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I The Independent, Canadian Statesman Weekender, Bowmanville, Saturday, February 19,1994 3 School Board Briefs User Fees Trustees approved a series of motions motions aimed at eliminating any user fees at the secondary school level. The recommendations will also mean that students are given an identification card which will be subsidized by the Board and which will ensure both safety and "equity of access to school resources," said Superintendent of Program Trudy Lum. Field Trips A major new policy on field trips was referred back to Education Committee Committee for further study. The John Amesbury History Prize Trustees approved a new award for students at Clarke High School to be called The John Amesbury History Prize. The award will be presented to the student with the highest standing Celebrate Durham '94 Has March Break Activity Ideas Wondering what to do during March Break? Celebrate Durham '94 has the answer. Take a Winter Kids Break. There are many indoor and outdoor activities for active kids in Durham Region in March, starting with the favourite, maple syrup. Learn all about it at the 18th Annual Annual Maple Syrup Demonstration at Purple Woods Conservation Area, Guided tours arc run on weekends from March 7 to April 22nd and during during the March Break from March 14 to 18. Admission and tours are free. Purple Woods Conservation Area is located at Simcoe St. North and the 10th Concession Road. For times of the Maple Syrup tours and more details details call the Conservation Authority at 579-0411. For indoor activities, head to Cullen Cullen Gardens daily during the March Break from 10:30 a.m. to 12:30 p.m. Only advance bookings are accepted, so call right away to enjoy a magic show, story telling and face painting. Tickets are $6.50 per person, including including lunch and taxes. Call Cullen Gardens Gardens at 668-6606 for tickets and information. information. Transparent Interior Finishes Cetol TS Interior Satin Cetol UV Interior available at CENTRAL PAINT & WALLPAPER 295 Ritson Rd. S. ■1 j I, z'l >:.} ..hi ;• r:.- i.-r Oshawa ' 434-3939 RRSP Loans: WHEN BORROWING MEANS SAVING By Dennis Beere Manager, Bowmanville Branch Toronto Dominion Bank At this time of year - with the RRSP contribution deadline of March 1st drawing near - many Canadians are considering the right mix of investments or sayings products for their RRSPs. Certainly, this is an important decision, because there are many competing choices in the marketplace - from GICs and daily interest accounts to hundreds of mutual funds and a vast range of stocks and bonds. The choice of product may not be easy, but one thing is crystal clear: if you can afford" to contribute to an RRSP do so'now; contribute as much as you can, as soon as you can. And when it comes to RRSP contributions, what you can afford is not necessarily limited to the actual cash you have available right now. It may make sense to take oiit an RRSP loan, so that you can make the largest possible RRSP contribution - which will increase your tax rebate this year, and make a huge difference down the road in terms of your retirement income. In fact, the effect of making a single $1,000 contribution at the age of 30 means an increase of $21,725 in the total value of your RRSP by the time you reach 70 (assuming an annual investment return of 8%). Many financial institutions make RRSP loans readily available at very attractive interest rates - because they are low risk loans, and because the institution has an interest in gaining your RRSP business. Check with your institution as to whether you can pay off the loan early, with no penalty - providing the opportunity to make a lump sum payment when you receive your income tax rebate for your RRSP contribution. So speak to your banker or investment counsellor about the benefits of an RRSP loan - and make sure the rates and terms at your financial institution arc competitive. Feel free to call TD's Green Infoline at 1-800-387-2092, if you need further information. The Toronto-Dominion Bank I [B 39 Temperance Street Bowmanville, Ontario L1C 3K9 Tel: (905)623-2514 Your Bank. Your Way. in OAC history and is designed to encourage encourage the study of history at the. high school. The annual award of $100 was established by John Amesbury. Amesbury. Trustee Bob Willsher said that Amesbury, who is now retired and who generously donated the money for the award "has given of himself not just in the classroom but in the community." Name Change As a result of a referendum vote in November 1991, the Town of Newcastle Newcastle citizens voted to change the name of the municipality. On July 1, 1993, the Government of Ontario passed a Private Members Bill officially officially changing the name to The Corporation Corporation of the Municipality of Clar- ington. In recognition of this change and the wishes of, that portion of this Board's jurisdiction, The Northumberland Northumberland and Newcastle Board of Education Education has amended its name to be consistent consistent with that of the Municipality. As a result, a resolution was adopted and duly approved by the Ministry of Education and Training. Henceforth, the Board will be known as The Northumberland - Clarington Board of Education. The Board will continue to serve the residents of the County of Northumberland Northumberland and the Municipality of Clarington. The Board prides itself on the provision of quality learning opportunities opportunities for all Jeamers in a positive positive environment with caring dedicated dedicated staff members to enable each learner to acquire the skills, knowledge knowledge and attitudes required for life in a changing world. For further information, you are encouraged to contact the public school nearest you or our Education Office, P.O. Box 470,834 D'Arcy St., Cobourg, Ontario K9A 4L2 or 1-800- 263-7890. OUR RRSP's CONSIDER YOUR INVESTMENT RETURN. NOT JUST YOUR TAX RETURN. We've helped over half a million Canadians make the most of their RRSP's by providing the highest standard of personalized service in the industry. Why not find out what we can do for you? ESS ftfVBStOTS Call Andrew Rice HBÊU Group at 623-26Û1 today. Building futures since 1940. INVESTORS GROUP FINANCIAL SERVICES INC. c LOTS OF FREE PARKING OUR 'ENTIRE STOCK of FALL and WINTER 93/94 FASHION FABRICS til FEB. 23 OR WHILE SUPPLII Buy 1 METER of FABRIC atReg. Price-get 2 METERS FREE! " *(excludes only basics, home dec., selected fabrics, new spring arrivals) Details in Store. 1801 DUNDASST. E. WHITBY . (Kendalwood Plaza) | 721-9152 BABRICLAND fAN*VAS I«n ,lU ^ ll'.Hlvh UK* 600 GRANDVIEW ST. S. OSHAWA (Grandview and Bloor St.) 436-7589 PLEASE NOTE IN n 'Ml I i 1 A v/i il hi 11 ir, i.. ,r in m ivi m -M' ■ . Til 11 i M ' ' • , ' If]' . i ' ' IIH', Ii i| . M '. » lAirj ' 11 'HI I HI' l IAIN sll 'ill in I