West Grey Digital Newspapers

Durham Chronicle (1867), 13 Dec 1906, p. 2

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"" I " The principal sources of banking. J profit ari~e lr .m the lending of money ; . and the issuing of their note circula E non. two functions of the highestf importance in the material deveIOp-; ment of a nation. The business of; lending n‘oney is conducted today; upon principles identical with those l i' which exiSZed in the time of Moses, ' h when he warned the children of y Israel against usury,â€"the lender l 1. endeavors to secure the highest rate ; d of interest possible, and all the secur 3 p ity available. The bankers of Rome I v and Athens took deposits and made! t loans, besides doing an extensive: business in “ foreign exchange”; The issue of paper currency is a de- velopment of more moderntimes, al- though as a matter of fact, a paper currency is said to have existed in China as early as B. U. 119. Canada a has the honor of being one of the firsc 0 countries of more rece; t times to adopt a paper currency. l‘his was in 1685, when the periodical shipment of coin from France having failed to arrive, the Intendant cut up ordinary playing cards, wrote upon them his "promise to pay,” and issued them to his soldiers as payment in place of J Specie. This was what is known as c “ monnoye de carte,” and was in use a ten years before the Bank of England I was established, and thirty years he. I fore John Law’s bank was established 1 in France. T: is card money, which 1 was forced on people and soldiers : alike, worked satisfactorily enoufi:h ¢ :0 long as ships arrived with coin and the Intendant was able to re deem it. but the ships stopped coming . in 1709, and later on the currency ‘ was redeemed at half its face value. entailing a heavy loss on the people of the colony. 3151033? or OUR cunanxcr. " This occurred under the old French regime, but there was a spec- ial issue of paper currency made un- der the English regime, during tho‘ war with the United States in 151.2“ when exports of specie were prohib- ited, and an issue of ‘Army Bills’ authorized. These bills served the Purposes of the country extremely well, and were all redeemed in full, with interest by the year 1820. The peeple had become accustomed to this new paper currency, and as the bills were being called in for redemption. they felt the inconvenience of going back to the use of gold and silver coin. There was a number of Scotch- men and Englishmen in Canada by this time, and they were more or less familiar with the note issuing powers 0‘ the Bank of England and the Bank of Scotland, established reapectively 3v ddmmffl O’ODQQC‘ BANKING SYSTEN OF CANADA. Mr. D. M. Stewart. President oil the Sovereign Bank. delivered an in- ' teresting and profitable address be- fore the Canadian Club at London recently. He regards the public as! “ woefully lacking in accurate know- ledge regarding banking,” and as the address contains many good points, we reproduce portions for the benefit of our readers. He says: PUBLIC LACKS KNOWLEDGE. “ Apart from the fact that it is a very great privilege to apgear before any body of intelligent men. it has always seemed to me that the gener- al public was so woefully lacking in accurate knowledge regarding bank- ing, that even I, in my own humble and imperfect way, would be fully justified in disseminating all the in- formation I could on the subject. whenever possible. “ At the present time the public is being satiated with acertain phase of banking. which happily is extremely rare in this country, but it is not my intention to discuss the special fea- tures of that case. except in a gener- al way that I do not believe such conditions exist in any other Canadi- an bank to-day. I am afirm believer “In. vâ€"â€"â€" w- ....v _ in the banking and commercial possi- bilities of this great Dominion, and to me it is a matter of congratulation that if the unfortunate disclosures which have recently been brought so prominently to notice, have done nothing else, they have positively established this one lact.â€"that the business of banking, as I understand the term, is safe, sound and profitable when conducted within our own Can- adian borders. Heavy losses are ex- ceptional in the case of bankers and all others who confine themselves to the development of the agricultural, commercial and manufacturing in- dustries of this country, and if all of the people, more especially our young men, would only realize this and con-‘ centrate their energies upon Canadian enterprises. they would find that n0thing would pay them better or result in more genuine satisfaction in the long run. It may be slow, though net necessarily, but it is ab- solutely sure. Good, safe remuner~ ative business, and plenty of it, is to be had in Canada if it is only sought for in the right way. but the eXperi- ence of generation upon generation has proven that financial ruin stands inevitably in the pathway of the banker orthe merchant who allows himself to be drawn into the mael- strom of W all Street Speculation. " In Canada. the chartered banks conduct a general business. They act as cuswdians for the savings of some of the peeplr ; they lend money to Others; they assist the merchant in the financing of his imports from foreign countries and facilitate the business of the farmer and the manu- facturer in procuring payment of the produCts exported to all quarters of the earth F US CTIOJ SS OF OUR BAXKS existence to-day, and as it was then, so it is now, the first bank in Canada. â€"The Bank of Montreal“ ' ” After this, other banks were established, and until the year 1867 each one of the provinces enaCted its own laws for the regulation of bank- ing. By the Act of Confederation, ,however, the provinces relinquished ! their rights to deal with banking and i currency to the Federal Government, ‘and ever since then such legislation has been uniform throughout the country. A general Bank Act was passed in 1870, but only one bank re- i newed its charter under this, anian- iother Act was passed in 1871, w ich [fixed definitely the date for the ex- ’ piry of all bank charters at lst July, 1881. This Act may in reality be‘ regarded as the first Bank Act of the Dominion. Ever since that time the bank charters have been renewed by ten-year periods, dating from the lst July, 1871, and a revised Bank Act has been passed every decade. These revisions and attendant legislation have been accompanied by consider. able discussion in Parliament and press which have led to the adOption of additional safeguards and amend ments from time to time, and finally culminating in the admirable system which this country enjoys to day. [You can thus see that this system has not been achieved by any hap- hazard legislation or financial acci- dent. but is the result of a steady process of evolution aided by that in- telligent criticism and sound common lsense which have always character- } ized, as a body. the public men and l the bankers of Canada. " The necessarily short time at my disnosal precludes the possibility of my giving you anything like a. satis- factory review ofour banking system or its history. and the best I can do is to bring jusc a very few points to your nOtice. Until 1870 the chartered banks were allowed to issue one. two and {our dollar bills, but in that year they were deprived of the right. to issue ones and twos, the Government as- suming this function. The banks continued to issue four dollar bills, however, until the Bank Act of 1880 was passed, which fixed the lowest denomination for bank notes at five dollars, and required that all such issues should be in five or multiples of five. Ever since the issue of the ‘card money’ in 1685 the aim of suc- cessive Canadian legislators has been ,to make the paper currency of the Lcountry absolutely safe; and in the year 1890 this most worthy object was finally and satisfactorily attain- '. ed. " Under the act of 187‘) noteholders and depositors ranked equally as creditors; the act of 1880 changed ‘ this, and made the note circulation a first lien upon all the assets of the bank. This was a great improvement. and no bank that has gone under since the act of 1880 became law. fail- ed to pay its n0teholders in full. In epi‘e of this fact. when the next re- vision of the Bank Aer. tool; place it was decided to go a step further. and in the year 1890 the safety of the bank rote circulation was placed be- yond all peradventure by the estabo lishment of a guaranteed fund in ad- dition to all the other safeguards previously adapted. This fund, which is known as the ‘Bank Circula tion Redemption Fund.’ was created by the payment to the Dominion Gov- ernment in gold by every bank cf a sum equal to 5 per cent. of the maxi- mum amount of its outstanding cir- culation. and this ratio must always be maintained. The fund is applic- able to case of need to the redemption of the note circulation to any one bank. although it is contributed to by all the banks. The total amount CCORDING TO THE LAST WILL and testament of Samuel Kidd. de- ceased, there will be sold by public auction on Thursday. December 27th, at 2 o’cnock, n. m., lot 33, con. 3, Egremont, one mile north of Holstein. containing one hundred acres of land well watered by the Saugeen river. Medium sized new frame house and barn. The cleared land is all under grass; barn. The cleared lana as: an unuu rg. ”a, medow and pasture. The sale will be held _- _ _..n “A“. -:An n:nnn ‘LA “fie, meuOW all“ talc. Luv ”IV "5.5 W "vuâ€" on the premxseg. possession given the first of March as it. l8 now leased. Terms: cash. JOHN CLARK. MRS. S. ORCHARD, Auctioneer. Execntrix, Durham- Nov 7â€"8t. Interest allowed on depOsits from date of deposit to date of withdrawal, and paid four times a year. Bxecutrix’s Sale. SOME BILLS CANCELLED One Dollar Starts an Account. Your Deposit _ Account is Solicited. of circulation outstanding on 313$ October 1906, was $83,718,630, secur- ed by total assets amounting to $935,313,464. “ In answer to a question which is often asked rrgarding the amount of circulation which a bank may issue, I may say that a Bank may issue notes to the amount of its fully paid- up capital, and no more. “I trust you will have observed1 that through all the stages of legisla- tion there has been a steady curtail- ment of the powers of the banks as regards note issues. This tendency is most apparent in the act of 1890, when the amount of money which a new bank had to. deposit with the government before it could commence business was increased from $100,000 to $250,000, and the amount of bona fide subscriptions to the capital Stock raised to $500,000. " The latest Bank Act, and the one which now governs the banking in- stitutions of the country, was passed in 1900, and under this act the char- ters of all banks were extended until the lst July, 1911. “Here are a few of the things which a chartered bank cannot do. It cannot lend money on its own stock or on the stock of any other bank. It cannot lend money upon real estate or mortgages, and it can- not invest in real estate except for its own requirements in the way of premises, etc. These restrictions are very Wise, their intention being to prevent banks from looking up too much money in fixed assets. “ The Bank Act contains forms to be followed in making loans on goods, wares and merchandise, and it pre- scribes the form of the returns to be sent to the government, and for those which are to be submitted to the shareholders at the annual meeting. The act also teems with penalties, and he is indeed a rash banker who would ignore them. A CONSEQUEXT EXPANSION. and a consequent and necessary ex- pansion in banking. As I said be- fore. the principles governing the conduct of a banking business are much the same now as they were 3,000 years ago. but the methods of conducting it are difierent, and these must necessarily change and continue to change with the times. “ It is said that there are too many branch banks in Canada today, but that is not a bad thing for the coun- try. and I venture to Say that if an appeal were made to the people they would be unanimou’s in deciding for more. The bankers, however, are the best judgea of this question, and they know that it is an easy matter to close a branch if it does not pay. and no sane banker would keep an lofice open very long that did not pay. lThe fact iq. that. as in time of peace J. KELLY, a nation should prepare for war. so In days of prosperity it should pro- pare for hard times. I say, there fore, that now is the time for action. \Vhile business is good we should ob- tain all we can: and reaping plent- eously\ lay up in our storehouses now for the lean years which, though they be delayed. will inevitably come; “ But let us not lose our heads; let us not become intoxicated by success; let us remember that it is easier to stand adversity than prOSperity. and that it is while times are good that every bank, as well as every mercho ant, should put his house in order In this connection you will hear peo- ple make useâ€"or misuseâ€"of that good, sound. old banking word, ‘con- versatism . ’ " There is no better or more appro- priate word in the vocabulary of a banker, but do not forget to distin-i guish between conversatism and pessimism. They are not synonyo mous terms. No pessimist ever ac. complished anything worth while for himself or his country. The captions ;critic who sits by his snug fireside Land rails at the modern captain of linduStry who works fourteen hours out of the twenty-four, is if anything more dangerous than the man who lives in the past. and is always sigh- ing for “ the good old times.” 3321') OF GREAT MEN. “This is a great country, and it courage, men of broad vision, men with large ideas. men of faith. With- out these we cannot. inspire that hope. that confidence in others which UP TO PAID-UP CAPITAL. DURHAM CHRONICLE Manager shores. No one who is familiar with the existing condition can deny that there is a magnificent future for the banking and commercial interests of this country, and it is my honest Opinion that no country in the world holds out brighter prospects for the laborer or the capitalist. the farmer or the artisan, the merchant or the banker, than does the Dominion of ‘Canada. ' vwâ€"â€".._-_ “ Young men, there is no necessity 'for you to go to the United States. You will do far better at home. where I am convinced that the same amount of hard work, the same amount of. honest. concentrated effort will bring larger results than in the United States or in any other country. With the inevitable development which is to take place in Canada, the banking system will continue to undergo the necessary process of evolution. and will be found to adapt itself as time goes on more and more adequately to the demands of the country and the requirements of our people.” ‘ The address was received with : great applause. and a hearty vote of l thanks was given There is no other medicine manu- factured that has received so much praise and so many expressions of gratitude as Chamberlain’s Cough Remedy. It is efiective, and prompt relief follows its use. Grateful parents everywhere do not hesitate to testify to its merits for the benefit of others. It is a certain cure for croup and Will prevent the attack if given at the first appearance of the disease. It is eSpeciallv adapted to children as it is pleasant to take and contains nothing injurious. .Mr. E. A. Humphreys, a well known resi- dent and clerk in the store of Mr. .13 Lock, of Alice, Cape Colony, South Africa. says: “I have used Cham- berlain’s Cough Remedy to ward off croup and colds in my family. I foundit to be very satisfactory and it gives me pleasure to recommend it.” For sale at Parker’s Drug Store. I’m a millionaire to-night, and I’m dreaming by the fire In the big and Splendid castle that I’ve built; But I’d rather lie and dream, if I only had my way. Underneath an old log cabin quilt, And dream I’d joined the boys and girls behind the village school To spend an hour a sliding down McPherson’s hill, A-bobbin’ on the bob sleigh, the bob- sleigh the bob-sleighâ€" A bobbin’ on the bob sleigh still! They say I’m great and famous. Mebbe :0; Let it go at thatâ€"but I glory in a sleep That brings me back some glimpses of the old old time. Get my boyhood back again when in my slumber deep. For I’ma-bobbin’ in the bob-sleigh the bobsleigh. the bob-sleigh, Down the gleaming slopes of Old McPherson’s hill; I’m a-bobbin’ on the bob-sleigh, the bob-sleigh, the bob-sleigh, As it is some time since I saw any- thing about the happings around Waudbv, in the Chronicle, 30 I thought I would let you know a few of the items. Mr. George Twamley. and his son Albert, arrived home from the West. where they have been for the past summer, looking hale and hearty. George says that country is good enough for him. Mr. Nicholas Melosh, has rented Mr. T. McKenna’s farm for the com- ing summer. Messrs. Wm. Watterson and Wm. McNally are working on the railroad out near the Rob Roy and fetting up for the winter. Our school mam, Miss B. Binnie is having her school concert on the mm of Dec. It is going to be the concert of the season. BOBBIN’ ON THE BOB-SLEIGH. Miss M. McArthur, anocher of our fair maids has gone through the bonds of matrimony. Congratula- tions. Mrs. George TWamley has been under Dr. Smith’s care with erysip- elae in the head, but we are pleased to report that she is somewhat better. Miss Addie Twamley is home from the hospital at Fergus, and is quite strong after the operation for appen- dicitis. Mr. Thoe. Dunn had the misfor- tune to have one of his fingers taken ofi with the turnip cutter while cut- ting turnips. Mr. and-Mrs. Joseph McNally spent Friday with the Livingston family, at Priceville. ln many catarrh snufl's, cocaine is the largely used ingredient; in con- sequence the drug habit may be for- med. To be really cured of catarrh, to do so quickly, safely and pleasant- IY, doctors say Catarrhozone is superior to any remedy. It heals sore places, stops discharge, prevents hawking. Spitting and bad breathâ€" does this by first destroying the cause of the disease. Catarrhozone is no experiment it is a tried and proven cure that is guaranteed for bronchial, throat, and lung catarrh. Two sizes, 25c and $1.00, at all deal- eke. YOUR WISEST COUSE. WAUDBY. and famous. . __, . ,, Mada Imperfect Indigestion Most Prolific Cause of Serious Disease. Few people seem to realize the real danger in disuurbed, deficient or defective digeStion. W'hile health reports do not give indigestion as a cause of death, yet it is in reality often fatal. as it so weakens the stomach that one be- comes readily susceptible to an at- tack of typhoid fever, kidney disease, nervous prostrationlor: other serious or fatal disease. At the first symptoms of indiges- tion Mi-o-na stomach tablets should be used. If there is a feeling of heaviness in the stomach, distress after eating, nervousness, dizziness nausea, headaches, sleeplessness, pains in the side and limbs, Specks before the eyes, or a peevish, irriâ€" table condition. with debility and weakness. begin the use of Mi-o-na at once. It will build up the stomach and digeptive organs so that you can {eat anything at any time withoutP‘fear of distress or indigestion. DANGERS FROM DYSPEPSIA. A50‘cent box of Mi-o-na tablets will, in most cases, give prompt re- lief and cure, although in chronic and long standing weakness of the stomach, two boxes or more are sometimes needed, but we guarantee Mi-o-na will cure, in all cases. no matter how chronic or serious, or money will be refunded. You run no risk whatever in buying Mioo-na. We absolutely agree that your money will be refunded should you buy a ESQ-cent box of Mi-o-ne stomach tablets and nor. be satisfied with the results. Mi-o-na is sold by druggists everywhere: or will be sent by mail on receipt of price, 50 cents. Write today for a free sample package and also give us your symp- toms, and one of the best known stomach specialists will give your case his careful and personal atten- tion without charge. Booth’s Hy- omei Company. Buffalo, N. Y. In daily walks the trader talks: “It keeps a fellow humping To raise the rocks7 to margin stocks Which have a trick of slumping.” Step using Acid Corn Selves, use Putnam’s Painless Extractor; it costs alittle more bu it’s far the best. Use only Putnam’s ” â€"â€"‘25c at all dealers. H. H. Miller THE HANOVER CONVEYANCER To change his advertisements but now offers some NEW BARGAINS ; 100 ACRES Bentinck. near Crawford, brick veneered dwelling. very large barn. frame stables and pig stables. good soil. good orchard. good bush. Price should be $4000 but will sell tor less than $3000;ir sold at once. 250 ACRES near Durham. a. good farm, splendidly improved. was asking $7.500, will now take great deal less. 100 ACRES in Glenelg. near. Durham. a fine well improved farm, Will sell very cheap or trade. 1, ACRE LOT near Durham Furniture Factory. Will sell cheap or trade. A PROFITABLE Blacksmith shop stand. well located. A large sum of money to lend at lowest rates. DEBTS COLLECTED. INSUR- ANCES placed. Dificulties arranged. C P._ R. 3nd ‘0_c_ean Steamship Tickets for €3.19?" Erveryizhiâ€"hg private. NOW 15 . . THE TIME STOV ES PIPES, ETC. ALL KINDS OF HARDWARE AT LOWEST PRICES F. E. SIEGNER WHY BURN YOUR TOES? Always Promptâ€"Never Negligent. To consider about getting ready for fall, We have an excellent stock of Our Graniteware is the best and at: luwest prices. EXPERIENCE. CALL AND SEE : HAS BEEN : : To select from. 2 BUSY DURHAM . H. H. MILLER. 4 VAN“ Q71 N BRUCE SIX, DURH‘ . . O brick house, 30x32; ix’ngW high : double cellar * “335 s. Cement flo one half, furuace 1n the Otherofiam Small barn w1th stone 3 tabl neat-h. Convenient to e‘under. Furniture Factory and ‘ Separator :Vorks. “Till sell c Cream quick pure aser. The 3Wner1 . West. 5 £91113 J um: 14. tf. 0'18 2 AND 3 OF 15.00N.1 R,. Bentinck. Building 10 St.. Durham. Brick house on Durham. Apply to Wm‘ Leggette Saugeen, or John Lezate. D Jan. 25, ’06 tf. CONTAINING 100 ACRES.BEING Lot 14, Con. 4. N. D. R, Glenelg About 85 acres cleared, balance in good hardwood bush. Well watered, well fenced. good frame house. banlg barn and impls ment house. Good bearmg orchard. abom twenty-five acres ploughed, four . acres in tall wheat. Possessxon may be had after Mar lst. For further partlculars applyw DONALD BEATON. PrOp,‘ Jan, 20th, 1906â€"“ POMONA P. o, House U about Si; miies from Durham. Good title. Possessxon a; once. Good land. Must be sold. F or particulars apply to J. P. TELFORD, Durham Feb 22nd 1905 â€"tf, J. of Saddler street in the Town of DW. ham, in the county of Grey, containing; acres more or less. For terms and parties. lars applv to ARK LOT NUMBER 13 NORTH of Saddler street in the Town of Day. A good solid brick two storey dwell' alongside Presbyterian Manse pronertyin Upper Town, Durham, Corner of Durham and Elgin streets. Seven rooms, pantry closets, cement floored cellor, ctc. airy location in good locality. (joodf stable. hard and soft. water. one acre land. Snan for quick purchaser. F01J further particulars apply to 1 JOHN W. MCKEcumisjoxvner, Aug. lst. 1906â€"tf. Rockv Sanseen P40. For further part DECEMBER 18, 1906 Dec. 2.-â€"tf. Being: Lots 10, 12. 13 and 14. 0311.2. Glee elg, and 50 acres adjoining. 450 acre inaIL four good farms. On the property ar three good barns and an extra good brick farm house. containing: seventeen rooms Hard and soft wa er in kitchen. and abundance of good running spring: we: on the farms. Three good bearinz OTC ards. farms in good state of cultivatio. with excellent grazing lands, well timber convenient to church. close to gravel.“ and within four miles of village and 5' office. Will be sold in one block or separate parcels to suit purchaser. proprietor, George 'I‘wamley. has purch ed land in the West and has decided to at once. Snap to quick purchaser. further particulars apply to H '73 Aug. 4, 1906.â€"6m. :IJ cession W'est of the Garafraxa R03 m the Township of Normanby. in ‘3 County of Grey. For particulars apply J. P. TELFORD, Jan. 3. 1906.â€"â€"tf Barrister. Durhfl A number of improved valua farms in New Ontario, near 3'6 Liskeard for saleâ€"large discountf cash. BIap of thp locality and ter given on application to . J . P. TELFORD, 7-18.06. Solicitor for Vendoi FARM FOR SALE. EING LOT 5230K 11, GLENELG . ‘Containing 100 acres. 0n the pm; lses IS a brick house, fifteen rooms. 119315 by hOt air furnace. Soft water in kitchfiI never failing well Of good hard watt?” door. Good bearing orchard. Barn . thh stone basement. Hog pen 10“ Neverfailing well at barn. 85 acres clef ed. 75 In good state of cultivation. bah“ new land and bush. Fenced throngm1 wrth cedar rails and wire. Convenient.1 Post Office, Church and School, 01116811“ road between Markdale and Durham. 3‘ Cheap to quick purchaser as proprlemr gtung West shortly. Apply to W. F. KERNEY, on the men“ P. 0. address, \K'audb)‘. 0’ Nov 13th 1906.â€"tf. In the matter of the guardianship a Eva Rubina Campbell. Rm . John Campbell, Annie Germ") Campbell, \Vilfredflli-nry Call? bell and Hilliard Umnphell. the! fant children of Donald Cami-lb"; late of the Town of Durham. the County of Grey, Impleme Agent, deceased. NOTICE is hereby given that ' the expiration of TW . is nOth‘1 frorn the first publication of th application Will be made to the SW" gate Court of the County of Grey: {0| a grant of letters of guardianship ‘ the above named infants to Isaac Bel son Lucas. of the Village of Markdal 1n the County of Grey, Barrister. I. W. MCARDLEa. Solicitor for the Applica'” N _THE_ GA__RA_FRAXA ROAD. In the Surrogate Court the County 0: Grey. Good Farm for Sale. OT 21â€"IN THE SECOND CON; .., Dated the 26th day of Novem ber, Normanby Farm for Sale Park Lot For Sale. Farm for Sale House tor Saie. Farms for Sale. 1N NEW ONTARIO. Farm for Sale. J. P. TELmRD. Vendor’s Solicitor. Durham. r0 5 1 U1 a?“ 18. . rs BanJEGS:pp 1“!) E ROBERT TWAMLEY. < C raw ford P.01 -=. pantry .c. 00d f 2 acre fiflfififififififififififlflé Here is fi $15.00 Cash. “1.3 fallowing lots with duxs. guns ‘ “.38. for the purpose of huxmug u ,lltlons will follow :- Abraham Grutchley. X». L”), 3rd G. 11.; No. 3, 4th Con. s I) R. Wm. Wall, No. 3. 4:11 Can. 5 I) R GEM McGirr. No. 61 and 62, 2114 John Bell, No. 67. 3rd Can. E Ur an“. lat Con N D R Chris Firth No 5, 151'. Con N D R W Y 3 DR; 5 1.311330” N03901: 1. 5 All rsons are named not to Tr Sheflo OWing lots v» 1th duL'S mun v I‘ 1k... ALL ORDERS PRO Geo. will fit any chimney. on the meanest chimt A Souvenir Rang is built to draw we on any chimney. mthe chimnev must When (30% Street _.-â€"__â€"_: HIGH is the (may p that actually adjc 06ers an unrivail to get in on the ground fie ed possibilities as a money Do noz delay. Th‘ to-day. Map and full p. PrOperw in this dist investment. and has been1 of Fort William. local Ban professional men. John S T43 LL l\.’:: ”X-" Lead Packets Only guaranteed NOTICE TO TRES PASS DECEMBER 13, 1? :very Souvenir is absolu: KATE COCHRA AND DWELLING. a of Priceville. Apply Positively the B LA C K T0 RENT. CH RI Price

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