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m EwaBHaaF.3Bagas6 s p»wec .».. ..-.te a«HWgf - •>:> fss>g-;■ ; *sm lag Sgïgjlgg » tt-.v i »/îr.V': -rw ■ s&Sp F> v, rbsl -- 5®% :>- -Y 2: F "• 1 m Z -'X . Mi Flrts 8 tPlMsui te Eb)«t Mal* Here te a case which seemed as bad and a» hopeless as yours can possibly be. This ia the experience of Mr. H. J. Brown, 384 Bathurst St., Toronto, in his own words : " t. .' ", *'Gentl«nea-r-1 have much pleasure in mentioning to you the benefits received from your Na-Dm-Co Dyspepsia Tablets and can cheerfully recommend them. I si a with all tried about •imply had confirmed Its wretched symptoms, an all the advertised cures with ho success. You have in Na-Dru-Co Dyspepsia Tablets the best curative agent I cotild find. It is now such a pleasure to enjoy meals with their consequent nourishment nourishment that I want to mention this for the benefit of others." PELLETIER, B*M«€h The fact that a lot of prescriptions or so-called * 'cxires" have failed to n elp yon is no sign that you have got to go on suffering. Try Na-Dru-Co Dyspepsia . Tablets and see how quickly this sterling remedy will give you relief and start your stomach wooing properly. If it doesn't help you, you get your money back. 50c a box at your druggist's. Compounded by the National Drug and Chemical Co. ox Canada. Limited, Montreal, 141 A Model Child. _ George III. was such a thrifty king that we cannot doubt that he hugged the little chap of whom Thackeray tells this delightful story and longed to knight him on the spot. One day when the king and queen were walking together, probably at Kew, they met a little boy,--they were always fond of children, the good folks--and patted the little tow. head. "Whose little boy are you?" ask- the king. - 'T am the king's beef-eater's little little boy,", replied the child. . On -which the king said, "Then kneel down and kiss the queen's hand." But the innocent offspring of the beef-eater declined this treat. "No," said he. "I won't kneel, for if I do, I s--ill spoil my new breeches." NEW YEAR'S RESOLUTIONS. No more important resolution can be made than uhe determination to systematically save a proportion of one's earnings. And not only save it, but keep it saved. For that reason it should be placed in some safe place where it can only be withdrawn by making a distinct, conscious effort. No better nor safer place for such a purpose can be found than with the Union Trust Company, Limited, Toronto, who pay interest at 4% per annum, com- ■) pounded quarterly, and allow withdrawal withdrawal by cheque. They now have a large number of satisfied customers, customers, and we suggest that you write for their free descriptive booklet. -V- Chatting About Him. Angeline and Caroline were chatting chatting about a young man whom they both knew. "I can't make anything anything of young Dalton--he's so stupid,'Ls stupid,'Ls aid Angeline. "1 don't think so," said Caroline. "He has a lot in him when you-know him." "Has he?" replied Angeline. "Well, then, I'm sure it's a vacant lot!'" Said to Be the Most Progreeetre of the Borden Cabinet. The hardest worked Cabinet Minister Minister in the Capital these days is the Honorable Louis Philippe Pelletier, Pelletier, often referred to as the ' 'Fighting Postmaster," and pretty generally conceded» the honor of being being the Progressive of the Borden Administration. JSo hard worked is Mr. Pelletier that he has had installed installed in the outer room of the big office which he occupies in the Lan- gevin Block--the building with the two-million dollar roof--a very novel novel kitchenette, and each day his lunch, consisting of sandwiches and coffee, is there prepared for him, and hastily disposed of that he may resume' as quickly as possible hie task of giving the people a parcels post. Mr. Pelletier is coming to be recognized recognized as perhaps the best practical practical politician and administrator in the Government. Indeed, in the matter, of handling his department, he has shown himself possessed of extraordinary business acumen, and a profound insight into the minutest details of the complex machinery of the . Post-Office Department--perhaps Department--perhaps the third most difficult branch of the nation's business. business. Up till 1911, not one man in twenty twenty outside the Province of Quebec had ever even heard of the preesnt- Postmaster-General. Those, however, however, who knew of his brilliant and somewhat turbulent political career in his own Province shook their heads wisely, and predicted that the erstwhile Attorney-General of Quebec would have but little difficulty difficulty in measuring up to the required required standard at Ottawa. But while a decided success in the House of Commons, it is as an administrator administrator of his department that Mr. Pelletier has made his best mark. 'When he assumed the duties of head of the Postal Service, one of his first official acts was to start an investigation into the conditions under which the employes of his department labored. One of the things he discovered was that mail clerks, the majority of whom were :OtfcarwAUiwd - «yon that the. conditions--housing and sanitary--under which they worked were not conducive to health, contentment, contentment, and consequently, to efficiency. So he ordered everything everything changed, and the gratitude of the employes was tangib 1j express ed last summer by an attempt to present him wrfeh a loving cup---an attempt which was foiled by the Minister himself very rightly refusing refusing to accept the gift. - Since coming to the Post-Office Department, Mr. Pelletier has succeeded succeeded among other things in securing securing a »big cut in cable rates--although rates--although much of the credit for this achievement He generously shares with his predecessor, Mr. Jemieux. Like Mr. Lemieux he is a strong believer believer in a State owned Atlantic cable,' but realizes that there- are Hon. H. L. Pelletier. receiving $800 a year, were com pelled before entering the service to write essays on the rise and fall of the Roman Empire, and other historical and philosophical subjects. subjects. . The practical mind of the Minister couldn't see any noticeable noticeable connection between the dés- truction of the Empire of Rome and the expeditious handling of the people' small, and he immediately made the entrance examination more consistent "with the necessary qualifications for the service, and incidentally gave the men a living wage. Next Mr. Pelletier turned his attention to the country postmaster. postmaster. He took the attitude that if the Post-Office was going to be run by the. people for the people, the people who ran it should be properly properly treated by those for whom it was run, and he dipped into the department's department's fat surplus for an increase increase of salaries all around. He next investigated the grievances of many great obstacles in its way. Just at present he is working night and day to give the Dominion a -parcels post, and Ai it is as successful successful as he believes it is going to be, in relieving the public to some extent extent of the crushing burden of the high cost of living, he will have accomplished accomplished something by which he will be long and gratefully remembered. remembered. Easy to approach, genial and witty, he is a favorite with the newspaper correspondents, and is popular with the leading politicians on both sides of the House. Even with Mr. Lemieux, his most bitter antagonist, he is on amiable speaking speaking terms outside the Commons chamber.--M. Grattan O'Hearn in Toronto Star Weekly. Children suffering from worms soon show the symptoms, and any mother can detect the presence of these parasites by the writhings and fretting of the child. Until expelled expelled and the system cleared of them, the child cannot regain its health. Miller's Worm Powders are prompt and efficient, not only for the eradication of worms, but also as a toner up for children that his thousand or more employes in are run down in consequence. Canadian Government Municipal and Corporation Bonds More than twelve years of service to investors in Canadian Government, Municipal and Corporation Bonds places the Dominion Securities Corporation, Limited, in a position to offer all facilities to aid in satisfactory buying and selling of such securities. We continually have a wide range of Bonds and Debentures suitable for t -The requirements of Trustees in the various Provinces of the Dominion ; --The requirements of Insurance Companies for deposit with the Dominion Insurance Department at Ottawa, and the various. Provincial Departments; -The reserve funds of Institutions, Business Concerns and Individuals. The investment of $100 receives the same attention as larger amounts. In requesting our services you are under no obligation whatever, and we may be of material' assistance in-- y -Investigating or appraising your investments. Our. relations relations in this regard would be strictly confidential; ---The replacement of investments shortly to mature ; , -The adjustment of investors' holdings to derive the benefit of existing favorable interest returns from conservative conservative investments. Our regular Quarterly List--January, 1914--is ready for distribution. All bonds offered are purchased for our own account and are submitted to investors only after thorough investigation, the outstanding features of the ofierings being safety of principal and regularity of income. We invite enquiries. a CAPITAL PAID up. si.ooo.eoe WEseuve fund ' 100.000 LIMITED! ESTABLISHED 1901. *« HEAD OFFICE; Kino st. east iÜi • a A.'-FiMiee* SEcwrTAwr TORONTO MONTREAL BRANCH OANADA LiFtt OUILDINO LONDON. EN©., BRANCH L.'ÂuriW kwarS house t* F*iARSyy , s" r W V I OF ALL TEAS IS I dus ■ra: CEYLON TEA--BECAUSE OF ITS UNVARYING GOOD QUALITY . . . : . . / Sol* only in lea* Packet*. . By all Oncen. 014 AlTiltS-W. 101718, 1004. Q« MARY'S RELATIONS THE TECKS ARE LODGED BY HER AT WINDSOR. And Gives Them an Allowance of $5,000 Yearly--Pays Hotel Bills, Too. Chips With the Bark On. The bright future often dazzles a man to the advantages of the present. present. _ There are many low tricks in high finance. A ring oh the finger is often followed followed by the wringing of the hands. A man often finds he" is "in bad" after a 'good time. The woman who marries a title rarely_ gets anything else. Noise does not ma-ke a financial concern sound. The guilty do not escape merely because the jury fails to convict. Think of the fees paid to high- priced lawyers. The pacemaker is seldom' a peacemaker. Getting the game without the name is often easier than getting the game after one has the name. Convicted bankers are not numberless numberless ; on the contrary, they are distinctively numbered. Conservation of conversation is one reform that needs encouragement. encouragement. If l 11 gamblers lost the game could not last long. HEALTH The Tendency to Take Cold. Those acute inflammations of the mucous membrane of the nose and throat that we call "colds" seem to be the inevitable fate of- some peo- ; Queen Mary is having the difficult difficult task of solving the problem of how to deal with her poor relations. The Teck family, to which Queen Mary belongs, is among the poorest in Europe of their rank, and, with the house of Mecklenburg-Strelitz, form a big contingent who look to their solitary well-to-do relative to help them keep their heads above'» water. ! Of them all, the greatest burden ' on her Majesty is her brother, Prince Alexander of Teck, and his "family. After King George's acces- j sion Queen Mary gave her brother ■ a set of rooms in Windsor Castle and agreed to allow him $5,000. a year ; but this arrangement now does not answer very well. The set of rooms occupied by the Prince and his wife is not big G MOST PERFECT Made pie as the cold weather. advances. Their victims often feel that that en0U g] 1 f or their requirements, for is the case, and unfortunately they th haTe three children, and a becom® so resigned to their fate and nursery had to be that they do not make any effort to f(mnd somehow . Q ueen Mary solved UNION BANK HAS FINE TEAR. Quick Assets Over Thirty-four Per Cent, of Liabilities. The Forty-Ninth Annual Report of the Union Bank of Canada, approved by the Shareholders at their annual meeting held in Winnipeg on December December 17th, is the best in the history of the Bank. The net profits for the year after making the usual deductions deductions for expenses of management and making full provisions for bad and doubtful debts amounted to $750,- 095 or $44,000 more than was earned in 1912. .Other evidences of progress are shown by"a further examination of the Bank's statement. The note circulation throughout the year increased increased from $4,700,000 to $6,200,000. Deposits gained from $55,600,000 to $64,500,000. The rest account was increased increased by $100,000, making it $3,- 40-0,000. Current loans increased from $45,000,000 to $46,700,000, while total assets show the large gain of $11,- 300,000, now standing at $60,766,1532. A striking feature of the Bank statement is found in a further examination examination of the assets. The Bank possesses possesses an unusually large amount of gold, Dominion notes and other quickly quickly available assets--these amounting to $27,655,000 as compared with $22,- 790,000 for the previous year. This policy. of maintaining a large proportion proportion of the assets in a form easily converted into cash is a characteristic characteristic of this Bank, and the present holdings of nearly twenty-seven and three-quarter millions bear a high proportion proportion to the Bank's total liability to the public. The fact that deposits increased during the year also calls for comment, as during the past year there were unusual demands for funds and depositors were more inclined to withdraw funds then to increase their holdings. The fact that deposits increased increased is an. indication of the increased increased confidence on the part, of the public in the management of the Bank. The Bank on its side has been doing its full share in catering to the business needs of the communities in which its branches are located. During During the past year the current loans show an increase of $1,780,000 while loans and discounts outside of Canada amount to $1,640,000 or more than double that shown for the previous year. The Bank has now on deposit in the central gold reserve $1,300,000 while its total assets have attained the very large sum of $80,766,000, an increase of over $11,000,001) during the year. The address of Mr. John Galt, President of' -the Bank," was an able summary of tfle conditions prevailing prevailing in Canada during the year. In the course hi' his address he touched on the trenfl of trade during the year, the crops, the, increased importance of mixed faririirig and briefly reviewed the various: great basic industries in the sevei*al< Provinces. General Manager Manager Balfour] In his address, pointed out that the Bank has now a total of 313 branches. jHevalso took; occasion to remark oil tjie excellent manner in which ' thé ?faiiway companies had handled the-western grain crop. The old Board of <Directors was re-elected, gnd at a subsequent meeting of the Board, Mr. Wm. Price was elected Honorary President, , . JohiL President, and Messrs. R. : T. Riley, omsQn, Vice-Presidents. avoid their old enemy You often hear them eay, "I have colds all winter, but they never come to anything." That remark shows' that people know that colds are to be dreaded, not only for themselves, but because they do sometimes lead to something worse : to pneumonia, . for instance, to bronchitis, to chronic catarrh, or even to tuberculosis. It betrays, moreover, a certain relaxation of moral fibre, for it amounts to giving giving up the fight. That is the worst thing that can happen to the victim of the recurrent cold. You should never surrender to the habit of "taking cold."" The habit often yields with surprising surprising suddenness, for it* is quite unable vo get the better of those who are in really good health. To fight a cold after you have caught it is a good thing ; you can hardly do less; but it is.much better to make yourself so formidable that it will not dare attack you. In carrying on the battle you may have to form a complete set of nesv habits, and break off many cherished cherished old ones. The place to begin ia in the bedroom at night. If you sleep with your window shut, you simply deliver yourself, bound hand and foot, to~ your enemy. If you open it two or three inches, you are a little better off, but not much. Insist upon sleeping in the open air as far as possible. If there is such a thing as a specifi • against colds, it is to be found in the sleeping-porch or the open .bedroom. .bedroom. Next to that comes the cold sponge bath in the morning - . If the victim of colds is a young woman who wears a heavy fur coat, and thin pumps and silk stockings, she is hopeless--she must continue to have colds. Winter clothing that does not protect the extremities is ridiculous--although it must be remembered remembered that the very robust can commit follies that' spell death to the delicate. One more good rule is this--do not feel obliged to kiss every friend you meet between November November and May.-^Youth's Companion, Companion, Winter Ailments. the problem by giving two rooms in the old vicarage at Windsor to her brother, to be used as a schoolroom schoolroom and nursery, and in them the children of the Prince and Princess of Teck now live with their nurse. Can't Live on $5,000. The crucial difficulty, however, with which Queen Mary is confronted confronted in regard to her brother and his wife is that they do not find the $5,000 per annum allowed them by her Majesty sufficient to enable them to meet their expenses. The Teck establishment is quite a small one.. It consists.of .two maidservants, a butler, and the children's nurse. Their annual living living expenses and wages bill probably probably do not exceed $4,000 per annum. annum. Prince Alexander lias a primitive income of $2,500 and his wife. $500 per annum ; so, with the allowance of $5,000 which they, receive receive from Queen Mary, the Prince and Princess have $4,000 over and above their actual living expenses. This sum, however, is quite insufficient insufficient to meet their travelling expenses, expenses, the Princess's dress bills, and the hotel bills when in London. There are, of -course, several methods open to the Prince for increasing increasing his income. He could make i a substantial salar3* by acting as an agent for some of the biggest firms of stock-brokers or by introducing introducing people into society, or even by working on a commission for some big West End furnishing houses, jewelers, or other business establishments, but Queen Mar3 r resolutely resolutely refuses him to do eo, and her Majesty's word among her own family is law. Burden Grows Heavier. The Queen prefers to help the Prince and his wife*keep" up appearances appearances out of her own pocket ; but the burden of doing so is growing increasingly heavier. It is not long since that Queen Mary had to pay a heavy hotel bill and a modiste's account for her sister-in-law, and it is becoming obvious obvious to everybody in the immediate entourage of the court that her Ma- THE INCREASED NUTRITIOUS NUTRITIOUS VALUED F BREAD MADE IN THE HOME WITH ROYAL YEAST CAKES SHOULD EE SUFFICIENT INCENTIVE TO THE CAREFUL HOUSEWIFE TO GIVE THIS IMPORTANT FOOD ITEM THE ATTENTION TO WHICH IT IS JUSTLY ENTITLED. ENTITLED. HOME BREAD BAKING REDUCES REDUCES THE HIGH COST OF LIVING BY LESSENING THE AMOUNT OF EXPENSIVE MEATS REQUIRED TO SUPPLY SUPPLY THE NECESSARY NOURISHMENT NOURISHMENT to the body. A E. VY. GILLETT CO. LTD. TORONTO, ONT. WINNIPEG MONTREAL y b jesty will either have io allow Prince Alexander to do something to raise his income or .send the family family to live in retirement in Germany. Germany. But the Alexander of Tecks are not the only relatives of Queen Mary who are a burden upon her Majesty. The. house of Mecklen- burg-Shelitz is practically dependent dependent upon the bounty of the English, royal house. The old Duke lias an allowance of $50,000 per annum from King George. This does not come out of the King's pocket. It is paid him for the Duke by the State. : * -- ; A lazy man seldom complains because because he is unable to find work. The'luckiest da}' for getting married married has_not yet been discovered. The sexton had been laying the new carpet on the pulpit platform, and had left a number of tacks scattered scattered on the floor. "See lie re, James," said the parson, "wlia\ dc you suppose would happen if stepped on one of those tacks rig. in the middle of my sermon ? "Well, sir," replied the sexton, "t reckon there'd. be one point you wouldn't linger on." /- Dr. Horse*s Indian Root Pille exactly meet the need which so often arises in every family for a medicine to open up and regulate the bowels. Not only are they effective in all iy cases of Constipation, but they help LKii greatly in breaking up a Cold or ALa Gr* irippe by- cleaning out the system and purifying the blood. In the samf way they relieve or cure Biliousness, Indigestion, Sick Headaches, Rheumatism Rheumatism and other common ailments. In the fullest sense of the words Dr. Morse's Indian Root Pills are 47 Æ Household Remedy Women who are predisposed to neuralgia should of course take every precaution to protect themselves themselves from winter cold and damp. That particularly" painful ailment may be due to such local causes as bad teeth, defective vision, or it may result from some constitutional constitutional weakness, but in any event, exposure exposure to cold, damp and draughts is the worst thing for those susceptible susceptible to neuralgia. The malady is' much more prevalent among women than among men,- and many doctors doctors attribute this to the lighter kinds of footgear they are in the habit of wearing. The heavier description description of boots and shoes are being being discarded in favor of the lighter makes, with brocaded uppers, thin soles and narrow welts, which give à more dainty appearance to the ankles, but they are not at all fit for the weather we must expect' at, this time of year. Sitting about in damp feet is certainly one of the most prolific causes of rheumatism and neuralgia, and should be avoided at all costs by those' susceptible susceptible to these ailments. 7% INVESTMENT High Class 5-Year Bonds that are Profit-Sharing. Series--$100, $500, $1000 -INYBSTMRNT may be withdrawn any time after pna year, on 60 days' notice, Bastoesi at back of theee Bonds established established 88 years. Send for special felder and fall particulars. NATIONAL SECURITIES CORPORATION, LIMITED CONFEDERATION LIFE DUILDI NO TORONTO. CANADA f May Be a Curse. "Wealth may be either a blessing or a curse, according to the use made of it.,- Riches only bring hap-, piness to people when they are accumulated accumulated for the good of others. When they are accumulated for the gratification of avarice, or are used for obtaining personal aggrandizement, aggrandizement, respect, adulation,' or fame, they are very, badly applied, and may be a curse to a man. INTERNATIONAL STOCK FOOD is a splendid Pork Producer The successful hog-raiser is the man who bends every effort to prevent disease and--KEEP HIS HOGS HEALTHY. He provides his hogs with warm, clean quarters- * -)£>' .:>u -and adds a little " INTERNATIONAL STOCK FOOD " to every feed. This wonderful tonic keeps the blood pure--regwlates the bowels--makes the animals eat well--and thus fortifies them against those banes of the breeder--Hog - Cholera and Pneumonia. "I'll - give you something to *eat if you'll chop wood for it," said the woman positively. ' "Yes, lady,", replied Plodding Pete. "Only it - to: feed me- in: ; advance; advance; Choppin' wood gives nïé. a terrible appetite.. " ;; \ / L y-' L 3 FEEDS for ONE CENT You can easily raise " Fall Pigs " and have them fine and fat for the market in May or June, if you feed "INTERNATIONAL STOCK FOOD." Your sows will raise two good litters of strong: healthy pigs k AC h vbar if you feed INTERNATIONAL STOCK FOOD. For fattening- pigs for market, at the rate of a to 3 pounds extra a day, there is nothing- in the world to compare with it. . ..... . „ The big hogs--prize winners, weighing from 500 to 600 pounds-are regularly fed *• INTERNATIONAL STOCK FOOD;" Why don't you feed it and make mpre money out of your hogs?" 3 Feeds for one cent, For sale at-all Dealers. " .. L'.;:-'-. -- 65 y • letematiiiwl Stock Food Co., Limited, Toroate gsssife ggsas m Ü r~v mbs • ■v-t'7-' -'ITj.v-T' \ ■Ï&M «ÏUhBBS lia Éditer ' »'-V .. Wi,- : t&ê&ïtiêËê&g&ZaL-K V rî-B:V 1Uppp