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DURHAM CHRONICLE Judicial. Legal. 0M and Govern- ment Noticesâ€"12c. (for count line for tie. per line for CLASSIFIED SMALL ADVTS. 1% c. per word each insertion, with four consecutive insertions for the price of three; a discount of 33 1/3 per cent allowed for cash with order. Minimum charge, 25c. cash with order, and 35c. if charged. where the object is the benefit or convenience of any person or number of personsâ€"is advertismg, and it will be treated as such. If no instructions accompany the notice advising us who to charge it to. it will be charged to the person phoning or sending it in. Advertisements ordered for insertion “until iorbidden’: and those sent Witn- --L8A_- “-811 nnnnn’ outwari‘t'te'nfii'nétrnctions, will appear until written orders are received xor their discontinuance. FRANK IRWIN, Editor and Proprietor. Whosoever is afraid of submit~ ting any question. civil or religious, to the test 0! free discussion. is more in love with his own opinion than with the truth.â€"â€"WATSON. There is little doubt that the abuse of the credit system has put a good many businesses on the road. but it is the "abuse" that should be blamed and not the system. With all its sup- posed iaults. the world could not live ’without the credit system. Nations could have no intercourse of trade. business firms could not equip them- selves with high-priced machinery, and even in our own case, where would we have been had we not been able to buy on credit and make the purchased article or machine pay its way as we got the work out of it. per Evan" '1}: advance. But this system will not work for the simple reason that the. average man in business cannot see far enough ahead. When one of these dead-beats enters a strange store. the store- keeper thinks he is getting new bus- iness. or that he is “getting ahead" of his rival. meets the dead-beat with a high-ball handshake and chuckles at the big sale he has made. He finds out his nfistake afterwards, but that makes little difference. Then next time he is right out for new business the same as before. There is only one manner in which the credit system. or rather the abuse of it. can be corrected. but we have no hope of ever living to see that day. Business men and others who have accounts owing should pay more at- tention to them. When they find that a certain party makes no attempt to pay his honest debts. he should be re- ported to the headquarters of the or- ganization. his name placed on the black list, and every business man re- fuse to sell him except on a strictly cash-down basis. Theie is also the fear in the most of us that somebody will learn that we have been "trimmed" and this. no doubt. works to the advantage of the deadbeat who. when he is refused cre- dit in one. place until his big bill is settled. merely moves on a door or two to be glad-handed by the next sucker. One of our exchanges in dealing with the credit system and telling of the difficulties experienced says that the credit system must go. On the face this looks like a wise statement but we cannot agree with our con- temporary if he intends the statement to be accepted generally. If he means that the credit system as used by a lot of people must go. then we are heart- ily in accord with his sentiments. All the preaching that could be done from now,~ till doomsday wouldn't change this situation. so why worry? WHAT NAPOLEON SAID The last issue of The Slmcoe Re- former ran the following in a box on its front page. and it fits the case of The Chronicle too well to be passed up withou: notice: When Napoleon heard the news of the defeat and destruction of hls fleet by Nelson at the Battle of Tratalsar. he is said to have ex- claimed: “Well, I can’t be every- where!” The editor is in exactly a WDBCIZA 11: LR1928 PAGE 4. Thursday MONgmssww THE CREDIT SYSTEM He often hears 13 The meanest man in town this week, according to the small boy with the handsleigh and the lady who likes to take her afternoon constitutional at- tached to a baby sleigh is the fellow who shovels the snow off the sidewalk clean down to the concrete. Names sometimes get one mixed up. We asked a well-known Durham man the other day what kind of a radio he had. and what do you think he told us? Crossley and Hunter. A station on the C. P. R. Rosetown- Perdue branch has been named after Ethel Catherwood, who represented Canada at the recent Olympic games. Well, here‘s hoping the new town of Catherwood can jump as high as its namesake Ethel and bring as much honor to the country. ICWD. “VIOLIN wuv â€"â€"v--_. There is not a weekly newspaper published that does not honestly try to get all the news, but with a small staff, and a hundred-odd things to do, it is not possible for the editor to be on the street all the time, or every- where at once. The community spirit and co-operation will spell sluc- cess, not only for the local newspaper, but for the citizens and the neighbor- “For unto you is born this day in the city of David, a Saviour, which is Christ the Lord.”â€"â€"Luke 2 The coming of the Saviour is one of the greatest events of history. As children we have all been thrilled with interest in the Christmas story and it would indeed be well for us to retain our child-like faith. lish all the news through the co- operation ot citizens who are will- ing to send in the items. Simcoe is a town of approximately 5,000 people and The Reformer has long been mooted one of the best weekly newspapers in the larger towns of Ontario. If The Reformer. with a circulation of 4,000, a reportorial stat! . office staff. and all that goes to make for efficiency in the collection of news feels that it cannot get all the half; DVV“ O.“ 0' moo-‘1' U" “â€" penings without the co-operation of its readers. what of papers like The Chronicle, published in a town of 1,700, with a small staff and a circula- tion of only 1,400? We would ask our readers and cit- izens to read the excerpt from The Reformer, given above, think it over, and then extend a helping hand. A newspaper is a purely community at- fair. The plant and machinery may be the property of some one person, but this, without the co-operation of the community in the dissemination of news. avails but little. _ _ â€" Vl‘Except ye become as little children ye cannot enter into the Kingdom of While we enter fully into all the festivities of this joyous season let us keep in view its deep religious signi- ficance. Christ would have us remem- ber him as our saviour and our Lord. The wise men and the shepherds were given to understand that the first Christmas was indeed the greatest of all occasions. Something of the sig- nificance of the coming of the Saviour was brought home to their hearts. We in this busy world. are apt to forget our need of a saviour; we are apt to forget what it means to have one to whom we can turn for pardon and peace. Let Christmas recall to our minds the greatness of Christ’s love toward us. May our hearts be filled with his love and his peace and may we all say in sincerity “Glory to God in the highest. “On earth peace. good will to men.” Extending to all the heartiest good wishes for this Christmas tide. B. D. ARMSTRONG. SOCIAL AND PERSONAL Miss Marion Calder returned this week from Montreal and her friends are pleased to see. her so fully recover- ed from her recent operation. A Merry Christmas to all! NOTES AND COMMENTS PASTORAL GREETING Anthemâ€"“Hail 0 Mom of the King" (Judson). Anthemâ€"“I Bring You Good Tid- ings” (Wilson). obligate by Mrs. Mc- Fadden. "Wonderful Peace”. Male Quartette. QUEEN ST. UNITED Rev. H. S. Fiddes. Pastor 11 A. M. Anthemâ€"“Song of the Angels” (Em- erson) solo by Miss Weir. 7 P. M‘. Sermonâ€""The Child of Samuel”. I Sam. 2 : 26. Anthemâ€""God From on High Hath Heard" (Turner). Sermon. Anthemâ€"“The Star in the East”. Anthemâ€"“Praise Ye the Lord”. PRESBYTERIAN Rev. B. D. Armstrong, Pastor Sermonâ€"“The Christmas Message", Matt. ii : 11 Anthemâ€"“The Happy Morn” (Ler- man) solo by Mrs. Lauder. QUEEN ST. W. M. S. The December meeting of the W. M. S. of Queen Street United Church was held at the home of Mrs. Georgee Yiirs on Thursday. the 14th. The President was in the chair and. after singing hymn 94. “Jesus Shall Reign“. Mrs. Groves led in prayer. Mrs. R. Smith read the Bible reading from the 2nd chapter of Luke. The devotional leaflet “Life as a Steward- ship" was given by Mrs. B. Wilson. The subject of study. “Bubbling Springs in Bie”. taken from the 4th chapter of “Drums in the Darkness" was taken by Mrs. (Rev. ) Fiddes. Sermon. Anthemâ€"“Fear Not”. Ladies’ Chorusâ€"“The Mystery of Love”. Sermon. Anthemâ€"“Star of the Orient” ( Geibel ). Cantata - “The Herald Angels” (Carrie B. Adams). After reports from the different of- ficers, the election of officers took place: Pres' ent, Mrs. McCrae; lst Vice- Preside t. Mrs. A. McClocklin; 2nd Vice-President. Mrs. B. Wilson; Rec- ording Secretary. Mrs. (Rem) Fiddes; Corresponding Secretary. Mrs. M. Knechtel; Treasurer. Mrs. Wiggins; Secretary of Christian Stewardship. Mrs. Groves; Finance Committee. Mrs. Groves. Mrs. McClocklin. Mrs. B. Wilson. Mrs. W. Glass. Mrs. Wiggins; Strangers' Secretary. Mrs. R. Smith; Assistants. Mrs. Wolfe. Mrs. Mark Wilson; Associate Helpers‘ Secretary. Mrs. Sparling; Assistant. Mrs. Twam- ley; Superintendent of Supply Work. Mrs. Hopkins: Assitant. Mrs. Yiirs; Pianist. Mrs. W. Glass. Sermonâ€"“Romance of the Incarna- tion, or The Christian Cradle”. Anthemâ€"“Crown Him King of Kings” (Excell). Anthemâ€"“Silent Night". KNOX After singing “Silent Night" the meeting was closed with prayer by Mrs. McCrae. KNOX W. M. S. The annual meeting of the W. M. S. of Knox United Church was held at the home of Mrs. R: Image, on Friday the 14th of December. with Mrs. Rev. W. Spencer, Pastor 11 A. M. Sermonâ€"“The Deliverer Has Come”. Anthemâ€"“O Gift of God” (Martin). ' . ‘Tmit-a-tives” Did Sta Christmas Semces His Rheumatism Sunday, BAPTIST 11 THE DURHAM CHRONICLE Mather presiding. The meeting was opened by repeating the Lord’s prayer in unison and singing hymn 170. Then came the business, including the re- ports of the various officers, all being encouraging. The Treasurer reported that the Society had more than raised their allocation of $450. and the Pres- ident of the Mission Band told of her little peOple also going over the top with theirs of $50. Hymn 172 was sung and two mem- bers led in prayer. Mrs. Allan gave the Bible reading from the old, yet ever new Christmas story found in Luke 2. The Roll call was answered with a verse on Faith. Mrs. Stoneousc and Miss Hunter gave an enjoyable duet which was much appreciated. The topic from the study book was taken by Miss McGirr, who told of the different missionaries and their work in Angola. Then came the election of officers and with one accord the of- ficers of last year were re-elected. The singing of hymn 165 and prayer by Mrs. John Bell closed the devotional part of the meeting. The hostess and Miss Ramage served tea and a social hour was spent, closing by singing God Save The King. Honorary Persidents. Mrs. T. McGirr, Miss A. Gun, Mrs. E. T. McClocklin. Mrs. W. Hunter; President, Mrs. James Mather; 1st Vice President, Mrs. W. Derby; 2nd Vice President, Mrs. John Bell; Secretary. Mrs. McIlraith; Trea- surer. Mrs. Thomas Allan; Associate Helpers' Secretary, Mrs. Thomas Young; Secretary of Christian. Ste- wardship and Finance. Mrs. John Bell; Literature, Mrs. Stoneouse; Missionary Monthly Secretary. Mrs. A. Middleton; Strangers Secretary, Mrs. Jackson and Miss MacKenzie; Supply Secretary. Mrs. T. Brown and Mrs. Mortley; Press Secretary, Mrs. John Smith and Mrs. J. -J. Smith; Treasurer Birthday Box. Miss MacKenzie; Missionary Committee. Mrs. R. Macfarlane, Mrs. W. H. Smith and Mrs. D. B. Jamieson; Missionary Band Leader, Miss M. Mc- Girr and Assistant, Miss M. Mather. Auditors, Mrs. T. McKechnie. The following were the re-elected officers: KNOX MISSION CIRCLE The annual meeting of the Knox Mission Circle was held in the school room of the church on Monday night. .__-vâ€" ‘j---‘l ain disappeared and I hm}. Mk" or the first time. I think this meri- icine really marvellous.” If you are bothered with Rheunm‘é is: ' Pams in the arms, legs or back, 0;- mm Neuralgia or Headaches, get “Fruit- a-tives.” 25c. and 500. a boxâ€"at- dealers everywhere. _â€"‘- we.-- 4 Mr. S. Floyd of Nanaimo, BC, i not bothered with Rheumatism any more. “I sufl‘ered with Rheumatism in. 1113' ahouldegq and,_'fi_as most of my f'u'mrdv ~__-_._â€"vâ€"â€" â€"- â€"â€", um .41 v \I‘ J} Y J i l";.‘ were taking ‘Fluit-a-tivcs,’ I (Inch- r: to try_ them. In a. short time t? MR. FLOYD “Fmit-a-tives” soothed his kid:~.3v=.-- L freed his system of excess arid mu! monous wasteâ€"re'mlatcd 1123 Emma; D â€"purfi_fiegl_his_blood-â€"and this is win; RIGHT IN THE SHOULD ER December 10. New omcers were elect- ‘I‘he following are the officers for the coming year: Honorsry Presidents. Mrs. Alder. Mrs. Duflield; President. Miss Mary Brown; lst Vice-President. Miss Jean Renwick; 2nd Vice-Presid- ent, Miss Myrtle Manley; Treasurer of grungy __B_ox, Miss_ Alma Wilson; nual entertainment on Tuesday night of this week in the church. This year a somewhat different programme was put on, taking the form of a supper for the younger peOple, followed by a programme and the usual distribu- tion of presents. The entertainment, which was confined to attendants of the school and their parents and friends, was well attended and a most enjoyable evening was spent. party in the A. Y. P. A. rooms last Thursday evening. There was a good attendance and a pleasant evening was The members of Trinity church Sun- day school held a successful crokinole HELD CROKINOLE PARTY ON THE JOB HIS YOUNG LADY is coming to work. She is an operator. She is always on the job whether it is stormy or not. And at what- ever hour you call her she is pleasant and efficient. The people in the telephone service make cour- tesy a habit. It is part of the efficiency with which they serve. There are 15,000 men and women engaged in the telephone system of Ontario and Quebec. They handle over four million calls every day and, in spite of the constant cry for speed, there is scarcely a case of conscious discour- tesy or neglect. . HE COMPANY IS PROUD of these 15,000 men and women and has endeavor- ed to make their work as agreeable, healthful and stable as possible. Several hundred present employees have been with the system for more than twenty-five years. This stability of staff maintains high standards of operation and is encouraged by the lim- ployees’ Pension and Benefit Fund, established in 1917, to protect employees in illness or acci- dent, and to provide for their future and for their dependents. There is also a plan of Employees’ Life Insur- ance, by which out of salary, employees may carry without undue burden insurance to care for their dependents. This plan has been ar- ranged in coâ€"operation with Canadian insur- ance companies at regular rates. N ADDITION to. this factor of stability an active interest in the telephone system is encouraged by the plan of employees' purchase of shares and by the plan of employee repre- sentation. Some years ago telephone employees were given opportunity to become shareholders in the company and 10,390 of them have subscribed for shares on instalment payments. For some years also, spokesmen selected by the staff have met with representatives of the manag ment to discuss such matters as wages, hours, tools and working conditions. This has not only stimulated interest but promoted effici- ency. HESE THINGS are the basis of the alert- ness and enterprise which have become a tradition of telephone work. It is demonstrated among the 4,900 men in the plant department. Over 3,500 of them have qualified for St. John’s Ambulance Corps first aid certificates and because of their outdoor duties they are frequently nearby when acci- dents occur. There have been many instances in which their voluntary response has saved life and relieved suffering. The same spirit has become familiar in the enterpriseand courage With which operators rise to an emergency. HETIIER IT BE the night operator on the job at midnight or the lineman fight-- ing a winter storm, the men and women of the telephone service give their best in contributing . . to Canadian progress and well ' deserve whatever benefits the f company is able to offer. mzwbgmwrmmmgoymuwm mmwmmuwmuuna. The mun-.1 Mines; meettnc of 6D Presbyterhn Women's W Bocietywas hemmmehomeofml- William Smith. George sweet tad 0" PBESBYTEIIAN W. I. S. Mary Calder; supply secretary Mrs. J. Burgess; home helpers secretary. Mrs A. W. H. Lauder; literature and lib- rary secretary. Mrs. J. Ledingham: glad tidings secretary. Miss E. Calder; press secretary. Mrs. W. Keller; birth- day box secretary. Mrs. J. Hepburn; general interest secretary. Mrs. A. Derby; organist. Mrs. J. H. Harding: mission band secretary. Mrs. 0. Mc- Kechnie; auditors. Mrs. W. Smith and Mrs. D. McArthur. The reports of the year showed sat- isfactory progress. the number of members of the society were 45. Mrs. Andrew Derby made the dedicating prayer and the meeting was closed ~with the Lord‘s prayer Thu-flay Deco-bet fl, [’8