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I 14 The Canadian Statesman, Bowmanville, Wednesday, September 22,1993 r ■\ Real Estate Deadlines and Policies Deadline for Wednesday Publication is Monday at 12:00 Noon. Any compensation for errors or omissions by The Canadian Statesman will be limited to the value of the space occupied by the error in the advertisement l Please phone 623-3303 and ask for the Real Estate Sales Department J Job Loss Insurance Program Gives Consumer Confidence a Boost ; This article is provided by local Realtors and the Ontario Real Estate Association (OREA) for the benefit of consumers in the real estate market. market. If you're thinking of purchasing a home, but have put off your decision because of the continuing threat of recessionary unemployment, you can now make your purchase with confidence confidence - thanks to ALWAYS HOME Job Loss Mortgage Insurance. Developed through Ontario Realtors Realtors by the Ontario Real Estate Association, Association, Pafco Insurance and Thompson, Thompson, Thompson and Associates Ltd., insurance Brokers, the comprehend sive package is aimed at boosting consumer confidence by providing homebuyers with insurance which will cover mortgage payments for a full 12 months in the event of involuntary' involuntary' job loss or layoffs. • With ALWAYS HOME, there's no need to use your savings and no need to worry about losing your home - or having to sell it when you don't want to. Peace of Mind ALWAYS HOME provides you with the peace of mind to make your dream home into an enjoyable reality - and lets you control the future. The ALWAYS HOME insurance program program will make your total monthly mortgage payments of up to $2,500 for 12 months in the event of involuntary involuntary job loss or layoff. Coverage is effective with an accepted accepted Agreement of Purchase and Sale. Benefits are payable beginning two months after the date of loss of income from employment - and continue continue for one month beyond the date of re-employment or for a total of 12 months, whichever is earlier. The program covers registered conventional or high-ratio mortgages, multiple mortgages (first second and third) and registered mortgages from institutional or private lenders. Mortgage payments on monthly, weekly or bi-weekly schedules are covered (including property taxes, life and disability insurance premiums premiums when included in the regular mortgage payment). Freedom and Flexibility Because ALWAYS HOME is not tied to any specific financial institution, institution, you have the freedom to shop around for the best mortgage deal. You can pay your ALWAYS HOME premiums as a lump sum when you sign up (just treat the premium premium as part of your "closing" costs) or through low monthly payments. ALWAYS HOME costs $4.85 for each $100 of monthly mortgage payment. payment. So, if you're paying $1,200 per month in mortgage payments, your insurance cost would be $58.20 per month. Eligibility Y ou and any joint applicant are eligible eligible if: * You are a Canadian resident aged 18 to 65; * You have worked a minimum of 30 hours per week for the past 12 months (not necessarily with the same employer); and * You are purchasing a new or resale resale home or recreational residence through an Ontario Realtor who is a member of a local real estate board. Self-employed individuals are not eligible for coverage under the program. program. Joint coverage is available for both individuals contributing to the household income. Benefits are then paid based on the proportion that each salary contributes to the total household income at the time of a claim. You may also choose to cover only one person. Benefits would then be 100 per cent if that person became unemployed. Length of Coverage is up to You The length of ALWAYS HOME coverage is up to you. Lump sum payments can be made for one to five year terms with renewal options available at the end of each term, Monthly payments can be made indefinitely indefinitely and coverage can be cancelled cancelled by you on two months notice. Application forms and information information brochures are available at Realtor Realtor offices throughout the province. If you qualify, all you have to do is fill out the form and send it in to Thompson, Thompson, Thompson and Associates Ltd. Insurance Brokers. You can obtain more information about this exciting program by calling calling this insurance broker at 1-800- 665-5511. In the Toronto area, call direct at 622-4512. Poaching goes against our nature! j Please join us in our fight to stop poaching. For more information, call 1-800-563-9453 Canadian Wildlife Federation cornerstone realty ltd., realtor 104 king st. e., bowmanville 623-6000 428-1206 (Toronto Line) DOUBLE YOUR SERVICE - CALL CAROL HALLMAN* or DIANNE WARREN* à . JT -- ** Associate Brokers * Sales Representatives Carol Hallman * Freehold townhouse. 2 bedrooms, large eat- in kitchen, fully fenced yard. Walkout to deck. Call Carol* or Dianne* for Additional Info on These Properties 623-6000 (Office) 428-1206 (Toronto Line) 24 hr. Pager 'lanne Warren* $219,900.-CHARM OF YESTERYEAR Totally redone. 2 skylights, pine floors, 3 decks, beautiful lot. A must to see. Doug Humphrey** JUST LISTED POWER OF SALE Commercial building plus 2 apartments. Excellent potential - good income. 1600 sq. ft. lower floor, good paved parking. parking. Only $159,900. VENDOR WILL HOLD THE MORTGAGE! Excellent solid 3 bedroom brick bungalow with garage. In-law potential. Vacant. Asking $129,900. Try an offer! To view these properties, call Doug Humphrey**, Broker, 623-6000 - Member of Remax Hall of Fame 100' X 200' LOT Need room for gardening? Look no further! further! Close to Highway 35/115. Angelstone fireplace in living room and family room. Eat-in kitchen. SUPER STARTER 3 bedroom raised bungalow semi. Eat-in kitchen, spacious rec room with wood- stove. Walkout basement to fenced yard, separate side entrance. $109,800. MUST BE SOLD 3 + 3 bedrooms. Most windows replaced. Newer gas furnace. Inground pool, fenced yard, separate side entrance. Bring all offers. $129,900. WALK TO MALL Close to hospital and schools as wellll Woodburning fireplace in main floor family family room, spacious bedrooms, rec room with wet bar. Gas. Fenced yard. $139,900. Call Linda McLennan* 623-6000. Paul DeJager* PRIVATE 10 ACRES - $249,000. Over 2400 sq. feet, 4 bedrooms, walkout basement, fieldstone fireplace, central vac, central air, cathedral ceiling, Jacuzzi, huge kitchen. Nestled between mixed trees. Must be seen. Call Paul DeJager* 623-6000. Tony Klompmaker* JUST LISTED BOWMANVILLE 3 plus 1 bedroom semi finished up and down, gas heal, private lot, above ground pool. An exceptional family home. Asking $115,900. COUNTRY 11 ACRES Just north of Hampton with 6 year old bungalow, 3 plus 1 bedrooms, inground pool and super modern barn with heat, hydro and water. Asking $269,000. LOTS 10 ACRES, Taunton Rd. $139,900. 2 ACRES, Burketon $94,900. 1 ACRE, Enniskillen $64,900 Call Tony Klompmaker* 623-6000 or 263-4448 Vinnle Gupta* 1650 Sq. ft., 3 bedrooms, 3 baths, main floor family room, 2 car garage, court location! Please visit 6 Willow Court, Newcastle, Surf., 1 - 4. Priced at only $134,000. or rentll Dir: #2 to Arthur St. North to Andrew St. left to Willow Ct. Please call Vinnle Gupta* 623-6000 (24 hr.) "Your Newcastle area Sales Representative." REDUCED $20,000. 1 1/2 storey all brick. Ideal for antique lovers or starter home, formal dining room, high basement, huge upper storey, storey, attached garage, deep lot. Asking $119,900. OPEN HOUSE, Sat., Sept. 25th from 2 'til 4:30 p.m. 48 Church St., Bowmanville. See you therein $125,900. - 3 bedroom bungalow $139,750. - century home $149,000. - 2 storey, mature trees $169,000. - In-law apartment David Passant** $39,900. - retirement village $87,900. - north end detached $92,500. - 1-1/2 storey starter $149,700. - 2 storey with pool $119,900.- 2 bedroom bungalow Please call David Passant**, Associate Broker, 623-6000 24 hr. pager Serving the Durham Region for over 18 Years, Rob Donnelly* Seles RepinenUtlve 623-6000 or Toronto Line 428-1206 4 DOREEN CRES. MLS If9304023 BEST PRICE IN TOWN! Why pay more for a home with expensive electric heat when you can have this gas heated 3 bedroom home for only $106,900. Newer shingles. shingles. ('91) and carpeting. Fully finished basement. Fridge and stove included. Don't miss out on the deal of the yearl Looking for home value? Call Rob Donnelly* today at 623-6000. uUUlkMwlnfflU Kid Pat Hurley* WOW $50,000.1 WILMOT CREEK! Immaculate 2 bedroom situated on a lot with private backyard. 7 appliances and window coverings aro Included. Call boloro It'sgono. 3.2 ACRES-TREES AND PRIVACYl Bungalow with sunkon living room, cathedral collings, 4 skylights, onsu lto bathroom, and warm wood finish Ing. Just llstod. $195,000. Pat Hurley*, 623-6000 or 623-3899 Rod Doris** Associate Broker 623-6000 or 987-1832 Res. POWER OF SALE $129,900. 1424 SQ. FT. VENDOR WANTS IT SOLD Frostily pnlntod, corner flroplaco, opon concept, doop lot, largo kltchon. For professionalism Mil's host call tho namo pooplo • rocommond to trlonds. Jnmos Bush* DON'T BEAT AROUND THE BUSH! m Ellon Bush* Call ELLEN** or James Bush*!! 623-6000 or 623-8512 COUNTRY GENTLEMAN Mngnlllcont 13 aero colling Is just tho beginning. All tho work Is llnlshod, now mol, windows, control air, plus much morn. Call - ------- for details, Asking $2j,900. Horn's homo RETIRING SOON? a ono bodroom mobile complololy furnlahod. KEY TO HAPPINESS Is having somoono olso holp moko your modgago paymont. Four lovol bncksplll, 4 bodrooms, 2 ■ 4 pc, baths, 2 kltchons, largo lot. Call for moro details, Ron Moore* "Get Moore for your money with Remax" rm ?' BEAUTY AND VALUE Come home to this lovely 2 storey, 3 bedroom home with attached garage. Look at these features, finished rec room with fireplace, 3 bathrooms, central air, built-in dishwasher, satellite dish. All yours for $149,900. Call now or miss out. Call Ron Moore* 623-6000 (24 hr. pager) associate broker 623-6000 CALL FOR A FREE APPRAISAL 'S' ^KJcll Inimmed SAxufa How about these features? Main floor family room with fireplace and walkout to patio, eat-in kitchen, kitchen, 2 baths, spacious master bedroom, bedroom, luxurious upgraded broad- loom, rec room, attached garage, fully fenced yard, great oast Bowmanville location! You'll find ono-of-a-kind charade in this four bedroom Century home with stairway to potential 3rd floor loft. Tho new kitchen and bath aro accented by lovely hardwood hardwood floors, soft-toned decor and the tranquil view of the flowing pond noxt doorl /V y Sjtceùit * Everything you want situate^ In F beautiful, tranquil soiling. This family porfoct sldospllt with four bodrooms, family room and roc room comos with woodstovo and control nlrl Tho 24 aero property Is half wooded - half clear with 24' x 40' barn with hydro and watorl ± Sis %*Tutc 4 Tlcturo yoursolf In this 10 aero counlry paradise - tight noxt door to tho Gannroska lorost. Tho spacious, spacious, fully finished bungalow reflects top quality throughout with walkout basomont loading to a charmingly landscaped Inground pooll ^ £*iy i* tfinlHinU ^Located on nn extra doop, hedged lot in north Bowmanvillo - groat family nolghbouihood • this compact compact two bodroom bungalow Includes oat-ln kllchon with walk out to huge soulli lacing dock main floor laundry and dolachod garago will) hydro. FEATURE HOME W tfot fa Sul * o tho harmonious decorating of all tho rooms In this fully llnlshod brick bungalow - animal earth lonos compliment gloaming hardwood lloors, Tho oat-ln kllchon comps with walkout,to rnlsod dock,oyorlooklnj ,lho bonutïlüiiy niivnto, Hood backyard - 5 doop with (lowing stream! Tr ..... loot uuu,, m„, „„„ 1)0 Inviting roc room will) flroplaco and bar providos lots ol I extra living space, Country location - just minutes liom dslinwnl... $154,900.. SALLY STAPLES** 623-6000 SALLY STAPLES**