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Cao 'Cox1eu lay a, yilSilh lectwo,, o -n!le Canaian ptSAtesman, 130wmanville, Si t 17 j('ir,,ýbond o x Sundaa e,, y . _F_____ -, - 1 1ý' N E S L EO M ad Ms ruc Tk~ amlyv- te wih rAd c. lmr Cou.,),hwa Laieceiayor s ued-I World War1 n .., ited o','n-,TuresdIay wit. Mi.îng îo weeýks et Quin-MO. OD1 bVD er ofLgonBa NtE iouewamnggi 1 munLamlyatedd h Tk i Ab1t1 - is ovmrc ndMr.EvrttSies, Lc Cam as aCounsllorin-I Bwmnvile, nd Reen vstos it r.spn acopl ! ay amîypinc t ola Prkvll. Mc adrs le1Pckee inn. . RE AB In te lntdUhuc j'nd Mis. Gordon Gîlson were Stratoîd and enjoye "As i the Lades' Aid was-preent- on Sunday iVir. and MrsRoy' Mc. and Ms. Bruce Tayl YvetteMss S.rdonpisn, is e asodadle on Mi. -,And èrheamLadsuar. Mcnd Mis, Tom ake. Conference t Guclph Ln - re elwle ' e~ll e alor 1,,i M.Fe ab ae 1 f Ll r:o h. and. Mrs. wesîeA.Gay YeîloT"wt l- I bac Camp. u Wli Port Perry Hospital. A-S Tllhursday, June 2 , 9tht. -ý,- ýa1! ý,1jii fn i ' ïi n 1': l TI' il ;,, or Gllîson ootoii 6eL acom eeEi.aprcain '!1efi, ad o Fîdaywl- McPan Mc. knaSouh Prcurne a d les i. na is.fonTayor Uxbrdge;Mc.ad jM Georg ei.am andSchmid, Jerynd bSceli,Lrýser -olten. i M1iss 1cNan ,!c RamerY oro-j lVl,ýithehl Corners, wer - M.vth.e.su rR.É T -,h a bî nCat.Cape wih 1evuH Faulkne)iiCI, Os1,bawa. ,p i o suu1 "-, ý')ý',,' U 3eth o c icd f L ]\Gen, ew asle s d1Ca.'S Th ldis pet s me li e vll, s olidaying' ' Swith M ýý1 'ý,Il1llllrs]cet isioi w t c. anl, owe S, Oon, nd is S e iu and famiil y ut Molý , ir wiightn sud educsted lu Carl ficiatiII jl ý Lil ie : 1er Jong Ite m n youn pepleI nswis ht MissoLillie ian Lwsu ad aud ardeniL <,l'?l,,,-wi c. ilon'MrsudMi. FedPlde, Ms ea ud rlox. is Ws Yeîwee u -Plîeris Tonsipwb hvemeeiedMi. cKeLidsyviitdashot orths elghfu ai Keî gau,'i.au I avl, waiîta',unda>1vial. i . Muîîay Mi. Tabla la survived by Ai Swain, Fred Gril. G.u ti SchllofashpsW hey;se ues shallveui u lhMi.E.fasmrmeing. Allsus toi wiîh -vii. and iVîrs. Roas ý. u Mis ClarîîceiaIT-, 1 ' GET CASHi ýý-J TODAýýli1 1 b'Is wife, the former Stepha- s-aed ,1 n li Taba Clienc ison, liue Deong,1usan Ms.lJaes.Red,1Misissau recra'ion oomIb Mis.Wiî-kRmpton Mi,_ d MisFred-:d Grgory seut Ie wen-î OH uiketn foc25 yess andTabla G.Samiaend wlthrelativesdutrLke _'I'ioullyia (ai- ug)o_,'h Mco alo!Nsteon ar awsun a iTu gesd ,,visitor lh soin, l ass cistd by Mpis ýiGoîonMi , ufelan M. n Ms eln Nelc Bi- !inH Monjy Eenr Wigt c adMs rueRahi.Gisnadte prca i -. ill iam Ste, ie r shwa- aui-e ws, ueda 155-Baa nd'r "irj Grgoy emind-iTAT SM ýwr afemr. ormot ! aiT buhea fu l so;Ms ire arrin fi ev onWlits1011 n.imMatio andcoMis. Wesl S(H-ilîsl andt ýMia. Go.Kux M s ak an1Sirey',ste Mi.'îhee ud a al! yeîilu"el'b'bi"cmd- Re e t ches w th M s famT u say , aJu Cly 13 lu ,ino ail . f .,ir in>niI f'Iý' ,4,,, - h. ,,1 Mois. M ot s,I Po C r i i y; cr î, i kes, gan a e sa n am p- d g ý li - .. _ _ - 1 " ,ý ý,bý - u ii-e , b 'ïlb M i anaMs, D a e ri ve su fre " -iT T ..,'-isiI . ,_il. - s -.e o w e , ni c Oad Mis T.C. rs igs hsud thsdalen are: Mr i, d o as. '» eein. A, I , ,' l,ýi( ,, Claire, Kîtchener; Mc.li, and 1 I AibeitS Fudge, Mike Cooledge,'s z1ý,ý-,ý , , Mc. su Mis.-haîlesBriggs Graudl,,Dou Rudso, Davi Nestie to f Mi.sud Mis.n Clar- Adamsidr Sa Aînold(Ilini r. Wilhiams,!"]i! Mis. ýIý-' tl I, sl a aringtii h stock, sud Mis. Russeli Moun-t-T l -e(js. ioy,,l5 Caesrea, sttuded 16e Cubm ste -alei elts1i, Mouûintjoy p Eiule on SaW rdaht, visitead M16e Bcamp every dayd te p'eito ý- -,ý t ' '11'ý ,'--ý ,ýý,iid (-,,-r, -,eiJe ýT .AT 1 ' ýï,ý ý ýý " ame o -(,, fhs A b at~~ 16 oeo c n i.i assaelm alrwr) Grdon c eaf u, Bot an -o fl I'aiy a x , resbyterlian La,,[Idies' AitIdllý ýiý 1jý 1.!-i,- 1 1)Id .ýý l 1 ý 1-1ýelI ' l ,ý !i. eiig ei -ýIa- ,g .th e i ville. i-tc r B ak tc . Neteo at rg t rse yMr.G a t"i(Il) - -,Jt-- .uiýiý"I- n" llI uik ý- --310NE 1«_ý1?,_',-- - h sr-ý- ci,,,, o e, - ' Mm. sud Mev- ç, i s. We o arnOv e dc mned y ,a e o n.a d -\'-.-ý,(ý lil ýIý '!,' 'Iý")iý - ý 1îý ,_'ýc i, 1ýl--,ii:d M s2iýTl' n lý ý,ný i j,.i'l On Sund.ay M.-s-d-Mis.--e.Pres=deut-Mis,.R. Le Family piene, Thoe aten- c ilePosud calk ake.d 16e I _ 1ý,ý - Msl-olm, Cory sud Lynda, E%- Inothermeeting Tintn M.sud hM s. 1ar l ",_sung11 witih Mis.- Grant-ýý: dMahcolm, Jane.1tV1..yY'ile ;.Mic.1 NI oc-I Thompson accomI'p,.,11,-uying1,.f ud sud Mis.1RalphMIlcolm, Don unison. The devotional.'x- Milis; Mc. sud iVrs.M r rini-erdises-1wece taken ou "The is s.c rMahaom Hofnîle- Mis.i -_L ÏWilsiou. ý ton. Miss Ruth; Prou t read 16' cosin,CMis B rPeruc î yton of Tshe oil a ws an a us-ý ý edM Chuîch ouondayIlly."Li e"1The-membrs planne 1'. s1tetatveatein-aIeJuly 2'x 1 x dep Io . 1 2 -506 US.-1 gallons. Co pl"te, , pool,ý ' 1 Mc.sudMis Rsph sdeî1or soialeveiu l-w9l pakag sulues iny lainaed tel w-l.of atete ha. ad bsinae eessap dSt.iserbi 1 if sdonihi6"lok .a e ostuci1_ lneI . p- dual sa.nd filter Jacobsý.ýýiý 1 ý ý ýý,, ý ou M nday wll 6emovig-mb 16e ans MisRobit aderBow luJuy..ystm, k-mrsn-ale aumium afeyiaddr, ompet tivd Wil er son. 16e.Ralph"., readi1 s .y.Mis. W. G. 'poolIpa kage! 'ea-y L, assemble. SThr. Sudygeîswr oey on "capper, sle y Mis.ý_ 11- ' _ý- ,ý ,ý-ý Chr, Coîbyville, 101honorlest.Actako!2Oui Lives", Oeen t uesay ofMis. Road tC.bosWisn" au r a ic. h lm From,ý ,-' ,,,,1. Ler accompan, d 16e Legion Beho""-by Mis. R.-Davison" Lde'haexBiiary et Frt e ,1ýý ,- - ý-i -ý. - ., ilothersoldT rs hopian tMi.sud Mis. C. , . . 'Cooper, - .cs.ll- > sud bough'the ti -s..n andsurrundig conlr. d1innr a arsturn ,a Mi. sud MsOrudd Baik Co le, ý , " ,,ý ý, ý.. ',J,-Sp n 1e w ekud wit Pothei vdr oi s onF. obs ert11 ",-y,'. --Jý ý ,ý ,i,,, -, ,' -d.u.heî Mis. Dorothy Chap-Il 1 1ev.-E. McCaig-,sud Mis.. Vn u ud !a il , o t B y. m Cnt , , Gr,,ace Bsy,,- _ New-ý .111-- . _ sud ,ý; M s. -, Il. t ThoIlap-, foun".dlsud, 1 visi,-terd_2,i'th Mc:. Mc..sd Mi. I-. Grcelsd1flmil. -o 16e Thompanu sun-,ual Mi..1. 1sud Mis..- L.,1Caînochan,ý eaîyrnin Iterct A sietonvilhe, st e week- . 11- ýýý« et Vie",ske, Thoseeattend- .end ..,h Mc, Tom ,î1c, sud Werayr , sud Joy, Mc. sd M s M . sd MsD aceli, ,-l'ý 1 1 1 -1 ý -' .,t . ,ý. I Neil - 1ý1 1 - , ý - ,' Bailey- Howard -ud TaraIOshi:". visit1d1Suud1y.wil 'yn o ha rlesck; i sud Mi.1sud MisA. C. Stepheuso M. sud Ms.Peer oor s r Cn grtl tion s ud , avid41ery. lýý,, , 1 . ,ý ,, >ý,;'- ', .ý': ý 1 - ý- -snuy- _ciborough;Mr.1sud M-sud1Mis.BrysuBeaock ., Li '_ - eneMii.ichar Daisonviî- HJuodaion, araa 1, il l OVAL 1 ý s.ckarl Es.RitIsDld sudo udnt-,ly o! shaa hve . - . entd l', fam-as'mbl- prf- she _bel Iold %3 ',JS. allns.Whiî p fiush , \Cm, Leaskdale.-, l 1 Focý -crD avi- Ms1 home,_vertical suppo'. s. Compete poolpack,,1'-. sonvîsîted 1 1h M,.sud Mis.-Mis. C, Wison o! Bla-k- , cal-upports. :osnp.eteool packageîinclude lu -eeb îu h wum se Wat rsand Iý 1 . ý,'I , ,- fIl.er"Iys.em, 1 velt, e-wal. -kim iec, Mc nd M s.b alom aald- M .su is-.,ytm, o e\h- al ki .e, - aium--,n-m 4 alum1_xnum. saf;ety ladderl, Complete,. 1ready to'l - , , ___ ane.___ ib.ie fetyadder1Co, lte, redi Luus1embe, asembll Education ,1 - ýý 1 %fCr, l , 1 ,,. ~..,.., ~~ Users,- CaII- ed For 7i 1 1Y'- ______ 1 ,, _ ý'-ý 1- Consumer credit has experi- c enced tremendous growth in b recent years 'and is rapidly C replacing currency payment p for goods and services, accord-1 irig to the Commercial, Letterv of the Canadian Imperial Bank o of Commerce. 0 The Letter adds that thiss rate of groth cau be expect- ed to continue. SOne of the factors contribut- h îng to the marked growth in t consumer credit was the steadyc expansion and increased stab-s ility of personal incomes since( World War 71. A period. of a-h most uninteri-upted prosperityc and comparatively high em-t ploymnent enabled consumera to buy on credit, confident that tbey would 6e able to repaY from future earnings. The growth was also intensifled by a sharp rise in personal ex-t pectations and demands foi: what were once consideiled1 luxurv items.1 Statistîcs are cited which1 show nearly $12.7 billion of consumer credit was outstand-1 ing at the end of 1971 - ani amount equivalent to 21.56 per cent of that year's total per- sonalI disposable income. The rapid upsurge in the use o! (credit 'bas consumer educa- tion Tin recent years, agencieq devoted solely 10 aiding the lients Car for COUNTV CHRY LER- ODGELTIJ over-extended debtor haýive! been established in many' Canadian çities, financed in part by the banking industry. In additi 'on, governments and various consumer credit grant- ors are now offering programs of consumer education in per- sonal financial management and the proper use of credit. Instailment credit, the chief component. of consumer credit, has also grown significantly in the past two decades. Although credit users as a whole repre- sent a broad cross-section of Canada's income 'and occupa- tional groups, the main users of consumer credit are f amily units,, especilally those in younger age groups. "Parallel wîth the evolution of the family cycle, the peak period ln the use of consumer credit occurs amongst those in the late thirties with a graduaI diminishing in requirements thereafter," the Commercial Letter states. "It would appear that moet borrowers use cre- dit to augment income during the year of heaviest f amily responsibilityla ntcpio of lessened expenses and hîgh.. er earnings in lateryears." Consumer credit in its many forms bas become so much a way o! life for the modern consumer that il is taken for granted. The Commercial Let- ter cautions that while every effort mugst 6e made to ensure the effective functioniug of the market for consumer cr- dit, "au equal effort should e extended to provide those edu-1 cational f acilities that will ert sure that the user O!fos credýcit is i'Ls lmRstcrand not ifiî- SaMEIm-, îch 17, member h. ýa bîo- rsEmrilvy and Mis. held on Lat tWO sFuneisi )pkins of.- was in Messrs. !îun, Rus. Avery, Murray th from d te es- Tabb was