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i The Canadian Statesman, Bowmanville, Wednesday, December 2,1992 11 Home Finder's Guida | Forum Provides Information About Home Buyers REALTY LTD. Prospective Purchasers look to Edvan Realty because of our proven record of success. Thinking of selling your home? Call me now and I will arrange for a market evaluation of your home without cost or obligation. l" Over 15 years experience." Wilma Entwlsle • Edvan Realty Ltd. 214 King St. E., Bowmanville Res. (416) 786-2911 Bus. (416) 623,4445 Tor. (416) 686-0477 Pel's Mortgage Watch Term Today's Best Rate for High-Ratio First Mortgages. • Access to funds from financial institutions as well as private lenders • Appointments arranged to suit you • Wecan create your ideal mortgage for Buying - Renovating - Consolidating or Refinancing Rate Term Rate 4 Years 9.250% 5 Years.' 9.190% 7 Years 9.450% 10 Years 9.850% 12 14 Years 10.190% Variable 9.000% 6 Months 9.000% 1 Year 8.750% 2 Years 8.750% 3 Years 8.870% 25 Year Term - 10.290% -- , , Call DEL DYKSTRA Financial Corporation 571-2880 (office) or 623-1249 (res.) According to some " of Canada's leading real estate experts, public opinion researchers and economists, first time buyers arc responding to improved improved conditions for purchasing homes. First time buyers arc seen as the driving force behind a return to greater greater market activity, with demand for entry level housing brisk in most ma-' jor urban areas. Virtually all major centres report an increase in market activity over the summer and fall months and marginal price increases of 2% to 3%, this year over last. In Central and Eastern Canada, greater sales have contributed to more balanced market conditions. Most cities cities arc reporting a four to six month supply of housing on hand and anticipate anticipate price increases of between 2% and 3 % for moderately priced homes. In some Western cities' such as Victoria, Vancouver and Edmonton, price increases for entry level homes arc in the 4% to 6% range. RE/MAX forecasts demand for residential properties to remain at or exceed current levels throughout Western Canada, with price increases averaging 3%. to 4% through 1993. A recently held RE/MAX Forum dealing with 1993 projections, focused focused on first time buyers. Among the most important findings, the Fomm concluded: • Conditions for first time buyers have improved dramatically over the last 12 months. • Greater affordability driven by lower interest rates, 5% down, CMHC insured mortgages and to a lesser extend, extend, RRSP home ownership provisions, provisions, have made home purchases more attractive for first time buyers. • Lower prices for moderately priced homes and greater supply, especially especially in the Greater Toronto Area, have sparked renewed interest among first time buyers. • While there have been tremendous tremendous improvements in affordability in cities like Winnipeg, Regina, Saskatoon, Saskatoon, Edmonton, Winnipeg and Toronto, Toronto, first time buyers are finding it increasingly difficult to find homes in Victoria and Vancouver. • Despite more attractive conditions conditions in the market, the public lack of confidence in the economy and uncertainty uncertainty over jobs continues to hold back many potential buyers and sellers. sellers. • Interest rate levels will continue to fluctuate in the short term, with five year rates remaining in the 8.5% to 9% range. Projections two years out are for interest rates to settle in the 7% to 8% range. • Interest rates will have less impact impact on volume of sales and realtors are advised to focus on providing improved improved quality of service as customers' customers' understanding of market forces becomes more sophisticated. • Market activity through the 90's will be driven more by new Canadians seeking their first homes. The impact of greater migration to B.C. is already having an impact on the levels and types of accommodation available in the Vancouver and Lower Mainland communities. The same factors will have a positive impact on markets in Central and Atlantic Canada. RE/MAX Forum participants included: included: • RE/MAX Ontario-Atlantic Canada Canada Chairman, Mr. Frank Polzlcr m/M GORD BARNES Assoc. Broker NANCY BARNES Sales Assoc. EXPERIENCE = ACTION PRIVACY PLUS 3 acres on quiet country road, close to town. Cosy upgraded bungalow arid superb workshop/garage, heated and equipped with 200 amp service. $199,900. AT HOME 6 23- 6 860 OR OF FICE 5 76- 3111 WONDERFUL GAS HEAT Plus rec room with cosy wood- burning fireplace, great oversized oversized eat-in kitchen with walkout walkout to 25 x 14' deck. 4 bedrooms and all for just $140,900. Athol Street, Oshawa CROSS CANADA MARKETPLACE IT'S FAST - IT'S EASYI ONE CALL, ONE BILL DOES IT ALL. REAL ESTATE GOT A CAMPGROUND membership or' timeshare? We'll take III America's largest resale clearinghouse. Call Resort Sales International. 1-800-423-5967 (24 hours). VACATION/TRAVEL FLORIDA: FULLY FURNISHED, Luxurious Condominiums. Laundry, heated pool, spa, games room. Minutes Disney-Epcot. All attractions, shopping, restaurant. Beautiful area. Weekly or monthly. Phone (613) 646- 2030. MORTGAGES NEED CASH TO PAY BILLS, credit cards, home Improvement, business? Mortgage money available, no qualifying hassles. Example: Borrow $10,000.00 and pay as low as $130.00 per month. Call toll-free 1-800- 268-1429. ! STEEL BUILDINGS BEST BUILDING PRICES - Steel Straitwall Type - not quonset - 32x54 $7,344; 40x72 $10,276; 50x90 $15,882; 60x126 $22,972 - other sizes available - Final year-end clearance - Paragon - 24 Hours 1-800-263- 8499. STEEL BUILDINGS - Future Steel Buildings winter special. Keep the factory busy during the winter months and take delivery in the Spring. Save up to 25%: Call toll-free 1-809:: 668-6653. ' : ~ rî ? il . - - BUILDINGS - GUARANTEED LOWEST PRICES on Manufacturers special lactory- direct year-end Inventory clearance. Straightsided Straightsided arch style and curvet models available on these specially priced models: 20x32, 30x50, 40x60, 40x102. Example - 40x60 Value $8,073.00 Now $6,188.00 F.O.B. Toronto. Complete with ends. Will store for spring delivery. Call Pioneer NO CHARGE 1- 800-668-5422. EMPLOYMENT OPPORTUNITIES INTERNATIONAL COSMETICS COMPANY seeking manager/consultants. European natural sklncare - all ages. Direct sales. Above-average training and support. Call Toni or Ann 1-416-891-2030. Box 35015, Dixie Mall P.O. Mississauga, Ont. L5E 3G3. FOR RENT FLORIDA 4-STAR RESORT. Furnished, 2 baths, laundry, heated pool, spa, golf, shopping. Minutes Disney/Epcot, Sea-World, Universal, beautiful area, dinner shows. Weekly, Monthly. Phone (613) 646-2030. INVESTMENTS MORTGAGE INVESTMENTS AVAILABLE. Only people from snqall towns understand the importance of investing In small communities. 11-1/2% to 14-3/4% returns. Call Intransicon toll-free 1-800-268-1429. AUTOMOBILES FOR SALE GOVERNMENT SEIZED/SURPLUS VEHICLES U.S. and Canadian low as $100. BMWs, Cadillacs, Chevs, Fords, Mercedes, Porsches, trucks, vans. Amazing free 24-hr. recording reveals how. 1-416-631-4266. GOVERNMENT (CANADIAN & U.S.) seized and surplus vehicles from $100. Trucks, vans, Fords, Mercedes, Cadillacs, Chevys. Amazing free 24-hrs. recording gives details. 1-416-631-4618 ext. 98. BUSINESS OPPORTUNITIES EXTRA INCOMEI Grow baitworms in your basement or garage. Odorless operation. Low Investment. Market guaranteed! Free information. Early Bird Ecology, R.RJ1, Smithville, Ontario, LOR 2A0. (416) 643-4252. LOOKING FOR BUSINESS OPPORTUNITIES? City Amenilies? Country Living? Low Housing and Taxes? Excellent Recreational Facilities? Contact: Gateway Rural Development Corporation, Moosomin, Saskatchewan. S0G 3N0. Phone: (306) 435- 3177. . . ; CAREER TRAINING LEARN AUCTIONEERING at the Southwestern School of Auctioneering. Next Class: Nov. 21-27. Information, contact: Southwestern ' Ontario School of Auctioneering, R.R. #5, Woodstock, Ontario, N4S7V9 (519) 537-2115. FLEA MARKETS CALABOGIE MALL FLEA MARKET open Sunday 10-5, Calabogie Ontario. Vendors welcome. New Buckhorn Roadhouse open daily. Minutes from snowmobile trails. For information, call 613-752-2468. ADOPTION CONSIDERING ADOPTION? Young couple can provide a healthy, loving home for a newborn baby In a small northern Ontario community. Call collect (807) 886-2107. BUSINESS SERVICES GOVERNMENT GRANTS, LOANS & assistance programs (Federal & Provincial) lor your new or existing small business. Information (514) 937-2422 ext. 98. Your ad could appear in community newspapers In Ontario, or right across Canada, or any individual province. Space Is Limited, so Call This Newspaper Today!' FRANK' REALTOR W. FRANK REAL ESTATE LIMITED 234 King Street East, Bowmanville Telephone 623-3393 Toronto Line 686-1035 „ iAUIO « ON AN ACRE - POWER OF SALE Spacious 3 bedroom home has walkout from dining room. Master bedroom has ensuite. Setting for wood stove in basement. In Pontypool, $137,900. Iris Fowler*, 623-3393 or 705-932-2621. WHAT A CHRISTMAS PRESENT! 3 bedroom, 2 storey home In Bowmanville. Sliding walkout from living room to large deck overlooking overlooking fenced yard. Asking $129,900. Terry Witherspoon*, 623-3393 or 983-8296. * NOW $162,900. - NEWCASTLE* Junior executive featuring 4 bedrooms, bedrooms, 3 baths, eat-in kitchen with walkout to deck. Main floor family room with fireplace, Main floor laundry, walkout basement. Dave Durham*, 623-3393 or 987-5722. ESTATE SALE - ORONO 4 appliances included. Spotless, 3 bedrooms, family room, living room, dining room, eat-in kitchen. Hardwood floors. $119,000. Charlie Reid*, 623-3393 or 983-5914. BUILDING LOT IN MILLBROOK Services available - asking $59,900. Arleen Handley*, 623-3393 or 416-797-2306. Over 30 Years Quality Real Estate Service 'COURTICE-$149,900.* Spotless 3 bedroom home on oversized lot. Corner brick fireplace fireplace in living room, bright eat-in kitchen with walkout. Gas heating. Shows like a model home. Dave Durham*, 623-3393 or 987-5722. BACKSPLIT IN NEWCASTLE Large 4 level. This 3 +' 1 bedroom home has a large kitchen with a sliding glass walkout to a large deck. Heating was changed to forced air gas. Asking $149,900. Terry Witherspoon*, 623-3393 or 983-8296. Jack BROWN* JosieDOXTATER" Dave DURHAM* Iris FOWLER* Arleen HANDLEY* Joe JERONIMO* Charlene MCAULEY* Banner PASSANT" Charlie REID* JohnSHEWCHUK* Doreen TILLS0N ' Tom TURNER* Ann VAN DYK* Nina VELTRI* Terry WITHERSPOON*. 263-2623 623-9557 987-5722 .. (705)932-2621 797-2306 .... 623-6920 ....983-5639 ....(416)797-2819 ,...983-5914 ....623-5927 432-4804 623-5510 ... 623-4638 576-2629 ....983-8296 RECESSED LIGHTING YOU OWE IT TO YOURSELF TO STOP IN FIRST TO SEE THE WIDEST SELECTION AND SOME OF THE' LOWEST PRICES AT OSSO Electric \ eiiciwc / 209 BLOOR ST. E. OSHAWA 576-4166 • RE/MAX of Western Canada President, C.E.O, Mr. Robert H. Che- rot • Mr. Peter MacGillivray, Executive Executive Vice President, Communications, RE/MAX Ontario-Atlantic Canada . • Mr. Tom Serviss, Vice President, Communications, RE/MAX of Western Western Canada • Mr. Bill Lynch, RE/MAX Broker/Owner, Broker/Owner, Prince George, B.C. • Mr. Fraser Mitchell, RE/MAX Broker/Owner, Edmonton • Mr. Ted Rowe, RE/MAX Broker/Owner, Broker/Owner, St. John's • Mr. Alex Pilarski, RE/MAX Broker/owner, Broker/owner, Toronto • Mr. Martin Goldfarb, Chairman, Goldfarb Consulting • Mr. Frank Clayton, CEO, Clayton Clayton Research Associates • Ms. Dian Cohen, economist, author author and broadcaster /VBiVERAC}A//V! • W WWjl " mt mutt nam ht It happan again.' file War Amps of Canada ^Jon. a unUjiis. (2(i%i±tmai. gift j-ox bliab <SjizaLaf tSomzonz ÇPiinbad Æojs.attiPiL'iti tjij txrsll (znoum e^Afabius danadian œibii.b * NORMAN KNOTT * Qrfy $34»95 «includes sHirrmo t taxes) DcjiAn -Zoom Soÿtt In Available In: White, Jade Available in: White Or Grey, or Royal. Sizes : Adult Small, Medium, Large or Extra Large XXLarge or XXXLarge also available for $39.95 c/halbaùU A-uuÿA: VALLEYVIEW GRAPHICS R.RJ4 COLE ROAD. BOWMANVILLE, ONT. LIC 3K5 Do ovhx unJ. GAupu. oi eMpmy OxJtx ox Galt 1 800 461 1988 Delivery in 10 days via U.P.S CORPORATION OF THE TOWN OF NEWCASTLE NOTICE OF PUBLIC MEETING TAKE NOTICE that the Council of the Corporation of the Town of Newcastle will hold a Public Meeting to consider a proposed Official Plan Amendment under Section 21 (1) of The Planning Act. The proposed amendment to the Official Plan of the Town of Newcastle would, introduce a "Local Central Area" designation, permitting a maximum floor space of 1200 square metres for retail and personal service uses, 500 square metres for business and office uses and 650 square metres for day care use. The subject lands are in Part Lot 15, Concession ij. Bowmanville, more specifically describes as a 0.8 ha site in combination with a 0.31 ha site on the west side of Regional Road 57; at the intersection of Hartwell Ave. (as shown below). ANY PERSON may attend the Public Meeting and/or make written or verbal representation either in support of or in opposition to the proposed Official Plan Amendment. DATE: Monday, January 4,1993 TIME: 9:30 a.m. PLACE: Council Chambers, Municipal Administration Centre 40 Temperance Street, Bowmanville ADDITIONAL INFORMATION relating to the proposed amendment to the Official Plan of the Town of Newcastle is available for inspection between 8:30 a.m. and 4:30 p.m. at the Planning Department, 40 Temperance Street, Bowmanville, Ontario or by calling Carlo Pellarin at 623-3379. ONTARIO Franklin Wu, M.C.i.P. Director of Planning & Development 40 Temperance Street, Bowmanville, Ontario L1C3A6 Planning File: OPA91-024/N Clerk's Rle: CS-NI-3221 The Newcastle Community Liaison Group invites you to a PUBLIC MEETING December 7th - Newcastle Community Hall Newcastle Village - 7:30 p.m; The Topic: The Port Granby Low Level Nuclear Waste Site YOUR PARTICIPATION IS VITALLY IMPORTANT. YOU CAN BECOME PART OF THE SOLUTION TO LOW LEVEL RADIOACTIVE WASTE IN THE TOWN OF NEWCASTLE