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The Canadian Statesman, Bowmanville, Wednesday, February 2,1994 19 «V Real Estate Deadlines and Policies Deadline for Wednesday Publication is Monday at 12:00 Noon. Any compensation for errors or omissions by The Canadian Statesman will be limited to the value of the space occupied by the error in the advertisement Please phone 623-3303 and ask for the Real Estate Sales Department J No Time Like the Present to Buy a Home This article is provided by local Realtors and the Ontario Real Estate Association (OREA) for the benefit of consumers in the real estate market. market. If you're fed up with renting and have always wanted a home you could call your own - but thought the chance was just beyond your grasp due to economic factors - you should know that the time has never been better to make your dream come true. A combination of low interest rates, government incentives and a return tO' more affordable prices is helping to make it possible for count- Police Officer to Help California Quake Victims A Durham Regional Police officer is one of four policeman going to Los Angeles to assist in earthquake relief. Kenny Lord, Adam Josephs, Kevin Kevin McCaughley, from the Metropolitan Metropolitan Toronto Police Force and Keith Mondesire from the Durham Regional Regional Police Force will be leaving for Los Angeles, Thursday, February 3rd; until Sunday February 6,1994. Their mission will be to help out the people affected from the Earth Quake in California. "We want to help out in anyway we can, if that means sweeping the streets, clearing debris or serving food, we look forward forward to lending a helping hand", said Keith Mondesire. less Canadians to enter the exciting world of home ownership. Surprising as it may sound, you'll find that the costs of owning a home, in many cases, can be substantially lower or comparable to those of renting. renting. And, if you start looking now, you and your family will probably be able to move in the spring and enjoy your home both indoors and out during the summer months, Use RRSPs You may also want to take advantage advantage of the RRSP Home Buyers' Plan - which is set to expire at the beginning beginning of March. This program give you the chance to use your Registered Registered Retirement Savings Plan (RRSP) certificates (up to $20,000 per person, $40,000 per couple) to build or buy a home. No income tax is deducted from these funds as long as they're repaid to an RRSP according according to the government's repayment schedule. To take advantage of this program, program, you must enter into an agreement agreement to buy or build a qualifying home and withdraw funds from your RRSP before March 2, 1994. The deadline for closing the deal is September September 30, 1994. However, you may only withdraw RRSP contributions made prior to December 2,1992. Extra Security If you're eager to. buy, but have concerns about the stability of your job, a job loss mortgage insurance program called Always Home is available to help give you an extra boost of confidence. Attractively priced and extremely comprehensive, this insurance will take care of your mortgage and property property tax payments in the event that you involuntarily lose your job. In the meantime, you can get your finances finances in order and focus on finding another job. Realtors of Ontario worked with Pafco Insurance Company and Thompson, Thompson and Associates Associates Ltd. Insurance Brokers to develop develop Always Home last fall - and many buyers arc taking advantage of it. When buying a home you should also consider the equity you'll be building in your property as time goes by - and once the mortgage is paid off, all you'll really have to concern concern yourself with are taxes, maintenance maintenance and utilities - not a bad return on your investment. Examine Your Needs You'll also have to decide where you want to live and the type of house that's best for you. This _ is where a Realtor's services prove invaluable. invaluable. After all, there arc plenty of housing housing options available in the marketplace marketplace - new homes, resale homes, townhouses and condominiums and a Realtor can help you choose one that best suits your current and projected lifestyle. A real estate professional will compare your needs, wants and budget budget with what's available on the market market and make recommendations. In addition, he/she will accompany you as you view homes and provide perti- you waiting for? It's one of the nent information. smartest investments you'll ever So, if you're ready to leap into the make and you certainly won't regret world of home ownership, what are it. m. is PRICED RIGHT Detached, two-storey. Newcastle Village. Very affordable. $135,000. Call Al Beard at 987-4035. Hockin Ken Hockin Real Estate Ltd. Realtor 123 King Street East Bowmanville 623-4115 V til YESTERYEAR CHARMER 3 bedroom home completely refinished from floors to ceiling. $159,990.. Call Al Beard at 987-4035. Al Beard M j ' ' V; . ;<t' • :X = i % ü W- ■ 8... . • v4 ?*•'< " : >4 >5 ■ COUNTRY CHARM Spacious two-storey country home situated on .34 acre property. $194,900. Call Al Beard at 987-4035. ■ ■;} ' w cornerstone realty ltd., realtor 104 king st. e., bowmanville 623-6000 428-1206 (Toronto Line) results! * Associate Brokers ' Sales Representatives $88,900. detached starter $101,900. freehold townhomê, finished rec room $114,800. waterfront living $118,900. hospital area bungalow $139,500. bungalow on 1/2 acre with workshop $169,900. Country sidesplit, In-law apartment. David Passant** EXCLUSIVE AREA WALTER SCHLEISS BUILT Immaculate 4 bedroom sidesplit with tasteful decor. Features family room, separate dining room, gleaming hardwood floors, all newer windows, 54 x 140' pnvate yard surrounded by mature hedges and trees, walkout to patio. Ask for Dave on this lovely family home today I Please call David Passant**, Associate Broker, 623-6000 24 hr. pager A Top Producer In the Durham Region with over 18 Years of Service. Outgrown your starter home and want something a little larger? - -:«• s -z- U : K 1 . y v ; : : " ;. ■■ . ' , " ' • ;r)r YŸYŸ : ■ ■ . ■ ■ ' _ . ■ ■'■ >• '■■■ ' : .*• ■ Y- ; ; . y ; y : . ■ ' y y : O*** 623-6000 a 68 >^TÉR TH flN^ * Absolutely immaculate * Terrific, quiet court location * Fully fenced private yard * Lots of upgrades W ?f:.r my SOLD «s.;,' ; YlVf 3170 Taunton Rd. Congratulations Tracy and Joe! This shining contemporary home is keyed to convenience - easy care ceramic tile flooring in the roomy oak kitchen - lots of cabinets, formal dining room with walkout to interlocking brick patio, wood burning fireplace in living room, extra large master bedroom, 3 baths - a pleasure to view!... $158,900. 1 HAVE BUYER (• Rod Doris** Associate Broker 623-6000 or 987-1832 Res. For professionalism at it's best call the Bowmanville Orono Newcastle Courtice Looking for both country and subdivision. rTcommenTto Please call ASAP. Let's Talk! friends. p OPEN HOUSE SATURDAY and SUNDAY 2-4 p.m. 747 Ferndale Street, Oshawa Aubrey Crooks* Spacious Tudor style home in "The Glens". Four extra large bedrooms, main floor family room, fireplace, walkout to inground concrete pool. Beautiful bleached oak flooring in living room, dining room, kitchen and hall. Truly a home for the growing family. Aubrey Crooks* 623-6000 or 623-1735 Ellle Klnnear* GREAT BEGINNINGS $108,900. Fully detached, two decks, refinished inside and out. Carries lor as low as $648.00 monthly. Call Ellie Kinnear* 623-6000 (24 hr. pager) \ James Bush* 8üS§î$#ïl8 MOVE-IN CONDITION Beautiful three bedroom, 2 storey home. Eat-in kitchen, fireplace in living room, many inclusions. Priced to sell at 124,900. Ellen Bush** / ■ Paul DeJager* > ■ " JUST LISTED PRICED TO SELL $117,900. Beautiful free hold townhouse. A must to see, 3 large bedrooms, 3 baths, good size lot, easy access to 401. Great area. Call Paul DeJager* for details 623-6000 or 623-2712. Kp ; Jiw/Ahi Ron Moore* Sales Rep. 623-9263 (res.) "Get Moore for your money with Remax" Liberty St. N., Bowmanville Cone. 4, Bowmanville CALL TODAY FOR A FREE EVALUATION OF YOUR HOME!! f I vv:Vi RETIRE IN STYLE! Kitchen, dining room, Florida room, fireplace in living room. Shows beautiful. Asking only $76,000. NEED HELP? 4 level backsplit, 2 - 2 bedroom units. Live In one, rent the other. Asking $113,900. THINKING OF BUYING OR SELLING? Don't beat around the Bush. Call James and Ellen Bush How Much is your House Worth? Vlnnle Gupta* Sales Rep. „ 987-1709 (res.) Mann st - Bowmanville 'Your Clarlngton connection" Call Ron Moore* or Vinnie Gupta* 623-6000 ■T" -toy,;* OPEN HOUSE / 39 WAVERLEY RD., gj BOWMANVILLE Ëb SUNDAY, FEB. 6TH --• 2-4 p.m. Dionne Wnrron* *; 2 + 1 bedrooms, largo oat-ln kitchen, many renovations. Hugo 66' x 160' lot. Only $121,900. Call Dianne Warren* Office 623-6000 For Your Complimentary Appraisal. SUPER SIZED Raised bungalow. 3 bedrooms, large kitchen with oak cupboards, living room and dining room all on one level. Walkouts from dining room and master bedroom. Full unspoiled basement with R.l. lor both. Double garage and all on a gorgeous 1/3 acre lot. Groat buy at $159,951. X., Linda McLennan** just REDUCEDI Now at $103,900.11 2500 square foot, 4 bodroom home. Woodburning flroplaco in family room, main floor laundry, huge master with walk-in closot and 4 pc. bath with Roman tub and sopnrato showor, Go Highway 112 to Prostonvalo Road. Follow to Glonobboy Drive. Follow signs. ( Call Lind a McLennan** 623-6000