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the city in which he resided. The mice wastibooandthedownpaymentwas $150, the balance to be spread over el- even years at $171, interest and princi- pal,eachyear.Thlsmanintendsto make carpentering a side-line. to build until he is a success- I ne of childhood’s choicest . queries has ever been and ever will be: “How does it work?" and it seemed a wholly enthralling idea to two you e(passengers, who recenti travel from Notting- ham, ngland, to Lemberg, Sask., when Engineer Fred Munt, of the Canadian Pacific Railway” invited them into the cab of his huge “2800” type locomotive. The young travellers were Walter and" WillinglSOll, aged 12 and 10 years, who meirneved alone from thei THE FIVE POINTS ' 0F WISE BUYING- (By R. S. Rider, Vice President Can- adian Steel Corporation, Ltd.) The five points of wise buying, as we d see them, are: Know what you want. Know why you want it. Know who d. makes it. Know what it costs. Know how to use it. The first point, “Know what you want,” needs little elaboration for the 'farm owners. They, of all people, prob- ably know their purchase needs best. -â€"this carpenter has started on a life workâ€"farming. “The single men for most part are not proprietors. but have found jobs with farmers. They are in a position to save money against the day when land- their chance to buy will come. Mean- .time they are obtaining invaluable ex- This placing of some 43,000 ~ 1 land. , “.llr Gordon found one large owning organization, the Federal Land many vacant farms of which it desired to dispose. He found two other depart- mantaâ€"the colonization departments of the Canadian Pacific and the Canadian National Railways. “.Mr Gordon initiated his policy by inviting the presidents of both railways to Ottawa. They agreed to co-operate with the Land Settlement Branch, so that almost at once he had the nucleus of a large land marketing machine at his disposal. “A central clearing house was not only desh'able but essential to efficien- cy. Mr. Gordon found one close at hand. in the Colonization Branch of the Immigration Department. This de- As sure as I have eyes to read. pertinent became the connecting link It does not say “take interest." the various organizations. Through unemployment organizations I d0 not like to hear him pray, and through direct newspaper adver- On bended knees about an hour, But, generally speaking, it is amazing tisement the unemployed were ad- For grace to Seend .aright the day, to mark how few people buy according vised that every SSSiSt‘mee short 0‘ Who knows his. neighbor has’no flour, to program or budget their purchases. I’d rather see him go to mill. As a result, about half retail salesman- “Hundreds Of unemployed persons And buy the luckless brother bee“ ship today rests on the weakness in- who had come from the farm ‘0 the And see the children eat the“. “11' stead of the strength of human nature. lar of cash assistance. This is the achievement in the most unusual “Back to the Land” movement this country has experienced. ‘â€"â€"â€".â€"-â€"â€"â€"_ PRAYERS I DON’T LIKE I do not like to hear him pray. Who loans at twenty-five per cent; For then I think the borrower may Be pressed to pray for food an drink° ‘ And in that Book we all should hee Which says the lender shall be blest, ! They crossed the Atlantic in the Canadian Pacific liner Montclare and the Dominion on C. P. R. seeing many absorbing sights en route. Picture shows the i nterested pair and their kindly tutor in a brief explanation of the mysteries of the gauges of the great engine. And what boy, either in Canada or 2' England, would not envy them? lby lightning would have been glad if he had considered that point when he worthunlesstheman whousesthemm,mmworm doesas WM Wecannotbehappybytryingtobe. Knowingfarmfenceaswedo,wealaonuomyuw¢trytobeaomething knowthat impmperemctionistheehe that wediaooverhapplnaaahas causeofmanythousandsofdolhrabe-mugby-mm,umtagetmr in8lostyetrlyonmlnyfll'lh‘~Biltownhapplmasandgiveollraelveato fencmskomyomenmpleofhwm-catam peat attitudsawefindthat pol-taut it is for the wise player to happinesshascreptinonusunawanea knowhowtousehispurchale. Nor are we faillu'es because of Ifyouhaveanydoubtabouthowtofomesoutsideofuswhichaxebeyund handle my product, use His Majesty‘s our control. We become failures only mails.Writetothemanufactlnerdi-asweloseourmasteryoverourown nectly and youwlllnotonlysetaan-ttttudu. information or assistance desired. but I have observed." said a sales man. youwmsetthatmmutechdeep-uerwhohasovemhtovermaew est appreciation for your courtesy. a thousand men, “that the man who comes home whipped at night. it the even spunow can men m who went out whipped in the US SOWG mm m morning." It WIS not his customers. histerritory,norhispricelistthatde- In the midst of 3_ mm m m feated him. but his own attitufi. with drifts piling high in the streets And the significult thing is that below, a dosen or more sparrows gath- each man chooses his own attitudes. ered in the shelter just outside my of- No man can compel me to M an- fl°e window, 3mm lustily. The Wind gry if I choose to keep good humored. and cold were equally powerless to sl- No man can make another man bitter. 161108 their song. for it came up from or envious, or jealous. He becomes bit- within, a part of their nature. And, ter, envious or jealous as a result of his house. The accomm singing. they forgot the storm. Their own personal choice. numerous )guests incite: rvgfifidnliy song silenced the wind and shut out Other people can determine the Oh" serve in the kitchen during rainy spells the cold. cumstances under Whteh I must live. to. dry the week’s laundry. Later on, Nothing in existence is SO important but no one on earth. except me. can de- very likely, they can be used as a cage as attitudes! By them we fill life with cide how I am going to react toward for the first little toddler. All this is happiness °r wretchednese They make ‘thOSC cmumtwm- to indicate that most things can be all our friends and enemies for us. As I cannot change my features but I and should be used for other purposes a result of them life becomes a con- can control my expression. I cannor stant triumph or uninterrupted woe. run the town I live in but I can be ab. than the direct need which leads to their purchase. One of our fencing pro- All the rewards and real disasters 0‘ solute master over my own St.“ 0f life are by-products of our attitudes. If ' mind. ducts, for example, protects cattle in a field from lightning. Not entirely. of we extend the open hand to the world Even a sparrow can teach us some- it will give us friendships. If we stick ' thing about life -â€"James Pohlman lr course, and we make no such claim. But the man who loses a valuable bull out our jaw and clench our fists life ‘the Rotarian magazine. becomes a succession of blows some of : ______.__ which are more than we can stand. Womanâ€"“I was to have met my line. He who takes the attitude of suspi- band here two hours ago: have you seer. all jobs and, the more intelligent ones, cion toward all men peOpleS his world him?“ with a minimum of direction. Materials with enemies and threats. He who Floorwalkerâ€"“Possibly. madam. Any. will often do several jobs also, but trusts the world finds it rewarding him thing distinctive about him?" somebody has to think for them and with friendships and confidence. He: Womanâ€"“Yes. I imagine he’s purple usually in advance. I ' ndmother’s home in the Old ountry to jam their mother. ines, making many friends and purcased his fence. Hired men work at who looks for faults in his fellowman I by this time." ' 1e city. whose savings were Stm substan- And diaugh beneath the“. numb How often both men and women buy‘ “Knowing who makes it” is mighty tlal. heard of the Opportunities “Ow af- She ' something they don’t want because, for sound advice. No farmer expects good forded 10“ land settlement. Many °f I do not like to hear him pray, the moment, the critical opinion of crops from poor land. There is no more ' “Let blessings on the widow be,” some clerk seems more important than reason to expect value in a product if made to either railway company or to Who never seek her home to $th their financial welfare. Men, in general. there are not outstanding resources at the Land Settlement Board. 1’ the.or- “If want o’ertakes you come to me.” are actual victims of propaganda to the the command of the manufacturer. Re- ganization receiving the applications I hate the prayer SO loud and long, effect that they are too sensible to shop 3 sources mean capital to buy the best SPECIAL SHOWING had suitable property 101' sale the deal That’s offered for the orphans weal, around when, very often, it is merely a materials at the lowest pricesâ€"tn at is, was put through at once and full (1? BY him who sees hhh crushed by wrong, sort of pride that satisfies no one so tails sent to the central Ofltie'blu Ithfil And only With the lips does feel, much as the sales person able to take ' t'o id not have su a e an . . . gigging): 16:8: was referred to the cen- l I do not like to hear her pray. advaént‘ag: (glow 52:25 litzrrbaessfgdmgu: tral office at Ottawa. and thence was. With jewelled ear and silken dress. gun’d“ “d feted as martyrs to their forwarded to the other two organiza- Whose washer-woman tons all day. .. an S, are. :ptl sensible attitude that tions. If a suitable property was still And then is asked “to work for 1835' w ves eminun y . st as entitled to the field staff of the Land Such pious shavers I despise; as buyers, ey are Ju. ,. ' With folded hands and face demure, get the most for their (1011313 30 the They lift to heaven their "angel eyes,” sellers are enitled to get the most profit Then steal the earnings of the poor.l for their goods. , “Knowing why you want it," is a very limportant point in wise buying. A young married couple, for example. may purchase six dining room chairs. Left in the dining room, they can give only part time service. In most newly es- tablished homes. reflection if not ex- perience would will find their way '1 do not like such soulless prayers. The Land Settlement Branch, If wrong I h0pe to be forgiven; No angel’s wing them upward bearsâ€" They‘re lost a million miles from Heaven. ated. owning hundreds of vacant farms, de- sired to sell them. The railway colon- ization services ordinarily were active rivals in the sale of farm lands. But in this movement all three buried their ______.__....._.._. desire for individual success in order It will pay you to advertise in that the general good might prevail. The Chronicleâ€" l â€"The Canadian. over the whole â€" Tomato Juice 3 tins 25c # Manitoba Flour per 100 lb. $2.30 Pastry Flour 24 lbs. 65c # Heinz Pork and Bea ~ Per can 8c M 2 lbs. Stoneless Dates 23c # NuJell Powder 3 pkgs. 25c manston Sveet m THE HOME OF GOOD BREAD FEE fie DURHAM - - ONT ARI!) 2. cups 1 11bucer‘s - - Tea Everything in Medicine for man or beast show that those chairs duct. but here 'I'hereis,ofcourse.nothingthatcan in quantity when the market is in the manufacturer’s favor. If that capital isnt‘ available, it stands to reason that in the purchase of materials to sell at a competitive price there will be some tendency to sacrifice quality. The only philanthrOpists in this mighty busi- l lness of selling and buying are the buy- i iers. Resources also mean equipment; lDoctors aren't the only people who bury ; their mistakes. They can be buried in’; the heart of the metal that makes a": milk bucket. In “Knowing who makes! it.” ask about the maker‘s resources, his: equipment, the type of labor employed! and find out from your dealer not how? far the maker stands behind his pro-; how long he will stand back’; i ! Ladies’ Spring llals 2 prices to suit to-d book. ' ' of it. Next, and in importance second to no other point, is “Know what it costs.” Approach this question from the Stand- point of the successful banker. He mea- sures all things in terms of interest not because he likes to, particularly, but because all cost includes interest cost. This fundamental fact about buying is rarely considered. But whenever you exchange your own money for some pro- duct, no matter what its use, you never cease paying for that product so long as you live and your estate, when you die long afterwards, will be the poorer because of that purchase. For money. in the form of owned capital, can draw interest if invested. If you pay 8500 to fence your land, the reasonable rate of interest which you could have obtained on that $500 each means what you are paying for the use of that fence which must. eventually, be replaced. ’ Wise buying means taking this into account so that your purchases of ma- terial will not be so soon duplicated that you will be losing double interest for a service which should have been obtained by one investment of capital. No land is rich enough, no labor by the farmer is effective enough to over- come the handicap of the invisible HERE are many risks when motoring on our Provincial Highways today. You are wholly responsible for any damage your car may do, whether driven by yourself or not. Why not let us, through a good Insurance Company, carry your risk? We carry nothing but the best insurance. We do not sell any of the “how cheap” kind. But we goxzes you incur through unwise do guarantee that our insurance policy relieves u . 0 a o . . mt Mm would mm m mm £211.81; pgggfinanclal risk Without quibblmg or rows of fence about one piece of prop- erty? But many prOperties, neverthe- less, have phantom double or triple rows of fence because the first elected -â€"a “bargain”â€"didn’t dand up and had tobereplacedagainandperhapsagain. There may be insurance as good as ours bu there is nothing sold that is any better. ’ t 0 w I; A O FRANK IRWIN, Durham l ms and CASUALTY INSURANCE be done about the loss of interest on