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I Page 11 me uaringion/Loumcc independent, tsowmanvnic, Saturday, July 4, iws New Business for Orono Orono is growing again. On Saturday, June 20, the area's newest business had its official opening. It's called The Back Porch Bookstore. Celebrating the day were Kim '"Dempsey, friend of owners Steve and Lori Hale, Councillor Troy Young, the Hales, Clarington Mayor Diane Hamrc and her grandson Dylan, Councillor John Mutton and Ron Binglcy, Lori Hale's uncle. The store, though small, is filled with new and used /books. Lori presented Mayor Hamre with a copy of the book "Don't Sweat the Small î Stuff and It's All Small Stuff," by Richard Carlson. ; FCC Reports 13 per cent j Increase in Farm Lending ij.- Farm Credit ^Corporation (FCC) reports j $1.5 billion in loans ' approved to Canadian /'•farmers and agribusiness h and a net income of $41.6 i] million, according to its U recently released annual report. Lending in 1997/98 ** brought FCC's loan port- folio to $5.3 billion, a 13 per cent increase over last ■; year. i' "Pent-up demand, a > strong agricultural econo- my, growing opportunities in the national and interna- > tional markets and lower \ interest rates have led to > eight consecutive years of N loan portfolio growth," ■ •says John J. Ryan, rj President and Chief p4 'Executive Officer. a "The development of .rural Canada, where nine > [million Canadians live and j generate a substantial 4 share of this country's eco- h nomic. output, is a top priai priai ority for the Government of Canada," says Lyle ra'Vanclief, Minister of , Agriculture and Agri- Food. "FCC's constant fi innovation in designing (• financing plans tailored to the specific needs of pri- fî mary producers and •J agribusiness - most of 5 whom naturally are localised localised in rural communities - ^Snakes the Corporation a p valued partner with rural Canada." Î "Our continued strong Î2 performance shows that 3 Canadian farmers trust FCC's knowledgeable a staff to deliver innovative Ç, financing solutions," says 2 John Ryan. "We continue 2 to be customer-focused, i directing our energies 1* towards anticipating the h agricultural community's ;! needs, providing products and services to bring their ;< visions to reality." Canada's largest agri- -j cultural term lender, FCC r' possesses 69,846 accounts r valued at $5.3 billion, ;] compared to $4.7 billion in 1996/97. An average loan size of $98,473 reflects the £ Corporation's strong com- r* mitment to primary pro- » ducers, and small to medi- £ um-sized agribusiness cus- tomers while increasing its j! lending to agribusiness with $155 million to the >.j sector during last fiscal. "Over the past 40 years, C we have dedicated our- selves to enhancing îy growth in rural Canada ;j during the good times and 5 the difficult times, y Because our roots are in y agriculture, we share an /understanding and a sense i of community," adds i Ryan. In response to industry :< needs, FCC launched sev- 1 oral new products and scr- y vices. The Plant Now - Pay î Later program for grape . I growers and the Apple | Grower loan assist in regeneration and expan- Pcrsonal Property | loans-assist in purchasing • new and used equipment ; and Variable Rate loans I provide maximum ficxibil- ;j ity. In support of rural com- munitics across Canada, J FCC contributed $425,000 i to disaster relief and other Ü community assistance ini- ? tiatives such as: 4-H and $ FRAQ in Quebec, the ^ Royal Winter Fair, the 4 Farm Progress Show, the d National Logging and / Forestry Show, Canadian ;! Western Agribition, the Atlantic Aquaculture M Explosion Conference and m the Canadian Young H Farmers Forum as well as |i dozens of causes and com- munity activities across Canada, I sion Also during 1997/98, FCC put significant effort into developing partnerships partnerships and alliances with other organizations in the agricultural and financial sectors. "We know that as a community, we can achieve more together than we can alone. Del's Mortgage Watch Today's Best Rate for First Mortgages. • Beit Rates as of July I st, 1998 ADJUSTABLE RATE MORTGAGE... S.10% 4 Year 6.15% 5 Year 6.20% 7 Year 6.49% 10 Year 6.61% , 7.06% NOTE: We handle the transfer of an existing mongage at No Cost! WE ALSO ARRANGE: • Second Mortgages • Credit Lines • Personal Loans CALL: DEL DYKSTRA 697-3300 FINANCIAL LTD. | Division Street 6 Months 5.95% 1 Year 6.05% 2 Year 6.05% 3 Year 6.15% 25 year DELT0N* MORTGAGES Bowmanville -- çfty&we (JfoigAt $280,000, 1 14 storey brick century home on 1.4 acres of perennials, gold fisli ponds, large mature maples; a dream. Insulated workshop-garage, two other large out „ buildings. It is a must to see. ^ Call Ç05-786-9806 to set up an appointment. r Estate Home on Ravine Lot In The Rills of Liberty Reduced to $ 375,000 This custom built home has everything! 2600 sq. ft on 1.51 acre lot with 150 foot frontage. Very private. Built in 1987, it has three bedrooms including huge master bedroom and ensuite bathroom. All oak kitchen with ceramic tile floor leading to a beautiful sun room and cozy family room. Huge dining and living rooms adjoining kitchen. Fully renovated basement with rec. room and wet bar, washroom, workshop, storage areas and access from double car garage, Oodles of closet space and second floor laundry room. Security system, central vacuum, central air and electric heat pump, In-ground lawn and garden irrigation system. 20 x 20 shed with dog kennel. 18 x 36 swimming pool with changehouse. Large deck with built-in firepit and cooking grill. Professionally landscaped with 12 x 18 Koi fish pond, waterfall, and two natural streams. Must be seen to be appreciated. Please phone 623-3303 to arrange for viewing. «IIIIHU iiniimiiuiui Color Your World sssszz The name, value and excellent products that you have trusted for years, Janine is certified in Residential Interior Design and ns a consultant in Products, Decor, Window Blinds and Carpels. WflLLPflPER BOOK SPECIAL SAVINGS -CARPET FOR ANY NEED - 60% OFF Designers Touch Interior Latex Primer .'$26414*10.78 50% OFF Painters Choice Interior Semi Gloss Latex $ÎWWi, *15.98 30% OFF Designers Touch Ceiling Latex ."$22414*15.96 25% OFF Designers Touch Eggshell Latex ,$33414*75.67 Call Janine for free Shop-M-llome Service for Hlinds, Carpel, Vinyl mooring. Take atlmlnge of her 17 years of Decorating Experience, A 'COI.OR YOUR WORLD' GIFT CERTIFICATE ■nukes u great gift! SMILES are FRKIil Open Monday to Thursday 9 to 6 Friday 9 to 9; Saturday 9 to 6 235 King St. K,, llttwmanvlllci 623-9750 54 Water St. Port Perry 985-8221 Region Taxes Jump 15% Continued from Page 1 our heads in the sand," she said. Mayor Hamrc added that the provincial government would blame Durham's regional council for the tax increase whether or not the pay package was approved. "They're going to call you the bad guy anyway. They already are," she said. . Councillor Brian Nicholson added: "Sometimes in this job, you have to do what is right." He termed the increases which, for the first time were recommended by a panel of citizens, as being right and fair, if not necessarily necessarily politically expedient. Mike Breaugh, the head of the citizen's panel which recommended the increase, said: "The process is an arm's-length one. We think it is workable." JAMES R. YANCH Trustee in Bankruptcy Offering all insolvency services including personal and corporate bankruptcies OSHAWA 122 Albert St.-721-7506 Ajax: 50 Commercial Ave. - 619-1473 Cobourg: 72 King St. W. - 372-4744 Saturday and evening appointments available. FREE initial consultation. DUCA CREDIT UNION Residential Mortgage Rates Owner Occupied 6 mo. 6.00% 1 year 6.10% 2 years 6.25% 3 years 6.25% 4 years 6.25% 5 years 6.35% RATES SUBJECT TO CHANGE WITHOUT NOTICE Call us for other deposit rates and services including FREE PERSONAL CHEQUING. Oshawa and Bowmanville Branches Manager Paul Muller 15 Charles Street 136 King St. East Phone: (905) 728-4658 Phone: (905) 623-6343 E-mail: duca.info@duca.com Internet: www.duca.com Office Hours: Monday to Wednesday 9:30 - 5:00 Thursday 9:30 - 7:00 ♦ Friday 9:30 - 6:00 qj.r CUSTOMER SERVICE 1st ■ PRIORITY Efbànkî |7 -- "*»<» ; ROYAL LEPAGE John Fowler Sales Representative Off. 623-3393 Real list ate Services lid, Hrnkcr 234 King Street East, towmanvilU Res. 623-7928 ii ALL YOUR FLOORING NEEDS MacLearVs Custom Kitchens Hand Crafted Since 1972 Specializing in kitchens, baths, custom wall units and vanities Low financing available CERAMIC CARPET. VINYL FREE IN-HOME ESTIMATES 1885 Clements Rd., Unit 263, Pickering 905-683-3222 or 905-623-3135 OJ.P. J 52 King St. West Bowmanville PETER KOWAL Real Estate Limited Broker SERVING IIOW.MA.W II.I.E \NI) AREA SINCE /955 lilt W Phone: (905) 623-2453 W Fax: (905) 623-0136 IMAGINE!! JUST $98,000. for a starter home in nice area of Bowmanville. Great 104 foot lot - lots of room to grow! Let Us Show You This Home. Call 623-2453. COTTAGE SEASON 100 Lakefront lot with totally renovated cottage cottage on Head Lake near Norland. 90 min. from Bowmanville - 30 min. from Rama. New roof, windows, pine kitchen, 4 pee. bath, deck and septic. REDUCED TO $124,900. COTTAGE at , Head Lake, Norland, for just $95,000. Townsfjip, road between cottage and lake. Sand beach, year-round road, very picturesque. RICE LAKE: BUILDING LOTS ON RACK ISLAND Mainland docking and parking included. Hydro at property. ONLY $31,900. Call Sales Rep. John Bate at 623-2453 or 697-1619. BUILDING LOT: Langstaff Road - Kendal. 6.15 Acre parcel on Langstaff Road just north of County Road #9. Good pond site - lot slopes to road - levies paid - Good terms available. $49,500. Call Assoc. Broker BillTuransky at 623-2453 or 983-5420. Frank Real Estate Ltd. and Royal LePage Working Together For YOU! IFRANM ROYAL LEPAGE ■^■miiiiiiiiiiiiiiiiiiii Real Hstatc Services I .Id. Broker 234 King Street East, Bowmanville Telephone 623-3393 Toronto Line 686-1035 ;r., t RETIREMENT AT ITS BEST! 2200 sq. It. open concept beauty. Living room with gas fireplace, extra large Florida room with walkout lo deck, 2 large bedrooms, office, extra large kitchen and dining room, six appliances, appliances, full basement, custom decoraling. Take Ihe lime lo inspect. II will lake your breath awayl All tor $179,500. Call John Fowler* 623-3393 or 623-7928. RAISED BUNGALOW - NEWTONVILLE .25 acre lot, 3 bedrooms, greenhouse greenhouse kitchen, deck, full basement, basement, double car garage. $156,900. Call Charlie Reid* 623-3393 or 983-5914. EXCEPTIONAL VALUE TOWNHOUSE Spacious 3 bedroom lownhome. Fully fenced with private drive and single attached garage, new gas furnace, central central air, root, windows. Eal in kitchen with pine trim. Immaculate condition, taslelully decorated. Jusl move in! $89,000. Call Joan Deegan* 623-3393 (24 hr. pager). NEW LISTING - MUST BE SEEN Three bedroom beauty in Courtice Crossing. Living and dining room, eat-in kitchen with walkout, three baths, oversize garage, landscaped yard, all appliances included. 5 yr., 6.2% mortgage available. Act now on this 10++ home. All tor $167,500. Call John Fowler* 623-3393 or 623-7928. 20 ACRES - 2 LOG CABINS 2 streams. Private beautiful setting In Kendal $159,900. Call Charlie Reid* 623-3393 or 983-5914. ® 104 King St. E, Bowmanville corners tone realty ltd., realtor 623-6000 t Ron Moore* Sales Rep. 623-6000 24 hr. pager A LITTLE BIT OF CHARM Goes a long way. This 1 1/2 storey brick and aluminum aluminum 3 bedroom home features hardwood floors, newer roof in '97 and an unfinished basement for your own taste. Neat, clean 623-9263(res.) " , . /. , " and well maintained. $139,000, Call Ron Moore* now to view (905) 623-6000 24 hr. pager. Marg Bain* Sales Rep. Call for details at (905) 623-6000 CHARM, QUALITY & CHARACTER Are reflected throughout this beautifully restored century home reminiscent reminiscent ol a time gone by. Enjoy candlelit dinners in the formal dining dining room, served from the updated gourmet kitchen, kitchen, and then have your coffee out In the garden by the fish pond. This lovely property Is offered at $264,900, call Marg Bain for your appointment. Call Marg Bain* for more info 623-6000. David Passant** Assoc. Broker Over 23 Years of Service COURTICE BUNGALOW On quiet court, forced air gas heat, walk-out oil of kitchen kitchen lo deck, private fenced yard. Only $130,000. Also: $45,900. 3/4 acre building lot . $40,900. 2 ten acre wooded parcels ' $109,000. 4 bedroom vinyl, gas heal . $219,900. Country rancher on 3 acree, troul stream i For a market evaluation of your home, please ask for David Passant**, Associate Broker, todayl 623-6000. iUL-- -1 HE LITTLE BUSINESS OF YOUR OWN? What great exposure! Hang out your shingle from this very attractive 1 1/2 storey home with 3 bedrooms, upgraded bathrooms, eat-in kitchen, kitchen, living and dining rooms with hardwood floors and gas heat. Asking $132,900. Call Linda today 905-623-6000. Call Linda McLennan** Associate Broker 623-6000 Doug Humphrey** Member of Hall of Fame Call 623-6000 BOWMANVILLE BUNGALOW Shows like a model! Unique 3 bedroom home on 50' fenced lot. Cathedral ceiling in living room, huge kitchen with walkout to deck plus double garage. Asking $164,900. Qg|| Q 0U g Humphrey** 623-6000 or 428-1206 (Tor.) PIZZA BUSINESS Why pay $250,000 - $500,000 for a new franchise? Buy a profitable, proven business for only $199,900. No royalties. Owners retiring. BAs'Mi-àfiirü 4 BEDROOM BACKSPLIT Excellent home in mature area - big trees, fenced yard plus gas heat. Asking $124,900. SOLID BRICK BUNGALOW $149,900. Paul DeJager* Sales Rep. (905) 623-6000 Large eat-in kitchen complete with oak cabinets, gas heated, air con., finished family room with 4th bedroom and office. Close to schools and shopping with easy access to Hwy. 401. Call Paul DeJager for more information 623-6000 or 428-1206. JUST LISTED TOO NEW FOR PHOTO $179,900. Fantastic Oshawa sidesplit on quiet court setting In very desirable area. Super clean home, very well decorated and landscaped. Large principle rooms, main floor family room, above ground pool on largo lot, workshop and tons of extras. THIS WON'T LAST!!!