings in the Domin- ion of Canada aV the tirne the policy was issued, you cauld im- agine the practical impossibility of Vhis proposition. The Tariff Companies, of which I arn a representative, have al- ways endeavoured ta keep dow-n the cost of insurance as la- as is consistent with furnishing sound SPORTS FORMER ATHLETE ALMOST A CRIPPLE Now - Right as Rain" After Taking Kruschen Read this letter from an ath- lete, teiling how he abtained relief from rheumatic pains:- "My knees were so stif f with a kind of rheumatocl trouble that I could only rise from a chair with pain and difficuity. This had been growing worse and worse for about two years. It was ail the more galling because in my young days I had played for two count- les at football and heid my col- le-ge record for the 100 and 220 Yards. Naturally I tried ail sorts of embrocation, but with absolute- iy no percepitible effect. Then I decided to try Kruschen Salts, and to cut a long story short, I amn now as right as rain."-W.S.T. The pains and stiffness of rheu- matism are frequently due Vo de- posits of uric acid in the muscles and joints. Kruschen helps to stimulate the excretory organs to, healthy, regular activity, and so enables them te eliminate this ex- ceas acid from the system. insurance, and they have adways nmade it a principle to treat ail Assured alike and fairly, and if they undiertcook ta give one As- sured a value policy on, say his buildings, they would have to be Prepared Vo do the same for ev- eryone. Sometimes the Compan- les are asked to, and do, issue a valued policy on works of art which are specificaily described in the policy, but these cases are also few and far between because of violent fluctuations of the mar- ket for these commodities, and the fact that the Assured may inake a handsome profit out of a lire. For instance, a pîcture xnight bie worth $50,000 on inspection. but if it suiffered an accident through some cause or the other. or turned out later ta be of daubt- fui authenticity, its value might be onlly a fraction of this. and yet if it were burned the Company wauld be calie<i upon to pay the full $50,000. IV must be 'borne in mind in cannection with insurance that the Payment of ail lasses -and ex- Penses mnust corne out, of the pre- miums. and that if the Comnpan- les pay a lot of crooked lasses it must be charged back Vo ail of you in your premiums, and there- fore you are vitally interested in seeing that the insurance business is conducted on a faÀr and sound basis. (Vo be con inued) With a record of 50 years au a mont mati,- factory treatment for piles or hemorrhoid, you can pouïtively depend on Dr. Chasis Ointment To iead a dissipated if e may A busy tangue is respenisible for be called a kind of death. much idie talk. LOCAL SOCCERisTrs DEFEAT BROOKLIN Peter Bathgate Scores Trio In Most Sensational Game of Season - Score .3-2 Bowmianvilie Football Club went ta Bî-rooklin Park, Saturday ev- ening Vo play the best, real com- bination soccer game af Vhis sea- son. Prom the ime referee To)m- my Lyons blew his whistle for the centre off until the end o! the lasV 35 minute pci-iod every player af bath teama were right on their tocs. Dui-ing li-st hall the locais kept the bail within scoiing disance o! Brooklin goal but McCoy seemed Vo be able Vo geV hla hands on evei-y shot peppered at hirn. Then by hard pushing and Vricky com- bina ian the Bi-aaklin forwards barged thraugh and Di.sney made the li-st counter of the cantest. Af er the centre off the locais worked hard but were only an even n'.atch for the opposition un- Vil Peter Bathgate got his li-st chance o! the evening and scared an a long drive from right field. The only casualty of the game happened in the li-st haîf when Wilbur, former af Zion, now af Broaklin. got a nasty kick in the rnauth which laid him out and brought the bleod lao- a lew min- utes but he was able Vo retui-n Vo the play Broaklin again sVai-Ved the scor- ing in Vhe second half when Lade scored with a beautiful hard drive ta the iawer lef t hand corner. Twa minutes later Bowrnanville again t:ed the score when P. Bathgate planted his second counter down ln the corner where McCoy could'nt get aV it. By hard playing, but good dlean football, bath teams tried Vo break the ie, aking evei-y advan- tage VhaV came their way and iV was only in the last flive minutes that Bathgate dribbled Vhrough and scored the winning goal, the mast beautiflly placed goal af the garne. We can easiiy sec that Peter Bathgate has again got control o! that injui-ed leg as he played the most amazing game of his soccer career. And the boys are con- f:dent Vhey can ake Claremont. who have -noV lost a garne this season, his corning Saturday night at the Bowmanville High School campus. Uàne-Up- Brooklin- MDCoy. Nes.bitV, Vip- iii, BaVVy, Lade. Bradley, Wiibur, Dehant. Gi-av. Disney, Haliday. Bowranville- Gilbei-t, Clar-ke, Lobb., Graham. McKnight, Mur- dock, D. Bathgate. Aluin, Bates. Wilson, P. Bathgate. Referee-Tomrny Lyons, Osh- awa. DOMESTIC SHORTENING m *aaaaaaaaaaa a k Good Size PRUNES -3 b .25 Palanolive SOAF 2 Cake Concentrated Super S.s19 Cowan's Perfection Bulk COCOA - 1-lb. tin .25 ICING SUGAR - lb. .09 Frcshily Salted Shirriff's Assorted PEANUTS- lb. .10 JELLIES - pkg. .05 PEUT utr2 b.2 Harry Horne's 13-oz. Bot PEAUT uter Is. 25 PUNCH DRINKS - .25 Singapore Sliced 19-oz. Tins PINEAPPLE - tin .10 Fancy Pack Fancy Keta LOBSTER - '/2'S 3 SALMON - 2 tali tins.1 FLY COILS- 3 for .05 10 1-2 oz. tin tin Tomato Juice - - 5c FOOTBALL FINALS CourVice and Clarke football \fn teams are playing off the finals on Saturday, July 3lst at Clar-ke ~ Game caUed for 6.15 p.m. sharp, Standard Time. Return game at Zf Courtice August 7th. STORY on Chevrolet Value! CH E VROLET for economical transportation These Pricea Effective Until Sat. Night, July 31st Libby's Pork&eBeans 3 2Tin.25 maxwell Houae COFFEE - 1-1b.Tn33 Standard No. 4 Sieve N. 2 PEAS .3 Tins22 AYLMER CHOICE-WHOLE RIPE 2 26-o. TOMATOIES 2isz 23 Tmn i-lb. ~4-lb. * 9 Pkg.m1 THE INSIDE You step through wider doors 0 0 sit in wider seats ... have more - leg, head and elbow room . . . with une qualled quai it y features . .. and the strongest, saf est .41-Steel Bodies in the lowest price field *..surrounding you! "FiRT luurycar of 10w price!" . .. that's what motoriste say about the 1937 Cbevrolet. ii~ No other car in the lowest price field has such ~ attractive lines-such graceful beauty-such stunning colors-such fine upholsery-such I tasteful appointments-so many interior con- veniences for your comfort. And that goes a long way to explain why Chevrolet is today's fastest-selling automobile! Chevrolet's exclusive Unisteel Turret Top Fisher Bodies are mounted on a longer, 112¼/- inch wheelbase. They are bigger, wider, roomier in ail ways. Floors are flat both front and rear.' The famous Fisher No-Draft Venti- lation i8 a buiît-in feature. Every inch of glass is high-quality Safety glass. And, as everybody knows, Unisteel Turret Top Fisher Bodies are ail-steel, ail-suent bodies -the safest and quietest known. Look inside as well as outaide--compare the new perfected Hydraulic Brakes-the *Knee. Action comfort-the unequalled.Valve-in- Head economy -and you'll neyer take le8ss for your money than you get in Chevrolet ... and Chevrolet alone! *On Master De Luxe Model.. Phne250ROY NICHOLS CUTC Naster 2-Passenger Business Coupe dehivered ai tactory, O,hawa. Gorernment taxes, litoensd frnighî eds:onal. <Pricos sub ici 10 change vu/tous notice.) Mous/t/y t'aYmenss I0 suit yosir parte on t/te Generai . M mualh.- TIIURSDAY, JULY 29, 1937 TIIE CANADIAN STATESMAN, BOWMANVILLE, ONTARIO PAGE FIVE ý-iâ7 . 1