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Major Repair Insurance For Owner-Occupied Homes Available from W. Frank For the first time nationally in Canada, Major Repair Insurance is available to buyers and sellers of owner- occupied resale homes and condominiums. Walter Frank, President of W. Frank Real Estate Limited, today announced the introduction of the new insurance programme which was developed in co-operation with Reed Shaw Stenhouse Ltd. and Relocan, the national association of over 90 independent real estate brokers in over 250 Canadian communities. The plan is available exclusively through Relocan member real estate firms. "In the past three years, similar plans have been very well received in the United States," said Frank. "When a seller puts this type of coverage on his property, it results on the average in a 3 per cent increase in the sale price of the home and a 50 per cent reduction in the time required to sell. Buyers can have confidence when they purchase a home protected by Major Repair Insurance." The insurance, purchased by the vendor and assigned to the buyer, provides indemnity against major unforeseen repair and/or replacement, costs of unknown major structural defects or breakdowns of the heating, plumbing and electrical equipment and appliances. After making a joint inspection of the home, the vendor and his listing broker apply for coverage at the time the listing is signed. The premium, which is calculated at 1/10th of 1 per cent of the selling price, subject to certain minimums, covers a period of 12 months from the date of sale. Losses are subject to a $100.00 deductible on each and every claim. In the past, only new homes have been protected by builders' new home warranties. Now, not only older homes, but any owner- occupied resale home can have the same type of insurance. Homes for sale which are covered by the new Major Repair Insurance will be easily identifiable by a sticker on the listing broker's yard sign. Says Frank, "When purchasers see the '365' symbol on a W. Frank Real Estate Limited sign, they will know that the home has been examined for defects and that a written report on the condition of the home has been filed. The "365" symbol on the signs of Relocan brokers across Canada will mean homes protected by pre-paid Major Repair Insurance for the first year of ownership." The new plan will also help purchasers budget because they won't have to face unexpected repair or replacement costs for major defects or breakdowns. The new Major Repair Insurance offered .by W. Frank Real Estate Limited and Relocan brokers across the country will be a definite asset to both home buyers and sellers and meets a need long felt in the Canadian real estate industry Attend Federation Convention Walter Wright of Blackstock, and Gordon Barrie, Bowmanville were Durham East delegates to the recent Ontario Federation of Agriculture Convention in Toronto and Merrill Van Camp of Blackstock also attended as Durham East's Provincial Director. The Annual Convention of the Ontario Federation of Agriculture, was held at the Downtown Holiday Inn, Toronto, on November 26th to 29th, 1979. This year's theme was "The Challenges of the Eighties", and over 400 delegates from Ontario's 91 counties, and districts, discussed policy matters and agricultural issues with the representa- tives of 26 Marketing Boards Peace on Earth: You ring our chimes! Thanks for your support and warm friendship. Lucille and Gordon - Helen and Howard Harold - Arnold - Miner of A.H. Sturrock & Sons Ltd. m Sturrock Road 623.5516 Bowmanville Imperial Oil ( Products Let us remember å the true spirit ofl Christmas and en- joy a peaceful holi- day filled with love 9 Annis JEWELLERS AND GIFTS LTD. 53 King St. E. Bowmanville 623-7523 and Associations, provincial Durham Region was well politicians, agricultural represented with ten local experts from the University of farmers present, Merrill Van Guelph, and resource Camp, Gordon Barrie, Walter specialists from the Federa- Wright, and Frank Hiemstra, tion. representing Durham East, Thinking'7 P of dear friends, old and new, and wishing them all a season of unending, M old fashioned delights! f rom the Management and Staff of Plain's Shell Self Service 180 King St. W. Bowmanville Section Two The and Murray Clarke, Ellis Britton, Richard Winters, William Collins, Jim McWil- liam, and Ken Rolston repre- senting Durham West. Three of these gentlemen were also on hand to represent their marketing board's position, Mr. Hiemstra of the Veal Calf Board, Mr. McWilliam of the Wheat Board, and Mr. Rolston of the Chicken Producers. Board. The three main areas of discussion centred around the following policy papers: Energy in the next decade, Replacing the Agricultural Code of Practice and The Politics of Agriculture. Professors Southwell and Rothwell, from the University of Guelph's Agricultural Department, presented an informed look at agricultural energy requirements, present and future, on Tuesday evening. On Wednesday evening, the Annual Banquet was held, and over 500 people were well entertained by the guest speaker, Lloyd Wilson, an Uxbridge area farmer, and auctioneer, who spoke of people associated with farm- ing. The delegates present also were treated to a fine evening of dinner and danc- ing. Thursday morning, dele- gates posed questions of concern at a "Meet the Canadian Statesman, Bowmanville, December 19, 1979 7 Minister Breakfast", attended Denfield, Ontario; 2nd Vice by Lorne Henderson, MPP, President, Frank Wall, Port Ontario Minister of Agricul- Burwell, Ontario. Executive ture,; Harry Parrot, MPP, Members: Al Kormos, Ontario Minister of The Norfolk County; Harry Environment; and George Pattison, Renfrew County; Ashe, MPP, Assistant to the Mary Wick, Victoria, County; Minister of Energy foi Delby Bucknall, Niagara Ontario. This discussion was Region. both informative, and helpful Of the three policy papers to farmers at the convention. discussed, 43 resolutions, and Also on Thursday morning 12 detailed reports were Del O'Brien, a lawyer presented to the delegates, specializing in Agricultural expressing concerns, and Law, gave a seminar on the policy decisions that directly "Politics of Agriculture", relate to agricultural enter- while Thursday afternoon was prise. set aside for the election of Delegates from across the officers of the Federation, for province commented on the the 1979 - 1980 season. success of this year's conven- The officers of the Ontario tion, and felt that the four day Federation of Agriculture, for event was a great help to 1979-1980 are as follows: farmers throughout Ontario. President - Ralph Barrie, Perth, Ontario; 1st Vice President, Ron White, DENTUREHERAPYCLINIC 36 King St. W. Bowrmanville PATRICK G. DEEGAN 623-4473 We're delighted to have you for our friends and we want to take this opportunity to extend our best wishes for a bright and happy holiday season to you and your family. from the Management and Staff of Grant Menzies Motors (1976 Limited) 430 King St. E. Oshawa Telephone 571-3600 Better Gift GivingIldeas She'il love you for buying her Kitten Knits, because they're so easy to care for. Trevira Polyester and Wool is machine washable, and looks superb after every wash. Kitten Knits are available in sizes 8 to 20 in fabulous range of colours - Dusty Pink Wedgewood Blue Jade Green Creme Burgundy Brown Grey Black Great styling and easy coordination allows you to choose outfits which are both versatile and fashionable. Better ForYou. USE YOUR MASTER$RGE, CHARGEX, OR OUR CONVENIENT LAYAWAY PLAN. AND WHEN YOU CAN'T DESIDE... 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