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* r i The Canadian Statesman, Bowmanvillc, June 3, 1998 Page 5 Darcy Rowe received his Bachelor of Human Kinetics on May 28th from the University of British Columbia. Darcy is the son of Charles and Jane Rowe of Courlice, brother to Anthca, grandson of Fred and Bcrncice Mason of Osliawa and Betty Rowe of Willowdale. An Ontario Scholar graduate of Courlice Secondary School, Darcy plans to travel before continuing his education. Congratulations from all your family and friends. Si Trinity United Church Church and Division Streets ivSySP^-) Bowmanvillc, Ontario Church Phone Office Phone 623-3912 623-3138 Rev. Frank W. Lockhart, M.A., M.Div., M.Th., Th.D. SUNDAY, JUNE 7TH, 1998 10:30 a.m. "God and Nature, No.l" Nursery Care and Church School Available A Warm Welcome To All Visitors Anglican Cljurclj jyÿfllaflsaLÎ:#' Temperance St. S., Bowmanville SUNDAY, JUNE 7TH, 1998 TRINITY SUNDAY 8:00 a.m. Holy Communion 10:00 a.m. Holy Communion Each Wednesday 9:30 a.m. Holy Communion and Laying-on-ol-Hands lor Healing 7:00 p.m. Contemporary Service _ 9 ,p Rector -The Reverend Canon Byron Yates, B.A., S.TB. R Graduate Darcy Rowe ê>t. JJaul's Entteb Cljuvdj 178 Church Street Bowmanville Rev. Nancy J. Knox, B.A., M.Div. Intern Minister: Richard Parker Organist: Mr. Douglas Dewell Church Secretary: Helen Mclnnes 623-7361 SUNDAY, JUNE 7TH, 1998 10:30 a.m. Guest: Rev. Jane Hallett "Was Jesus Really God?" ©j.p. Nursery Care for Pre-School Children Every Sunday If you're new to Bowmanville, we invite you IM| to make St, Paul's your church home. PSj Susan Pleasance, formerly ofTyrone, daughter of Ann and the late Tom Pleasance, graduated from Trent University, Peterborough, on May 29, 1998, with a Bachelor of Arts degree, majoring in History. She is continuing her education at the Centre for Christian Studies leading towards commissioned ministry. Dr. Kevin Calhoun is pleased to announce the full time opening of his practice in Family Medicine at 222 King Street East, Suite 300 Bowmanville Telephone 623-2355 Dr. Calhoun welcomes new and „ obstetrics patients. Capsule Comments with Neale McLean, B.Sc. Phm. For those people with nighttime heartburn, heartburn, here's another helpful suggestion, besides raising the head of the bed six inches. Try sleeping on your left side. That keeps the stomach contents below the point where the esophagus enters the stomach. Also don't cat less than two hours before bedtime. It's not often we suggest taking a pill based on non-condu- slve evidence but there is more Information corroborating that low levels of certain B-vitamlns can Increase the risk of heart disease. So cat green leafy vegetables daily and take a vitamin supplement that provides 400 meg of folic add, 2 mg of B-6 and I mg of B-12. The Finns have a new margarine called "Bcnccol" made from a pine tree extract called "sltostanol". It actually lowers cholesterol cholesterol when used In place of regular spreads. People who attend church regularly appear to be healthier than those who don't. Reduction In psychological stress and a boosted Immune system were touted as the reasons why. Talk to your pharmacist when choosing a medication for your children. Ho/she can advise you on giving the right medicine In the right dose for the right problem. Pharmacist Orthotist Bowmanville Clinic Pharmacy Ltd. 222 King St. East Bowmanville, Ont, Free Deliveries (905) 623-7611 nil 1 . Engagement Announcement Harvey and Doreen Rowe wish to announce the engagement of their daughter, Angela Doreen to Michael Alan Brock, son of Sheila and Alan Brock. Wedding to take place Saturday, June 27lh, 1998 at the Garnet B. Rickard Recreational Complex. Fire Losses Down Claringlon's Fire Department responded to 155 calls in April and recorded a total fire loss of $14,700. There were 49 property fires, 11 unauthorized burning burning complaints, 21 false alarms, eight public hazard calls, 17 rescues, and 43 medical assist calls. There were also six miscellaneous calls. So far this year, the department has been called to 557 incidents and the total lire loss thus far is $217,600. Last year, at this time, the fire loss was estimated at $837,650, with 635 calls. HAPPY RETIREMENT -- Constable Mike Marks, of the Durham Regional Police, received a big round of applause and an appreciation plaque at Saturday's event. PC Marks was honored for his work at local schools, and in particular for his dedication to the Values, Influences and Peers (VIP) program. Here, Constable Marks contemplates his retirement this year, surrounded by some of the children who have graduated from the VIP course. Graduate Brian Walker Congratulations: Brian Walker of Hampton, son of Loync and Gloria Walker, graduated on the Dean's Honours List from Trent University on May 29, 1998 with a Bachelor of Science Honours degree majoring in Psychology and Geography. Brian will be continuing his education at Queen's University in the fall where he will complete his Bachelor of Education degree leading towards a career in the teaching profession. Dollar$ & $ tense with Deborah flRA Kohlsmith Financial Consultant à JL Taking the Mystery Out of Commissions As mutual funds become the way to invest in the 90s and on into the millennium, investors should be aware of the underlying fees and commission schedules that exist. Three main types of commissions are: (1) No-load - no commission fees are paid, however you become your own financial consultant (2) Front-end - a certain percentage of your investment is paid lip front (3) Deferred sales charge (DSC) - investor pays no commission up front; DSC is a declining commission schedule based on the number of years the investor holds his investment (commission declines to 0% after 5 to 7 years) Service fees, also referred to as 'trailer fees', are paid quarterly, based upon the total assets held with a fund company. Each of tire various fund companies rely on a large network of independent financial advisors and these individuals are compensated to provide a high level of service to every client. Management fees, expressed as 'MERs' (Management Expense Ratios) are paid to the fund managers for day to day operations of their funds. Different types of mutual funds may have higher or lower MERs, dependent upon the type of fund and how costly it is to manage (ie. International; Canadian; Emerging market funds). Any figures you see reported in the media have already taken the MER into consideration. The bottom line should not necessarily be a "commission" decision. Your decision should ultimately be based upon the advice, service and integrity of your financial consultant. Hc/she should be assisting you in maintaining your commitment to your goals and most importantly assisting you in achieving your specific financial goals. ©J.P. REGAL CAPITAL , E^ NNS 5i- TALVEST B Y P I! (t I Q~N 24 King St. £., Bowmanville, Ont. L1C 1N2 (905) 623-1936 16,000 Kilometre Bike Ride Comes to End on Saturday From page 4 such as on the Rocky Mountains, I found wearing wearing a toque kept me warm. We lose close to 30% of our body heat through our head so keeping the head warm certainly helps. Several water bottles will be required. One of which must be the soft, squeezable plastic type. This one will work as a wonderful non-lethal defense against all manner of dog attacks. A squirt of water on the snout of a dog will usually wake them out of their stupid stupor and a firm "Go Home" will now be heard. Some people suggested adding things to the water but I did not find it necessary. Plain water works fine. A good scat on your bike is another must. I wore out a gel seat saddle, broke a leather saddle and now have the best saddle money can buy (not an expensive one). Wearing bicycle shorts with chamois scat has saved me from all kinds of discomfort. discomfort. I recommend them. On a long distance ride, be prepared to shed clothing clothing so 'layering' is in order. 1 usually start with a T shirt', over this I wear a sweatshirt and over that a warm, wind-resistant jacket. jacket. On very cold mornings I also wear cotton gloves to keep my hands warm. As the day progresses the jacket comes off (usually around 10 a.m.) followed by the sweatshirt (usually Cof C Luncheon The Oshawa/Claringion Chamber of Commerce is holding its First President's Luncheon on Friday, June 19th at Amadeus Seafood and Steaklumse, The current President will present "a state of the Chamber address". There will he an exchange of information information - |iast and present, Former Presidents are asked to call the office at (905) 728-1683 for more details on this informal get- together. around noon). As the day cools down again the sweatshirt comes back on while around 6 p.m. the jacket goes on over that. For food I used dry food by mixing a favourite cereal with sunflower seeds, mixed nuts, raisins, dried fruit, etc. I produced a mixture which would keep indefinitely and supplies supplies the needs of the body for a few days until more conventional food can be obtained. Bagels were also great and when possible I would fit one over each end of the steering bar so I could cat whenever I was hungry or it was convenient. Try these little bits of wisdom if you would like or let me know what works for you. Please Help the BIÀ Help the Hospital! aB ) 0 0 a a ra ra 4|#| MM anal BOWMANVILLE BUSINESS CENTRE We are asking you to donate articles that could be auctioned off during the Bowmanville Memorial Hospital Benefit Auction Friday, June 19th at 7:00 p.m. Proceeds will be donated to Memorial Hospital - Bowmanville Auctioneer: Harvey Webster Please call 623-3331, ext. 1880 for more information. 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