138028 1.81733 01‘ WARIHNG With every pair of 1923 motor markers (lustributed throughout the Prmince of Ontario, the (htario 3am,» League is sending a letter of warning to autoists. The letter, while h is under the heading, “The Bed Trail of the Automobile,†is to the following eflect : Automobile accidents in Ontario increased about 30 per cent. in 1922. in cumparison with 1921. Hundreds uf persons have been killed unneces- sarily. These peeple died needless- ly. Do not take a chance. Save your children from being killed or crippled by automobiles. Teach them to be careful by being «areful yourself. Look both ways before crossing a street. Do not cut rnrm-rs. L'se the crossings. Do not hurry. Protect your children by leaching them these things. Driw slowly when} childrm play. erm'ls an) the only playgrounds " ..m\ children haw. Make ~n- playgrounds safe. Children are lly vunl’usml. Give them the right. on “'21). Make. this an invariable mm. Do not form) children to take a vlnanco. When you are walking use the street rrossings. Keep your eyes open. Wait for the Name signals. lake haste slowly. Never take a ('halu'o‘. Who-n drhing an automobilo. drnw raro-f‘ullyâ€"‘dn not spend. Ex- amim- ynm' brake-s frequently. DU not trust the «AMP fnllow. Give trains HIP right of way. WORKING PARTS UNDER CAR SHOULD BE INSPECTED Lay nut. an Old picée of carpet un- derneath tho t‘al' and. with a hand- In! nr tools and uil can, crawl under and makv a lawful inspection. The] bolts that huld the o-ngino pan and splash guards ran lw trim] for tight- lwss. llknwiso' thv spl'ingâ€"l'lip nuts. This may o-liminatv same at tln- rattling. Clo'an nut thv clutch hous- ing Lllltl t'lnguvd dl‘illll hans‘ln â€It: pan. Loni. HVt'l' Ulo‘ l'ailialnt‘ sup-- port, lmlts and MM engine support bolts. T ho) umlm' part ut’ the battery box may ht' i'm'rmlcd and can be scraped. Hammer around lightly 101‘ 100% parts. clean wherevm‘ it is necessary, and lubricate thoroughly all working parts. WHEN PISTON SPRINGS BREAK Piston rings soldom break, but whon um- olcws it is not difficult to insort a new ring if the job is tack- led in the right way. Remox'o the tonnm-ting-rml cap and pull the piston out from below. The rings may he slipped on or off the piston by inserting thin strips of sheet metal under thorn to prevent their dropping; into the grooves until they are? in their proper places. Pieces of old havk-saw blades are good for this purpose. LOOK AFTER STEERING GEAR Watch for the lost motion in the steering gear and have it attended to. Few drivers realize how much Low .1 minute. and save a life. Thursday, February 8, 1923. their safety depends upon the steer- ing gears. If the lost motion in the éteering wheel is found to be in- creasing rapidly, one of the ball and socket joints of the drag-link is coming loose and will soon let go. Stop the car immediately and inves- tigate. It is easily tightened with a large screwdriver. Set it up as tight as possible and secure it with a long cotter pin or piece of wire. Barn Burned at Lumadon, Sash. At an early hour on Saturday morning the barn and contents of the, farm about two miles south of Mn} John Cornish’s {arm operated by‘ William Kelly and owned by John Cornish were completely destroyed by ï¬re. Mr. Kelly had been in the buildings sometime during the after- noon and there was no indication of ï¬re at the time. He was about to lvacate the farm in the spring to oc- icupy another one which he had re- lcently purchased. In the fire on Saturday morning he lost twelve head of horses and nine head of cat- tlo, a quantity of feed and imple- ments, harness, etc Mr. Kelly had about $3,000 insurance on his stock, etc.. and Mr. Cornish $2,500 on the building.â€"Lumsden News-Record. "Consider the editor,†says an ex- change. "He weareth purple and line linen. His abode is among the mansions 0f the rich. His wife hath her limnsine and his ï¬rstborn sport- eth a racing car that can hit her up to forty flat. UV I - vâ€"“' “1.0! All the people breaketh their neck to hand him money. A child is burn unto the wife of a merchant. in a bazaar. The physician getteth 25 golden [‘iluiiks. The editor writeth a stick and a half and telleth the multitude that the child tippeth the beam at. nine pounds. Yea, he lieth even as a centurian. And the happy father giveth him a cigar. "Bolwld, the young one groweth up and graduateth. And the elitor put- toth in his paper a swell notice. Yea, a peach of a notice. Ho telleth of the wisdom of tho young woman and of her exceeding comoliness. Like unto lhe roses of Sharon is she and her gown is played up to heat the band. And tho uh‘essmaker getteth two wore and a half iron men and the editor goiteth a note of thanks from the 8.6.6. â€â€™l‘ho- (laughter {mirth on a jmxrnoy and tho mtitor throwoth himself in- to the story of the farewell party. It. rumwth a column solid. And thn t'air one remvmhoreth him from afar with a picture postcard that cost. six for a jitney. “Behold. she returneth, and the'l youth of the place fall down and! worship. She pickcth one and 10, she picketh a lemon. But the editor calleth him one of the most promis- ing young men and getteth away with it. And they send unto him a bid to the wedding (east and behold the bids are printed by a Toronto mail order house. Flowery and long is the wedding notice the editor printeth. The minister getteth ten bones. The groom standeth the ed- itor 011‘ with a twelve months’ sub- . seription. ‘ ‘\ll flesh is grass and in time the \xife is gathered into the. silo. The minister gettoth his bit. The editor printnth a death notice, two columns of obituary, throe lodge notices, a cubit of poetry and a card of thanks. And he forgetteth to read prOOf on coxsmzn Tun nnrron the head and the darn thing compth out: flow To Her Last Roasting Place.’ “And all that are akin to the do- ceased jump on the editor with exâ€" ceding great jumps. And they pull- nth out their ads. and cancelleth their subscriptions and they swing the hammer unto the third and fourth generations. JACKSON er PROPOSITION . NOW IN COIII’I‘I’BE’S BANDS The Council met Monday night and in addition to a lot of routine busiâ€" noss and the passing of the usual grist of accounts, went into a discus- sion of the Jackson property, now in a mm. M nnsnttled condition and in asort of unsettled condition and in l the market for a suitable buyer. ts we said recently, negotiations for purchase by Messrs. W‘. Caldex and “. A. McGowan are on With the Council and an offer made the pros- pective buyers by the Council at a special meeting. Nothing definite has developed from the negotiations and at the last meeting a committee of the Council was appointed to con-- te1 with Mr. Harding, who recentlx pu1chased the unfinished stock ot the defunct Jackson Manufactming,r (.1'ompam and has been “01km: there at intervals for some time in the finishing process. .-\t a meeting with Mr. Harding on 'Im-sday night an 8601!, \\ as made to lvas‘v the pioperty for a few months to Mr. Harding. Propositions wow suggested for consideration, but no ilt'tihn can be taken till submitted to the Council at. its next regular moot- ing or a special meeting in the inter- AUSTRIA RBDIVIVUS (Montreal Star.) After four yoars of the blackost nationai despair, Austria has at last omorgod from the gloom. Dawn has broken, a faint twilight only as yot. but, rich with promise of gorgeous nonntide to follow. The loan of 650,- 000.000 gold crowns has at length lwon guarantood. In thanking tho tlnunril of tho lgoag‘uo of Nations, by wlmm tho loan has hoon arrangod. tho Austrian tilianrollor dorlarwl that it onahlod Austria to “prosorw ht'r [mlitiral ind:montlonro.“ In short. Austria will not fall into (lorâ€" many's raparious maw. 'l‘ho immo- .cliato otl'ort must ho an incontiVo to Work for a dospairing' inmulation. a [‘P-‘lll'nlltitlll of industry. now that inâ€" dustry will moot with its roward. and tho gradual stabilization of tho ommtry‘s tinanros, t t ,\'o country has sutt‘ured more from Hu- inept diplomacy of the Allies at. VPI'SRiHM and subsequent confer- ences. Amputated and dismembered. her seaboard conï¬scated). and no longer economically self-supporting. Austria became an almoat trunkless metronolis and Vienna a vast capi- tal of an insigniï¬cant country. Great distress has prevailed there for many months and the loan has been grant- ed none too soon. It is a tardy ree- ompense by the Allies for a great wrong, and it is honed that the promises of favorable trade treaties Wrili be fulï¬lled. "Canst thou beat it?" These Modern Days. (Detroit, Nows.) Her-«May I kiss you“? Sho-ï¬ertainly not! I permit nu such familiarities. but I may kiss ynu before the evening‘s over. ' THE DURHAM CHRONICLE 8H0!" TERM CREDITS flow the Government ;_- o- operates With Local Associations. Province. Thou who have followed the preceding articles will have ob- â€nod tho! lonrtem loom 3:. mode (Contributed by Ontsrto Department of Axflcultuto. Toronto.) Then is one distinctive dmorenco between the system at Ions-term losns and the system of short-term direct by the Agrienitnrsi Develop- ment Bosrd, 6 Queen’s Pnrk. 'i‘o- ronto. in contrast to this. no short- term loans are made by the Bosrd. but are made solely through local associations organised for this purpose. Short Time Credits Described. The reason for this difference in method at Operation lies in the diner- ence in the nature of the security and the nature of the loan. in the matter of long-term loans. the secur- ity is a ï¬rst mortgage on land, and the personality of the borrower. while important, is secondary. In the short-term loans, the security is a note or lien on chattels, and the personality of the borrower, and his reputation in the community. is one of the big determining factors. Then. too, the loan is usually a small one. With $2,000 as the maximum. the average loan will no doubt be a good deal under $1,000. It would, there- fore, be physically impossible for any central ofï¬ce to grant and supervise loans in all the different sections of the Province for small amounts. No other system oi granting short-term loans on personal or chattel security by a central ofllce for a whole Pro- vince is in existence. Such loans may. however, be granted with reasonable safety by local committees familiar with all the circumstances. 1 Not So Difï¬cult. Accordingly, a plan of organiz- ation of local farm loan associations has been devised, and this is not so dimcult as might at first appear. A membership of thirty is required, and each' member must take one share of stock, value $100, and make a payment of 10 per cent.. .or $10. This stock represents capital, and is held in reserve. There is little like. being required on capital account. After the necessary membership is signed up, the township council and the Government are each asked to appoint two directors, and subscribe for one-half the amount of stock subscribed by local members; this to be added to the reserve. When these directors have been appointed, the association elects a. president, vice- president and one director. These ofï¬cers, with the two Government directors and the two township di~ 'rectors, constitute a board of seven, 'which, thereafter. looks after the business of the association. A sec- retary-treasurer is appointed, and he -vv -' vw â€"w~...., is the only paid oflcer permitted. When the association is thus tormed it continues from year to year with the usual annual election of omcera. and applications for loans can then he made from time to time to the secretary-treasurer. who Will arrange to have them considered by the di- rectors. in practice. it will probably be found desirable to have meetings at stated periods {or the consideration of the loans. In this way. loans may be passed without any inconvenience either to the borrower or to the directors. Associations Already Formed. ividual Fame". the Township Council and the Government Pool Already Doing Business. vv a. V vâ€" v"â€" a good standing in their respective communities. The future of this plan a now in the hands of the farmers themuelvu. It was placed on the Statute Book 3. an alternative â€stem of merit u; _IA_ ~ The number at associations now doing business is regarded as a very satisfactory start. With the new system it was not expected that such associations would spring up in a night all over the Province, nor was it regarded as desirable that such should occur. The associations now in existence are well scattered over the province. The Board of Directors selected includes some of the very best farmers in the country. Their interest in the matter and their public-spirited efforts to assist their neighbors in the matter of an- ance gives the associations organis AL .Iâ€" _A--A_A.__, â€"- w-vvâ€" ‘- i't-Ielt. and of 'vâ€"Ju3'u m alum; o where other uncle. wen toud‘z. “count. 0; mandatory. - HEAVY RAILROAD TAXES ,ll. \V. Rowe's Monthly." Do you fully realize what the in- crease in taxation amounts to? In 1910 the New York central Lines. paid annual taxes or a little more than nine and a half million dollars. In 1921 this had increased to more than thirty million dollars. Taxes are now far in excess of dividends. The New York Central Railroad 00.. ~ the. parent company of the system, «is now paying three dollars in tax- as to every two dollars in dividends. And taxes are rapidly increasing; new plans to croilecting more taxes are heard every day. Is it any wonder coal is dear? The lfnited States Coal Commission ï¬nds that the number of miners employed is 200000 in excess of requirements. Working full time they could mine eight hundred million tons in a year. But of course they don‘t work mil time or anything like it. If they did there would be no dearth of coal. and prices could not. be kvpt up. Annual strikes :u'v staged in which both the minors and operators win and thv public lost). Sometime. pm'liaps. I'm-In Samuvl may get his dandm' up and wui :i «hm M the gamv. y‘f‘ATBSMANSHIP? .‘mmitnn Harald, .. .- t .t.- .‘tmns poke- fun at nur Svn :tv: but it is sat't‘ tn assm't that thvi‘u is nut onv Canadian svnatur who \w‘mlct be capable ut‘ such idim'y as that nttnrmt in tho l'nitml Status 30min by am- «if its mPnUN'I‘s un 'l‘hnrsday. In thn tit‘hflit‘ on the ro- t'nnding Hf tlm British \Var «iotit. Svn- atm' McKOllai‘ madv sumcs cathing romarks about. Britain. Win-n askmt why he attackod Britain. he replied. '1 attack Grnat Britain hwausv mi.- uf hor omissarios (Stanley Baldwin attacked this batty." 'I‘ho'i'v's stain-‘- mtinship fur you! He Deserves It. Hamilton Herald. l‘ntu the third andf nurth gene-ra- Hans of thnsn who» must pay Hu- \\'m‘ld'.~' war «mm the) namv nf \\'ilâ€" Hum IIan‘nw-llvl'n will bu own-x'frlc-d. No Signs of It. "l‘m‘nmn 'l‘vh‘g‘ram. \Vlm says: 1110 mst nt' 1mm: (humping? In sumv raws it Is «won sagging at the knuvs. COW AT O.A.C., GUELPH, GAVE BIRTH T0 TRIPLETS A fourâ€"year-uld cow let‘vmzim: tn llu- splmdid Holstvin lwrd at thv (~Jntarin Agricultural Collogv. (hwlph g‘aw birth to throw Vigorous calws on Saturday whivh at. the time» of birth mach» a mmbinml wvight Hf WHY COAL 18 DB“ We are inauguating a‘ Proï¬t-éharing plan whereby every customer will beneï¬t Every oustomer who makes a Cash purchtse of 5c. or more receives a cupon representing the amount of the purchase. These cupons v.ill be redeemed by us. when we will giw aw ay FREE SILVERWARE Why not plan to do your showing hero and l‘ccviVO absolutely tree this Beautiful Silverware. A chance of a lifetime to 31thâ€" or a complete set of Community Silverware ABSOLUTELY rm ABSOLUTELY FREE Silver Knives, Forks. Spoons, Etc. made by Dreiad Community Silierware (30., in the Newest Chautauqua Design and Absolutely First Quality Goods. This is Not a Game where you have to have the Lucky Number to win. fl. Morlock Sons HM “300 lbs. Although the triplets u. all thriving and apparently no wry healthy. the cow died shortly after the calves were born. SERIOUS ru BIOITAGS it is estimated that the world‘s pruductinn or tea last year only amounted to 620,000,000 lbs†and II the normal annual consumption is approximntely 700,000,“ the, "lb shortage has caused quite a panic in tea circles. All indications point. Tea Men feel, to higher retail prion in the near future. .\' must hnmvs tho nld guess- work baking days arv pone. Mun-r tn rvtm'n. TIN-n it \\‘:l~‘ a manor of anxiuus con- ,iwtm'c- as tn wlwthor 01‘ not Hm? hatvh of broad “would rise w'npm‘l)‘. MI 01' um‘ baking is a wi‘vnmiv succc-ss. Our breld ~h~ul¢l he «on» M your standard tinnil)‘ {(mds. PAGE m