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r-AGE SIXTHCA DINSTE AN O ANLL.OTROT RSA.MR 2'h1f4 Eo!aryClub (Continued fron' Page One) Qualiications It should ha for legtimate bus- iness purposes and profitable. 4. The amount of credit must be in proper proportion to the borrower's capital, particularly to the part represented by liquid as- The Annual EASTER' DANCE WYLL BE REL» IN NEWCASTLE Community Hall ON4 FRIDAYI APRIL 2 Roy Forraster's 7-place band DANCING AT 9:00 P.M. Admission 50C PER PERSON [sets, which must, of course, pro- vide a fair margin over immedi- ate liabilities. Fixed charges' should flot be unduiy heavy. 5. The. future of the business must ba considered in the light o! probability of continued demand for the product or commodity Ldeait in and provision must ba !made ta ensure cantinuity of >competent and aggressive man- agement. 6. Location of premises should ba suitable ta nature o! business, having in mind economy of op- eratians, which includes costs, raw materials, labor, power, transportation, taxes, insurance, etc. or Nota' tendency to over-trade last minute requests for addition- ai advances of which the bank h ad no previaus knowiedge. r8. Inventories must be in rea- sonabla proportion ta turnover and the goods, which should be valued at the lower of cost or market. Oid and slow maving stock' should be writtan down. 9. Fixed assets should ba writ- ten down ta their real value. 10. Bank boans should show satisfactory seasonal fluctuations and should flot take on tha char- acter of permanent investment in business. Trend ef Loans Another point of interest is tha trend of business over a period o! tima which is usuaily more im- portant than a good showing for one year. There are, of course, different types of! bans such as: Fully secured boans against ne- gotiable collateral, stocks, bonds, cash surrender value of life in- surance. Personal or monthly payment boans, non-business loans. Strictly business loans. Farm boans for general purpos- es, livestock, operating expenses, etc. 1Farm improvement loans; live- stock, capital expenditures. EMPLOYERS MUST OBTAIN NEW UNEMPIDYMENT INSURANCE BOOKS Ail Unemployment Insurance Books now in use expire on March 3lst, 1948. New books will be issued by the National F-mployment Office to employers, but only when aid books are completed and turned in ta the Office. Employers are urged to exehange Un- employment Insurance Books promptly at March 3lst. Penalties are provided for failure to comply. UNEMPLOYMENT INSURANCE COMMISSION xC. A.LMURCHISON, Commis,,,oner. j. G. BSSON, Chie I Commiss.one.. R. J. TALLON, Commussofer. h i UIC. -; j YOU'LL SAVE MON EY a.0. THIS SPRING! ...By Having Your Last Year's Topoat Cleaned This "Setter Way", SANITONE SERVICE GETS OUT MORE DIRT! Tes. our Sanitone Service realli pays for Itsel!. Tour old coat wyll look like new again. The original tee! of the fabrie in restoeda, and colors are brought back te lite again. Try l todayl qSIVlil N 50 MILL ST. - PHONE 2520 Oshawa Laundry & Dry Gleaning COMPANY LIMITED rlhone Zenith 13000 Oshawa 1 Sidelights 1 cain remember heing in Sar- nia on the border when F.E.C. was enforced in 1939. On this ana day I had carefully axplain- ed ta, this lady wbat she could and could nat do under the con- trai when I was asked if I were nat just trying ta ha nasty. How do the banks operate? They carry on their daily busi- nes by contact with the public largeiy thraugh their many bran- chas and agencies spread i n g across the country. Their depos- its are raceived, boans ara made bis of exchanga are discounted, foreign currencies are bought from and sold ta custamers, fin- ancial service and advice is pro- vided. Together with the branch- es and performing co-ordinating and supervising functions are the main branches, the district super- intendants and the head office. Main branches are found in thir- ty-three major cities across tha Dominion. Also the majority o! the banks divide the country in- ta districts or provinces, cach o! which is in charge o! a district suparintendent who is responsibla for the branches undar his juris- diction. Over ail this each bank has its Head Office which super- vises and decides matters o! gen- eral poiicy. Business Visitors o! the day included two Rotarians, Andy Gillespie, Osh- awa atid AI Kitchen, Biyth, Eng- land, who has joined the staff o! the BT.S. Birthday flawars feul ta Len Elliott, Dave Higgon and George Moody. Lin Mitchell reported over $650 cash ta data in the Easter Seai Campaign. President Mal Dale, of!iciated in an interesting pres- entation ta four membars who have joinad the Baby Sitting Club -George Chase, Len ElliaIt, Lin Mitchell and George Moody. The 1 latter drew the spotlight o! the daîr.j Keith Slemon, with Dave Mor- rison at the piana, led in a sing- sang. Lin Mitchell moved the vote o! thanks ta bis colleague ino Rotary and rivai in banking, faor a splendid lecture on finance and credit. WeeklyNewspapers (Continued from Page One) status and functions af the home-1 tawn papar. The editor wvas des- cribed as an individual who par - sonified the paper and was a key figure in the community whosei advice wvas frequently sought iamong people p! ail walks o! life. The nature or his work led teaa keen interest in evary cammunity undertaking and not infrequently ha was called upon ta taka off ice in public positions. Usually inde- pendent in outloak bis editorials were conceived in the hest inter- Community News Scenes wera shown o! the gath- ering o! news for the weekly is- sue. News o! the counicil, the hos- pital. the chamber o! commerce, the service clubs, the sehool. the church and all the local happen- ings that make the weakly the most closaly read paper ini the land. Mail coming in from rural correspondants was read and ed- itad ta bring oui the highligbts o! the countryside. And history was written in the births, marriages and deaths reported wvîth st6ries and obituaries year aftar yaar. Encouragement ta youth was depicted in viexvs of parks and playgrotinds sponsorad by the la- ,ai press and the golden xvaddings o! the aged were written with all their intimate links with more se- date and steady times. Crime was seldom featured but the story for the struggla ta preserve freedom during war was tld in posting the ]ists o! the fablen, praising their great self-sacrifice. The tempor of!1 tl.a film and the comment march- cd right along ta a composite oic- turc o! a truly great institution, tha humble weekly press. Later Showings This account is ail tao brie! ta give any sort o! !aithful descrip- tion o! tha film in its entirety or the beautiful setting in which it was created. Il bas ta lbe seen ta ha appreciated. It will ha shown in aIl local centres as suitable ar- rangements can be made. We have! omittcd mention o! the mechan- ical viaws and the importance o! advartisîng as carried in the weckly. In round terms the weak- by was dascribcd az "a latter from home; a friand that cames ta chat; an agency that makas for the full- est and hast in dia cammunity Lie1 o! the nation."' Close to the >leofle Vernon Knowles, Public Rab - tions Advisar, Canadian Bankars' Association. voic(d the apprecia- tien o! the gathering for the show- ing. He said that the waekly press -,ras ana of the surest and greatast forces in the nation in repellîng any threat to the freadom of the people. It stood for a real and free way of life. Ha described the assential differenca betwaen the daily press and the weekly press with the essential balance in favor a! the weeklias for they existed and served close ta the people. With this in mmnd ha suggested the great values ta be found in ad- vartising in the weeklies whose readers wera the bast customers for the praducts and services of industry. Loans under Section 88 of Bank Act bath for the farmer and for manufacturing. Section 88 of the Bankc Act per- mits bans to be made on the se- curity o! goods and merchandise in the possession of the custom- er and under the Farm Improve- ment Loans Act of 1944 against Stock and farm aquipment. The banking system of Canada is s0 comprehensiva that it would taka volumes to cover it praper- ly, but 1 have endeavored ta tel you a few of the outstanding points. Fine Banking System I think you will agrea with me that Canada bas a banking sys- tem of %which we should al ha justly proud. They endéavor ta give the pub- lic service at a minimum of cost which 1 do flot think has risen with the general increasa of ta- day. The country is served by 2,675 branches throughout the Donminion with an investment in bank pramises of $70,100,000 on which they pay taxes. I believe a plug for the staffs should ba mentioned at this time especially during the war years when they were called upon ta perform many duties not conneet- ed with banking such as the Vic- tory Loans, Foreign Exchange Control Board and Coupon ration- 'ig. Ail of which bas meant much extra work. Repaire for any make sewing1 rmachines. Frae estimatas. Electrie Machinas avallahie for rent or sale write or phone SINGER SEWING MACHINEý COMPANY 47 Walton St., Port Hope Phone Port Hope 1015W (Our represantative calis ia Bowmanvillo every Thursday)j BA BY S.C. WHITE LEGHORNS BARRED ROCKS WVe oparate a breeding farm not a commercial hatchary. AI hatching eggs produced on aur own farm. 100% dlean blood-test Fabruary and March pullets make hast fali producars. Orchlaud Farm H. J. BROOKS Bonwmanvllle Phone 2636 3. Donald Prescott, Durham 736 4. Stewart Rowland, Durham 5. Samn Turner, Durham County 6. John Morton, Durham County 7. Keith Cr8go, Durham County 8. Harry Douglas, Hastings Ca. 9. Lawrence Evans, Ontaria Ca. 10. Gardon Way, Prince Edward 13. Charlie Peacock, Durham Co. Other members o! Durham Caunty were Kènneth Whitney and Allan Sheppard. Prize IVinners ln the Individual Classes Classes (twa bushels registered grain each). Fali wheat -Archie McCaok, Northumberland County. Oats-lst, Roy Werry, Durham County (team member); 2nd, Lawrence Evans, Ontario Coun- ty. Barley - Ist, Donald Prescatt, Durham County (team member); 2nd ta ba gnnounced. Red Claver-Bruce Boyington, Hastings County. Alfalfa-Don Merrili, Northum- berland County. Weeds-Chas. Peacock and Sam Turner, tied, Durham County. TOUR EYES' Eyesight Specialist Disney Bldg. (Opp. P.O.)I Oshawa, Phone 1516 Durham Jr. Farmers Win Warden's Trophy l8ih Consecutive Year On Friday, March 19, fifty-one Junior Farm Boys under twanty- three yeéars o! age, !rom seven counties, Northumberland, Hast- ings, Ontario, Durham, Prince Ed- ward, Peterboro, Lennox and Ad- dington, took part in the Quinte Seed Judging Competition at Pet- erboro. A. H. Martin, assistant director of the Agricultural Re- presentative Branch, Toronto, was in charge o! the competition and the compiling of the records. Each county 'was entitled ta enter tan boys with the three scoring boys comprising each team. The Warden's Traphy for the high team was won by the Dur- ham County boys for the eigh- teenth consecutive year with a score o! 2,221 with Prince Edward 1County second with 2,073. Pet- arbora and Ontario Counties tied for third with a score of 2,072, folbowed by Hastings, Northum- berland and Lennox and Adding- 'on. The Durham team members were Roy Werry, Beverly Gray and Donald Prescott. E. A. Sum- mers, Agricultural Representa- tive, who coached the Durham boys is naturally proud of their showing. The first twenty boys received cash prizes and the high boy in eacéh class. iwo bushels of Regis- tered grain. The winning team was not eligible for grain prizes as each has already been awarded a1 similar grain prize. Standing 1. Roy Werry, Durham Ca. 746 2. Beverly Gray, Durham 739 EXCHANGE NECKTIIES! Send us 1-s ties you are tired of plus only $1, then receive promptly saine number of handmaomely cdean. ed DIFFERENT lies thru: NECKTIE EXCHANGE P.O. Box 234-8 - Oshawa BEFORE SELLING LIVE PGULTRY T RY M E MY PRICES «ARE HIGHER M. Fiait BETHANY R.R. 1 Phone 7 r 13. Reverse Charges Y CO U can stop moth dam- 1age in your home. As author- ized Berlou Service Dealers we give you a 10 year guar- antea. If Berlou fails - - - if there is any damage, we pay the bill. Why not let us mothproof your blankets, carpets, rugs, garments, upholstered furni - ture and furs? Berlou Moth- proofing is colorless. odorless and stainless. The cost is small. A man's suit - - - a woman's dress or coat ,an be mothproafed for 10 cents a year. Any material mothproofed with Berlou re- tains its original softness. Remember -- Berlou profes- sional mothpraofing protects you for 10 years or we pay the bill. Dowmanville Cleaners & Dyers 77 KING STREET WEST jPhone 520 for Pick-up & Dellvery SILVER WEDDING MR. AND MRS. RUSSELL , MeLAUGHLIN Mr. and Mrs. Russell McLaugh- lin were taken completely by sur- prise on Saturday evening, the eve of their wedding dey, March 14. when their relatives and neighbors numbering around fif- ty gathered at their home. A corsage of carnations was pinned on the bride's dress and a buttonnaire on the groom's la- pel. A three-story wedding cake was placed in the centre of the table. Later in the evening, the couple were called to the front romr and Wm. McLaughlin read a short address and Herb Mc- Laughlin and Fred Griffin pre- sented themn with a tri-lite floor lamp and a lace table cloth, and a silver butter dish from their two grandsans. Bath the bride and groom responded expressing thair surprise and appreciation o! the gifts. The evening was spent playing cards and dancing. A dainty lunch wvas served and guests de- MeIiis DSRS i ChiId's OoId I/i'mnotratss V 't iates dheap Into bren. chutand back sur. cei&i tubes with laces like a warm. 401e0181 scothlng lng, comfortlns medicinal vapon. poultice. This effective upeclal Pene- trating-altlmuflatlng action works for hours durlng the nlght to relieve distress of colds while your littie ona aleeps. Pesults are so good olten by mominlngmost mlseryr of the cold I reUieved. Ty I K IWATCH REPAhIRINGI for satisfaction reasonable prices Brlng Your Watch To Us ALL WATCH REPAIRS GUARANTEED For One Year MAINSPRINGS INCLU]DED MARRIS JEWELLERY BOWMANVILLE 43 King St. W. Phone 463 Plumbing Rot Water Heating Repairs Agent for .il-O-Magic 011 Burners Installed in Any Type of Furnace Jack Drough Phone 2384 3 King St.W. ONE 0F THE MANY ]FREE GIFTS ai F. F. MORRIS C0. Anniversary Sale Lamps, Spring-filled Mai.tresses, Bedspreads Plaie Mirrors, Bridge Sels ETCETERA GIVEN AWAY MITH EVERY CASH PURCHASE O F CHESTERFIELD, DEDROOM OR DINING ROOM SUITE March 25th - April 3rd der of the evening. Some very parted wishing Mr. and Mrs. Mc- smart pencil cases were completed Laughlin many more yaars o! Singing o! "The Lord's 'Prayer" happy married life. and Taps brought tha meeting to a close. Thare will not ba a meeting on Girl uideNews March 29th. The following week. Girl uideNews April 5th will be Leathercraft again. Remember your scissors Ist Bowmanville Ca. o! Girl pencil, ruler, girls! Guides met Monday cvening, Mar. 22, under the leadership o! Capt. As many as 6,000 lives could Jean Devitt and Lt. Florence be saved this year in Canada by Sweete. Rail cail and Inspection were follawed by Horseshoe form- early detection and treatment of ation for the Guide Prayer and cancer. Suspicions cf cancer singing "God Save the King." should be made known ta doctors Leathercraft took up the remain-j immediately for effective contrai. RECONDITIONED> These Trucks ara ln top condition meehanlcally and have good 1 tires and batteries. 1941 Engine. REO TRACTOR - 825x20 Dual Tires. Suitable for dump %'ork. 2 speed rear axIe. Reconditioned 288" 30-day warranty. 139DIAMOND T TRACTOR - 825x20 front, 900x20 dual 199rear tires. Equipped with 5th îvbeel. etc. 2 speed rear axie. 30-day warranty. 139REO MODEL 1B4 - il foot body, 3Zx6 dual tires. Ex- 199cellent condition. 198FORD - 1 % tan. Spacial express body 750x2O single 198tires. A real buy. 139FORD - 1%~ ton. Chassis and cab, '700xZO dual tires. 199Suitable for plckup body. 137MACK MR. - Cab over engine. 150" wîheelbase. 19732x6 dual tires. 190WHITE -Model 60. 1ton, canopy top express body. TRADE AND TERMS ARRANGED REO NOTOR COMPANY of CANADA Lid. 36 Yorkville Avenue - - - Toronto, Ontario Telaphone RAndoiph 1105 Free service Dead or Crippled Horses or Caille removed ai once ýwiihout charge Wea vay your phone caîl. NqABRGwIL: R.R. 1, TYRONE Special BRYLCREEM OFFER Strong Pocket Comb Large Brylcreem béfh for 49c Shampoos Rayve --- - --- -- .. Halo ----------- 29c, 49e Prell ----------- 27c, 63c, 89c Drene - ---- 39c, 6'7c. $1.10 Cocoanut 011 ------- 25c, 49c V itof --- - ------ -- 25c, '- Shasta --- - - ---- 59o Packers Creme - 49c, b.,c Phone Bowmanville 264- LFUR FARM PHONE BOWMAN VILLE 2679 Toni R ~OME PERMANENT j Toni Refi $1.2-i STooi hPrepar Colgate Paste 25c, Listarine Paste - j, pana Paste - S Forhans Paste -- -- Colgat- 's Powder Dr. Lyons Pou-der W oodbury's Pow dci For Denfur Staze 39e, 59C Creophos Poli GriP- 39e, 73e King -.35c, 59e Stops Branchial Coughs Hygeol ----- 35e, 60e $100bolePolident 39c, 73e Kodak Cameras $3.75, $6.25,, $7.00, $11.25 Phone 695 COWLING'S DRUG STORE T... John T. McCreery Optometrlst £yua Examined Glises Pitted Thursday - 2 p.m. to 8 p.m. Optîcal Repaire COWLING'S DRUG STORE il] 'allons 40e, 7ae 29c, 49e 29e, 49e 29c, 49e 25e, 40e 28e. 45e r 25e res 'omanville Agent. HOOPERS LADIES' WEAR (78) (No. 81) A case o! severe nature just came ta my attention today. It is my abject ta relieve the patient's mmid and correct the error if at ail possible. The first step ta be taken is ta find out what the pa- tient is camplaining of. In some cases this may ha a long history o! ailments - some o! them deepiy seated; then an the other hand il may be the patient not camplain- ing enaugh ta give proper inter- pretation o! the trouble. Even though this may at times appear tediaus and ta the impatient mind unnecessary, it is navertheiess a very important thing. Having heard the patient's history o! the case and after listening, anc should in a general way be in a position ta estimate their signifi- canca and i5y foliowing with the necessary objective examination ascertain any special significance o! importance. In spite o! the value that may ha piaced upon the examination whatever its pur- posa, there stili are those wha wisb ta measure il in dollars and cents and even at this advanced stage there are soma who wauld axpect that this important fea- ture ba given free. Can you ob- tain a good workman ta do bis work free-? (Te Be Continued) M@ibý THE CANADIAN STATESMAN. BOWMANVILLE, ONTARIO THURSDAY, MARCI-I 25th. 1948 1