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6 The Canadian StatpQn-an. Bowmnaaville. March 3. 1976 Section Twn Cu ncillr LyalIWonideàrs, About I mpmact New C'entre M-ight Have on Town Stores deserve to pay Iess for car and fire insurance They do at Abstainers'. Because our experience has shown that abstainers have fewer accidents, fewer homne f ires.' That's why we can in- sure for less. If you're a non-drinker, can you afford flot to Iook into Abstainers' insurance for your home and your car? Osborne & Shank Ins. Agency Ltd. 108 Liberty St. N. Bowmanville - 623-.2527 ABSTAINERS' INSURANCE COMPANY The only Canadien Company provdng automobile and fire ins urancea s'clusively to abstainers. Woodburning orGas e smoke-free guarantee e 20-year warranty on ail parts e wide selection of sizes and styles e no masonry required You carli instail it yourself in one weekend or let us help arrange installation., e screens - standard & custom a Franklins e steel forms " electric Iogs and heaters e dampers e Box Stoves e accessories e pot belly stoves 0 brick slices and more! Just about everything tomake your fireplace the focal point of your home The Fre!plaoe PluMIM 900 Hiopkins Street at Burns OPEN: Whitby - 668-3192 TUES. - SATURDAY DUNDAS ST Hwy. #2 7 e:BURNS STE HWY 401 VISIT OUR SHOWROOM Nwavailable in Durham Region- 24 HOUR SERVICE by the Durham Home Owner3 Service Ltd. The Company was formed by the many yeors combined experience of. respected contractors in the Durham area. Its primary purpose is ta safeguord memibers fromi overcharging and poor workmanship. MEMBERSH.IP BENEFITS e.24 Hour Emergency Service "*ay o'rNight Protection " Double Guorantee " Free Estimotes " Guaranteed Complet ion 0 Specialized Service " Ltest Methods and materiaifs " One Call Convenience " Credit Convenence, " Ail trodes avoulable * Convenient central billing " Expert advice' Celebrate 5Ofh WeddingoAnniversary The Town of NeWcastle's first major shopping centre that could be located in Bowmanville is showing sigas ~flife again. pythagoras Group Ltd., is pusbîng to get their 2à.5 acre shopping centre underway. Their site is located on the south side of Bowmanville's Base Line east of Waverley Road - the former Allia Farm site. At a recent Regional Council meeting, Messrs. Gardiner and Roberts, lawyers for the Group, introduced cornes- pondence asking for Council's permission to make a Region- ai presentation of their client's pro ject. The matter was referned by the Regional Council to the Region Planning and Develop- ment Committee. III am wondering what the reaction of Town of'Newcastle people will be towards this shopping centre proposal," Counillor Kenneth E. Lyall queried in a recent news, release. "Would people be ln favor of sucb a project?" Councillor Lyall stated that he was undecided in his personal acceptance of the idea of a major shopping centre of 25.4 acres in-Town limits. "Is it generally realized what impact the Oshawa Shopping Centre had on the downtown core area of'Osb- awa? In my opinion the new complex killed downtown Oshawa as a shopping dis- trict. " Mr. Lyall stated "We have three present shopping areas in the Town of Newcastle - the Bowmanville Main Street, Newcastle Village's King Street and Orono's Main Street - would' a major shopping centre fronting on the 401 kill these comniunity centres?" The Pythagoras Group first applied to the Regional Gov- ernment lai July 1974 for a required amendment to plan- ning laws governing their property which is zoned agri- cultural. This request was tabled by Region until the Newcastle Town planning was com- pleted. Ia May 1975, the Newcastle Town Council approved its Interim District Plan but under this'document, the Pythagoras property was des- ignated as an Enviroamental Study Area. This stipulation would not allow the Group to proceed pending further study by the Town of Newcastle officiais. "The Pythagoras Group with a big dollar tied up la their land holdings in the old Allia Farmh property are not about to give up their plans. "Mr. Lyall concluded. "If the people of the Town of New- castle have 4ny feelings - pro or con - on the subject of a major local shopping centre, they would be well advised to make their position known to the Newcastle Town Council." The overal death rate from heart attack disease has been reduced by 28, per cent since 1950. How o Get a Mortgage Sby John ,Squirrelly 1 received a notice a while ago that my mortgage wasup for renewal so I contacted the kindly old gentleman who held it with the sure knowledge that it would be easily rewritten. After ail, he was my godfather. When I dropped over to his- bouse, I found hlm poring over a stack of travel folders. "Going on a holiday,"I asked? "Yep" he cackled, "that's why I want your mortgage paid off next week." "Next week" I blithered? "That's awfully short notice." "Fooje," he snorted, "you've known for five years that it would be due next week. 1 just retired yesterday and I'm going to use that money for a trip around the world. Now dig up ten grand by Wednesday or l move 'your furniture out onto the side- Walk." same benevolent oid fellow who used to bounce me on his knee when 1 was young? The one who had been a friend of the family ever since I could nemember? When 1 mentioned oun past close relationship, be scoffed. " BAH! I've worked 45 years for this, and now I'm going to enjoy myseif. I just had my pension transferred to Switz- erland and I'm going there to join it. If I happen to think of it, L'Il send you a handfuI of sand from the Riviera. Now, stop sniveliing and buzz off." I was desolated but thene appeared to be no doubt that he meant it. I had visions of my family and me huddled together on the street as the bailiffs contemptuously tossed our treasured possessions out the front doon and onto the road. I shuçldered. The next day, 1 hurried down to the trust oempany to make an application for a mortgage. I was ushered into a sleek office that glistened with chrome and introduced to a well-dressed young man who looked like he had just stepped out of hýis hair stylist's salon. The namne plate'on his desk read: R. Jason Fiicb, B.A. "Well, well," he said, "so >VEe FBOYS lOti 5//IOI HRF, : 'PMODERN I/FAT HARVEY PARTNER OR ON0 9 83-5206 ESSO HOME HEAT 1SERVICE you'd like a mortgage?" I assuned him I wouldf. "What is your occupation, Mn. Squinnelly," be asked, bis pen poised over the appli- cation form. Well, I was a tree surgeon, but I developed an aflergy to ladders and had to quit." lieý ieaniedislowly back in bis, executive swivel chair. S"You mean to say you have no job? and no income?" be said. "Ub, not at the moment, but I expect to find something aay day aow. The thiag is, I'm only askiag for f en thousaad and the bouse is easily wonth four times that mucb. I mean, tbere's no risk on your pant at al." 1 He smiled condescendiagly. "But wbat, canI show for a debt to earnings ratio? And how cati I be sure that the amortized rate schedule will be satisfactorily met? Do you, know tbat there are eleven diffenent tests for applicants which are designed to prove that tbey really doa't aeed the moaey at all? And they must pass ail of them before we will approve a boan?" Furtber conversation got me aowhere so I tbaaked him and left. Checkiag with several othen mortgage leaders resulted la tbe same response., Thorougbly discouraged, 1 trooped into a small bar aad ordened a drink. Striking up a conversation with the chap seated next to me, 1 mentioned my problem. He took the ivory toothpick out of bis moutb and turned to me. "I think I got a solution for you," he said. He weat to the telephone and made a cail, thea came back t0 his seat. "A friend of mine is coming over in about ten minutes. He's got some money to lead." Whea bis friend arrîved, we took a table at the rear of tbe room. He iatroduced bim self as Mn. Smith and, even though it was almost like night there, he kept his dark glasses on. "You need ten G's, eh? What's your scam, fenciag?" "Beg pardon?" I said. "What's your racket? Are you a feace? " "No," I said, "I'm a tree, 1 mean, a tree surgeon.", "Okay," he said with ýa shrug, "I don't really cane. Here's the tea G's. Our rate is six per cent .-" "Why, that's excellent," I' exclaimed. .,...per moath." I blinked.,"Isai't that a littie high? " 1 "Depends on how bad you want the moaey," be said. I made some quick calcu- lations. -If I got a job in a week or so, I could get a negular mortgage and pay hlm back witbin a moath. I told him this, "No hurry," he said, "just pay the iaterest every month, Keep the moaey as long as you like." "But, do't you want a regular mortgage signed," I1 asked? "For your own pro-, tection? " He smiled, sbowing a number of goldteetb. "In this business", he said, "you learn to trust people. Why, I can't ever recal aving a problemn collecting, can you Rockey?" The other man shook bis head. "Neyer," he said. Pickering and for the past six years have resided la Oshawa. Mr. Smider was employed by Johnson Bros. Construction Company, Brantford Ontario for 40 years, holding the position of superintendent for most of the time. He was aiso employed as a carpenter- by Oshawa Wood Productsý in its eaniy days, and for a short time at Genenal Motors. Mr. and Mrs. Sniden have two children; a daugbten, Mrs. James Ambrose (Vivian) of Zion, and a son, Don, of Bracebridge. They also have four grandchildren, Gayle, Suzanne, Bob and Brent Ambrose of Zion. Mr. and Mrs. Sniden attend the new Free Methodist Church on Tnuil's Road South. Many congratulatory' messages were received in the form of cards, flowers and telegrams. Among them were plaques from Prime Minister Trudeau and Premier Davis. Letters came from Mayor Garnet Rickard, Regional Chairman Walter Beath,, Northumberland-Durham M.P. Allan Lawrence, Lieu- tenant-Govennor Pauline McGibboa and federal N.D.P. leader. Ed Broadbent. The Gxovernon Generai and Madame Leger and Robert Stanfield sent telegnams to the couple. They also neceived a letter of congratulations -and an arrangement of flowens from Mayor James Potticary of Oshawa. Mn. and Mrs. Saider will be at home t0 their friends and relatives on May 1, 1976 at the new Free Methodist Church on Trull's Road South. Coid Serviceàs 161 BASE LINE ROAD E. BOWMANVILLE 24-HOUR SERVICE-623-6281 Specialists In.: Furnace Cleaning, Installations AUTHORIZED COê2SUMERS' GAS DEALER Maintenan<e Contracts and Appli'n'ce Sales M M I Here in Ontario, any woman, married or not, should be granted credit in her own name if her credit qualif icalions, property or earnings are such that a man with the same qualifications would recaive credit. That is the essence 0f Ontarios n'ew Equal Credit Opportunity Guidelines. AIl major credit grantors i 'n the Province have endorsed these' guidelines, on the basis thatequality of-access to credit is a right, even though credit itself is a privilege. In practice, the Guidelines outline the following principles: " hold men and women to the samne standards of credit-w orthiness " refrain,from refusing to extend credit to a woman because of a change in her marital status " refrain from requesting or using information about family planning in evaluating credit applications " consider a spouse's inco me, if necessary, when a couple applies for credit " consi der alimony and child support as a source 0f income * flot alter a person's credit rating solely on the basis of the credit rating 0fthe spouse " allow husband and wife to have separate files with credit reporting agencies. For afree booklet gîving the Guidelines in detail, and c'pvering the entire subject of womren's access to credit, write: Ontario Consumer Queen's Park Toronto, Ontario Ministry of Consumer and Commercial Relations Sidney Handieman, Minister '-n " Province of Ontario William Davis, Premier TRENT UNIVERSITY Summer Session 1976 Trent's 1,500 acre campus at the northern edge of Peterborough offers sumfmer session students a superb vacationland setling combined with small- g rop teaching. Tutorials and seminars complement lectures and provide t he opportunity for individual participation. Summer courses for 1976 are offered in: Anthrop9ogy <61/2), Biology (3/), Classical Studies (1), Computer Science (1), Economics <3), English (5), Environmental and Resource Studies (1), French <3), Geography <21/2), German <2), History (3), Mathema- tics, <3), Native Studios <4), PhiloSophy (3), Politics (2), Psychology (2), SocioIogy <7), Spanish (1). Among courses which wilI be of special interest are a field course at Midland in Anthropology, an intensive course in French, and several courses related to the Canadian Studios program. Some courses will be offered in evenings from May 25 until August 13, most in the regular summer day session from July 5 to August 13. Deadline's for applications are April 16 for evening courses and May 14 for daytime courses. Enquiries wilI be welcomed by: Marian E. Hickey, Julian Bla >ckburn College,, Trent University, Peterborough. K9J 7BS ANNUAL MEETING WEEDNESDAY, MARCH 3, 1976 Lions Centre 8:00 p.m. For home or- cottage, instali a b.eatilator i pp Women now have equal credit opportunity. Tis is what Ontarlo has oe to ensure it. MEMBERSHIP FEE ONLY $25 YEARLYI 579-z5070 I I I I 4 Ozv we Mr. and Mrs. Walter Snider On February 2th, 1976, Mr. white mums with, gold and Mrs. Walter Saider of candles, made by Mrs. Don Apartment No. 5, 333 Gibbs Saider, decorated the table. Street, Oshawa celebrated The bride was presented their 5tb wedding annivers- with a gold pin and the groom ary. Tbey were eatertained at a set- of gold cufflinks on a family dinner party at the behaîf of their children. The home of their son-ia-law and children also made a donation daughter, Mr. and Mrs. James to the aew Free Metbodist Ambrose of Zion. Cburçh la their parents' honour. The bride of 50 yeans was Mr. and Mns. Saider were presented with a white orchid married on F'ebruary 20, 1926 corsage and tbe groom a white -at Courtice, Ontario by the boutonaiere. A beautiful Rev. C. C. Washington of centre piece of bronze and Ebenezer Church. Before hen marriage to Mr. Saider,. Mrs. Snider was the former Addie Nichols of the Ebenezer ýcommuaity, a daughter of the late Mr. and Mrs. Wm. H. Nichols. Mr. Saiden, a son of tbe late Mr. and Mrs. Frank Saider, lived in Wagarville, Frontenac County prion to 1926. The couple lived la the Ebenezen community until 1936, whea Mn. Sniden built a aew home at Courtice whene they lived until 1965. Since thea tbey finst lived in